Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Ponta Delgada

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,660 in Ponta Delgada, rent and utilities included – about $3,700 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
80

Cost of Living Index in Ponta Delgada
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Ponta Delgada Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Ponta Delgada

🇵🇹 Portugal

$1,660

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ponta Delgada

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ponta Delgada actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,660 in Ponta Delgada.

Ubud, Bali $1,349
Ponta Delgada $1,660

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,363 in Ponta Delgada.

Ubud, Bali $2,305
Ponta Delgada $2,363

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,067 in Ponta Delgada.

Ubud, Bali $3,261
Ponta Delgada $3,067

Living in Ubud, Bali costs roughly 19% less than in Ponta Delgada, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$13.61 €12.23

-75.61%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$44.83 €40.28

-20.50%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$10.72 €9.64

-48.41%

Cappuccino

$2.72 Rp 49.0K

$1.84 €1.65

47.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$1.83 €1.65

-7.10%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$1.84 €1.66

-58.70%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$3.15 €2.83

-15.87%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$3.60 €3.24

21.67%

Milk (1 liter)

$1.49 Rp 26.9K

$0.93 €0.84

60.22%

White Bread (500g)

$2.28 Rp 41.0K

$1.58 €1.42

44.30%

Rice (white) (1kg)

$1.19 Rp 21.5K

$1.79 €1.61

-33.52%

Eggs

$2.04 Rp 36.7K

$3.09 €2.77

-33.98%

Local Cheese (1kg)

$17.70 Rp 319.1K

$16.78 €15.08

5.48%

Chicken Fillets (1kg)

$3.96 Rp 71.4K

$11.35 €10.20

-65.11%

Beef Round Steak (1kg)

$12.19 Rp 219.7K

$17.07 €15.34

-28.59%

Apples (1kg)

$3.66 Rp 65.9K

$2.34 €2.10

56.41%

Banana (1kg)

$1.52 Rp 27.4K

$1.66 €1.49

-8.43%

Oranges (1kg)

$2.23 Rp 40.2K

$2.17 €1.95

2.76%

Tomato (1kg)

$1.97 Rp 35.6K

$3.10 €2.78

-36.45%

Potato (1kg)

$1.85 Rp 33.3K

$1.54 €1.39

20.13%

Onion (1kg)

$2.42 Rp 43.7K

$1.62 €1.45

49.38%

Lettuce (1 head)

$0.99 Rp 17.8K

$2.80 €2.52

-64.64%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$1.07 €0.96

-52.34%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

$5.12 €4.60

-56.64%

Wine (Bottle)

$22.24 Rp 400.9K

$5.79 €5.20

284.11%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$2.36 €2.12

-4.24%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$3.13 €2.81

-5.11%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

$1.66 €1.49

-84.94%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

$56.1 €50.4

-86.06%

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

$5.51 €4.95

-92.01%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

$1.42 €1.27

-69.72%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

$5.74 €5.15

-5.75%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.98 €1.78

-58.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

$33.7K €30.3K

-29.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

$39.1K €35.2K

-18.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$143 €128

-44.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$18.68 €16.79

-65.47%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$43.32 €38.92

-57.11%

Gym Membership (Monthly)

$49.48 Rp 892.0K

$33.39 €30.00

48.19%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

$19.50 €17.52

-9.49%

Cinema Ticket

$4.27 Rp 77.0K

$9.24 €8.30

-53.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$285 €256

72.33%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$6,594 €5,925

-13.95%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$47.31 €42.51

-5.64%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

$33.91 €30.47

3.07%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$65.9 €59.3

21.17%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$136 €122

-41.68%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$1,152 €1,035

-2.32%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

$689 €619

-2.51%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$1,401 €1,259

154.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

$931 €837

85.03%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

$4,033 €3,624

-32.27%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

$2,977 €2,675

-23.27%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,387 €1,246

-88.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.71

271.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Ponta Delgada: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Ponta Delgada

$689 41.5% 2.6% $17

Groceries & Markets

Ubud, Bali

$288 21.4%

Ponta Delgada

$310 18.7% 7.6% $22

Eating Out

Ubud, Bali

$108 8%

Ponta Delgada

$201 12.1% 86.5% $93

Clothing & Footwear

Ubud, Bali

$108 8%

Ponta Delgada

$128 7.7% 18.6% $20

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Ponta Delgada

$205 12.4% 96.9% $101

Sport & Entertainment

Ubud, Bali

$58 4.3%

Ponta Delgada

$52 3.1% 10.6% $6.2

Getting Around

Ubud, Bali

$11 0.9%

Ponta Delgada

$75 4.5% 559% $64

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,152 in Ponta Delgada. Housing cost is often the main lever when comparing two cities.

Ponta Delgada pays about 8.5 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $45 in Ponta Delgada for a mid-range dinner for two. Groceries echo the gap at $288 vs $310 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇹 Ponta Delgada

🕒 Local time

22:09 10:09 PM

13:09 1:09 PM

9 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

67,233

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Ponta Delgada 14,930 km ≈ 19 h nonstop flight

From you

Ubud, Bali
Ponta Delgada

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ponta Delgada: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 19% lower than in Ponta Delgada. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 88% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,152 in Ponta Delgada. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 86% less than in Ponta Delgada. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Childcare runs $491 in Ubud, Bali versus $285 in Ponta Delgada. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Ponta Delgada are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Ponta Delgada on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.