Last update: Oct 2026

Cost of Living Comparison Between Ponta Delgada and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,660 in Ponta Delgada, rent and utilities included – about $3,700 less a year. Other living expenses account for most of the difference.

80

Cost of Living Index in Ponta Delgada
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Ponta Delgada Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ponta Delgada

🇵🇹 Portugal

$1,660

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Ponta Delgada and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ponta Delgada and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,660 in Ponta Delgada versus $1,349 in Ubud, Bali.

Ponta Delgada $1,660
Ubud, Bali $1,349

Estimated couple costs with rent: $2,363 in Ponta Delgada versus $2,305 in Ubud, Bali.

Ponta Delgada $2,363
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,067 in Ponta Delgada versus $3,261 in Ubud, Bali.

Ponta Delgada $3,067
Ubud, Bali $3,261

Living in Ponta Delgada is roughly 23% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$13.61 €12.21

$3.32 Rp 60.3K

309.94%

Three-Course Dinner for Two, Mid-Range

$44.83 €40.21

$35.64 Rp 646.7K

25.79%

Fast Food Meal (McDonalds, etc)

$10.72 €9.62

$5.53 Rp 100.4K

93.85%

Cappuccino

$1.84 €1.65

$2.72 Rp 49.3K

-32.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.83 €1.65

$1.70 Rp 30.9K

7.65%

Water (0.33 liter bottle)

$1.84 €1.65

$0.76 Rp 13.8K

142.11%

Local Beer (0.5 liter draught)

$3.15 €2.82

$2.65 Rp 48.2K

18.87%

Imported Beer (0.33 liter bottle)

$3.60 €3.23

$4.38 Rp 79.5K

-17.81%

Milk (1 liter)

$0.93 €0.84

$1.49 Rp 27.1K

-37.58%

White Bread (500g)

$1.58 €1.42

$2.28 Rp 41.3K

-30.70%

Rice (white) (1kg)

$1.79 €1.61

$1.19 Rp 21.6K

50.42%

Eggs

$3.09 €2.77

$2.04 Rp 36.9K

51.47%

Local Cheese (1kg)

$16.78 €15.05

$17.70 Rp 321.2K

-5.20%

Chicken Fillets (1kg)

$11.35 €10.19

$3.96 Rp 71.9K

186.62%

Beef Round Steak (1kg)

$17.07 €15.31

$12.19 Rp 221.2K

40.03%

Apples (1kg)

$2.34 €2.10

$3.66 Rp 66.3K

-36.07%

Banana (1kg)

$1.66 €1.49

$1.52 Rp 27.5K

9.21%

Oranges (1kg)

$2.17 €1.95

$2.23 Rp 40.4K

-2.69%

Tomato (1kg)

$3.10 €2.78

$1.97 Rp 35.8K

57.36%

Potato (1kg)

$1.54 €1.38

$1.85 Rp 33.5K

-16.76%

Onion (1kg)

$1.62 €1.45

$2.42 Rp 44.0K

-33.06%

Lettuce (1 head)

$2.80 €2.51

$0.99 Rp 18.0K

182.83%

Water (1.5 liter bottle)

$1.07 €0.96

$0.51 Rp 9,316

109.80%

Cigarettes 20 Pack (Marlboro, Camel)

$5.12 €4.59

$2.22 Rp 40.3K

130.63%

Wine (Bottle)

$5.79 €5.19

$22.24 Rp 403.6K

-73.97%

Local Beer (0.5 liter bottle)

$2.36 €2.12

$2.26 Rp 41.0K

4.42%

Imported Beer (0.33 liter bottle)

$3.13 €2.81

$2.97 Rp 53.9K

5.39%

One-way Ticket (Public Transport)

$1.66 €1.49

$0.25 Rp 4,555

564.00%

Public Transport Monthly Pass (Regular Price)

$56.1 €50.3

$7.82 Rp 142.0K

617.14%

Taxi Start (Normal Tariff)

$5.51 €4.94

$0.44 Rp 7,975

1152.27%

Taxi (Normal Tariff) (1km)

$1.42 €1.27

$0.43 Rp 7,804

230.23%

Taxi 1hour Waiting (Normal Tariff)

