Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Plock

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,400 in Plock, rent and utilities included – about $610 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
68

Cost of Living Index in Plock
Learn more

Plock Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Plock

🇵🇱 Poland

$1,400

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Plock

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Plock actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,400 in Plock.

Ubud, Bali $1,349
Plock $1,400

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,002 in Plock.

Ubud, Bali $2,305
Plock $2,002

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,604 in Plock.

Ubud, Bali $3,261
Plock $2,604

Living in Ubud, Bali costs roughly 4% less than in Plock, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$9.03 zł 35.69

-63.23%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$38.52 zł 152

-7.48%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$7.67 zł 30.30

-27.90%

Cappuccino

$2.72 Rp 49.3K

$3.39 zł 13.40

-19.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.67 zł 6.58

1.80%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.61 zł 6.38

-52.80%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$3.85 zł 15.23

-31.17%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.63 zł 10.41

66.54%

Milk (1 liter)

$1.49 Rp 27.0K

$1.04 zł 4.13

43.27%

White Bread (500g)

$2.28 Rp 41.3K

$1.24 zł 4.89

83.87%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.89 zł 3.54

33.71%

Eggs

$2.04 Rp 36.9K

$2.76 zł 10.90

-26.09%

Local Cheese (1kg)

$17.70 Rp 321.1K

$9.14 zł 36.14

93.65%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$6.10 zł 24.13

-35.08%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$11.70 zł 46.26

4.19%

Apples (1kg)

$3.66 Rp 66.3K

$1.00 zł 3.96

266.00%

Banana (1kg)

$1.52 Rp 27.5K

$1.53 zł 6.07

-0.65%

Oranges (1kg)

$2.23 Rp 40.4K

$1.53 zł 6.03

45.75%

Tomato (1kg)

$1.97 Rp 35.8K

$1.55 zł 6.14

27.10%

Potato (1kg)

$1.85 Rp 33.5K

$0.99 zł 3.92

86.87%

Onion (1kg)

$2.42 Rp 44.0K

$1.38 zł 5.44

75.36%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.14 zł 4.51

-13.16%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.31 zł 1.21

64.52%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$5.72 zł 22.63

-61.19%

Wine (Bottle)

$22.24 Rp 403.4K

$8.36 zł 33.04

166.03%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.00 zł 3.97

126.00%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.39 zł 5.49

113.67%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$1.19 zł 4.72

-78.99%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$28.20 zł 111

-72.27%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$1.98 zł 7.84

-77.78%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.63 zł 2.49

-31.75%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$9.71 zł 38.39

-44.28%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.55 zł 6.12

-47.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$24.3K zł 96.0K

-1.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$28.4K zł 112.1K

11.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$278 zł 1,099

-71.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$8.13 zł 32.14

-20.66%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$19.15 zł 75.7

-2.98%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$28.87 zł 114

71.39%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$21.61 zł 85.4

-18.32%

Cinema Ticket

$4.27 Rp 77.5K

$6.30 zł 24.89

-32.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$326 zł 1,288

50.57%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$5,069 zł 20.0K

11.93%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$64.6 zł 255

-30.89%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$36.91 zł 146

-5.31%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$89.1 zł 352

-10.35%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$99.5 zł 393

-20.21%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$604 zł 2,386

86.39%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$514 zł 2,032

30.62%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$967 zł 3,824

268.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$819 zł 3,237

110.46%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,832 zł 11.2K

-3.55%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,127 zł 8,408

7.38%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,174 zł 4,640

-86.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.53

111.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Plock: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Plock

$514 36.7% 23.4% $157

Groceries & Markets

Ubud, Bali

$288 21.4%

Plock

$197 14.1% 31.7% $91

Eating Out

Ubud, Bali

$108 8%

Plock

$174 12.4% 61.2% $66

Clothing & Footwear

Ubud, Bali

$108 8%

Plock

$131 9.3% 21.4% $23

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Plock

$305 21.8% 193% $201

Sport & Entertainment

Ubud, Bali

$58 4.3%

Plock

$41 3% 28.6% $17

Getting Around

Ubud, Bali

$11 0.9%

Plock

$38 2.7% 234% $27

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $604 in Plock. Housing cost is often the main lever when comparing two cities.

Plock pays about 7.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $39 in Plock. Groceries flip the comparison at $288 vs $197, with Plock cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Plock

🕒 Local time

16:02 4:02 PM

09:02 9:02 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

122,815

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Polish Złoty exchange rates as of November 2, 2026: 1 USD = 3.95 PLN (1 PLN = 0.253 USD). 1 EUR = 4.41 PLN (1 PLN = 0.227 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Plock 11,130 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Plock

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Plock: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 4% lower than in Plock. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 86% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $604 in Plock. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 72% less than in Plock. The price difference matters if you commute daily and watch your budget.

Childcare runs $491 in Ubud, Bali versus $326 in Plock. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Plock are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Plock on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.