Last update: Oct 2026

Cost of Living Comparison Between Polva and Ubud, Bali

For one person, living is cheaper in Polva: $1,216 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,600 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

Polva, Estonia
Ubud, Bali, Indonesia
Polva
🇪🇪 Estonia
$1,216
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Monthly Cost of Living

How much you'll spend in Polva and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Polva and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,216 per month in Polva vs $1,349 in Ubud, Bali, rent included.

  • Polva $1,216
  • Ubud, Bali $1,349

A couple spends around $1,934 per month in Polva vs $2,305 in Ubud, Bali, rent included.

  • Polva $1,934
  • Ubud, Bali $2,305

A family of three spends $2,652 per month in Polva vs $3,261 in Ubud, Bali, rent included.

  • Polva $2,652
  • Ubud, Bali $3,261

Polva is about 10% cheaper than Ubud, Bali, and outside of rent the biggest gap is in leisure.

Currency
🍽 Eating Out
Polva
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.06 €15.32
$3.32 Rp 60.4K
413.86%
Three-Course Dinner for Two, Mid-Range
$88.9 €79.9
$35.64 Rp 647.8K
149.41%
Fast Food Meal (McDonalds, etc)
$11.92 €10.71
$5.53 Rp 100.6K
115.55%
Cappuccino
$4.33 €3.89
$2.72 Rp 49.4K
59.19%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.24 €2.01
$1.70 Rp 30.9K
31.76%
Water (0.33 liter bottle)
$2.29 €2.06
$0.76 Rp 13.8K
201.32%
Local Beer (0.5 liter draught)
$6.80 €6.11
$2.65 Rp 48.2K
156.60%
Imported Beer (0.33 liter bottle)
$6.81 €6.12
$4.38 Rp 79.6K
55.48%
🛒 Groceries & Markets
Polva
Ubud, Bali
Difference
Milk (1 liter)
$1.13 €1.02
$1.49 Rp 27.1K
-24.16%
White Bread (500g)
$1.40 €1.26
$2.28 Rp 41.4K
-38.60%
Rice (white) (1kg)
$2.95 €2.65
$1.19 Rp 21.6K
147.90%
Eggs
$3.19 €2.87
$2.04 Rp 37.0K
56.37%
Local Cheese (1kg)
$11.14 €10.00
$17.70 Rp 321.7K
-37.06%
Chicken Fillets (1kg)
$9.07 €8.15
$3.96 Rp 72.0K
129.04%
Beef Round Steak (1kg)
$27.39 €24.60
$12.19 Rp 221.6K
124.69%
Apples (1kg)
$2.34 €2.10
$3.66 Rp 66.4K
-36.07%
Banana (1kg)
$1.40 €1.26
$1.52 Rp 27.6K
-7.89%
Oranges (1kg)
$2.58 €2.32
$2.23 Rp 40.5K
15.70%
Tomato (1kg)
$2.90 €2.60
$1.97 Rp 35.9K
47.21%
Potato (1kg)
$0.81 €0.72
$1.85 Rp 33.6K
-56.22%
Onion (1kg)
$0.81 €0.72
$2.42 Rp 44.1K
-66.53%
Lettuce (1 head)
$2.04 €1.83
$0.99 Rp 18.0K
106.06%
Water (1.5 liter bottle)
$1.02 €0.91
$0.51 Rp 9,332
100.00%
Cigarettes 20 Pack (Marlboro, Camel)
$6.93 €6.23
$2.22 Rp 40.4K
212.16%
Wine (Bottle)
$10.18 €9.15
$22.24 Rp 404.2K
-54.23%
Local Beer (0.5 liter bottle)
$1.97 €1.77
$2.26 Rp 41.1K
-12.83%
Imported Beer (0.33 liter bottle)
$2.06 €1.85
$2.97 Rp 54.0K
-30.64%
🚌 Getting Around
Polva
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.25 Rp 4,562
-
Public Transport Monthly Pass (Regular Price)
-
$7.82 Rp 142.2K
-
Taxi Start (Normal Tariff)
$6.09 €5.47
$0.44 Rp 7,989
1284.09%
Taxi (Normal Tariff) (1km)
$1.19 €1.07
$0.43 Rp 7,817
176.74%
Taxi 1hour Waiting (Normal Tariff)
$26.47 €23.78
$5.41 Rp 98.3K
389.28%
Gasoline (1 liter)
$1.95 €1.75
$0.82 Rp 15.0K
137.80%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.3K €25.4K
$23.8K Rp 433.3M
18.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.5K €28.3K
$31.7K Rp 577.0M
-0.87%
🧾 Monthly Utilities & Internet
Polva
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$340 €306
$79.1 Rp 1.4M
330.20%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.33 €15.56
$6.45 Rp 117.2K
168.68%
Internet (50+ Mbps, Unlimited Data)
