Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Portmore

For one person, living is cheaper in Portmore: $1,250 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
60

Cost of Living Index in Portmore
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Portmore Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Portmore

🇯🇲 Jamaica

$1,250

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Portmore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Portmore actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,250 in Portmore, rent included.

Ubud, Bali $1,349
Portmore $1,250

A couple spends around $2,305 per month in Ubud, Bali vs $2,081 in Portmore, rent included.

Ubud, Bali $2,305
Portmore $2,081

A family of three spends $3,261 per month in Ubud, Bali vs $2,912 in Portmore, rent included.

Ubud, Bali $3,261
Portmore $2,912

Ubud, Bali costs about 8% more than Portmore, and outside of rent the biggest gap is in clothing.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$10.11 JMD 1,598

-67.16%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$63.1 JMD 9,975

-43.55%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$7.99 JMD 1,262

-30.79%

Cappuccino

$2.72 Rp 49.3K

$5.27 JMD 833

-48.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.93 JMD 147

82.80%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.61 JMD 96.6

24.59%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.18 JMD 345

21.56%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.18 JMD 345

100.92%

Milk (1 liter)

$1.49 Rp 27.1K

$3.18 JMD 502

-53.14%

White Bread (500g)

$2.28 Rp 41.3K

$3.64 JMD 575

-37.36%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.03 JMD 163

15.53%

Eggs

$2.04 Rp 36.9K

$3.44 JMD 544

-40.70%

Local Cheese (1kg)

$17.70 Rp 321.2K

$11.29 JMD 1,784

56.78%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$6.22 JMD 982

-36.33%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$9.49 JMD 1,499

28.45%

Apples (1kg)

$3.66 Rp 66.3K

$5.88 JMD 929

-37.76%

Banana (1kg)

$1.52 Rp 27.5K

$3.94 JMD 622

-61.42%

Oranges (1kg)

$2.23 Rp 40.4K

$3.01 JMD 476

-25.91%

Tomato (1kg)

$1.97 Rp 35.8K

$3.02 JMD 477

-34.77%

Potato (1kg)

$1.85 Rp 33.5K

$3.22 JMD 509

-42.55%

Onion (1kg)

$2.42 Rp 44.0K

$2.57 JMD 406

-5.84%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.55 JMD 245

-36.13%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$1.25 JMD 197

-59.20%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$9.49 JMD 1,499

-76.61%

Wine (Bottle)

$22.24 Rp 403.6K

$11.46 JMD 1,811

94.07%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.87 JMD 454

-21.25%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.16 JMD 342

37.50%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$2.25 JMD 355

-88.89%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$50.1 JMD 7,917

-84.39%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$0.92 JMD 145

-52.17%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$3.13 JMD 494

-86.26%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$6.44 JMD 1,017

-15.99%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.26 JMD 200

-34.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$44.3K JMD 7.0M

-46.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$32.7K JMD 5.2M

-2.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$160 JMD 25.2K

-50.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$28.89 JMD 4,564

-77.67%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$52.8 JMD 8,346

-64.83%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$58.7 JMD 9,273

-15.69%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

$13.47 JMD 2,129

-68.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$281 JMD 44.4K

74.70%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$3,157 JMD 498.8K

79.72%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$23.28 JMD 3,677

91.75%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$31.19 JMD 4,928

12.06%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$77.0 JMD 12.2K

3.77%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$95.9 JMD 15.2K

-17.22%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$315 JMD 49.7K

257.45%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$218 JMD 34.4K

207.97%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$667 JMD 105.3K

434.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$605 JMD 95.5K

185.04%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$7,655 JMD 1.2M

-64.32%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$5,857 JMD 925.3K

-61.00%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,280 JMD 202.3K

-87.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.45

45.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Portmore: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Portmore

$218 17.4% 67.5% $453

Groceries & Markets

Ubud, Bali

$288 21.4%

Portmore

$337 27% 16.9% $49

Eating Out

Ubud, Bali

$108 8%

Portmore

$190 15.2% 76.1% $82

Clothing & Footwear

Ubud, Bali

$108 8%

Portmore

$102 8.2% 4.8% $5.2

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Portmore

$241 19.3% 132% $137

Sport & Entertainment

Ubud, Bali

$58 4.3%

Portmore

$86 6.9% 47.6% $28

Getting Around

Ubud, Bali

$11 0.9%

Portmore

$76 6.1% 563% $64

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $315 in Portmore. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Portmore are about 7.8 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $63 in Portmore. Monthly groceries follow the same trend: $288 vs $337 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇯🇲 Portmore

🕒 Local time

23:17 11:17 PM

10:17 10:17 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

170,000

💱 Currency

Indonesian Rupiah IDR Rp

Jamaican Dollar JMD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 JMD = 6.33 USD

1,000 JMD = 5.67 EUR

Exchange rates and currency converter

JMD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Jamaican Dollar exchange rates as of November 2, 2026: 1 USD = 158 JMD (1,000 JMD = 6.33 USD). 1 EUR = 176 JMD (1,000 JMD = 5.67 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Portmore 18,330 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Portmore

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Portmore: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 8% more than Portmore, and outside of rent the gap comes mainly from clothing. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,875 in Portmore. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Portmore, especially for central apartments: a one-bedroom in the center costs $315 there versus $1,125 in Ubud, Bali.

Public transport costs about 84% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $491 per month in Ubud, Bali and $281 in Portmore. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,250 in Portmore. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Portmore – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.