Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Polva

For one person, living is cheaper in Polva: $1,216 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,600 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
58

Cost of Living Index in Polva
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Polva Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Polva

🇪🇪 Estonia

$1,216

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Polva

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Polva actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,216 in Polva, rent included.

Ubud, Bali $1,349
Polva $1,216

A couple spends around $2,305 per month in Ubud, Bali vs $1,934 in Polva, rent included.

Ubud, Bali $2,305
Polva $1,934

A family of three spends $3,261 per month in Ubud, Bali vs $2,652 in Polva, rent included.

Ubud, Bali $3,261
Polva $2,652

Ubud, Bali costs about 11% more than Polva, and outside of rent the biggest gap is in leisure.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$17.06 €15.32

-80.54%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$88.9 €79.9

-59.91%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$11.92 €10.71

-53.61%

Cappuccino

$2.72 Rp 49.4K

$4.33 €3.89

-37.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.24 €2.01

-24.11%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.29 €2.06

-66.81%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$6.80 €6.11

-61.03%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$6.81 €6.12

-35.68%

Milk (1 liter)

$1.49 Rp 27.1K

$1.13 €1.02

31.86%

White Bread (500g)

$2.28 Rp 41.4K

$1.40 €1.26

62.86%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.95 €2.65

-59.66%

Eggs

$2.04 Rp 37.0K

$3.19 €2.87

-36.05%

Local Cheese (1kg)

$17.70 Rp 321.7K

$11.14 €10.00

58.89%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$9.07 €8.15

-56.34%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$27.39 €24.60

-55.49%

Apples (1kg)

$3.66 Rp 66.4K

$2.34 €2.10

56.41%

Banana (1kg)

$1.52 Rp 27.6K

$1.40 €1.26

8.57%

Oranges (1kg)

$2.23 Rp 40.5K

$2.58 €2.32

-13.57%

Tomato (1kg)

$1.97 Rp 35.9K

$2.90 €2.60

-32.07%

Potato (1kg)

$1.85 Rp 33.6K

$0.81 €0.72

128.40%

Onion (1kg)

$2.42 Rp 44.1K

$0.81 €0.72

198.77%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.04 €1.83

-51.47%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.02 €0.91

-50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$6.93 €6.23

-67.97%

Wine (Bottle)

$22.24 Rp 404.2K

$10.18 €9.15

118.47%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.97 €1.77

14.72%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.06 €1.85

44.17%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$6.09 €5.47

-92.78%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.19 €1.07

-63.87%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$26.47 €23.78

-79.56%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.95 €1.75

-57.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$28.3K €25.4K

-15.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$31.5K €28.3K

0.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$340 €306

-76.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$17.33 €15.56

-62.78%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$31.99 €28.74

-41.92%

Gym Membership (Monthly)

$49.48 Rp 899.4K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$13.45 €12.08

-68.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$721 €648

-31.98%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$9,967 €8,954

-43.07%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$104 €93.7

-57.18%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$50.2 €45.06

-30.32%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$117 €105

-31.45%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$136 €123

-41.76%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.44

300.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Polva: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Polva

- * 0% 100%

Groceries & Markets

Ubud, Bali

$288 21.4%

Polva

$314 25.9% 9% $26

Eating Out

Ubud, Bali

$108 8%

Polva

$290 23.8% 169% $182

Clothing & Footwear

Ubud, Bali

$108 8%

Polva

$183 15.1% 70.5% $76

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Polva

$389 32% 274% $285

Sport & Entertainment

Ubud, Bali

$58 4.3%

Polva

$27 * 2.2% 53.7% $31

Getting Around

Ubud, Bali

$11 0.9%

Polva

$12 * 1% 5.3% $0.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $36 in Ubud, Bali versus $89 in Polva. Monthly groceries follow the same trend: $288 vs $314 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇪🇪 Polva

🕒 Local time

06:27 6:27 AM

00:27 12:27 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

5,700

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Polva 10,700 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Polva

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Polva: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 11% more than Polva, and outside of rent the gap comes mainly from leisure. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,824 in Polva. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,216 in Polva. That makes Polva about 10% cheaper.

Kindergarten costs $491 per month in Ubud, Bali and $721 in Polva. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,216 in Polva. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,216 in Polva to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.