$31.99 €28.74
$18.58 Rp 337.7K
72.17%
🎉 Sport & Entertainment
Polva
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$49.48 Rp 899.4K
-
Tennis Court (1 Hour on Weekend)
-
$17.65 Rp 320.8K
-
Cinema Ticket
$13.45 €12.08
$4.27 Rp 77.7K
214.99%
🧸 Childcare & Education
Polva
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$721 €648
$491 Rp 8.9M
47.02%
International Primary School, 1 Child (Yearly)
$9,967 €8,954
$5,674 Rp 103.1M
75.67%
👕👟 Clothing & Footwear
Polva
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$104 €93.7
$44.64 Rp 811.4K
133.56%
Summer Dress (H&M, Zara, etc)
$50.2 €45.06
$34.95 Rp 635.3K
43.52%
Sport Shoes (Adidas, Nike)
$117 €105
$79.9 Rp 1.5M
45.87%
Men's Leather Business Shoes
$136 €123
$79.4 Rp 1.4M
71.71%
🏠 Accommodation & Living
Polva
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
-
$1,125 Rp 20.4M
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$671 Rp 12.2M
-
3-bedroom Apartment, City Center (Monthly)
-
$3,565 Rp 64.8M
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$1,723 Rp 31.3M
-
Buy Apartment in City Center (m2)
-
$2,732 Rp 49.6M
-
Buy Apartment Outside City Center (m2)
-
$2,284 Rp 41.5M
-
💵 Salaries & Financials
Polva
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$164 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.44
13.78
-75.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Polva: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Monthly Utilities & Internet
Polva
$389
Ubud, Bali
$104 73.3% $285
Groceries & Markets
Polva
$314
Ubud, Bali
$288 8.3% $26
Eating Out
Polva
$290
Ubud, Bali
$108 62.9% $182
Clothing & Footwear
Polva
$183
Ubud, Bali
$108 41.4% $76
Sport & Entertainment
Polva
$27 *
Ubud, Bali
$58 116% $31
Getting Around
Polva
$12 *
Ubud, Bali
$11 5.1% $0.6
Accommodation & Living
Polva
- *
Ubud, Bali
$672

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $89 in Polva versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $314 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇪🇪 Polva
🇮🇩 Ubud, Bali
🕒 Local time
23:08 11:08 PM
05:08 5:08 AM
6 h ahead of Polva
🌤 Weather
👥 Population
5,700
74,800
💱 Currency
Euro EUR €
Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Polva Ubud, Bali 10,700 km ≈ 14 h nonstop flight
From you
  • Polva
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Polva vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Polva or Ubud, Bali?
Ubud, Bali costs about 11% more than Polva, and outside of rent the gap comes mainly from leisure. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Polva and in Ubud, Bali?
For a comfortable life, plan on about $1,824 per month in Polva and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How much does it cost to live in Polva compared to Ubud, Bali?
Monthly expenses with rent come to $1,216 in Polva and $1,349 in Ubud, Bali. That makes Polva about 10% cheaper.
How do childcare costs compare in Polva and in Ubud, Bali?
Kindergarten costs $721 per month in Polva and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Polva or in Ubud, Bali?
$1,000 is a stretch for both – monthly costs hit $1,216 in Polva and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city offers a better quality of life: Polva or Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,216 in Polva to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
How safe is Polva compared to Ubud, Bali?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

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