Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Ptuj

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,559 in Ptuj, rent and utilities included – about $2,700 less a year. The total is higher in Ptuj despite lower rent and utilities.

Ubud, Bali, Indonesia
Ptuj, Slovenia
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Ptuj
🇸🇮 Slovenia
$1,559
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ptuj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ptuj actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,559 in Ptuj.

  • Ubud, Bali $1,331
  • Ptuj $1,559

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $2,460 in Ptuj.

  • Ubud, Bali $2,255
  • Ptuj $2,460

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $3,362 in Ptuj.

  • Ubud, Bali $3,180
  • Ptuj $3,362

Living in Ubud, Bali costs roughly 15% less than in Ptuj, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Ptuj is 15% above.

Currency
🍽 Eating Out
Ubud, Bali
Ptuj
Difference
Meal at Budget Restaurant
$3.38 Rp 61.2K
$15.61 €13.90
-78.35%
Three-Course Dinner for Two, Mid-Range
$34.65 Rp 628.6K
$55.7 €49.55
-37.77%
Fast Food Meal (McDonalds, etc)
$5.57 Rp 101.1K
$9.08 €8.08
-38.66%
Cappuccino
$2.62 Rp 47.5K
$2.87 €2.55
-8.71%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 Rp 27.9K
$3.29 €2.93
-53.19%
Water (0.33 liter bottle)
$0.64 Rp 11.6K
$2.02 €1.79
-68.32%
Local Beer (0.5 liter draught)
$2.67 Rp 48.4K
$3.71 €3.30
-28.03%
Imported Beer (0.33 liter bottle)
$4.26 Rp 77.3K
$4.37 €3.89
-2.52%
🛒 Groceries & Markets
Ubud, Bali
Ptuj
Difference
Milk (1 liter)
$1.46 Rp 26.5K
$1.32 €1.17
10.61%
White Bread (500g)
$2.29 Rp 41.6K
$1.86 €1.66
23.12%
Rice (white) (1kg)
$1.11 Rp 20.1K
$3.05 €2.71
-63.61%
Eggs
$2.10 Rp 38.1K
$4.04 €3.59
-48.02%
Local Cheese (1kg)
$15.94 Rp 289.2K
$17.05 €15.18
-6.51%
Chicken Fillets (1kg)
$3.88 Rp 70.4K
$10.21 €9.09
-62.00%
Beef Round Steak (1kg)
$11.40 Rp 206.8K
$15.10 €13.44
-24.50%
Apples (1kg)
$3.55 Rp 64.4K
$2.29 €2.04
55.02%
Banana (1kg)
$1.54 Rp 27.9K
$1.74 €1.55
-11.49%
Oranges (1kg)
$2.23 Rp 40.5K
$2.40 €2.14
-7.08%
Tomato (1kg)
$1.97 Rp 35.8K
$3.44 €3.06
-42.73%
Potato (1kg)
$1.86 Rp 33.7K
$1.53 €1.36
21.57%
Onion (1kg)
$2.42 Rp 43.9K
$1.65 €1.47
46.67%
Lettuce (1 head)
$1.02 Rp 18.6K
$1.63 €1.45
-37.42%
Water (1.5 liter bottle)
$0.52 Rp 9,475
$0.82 €0.73
-36.59%
Cigarettes 20 Pack (Marlboro, Camel)
$2.20 Rp 39.9K
$5.85 €5.21
-62.39%
Wine (Bottle)
$21.79 Rp 395.2K
$7.82 €6.96
178.64%
Local Beer (0.5 liter bottle)
$2.33 Rp 42.2K
$1.43 €1.27
62.94%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$2.56 €2.28
16.02%
🚌 Getting Around
Ubud, Bali
Ptuj
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,542
$1.40 €1.25
-82.14%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 148.3K
$33.76 €30.04
-75.80%
Taxi Start (Normal Tariff)
$0.44 Rp 7,941
$1.92 €1.71
-77.08%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,489
$1.38 €1.23
-65.94%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 101.6K
$27.46 €24.44
-79.61%
Gasoline (1 liter)
$0.83 Rp 15.0K
$1.72 €1.53
-51.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K Rp 443.5M
$28.8K €25.7K
-15.23%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.0M
$24.0K €21.4K
32.05%
🧾 Monthly Utilities & Internet
Ubud, Bali
Ptuj
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$77.5 Rp 1.4M
$287 €256
-73.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.14 Rp 111.5K
$16.11 €14.33
-61.89%
Internet (50+ Mbps, Unlimited Data)
$18.92 Rp 343.1K
$37.75 €33.60
-49.88%
🎉 Sport & Entertainment
Ubud, Bali
Ptuj
Difference
Gym Membership (Monthly)
$51.0 Rp 925.0K
$39.94 €35.54
27.67%
Tennis Court (1 Hour on Weekend)
$18.25 Rp 331.0K
$13.26 €11.80
37.63%
Cinema Ticket
$4.38 Rp 79.5K
$7.80 €6.94
-43.85%
🧸 Childcare & Education
Ubud, Bali
Ptuj
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$492 Rp 8.9M
$605 €539
-18.64%
International Primary School, 1 Child (Yearly)
$12.2K Rp 221.7M
$8,636 €7,685
41.52%
👕👟 Clothing & Footwear
Ubud, Bali
Ptuj
Difference
Jeans (Levis 501 Or Similar)
$45.16 Rp 819.2K
$117 €104
-61.35%
Summer Dress (H&M, Zara, etc)
$34.89 Rp 632.9K
$37.71 €33.56
-7.48%
Sport Shoes (Adidas, Nike)
$78.3 Rp 1.4M
$110 €97.5
-28.47%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$144 €128
-46.00%
🏠 Accommodation & Living
Ubud, Bali
Ptuj
Difference
1-bedroom Apartment, City Center (Monthly)
$1,078 Rp 19.5M
$549 €488
96.36%
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 12.1M
$386 €344
72.12%
3-bedroom Apartment, City Center (Monthly)
$3,510 Rp 63.7M
$996 €886
252.58%
3-bedroom Apartment, Outside City Center (Monthly)
$1,671 Rp 30.3M
$897 €798
86.31%
Buy Apartment in City Center (m2)
$2,340 Rp 42.4M
$3,359 €2,989
-30.34%
Buy Apartment Outside City Center (m2)
$2,236 Rp 40.6M
$3,298 €2,935
-32.20%
💵 Salaries & Financials
Ubud, Bali
Ptuj
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$1,192 €1,061
-86.05%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
3.29
318.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Ptuj: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$665
Ptuj
$386 41.9% $279
Groceries & Markets
Ubud, Bali
$279
Ptuj
$309 10.4% $29
Clothing & Footwear
Ubud, Bali
$106
Ptuj
$184 72.8% $77
Eating Out
Ubud, Bali
$106
Ptuj
$235 122% $129
Monthly Utilities & Internet
Ubud, Bali
$103
Ptuj
$341 233% $239
Sport & Entertainment
Ubud, Bali
$60
Ptuj
$56 7.1% $4.2
Getting Around
Ubud, Bali
$12
Ptuj
$48 303% $36

