Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Podgorica

For one person, living costs are similar in Ubud, Bali and in Podgorica: $1,331 and $1,338 a month, rent and utilities included.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
64

Cost of Living Index in Podgorica
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Podgorica Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Podgorica

🇲🇪 Montenegro

$1,338

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Podgorica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Podgorica actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,338 in Podgorica, rent included.

Ubud, Bali $1,331
Podgorica $1,338

A couple spends around $2,255 per month in Ubud, Bali vs $2,113 in Podgorica, rent included.

Ubud, Bali $2,255
Podgorica $2,113

A family of three spends $3,180 per month in Ubud, Bali vs $2,888 in Podgorica, rent included.

Ubud, Bali $3,180
Podgorica $2,888

Ubud, Bali and Podgorica have comparable living costs – the differences are in the details.

Meal at Budget Restaurant

$3.38 Rp 61.1K

$11.11 €9.95

-69.58%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 627.3K

$45.03 €40.29

-23.05%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.9K

$10.55 €9.44

-47.20%

Cappuccino

$2.62 Rp 47.4K

$2.11 €1.89

24.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.54 €2.27

-39.37%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.41 €1.26

-54.61%

Local Beer (0.5 liter draught)

$2.67 Rp 48.3K

$3.06 €2.74

-12.75%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.2K

$3.38 €3.03

26.04%

Milk (1 liter)

$1.46 Rp 26.5K

$1.32 €1.18

10.61%

White Bread (500g)

$2.29 Rp 41.5K

$0.94 €0.84

143.62%

Rice (white) (1kg)

$1.11 Rp 20.0K

$1.98 €1.77

-43.94%

Eggs

$2.10 Rp 38.0K

$3.50 €3.13

-40.00%

Local Cheese (1kg)

$15.94 Rp 288.6K

$8.81 €7.89

80.93%

Chicken Fillets (1kg)

$3.88 Rp 70.3K

$8.10 €7.25

-52.10%

Beef Round Steak (1kg)

$11.40 Rp 206.4K

$11.90 €10.65

-4.20%

Apples (1kg)

$3.55 Rp 64.3K

$1.59 €1.42

123.27%

Banana (1kg)

$1.54 Rp 27.8K

$1.66 €1.49

-7.23%

Oranges (1kg)

$2.23 Rp 40.4K

$1.63 €1.46

36.81%

Tomato (1kg)

$1.97 Rp 35.7K

$2.39 €2.14

-17.57%

Potato (1kg)

$1.86 Rp 33.6K

$0.95 €0.85

95.79%

Onion (1kg)

$2.42 Rp 43.8K

$1.01 €0.91

139.60%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.46 €1.30

-30.14%

Water (1.5 liter bottle)

$0.52 Rp 9,456

$0.77 €0.69

-32.47%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.8K

$4.48 €4.01

-50.89%

Wine (Bottle)

$21.79 Rp 394.4K

$5.75 €5.14

278.96%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.1K

$1.08 €0.97

115.74%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$1.66 €1.49

78.92%

One-way Ticket (Public Transport)

$0.25 Rp 4,533

$0.98 €0.88

-74.49%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.0K

$33.68 €30.14

-75.74%

Taxi Start (Normal Tariff)

$0.44 Rp 7,925

$0.88 €0.78

-50.00%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,472

$0.93 €0.83

-49.46%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.4K

$11.00 €9.85

-49.09%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.83 €1.64

-54.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 442.6M

$28.1K €25.2K

-13.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 573.8M

$23.5K €21.1K

34.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$126 €113

-38.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.2K

$18.62 €16.66

-67.02%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 342.4K

$32.03 €28.66

-40.93%

Gym Membership (Monthly)

$51.0 Rp 923.1K

$50.8 €45.41

0.47%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 330.4K

$13.17 €11.78

38.57%

Cinema Ticket

$4.38 Rp 79.3K

$6.52 €5.84

-32.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$331 €296

48.89%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.2M

$9,012 €8,064

35.61%

Jeans (Levis 501 Or Similar)

$45.16 Rp 817.6K

$88.9 €79.5

-49.18%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 631.6K

$43.97 €39.35

-20.65%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$96.0 €85.9

-18.44%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$106 €95.3

-26.86%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$658 €589

63.68%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$496 €444

34.00%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.5M

$1,354 €1,212

159.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$1,011 €904

65.32%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$3,081 €2,757

-24.04%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.5M

$2,326 €2,081

-3.85%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,200 €1,073

-86.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.11

169.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Podgorica: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Podgorica

$496 37.1% 25.4% $169

Groceries & Markets

Ubud, Bali

$279 21%

Podgorica

$224 16.7% 20% $56

Clothing & Footwear

Ubud, Bali

$106 8%

Podgorica

$151 11.3% 41.9% $45

Eating Out

Ubud, Bali

$106 8%

Podgorica

$184 13.7% 73.8% $78

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Podgorica

$177 13.2% 72.3% $74

Sport & Entertainment

Ubud, Bali

$60 4.5%

Podgorica

$64 4.8% 6.8% $4

Getting Around

Ubud, Bali

$12 0.9%

Podgorica

$43 3.2% 261% $31

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $658 in Podgorica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Podgorica are about 7.2 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $45 in Podgorica. Groceries tell a different story – $279 in Ubud, Bali vs $224 in Podgorica – so Podgorica wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇲🇪 Podgorica

🕒 Local time

21:14 9:14 PM

14:14 2:14 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

150,799 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.92 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,331 IDR (100,000 IDR = 4.92 EUR).

Euro exchange rates as of November 6, 2026: 1 USD = 0.895 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Podgorica 11,140 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Podgorica

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Podgorica: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $2,007 in Podgorica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Podgorica, especially for central apartments: a one-bedroom in the center costs $658 there versus $1,078 in Ubud, Bali.

A mid-range dinner for two costs $35 in Ubud, Bali and $45 in Podgorica. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 76% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $1,338 in Podgorica. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,338 in Podgorica. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Podgorica makes more sense. Both are solid long-term options with distinct trade-offs.