$5.74 €5.15

$5.41 Rp 98.2K

6.10%

Gasoline (1 liter)

$1.98 €1.77

$0.82 Rp 15.0K

141.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.7K €30.2K

$23.8K Rp 432.6M

41.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.1K €35.1K

$31.7K Rp 576.1M

23.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 €128

$79.1 Rp 1.4M

80.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.68 €16.76

$6.45 Rp 117.0K

189.61%

Internet (50+ Mbps, Unlimited Data)

$43.32 €38.85

$18.58 Rp 337.1K

133.15%

Gym Membership (Monthly)

$33.39 €29.95

$49.48 Rp 897.9K

-32.52%

Tennis Court (1 Hour on Weekend)

$19.50 €17.49

$17.65 Rp 320.2K

10.48%

Cinema Ticket

$9.24 €8.29

$4.27 Rp 77.6K

116.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$285 €255

$491 Rp 8.9M

-41.97%

International Primary School, 1 Child (Yearly)

$6,594 €5,915

$5,674 Rp 103.0M

16.21%

Jeans (Levis 501 Or Similar)

$47.31 €42.43

$44.64 Rp 810.0K

5.98%

Summer Dress (H&M, Zara, etc)

$33.91 €30.42

$34.95 Rp 634.2K

-2.98%

Sport Shoes (Adidas, Nike)

$65.9 €59.2

$79.9 Rp 1.4M

-17.47%

Men's Leather Business Shoes

$136 €122

$79.4 Rp 1.4M

71.47%

1-bedroom Apartment, City Center (Monthly)

$1,152 €1,033

$1,125 Rp 20.4M

2.38%

1-bedroom Apartment, Outside City Center (Monthly)

$689 €618

$671 Rp 12.2M

2.57%

3-bedroom Apartment, City Center (Monthly)

$1,401 €1,257

$3,565 Rp 64.7M

-60.68%

3-bedroom Apartment, Outside City Center (Monthly)

$931 €835

$1,723 Rp 31.3M

-45.95%

Buy Apartment in City Center (m2)

$4,033 €3,618

$2,732 Rp 49.6M

47.64%

Buy Apartment Outside City Center (m2)

$2,977 €2,670

$2,284 Rp 41.4M

30.33%

Average Monthly Net Salary (After Tax)

$1,387 €1,244

$164 Rp 3.0M

746.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.71

13.78

-73.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ponta Delgada: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ponta Delgada

$689 41.5%

Ubud, Bali

$672 49.8% 2.5% $17

Groceries & Markets

Ponta Delgada

$310 18.7%

Ubud, Bali

$288 21.4% 7% $22

Monthly Utilities & Internet

Ponta Delgada

$205 12.4%

Ubud, Bali

$104 7.7% 49.2% $101

Eating Out

Ponta Delgada

$201 12.1%

Ubud, Bali

$108 8% 46.4% $93

Clothing & Footwear

Ponta Delgada

$128 7.7%

Ubud, Bali

$108 8% 15.7% $20

Getting Around

Ponta Delgada

$75 4.5%

Ubud, Bali

$11 0.9% 84.8% $64

Sport & Entertainment

Ponta Delgada

$52 3.1%

Ubud, Bali

$58 4.3% 11.9% $6.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,152 in Ponta Delgada and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ponta Delgada pays about 8.5 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $45 in Ponta Delgada vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $310 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇵🇹 Ponta Delgada

🇮🇩 Ubud, Bali

🕒 Local time

09:08 9:08 AM

18:08 6:08 PM

9 h ahead of Ponta Delgada

🌤 Weather

👥 Population

67,233

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.95 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.897 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,195 IDR (100,000 IDR = 4.95 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Ponta Delgada Ubud, Bali 14,930 km ≈ 19 h nonstop flight

From you

Ponta Delgada
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ponta Delgada vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 19% lower than in Ponta Delgada. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Ponta Delgada is about 8.5 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,152 in Ponta Delgada versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 86% less than in Ponta Delgada. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Childcare runs $285 in Ponta Delgada versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ponta Delgada and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Ponta Delgada on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.