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $549 in Ptuj. Housing cost is often the main lever when comparing two cities.

Ptuj pays about 7.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $56 in Ptuj for a mid-range dinner for two. Groceries echo the gap at $279 vs $309 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇸🇮 Ptuj
🕒 Local time
12:05 12:05 PM
05:05 5:05 AM
7 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
18,339
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

Euro exchange rates as of November 5, 2026: 1 USD = 0.89 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Ubud, Bali Ptuj 11,410 km ≈ 15 h nonstop flight
From you
  • Ubud, Bali
  • Ptuj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Ptuj: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Ptuj?
Ubud, Bali is about 15% cheaper overall, especially in eating out, clothing, and transport. That difference adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Ptuj?
On paper, salaries run 86% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Ptuj?
Rent for a central apartment: $1,078 in Ubud, Bali versus $549 in Ptuj. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Ubud, Bali and in Ptuj?
Supermarket bills run roughly 10% higher in Ptuj. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Ubud, Bali or in Ptuj?
Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $56 in Ptuj. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 enough to cover costs in Ubud, Bali or in Ptuj?
Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
Is it better to live in Ubud, Bali or in Ptuj?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Ubud, Bali or Ptuj?
Safety-wise, Ubud, Bali and Ptuj are both considered safe, so it’s unlikely to be the deciding factor between them.
Which city is the better choice to relocate to?
It comes down to priorities – Ubud, Bali wins on affordability, Ptuj on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

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