Cost of Living Comparison Between Ubud, Bali and Polonnaruwa Cost of Living Comparison Between Ubud, Bali and Polonnaruwa

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $500 in Polonnaruwa, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $830 in Polonnaruwa, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,161 in Polonnaruwa, rent included.

Ubud, Bali costs about 174% more than Polonnaruwa, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Polonnaruwa is 63% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Polonnaruwa
Difference
Meal at Budget Restaurant
$3.44 Rp 61.0K
$4.29 LKR 1,418
-19.81%
Three-Course Dinner for Two, Mid-Range
$36.31 Rp 644.2K
$25.83 LKR 8,542
40.57%
Fast Food Meal (McDonalds, etc)
$5.71 Rp 101.2K
$7.83 LKR 2,588
-27.08%
Cappuccino
$2.67 Rp 47.4K
$2.47 LKR 816
8.10%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 31.0K
$0.73 LKR 241
139.73%
Water (0.33 liter bottle)
$0.87 Rp 15.5K
$0.25 LKR 82.6
248.00%
Local Beer (0.5 liter draught)
$2.95 Rp 52.4K
$2.19 LKR 724
34.70%
Imported Beer (0.33 liter bottle)
$4.52 Rp 80.2K
$3.10 LKR 1,024
45.81%
🛒 Groceries & Markets
Ubud, Bali
Polonnaruwa
Difference
Milk (1 liter)
$1.62 Rp 28.7K
$1.56 LKR 516
3.85%
White Bread (500g)
$2.33 Rp 41.3K
$0.53 LKR 175
339.62%
Rice (white) (1kg)
$1.11 Rp 19.6K
$0.81 LKR 267
37.04%
Eggs
$2.20 Rp 39.0K
$1.64 LKR 543
34.15%
Local Cheese (1kg)
$17.69 Rp 313.9K
$13.05 LKR 4,315
35.56%
Chicken Fillets (1kg)
$4.10 Rp 72.7K
$5.12 LKR 1,694
-19.92%
Beef Round Steak (1kg)
$12.18 Rp 216.0K
$7.39 LKR 2,444
64.82%
Apples (1kg)
$3.71 Rp 65.8K
$6.87 LKR 2,270
-46.00%
Banana (1kg)
$1.59 Rp 28.2K
$0.88 LKR 292
80.68%
Oranges (1kg)
$2.28 Rp 40.5K
$4.20 LKR 1,389
-45.71%
Tomato (1kg)
$1.95 Rp 34.7K
$1.24 LKR 411
57.26%
Potato (1kg)
$1.91 Rp 33.8K
$1.01 LKR 335
89.11%
Onion (1kg)
$2.33 Rp 41.4K
$0.76 LKR 252
206.58%
Lettuce (1 head)
$1.01 Rp 17.9K
$0.93 LKR 308
8.60%
Water (1.5 liter bottle)
$0.55 Rp 9,791
$0.48 LKR 160
14.58%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 39.6K
$10.43 LKR 3,447
-78.62%
Wine (Bottle)
$23.07 Rp 409.3K
$13.76 LKR 4,550
67.66%
Local Beer (0.5 liter bottle)
$2.42 Rp 42.9K
$1.91 LKR 630
26.70%
Imported Beer (0.33 liter bottle)
$3.00 Rp 53.2K
$2.83 LKR 937
6.01%
🚌 Getting Around
Ubud, Bali
Polonnaruwa
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,823
-
-
Public Transport Monthly Pass (Regular Price)
$8.98 Rp 159.4K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,582
$0.41 LKR 137
17.07%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,693
$0.38 LKR 126
13.16%
Taxi 1hour Waiting (Normal Tariff)
$5.64 Rp 100.1K
$0.92 LKR 305
513.04%
Gasoline (1 liter)
$0.80 Rp 14.3K
$1.28 LKR 423
-37.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K Rp 442.5M
$31.1K LKR 10.3M
-19.70%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 562.6M
$41.9K LKR 13.9M
-24.40%
🧾 Monthly Utilities & Internet
Ubud, Bali
Polonnaruwa
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$81.5 Rp 1.4M
$54.5 LKR 18.0K
49.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 115.2K
$4.09 LKR 1,351
58.68%
Internet (50+ Mbps, Unlimited Data)
$18.77 Rp 333.0K
$21.14 LKR 6,990
-11.21%
🎉 Sport & Entertainment
Ubud, Bali
Polonnaruwa
Difference
Gym Membership (Monthly)
$56.9 Rp 1.0M
-
-
Tennis Court (1 Hour on Weekend)
$18.73 Rp 332.3K
-
-
Cinema Ticket
$4.54 Rp 80.5K
$4.55 LKR 1,505
-0.22%
🧸 Childcare & Education
Ubud, Bali
Polonnaruwa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$481 Rp 8.5M
$38.55 LKR 12.7K
1146.87%
International Primary School, 1 Child (Yearly)
$5,711 Rp 101.3M
$1,217 LKR 402.5K
369.18%
👕👟 Clothing & Footwear
Ubud, Bali
Polonnaruwa
Difference
Jeans (Levis 501 Or Similar)
$45.52 Rp 807.5K
$20.29 LKR 6,710
124.35%
Summer Dress (H&M, Zara, etc)
$35.88 Rp 636.6K
$16.85 LKR 5,570
112.94%
Sport Shoes (Adidas, Nike)
$80.4 Rp 1.4M
$80.0 LKR 26.5K
0.46%
Men's Leather Business Shoes
$78.7 Rp 1.4M
$41.76 LKR 13.8K
88.39%
🏠 Accommodation & Living
Ubud, Bali
Polonnaruwa
Difference
1-bedroom Apartment, City Center (Monthly)
$1,115 Rp 19.8M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$698 Rp 12.4M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,637 Rp 64.5M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,737 Rp 30.8M
-
-
Buy Apartment in City Center (m2)
$2,784 Rp 49.4M
-
-
Buy Apartment Outside City Center (m2)
$2,290 Rp 40.6M
-
-
💵 Salaries & Financials
Ubud, Bali
Polonnaruwa
Difference
Average Monthly Net Salary (After Tax)
$168 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
12.69
8.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Polonnaruwa: September 14, 2026

Cost Breakdown

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $26.00 in Polonnaruwa. Monthly groceries follow the same trend: $295 vs $237 – making Polonnaruwa the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Polonnaruwa: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Polonnaruwa?
Ubud, Bali costs about 174% more than Polonnaruwa, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali and in Polonnaruwa?
For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $750 in Polonnaruwa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How much does it cost to live in Ubud, Bali compared to Polonnaruwa?
Monthly expenses with rent come to $1,368 in Ubud, Bali and $500 in Polonnaruwa. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do childcare costs compare in Ubud, Bali and in Polonnaruwa?
Kindergarten costs $481 per month in Ubud, Bali and $38.55 in Polonnaruwa. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Ubud, Bali or in Polonnaruwa?
A $1,000 monthly budget goes further in Polonnaruwa, where all-in costs run around $500, than in Ubud, Bali at $1,368. In Polonnaruwa it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ubud, Bali or Polonnaruwa?
For digital nomads, it depends on budget. Polonnaruwa costs $500 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Polonnaruwa?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ubud, Bali or to Polonnaruwa?
If budget matters most, go with Polonnaruwa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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