Last update: Oct 2026

Cost of Living Comparison Between Plock and Ubud, Bali

For one person, living costs are similar in Plock and in Ubud, Bali: $1,392 and $1,368 a month, rent and utilities included.

68

Cost of Living Index in Plock
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Plock Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Plock

🇵🇱 Poland

$1,392

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Plock and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Plock and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,392 in Plock versus $1,368 in Ubud, Bali.

Plock $1,392
Ubud, Bali $1,368

Estimated couple costs with rent: $2,003 in Plock versus $2,314 in Ubud, Bali.

Plock $2,003
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $2,614 in Plock versus $3,260 in Ubud, Bali.

Plock $2,614
Ubud, Bali $3,260

Living in Plock is roughly 2% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Plock 3% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$9.15 zł 35.57

$3.33 Rp 59.9K

174.77%

Three-Course Dinner for Two, Mid-Range

$38.19 zł 148

$35.18 Rp 633.2K

8.56%

Fast Food Meal (McDonalds, etc)

$7.81 zł 30.35

$5.80 Rp 104.5K

34.66%

Cappuccino

$3.34 zł 12.99

$2.73 Rp 49.1K

22.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 zł 6.70

$1.64 Rp 29.5K

5.49%

Water (0.33 liter bottle)

$1.64 zł 6.36

$0.83 Rp 15.0K

97.59%

Local Beer (0.5 liter draught)

$3.84 zł 14.92

$2.70 Rp 48.6K

42.22%

Imported Beer (0.33 liter bottle)

$2.65 zł 10.29

$4.30 Rp 77.4K

-38.37%

Milk (1 liter)

$1.03 zł 4.02

$1.50 Rp 27.1K

-31.33%

White Bread (500g)

$1.29 zł 5.01

$2.30 Rp 41.4K

-43.91%

Rice (white) (1kg)

$0.94 zł 3.67

$1.18 Rp 21.2K

-20.34%

Eggs

$2.79 zł 10.82

$2.14 Rp 38.6K

30.37%

Local Cheese (1kg)

$9.14 zł 35.52

$17.48 Rp 314.6K

-47.71%

Chicken Fillets (1kg)

$6.13 zł 23.82

$4.03 Rp 72.5K

52.11%

Beef Round Steak (1kg)

$11.72 zł 45.53

$12.23 Rp 220.1K

-4.17%

Apples (1kg)

$0.99 zł 3.86

$3.55 Rp 63.9K

-72.11%

Banana (1kg)

$1.49 zł 5.77

$1.57 Rp 28.3K

-5.10%

Oranges (1kg)

$1.56 zł 6.06

$2.24 Rp 40.2K

-30.36%

Tomato (1kg)

$1.50 zł 5.83

$1.93 Rp 34.7K

-22.28%

Potato (1kg)

$0.95 zł 3.67

$1.88 Rp 33.9K

-49.47%

Onion (1kg)

$1.35 zł 5.25

$2.29 Rp 41.3K

-41.05%

Lettuce (1 head)

$1.11 zł 4.33

$0.99 Rp 17.9K

12.12%

Water (1.5 liter bottle)

$0.33 zł 1.30

$0.53 Rp 9,475

-37.74%

Cigarettes 20 Pack (Marlboro, Camel)

$5.54 zł 21.53

$2.28 Rp 41.1K

142.98%

Wine (Bottle)

$8.39 zł 32.60

$23.01 Rp 414.2K

-63.54%

Local Beer (0.5 liter bottle)

$1.02 zł 3.96

$2.34 Rp 42.2K

-56.41%

Imported Beer (0.33 liter bottle)

$1.36 zł 5.28

$2.91 Rp 52.4K

-53.26%

One-way Ticket (Public Transport)

$1.19 zł 4.63

$0.24 Rp 4,315

395.83%

Public Transport Monthly Pass (Regular Price)

$28.03 zł 109

$8.82 Rp 158.7K

217.80%

Taxi Start (Normal Tariff)

$2.08 zł 8.07

$0.48 Rp 8,684

333.33%

Taxi (Normal Tariff) (1km)

$0.59 zł 2.28

$0.46 Rp 8,233

28.26%

Taxi 1hour Waiting (Normal Tariff)

$9.79 zł 38.02

$5.45 Rp 98.2K

79.63%

Gasoline (1 liter)

$1.56 zł 6.05

$0.88 Rp 15.9K

77.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K zł 97.8K

$24.6K Rp 442.2M

2.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K zł 105.4K

$31.2K Rp 561.4M

-13.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$283 zł 1,100

$83.0 Rp 1.5M

241.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.20 zł 31.88

$6.45 Rp 116.0K

27.13%

Internet (50+ Mbps, Unlimited Data)

$18.78 zł 73.0

$18.57 Rp 334.2K

1.13%

Gym Membership (Monthly)

$29.68 zł 115

$55.8 Rp 1.0M

-46.83%

Tennis Court (1 Hour on Weekend)

$22.04 zł 85.6

$18.11 Rp 326.0K

21.70%

Cinema Ticket

$6.30 zł 24.46

$4.38 Rp 78.9K

43.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$320 zł 1,244

$493 Rp 8.9M

-35.04%

International Primary School, 1 Child (Yearly)

$5,045 zł 19.6K

$5,754 Rp 103.6M

-12.31%

Jeans (Levis 501 Or Similar)

$63.9 zł 248

$46.19 Rp 831.4K

38.32%

Summer Dress (H&M, Zara, etc)

$36.25 zł 141

$35.33 Rp 636.0K

2.60%

Sport Shoes (Adidas, Nike)

$89.5 zł 348

$79.1 Rp 1.4M

13.11%

Men's Leather Business Shoes

$100 zł 389

$78.4 Rp 1.4M

27.84%

1-bedroom Apartment, City Center (Monthly)

$609 zł 2,367

$1,142 Rp 20.6M

-46.67%

1-bedroom Apartment, Outside City Center (Monthly)

$499 zł 1,941

$676 Rp 12.2M

-26.07%

3-bedroom Apartment, City Center (Monthly)

$979 zł 3,804

$3,503 Rp 63.1M

-72.05%

3-bedroom Apartment, Outside City Center (Monthly)

$821 zł 3,188

$1,700 Rp 30.6M

-51.73%

Buy Apartment in City Center (m2)

$2,764 zł 10.7K

$2,784 Rp 50.1M

-0.72%

Buy Apartment Outside City Center (m2)

$2,202 zł 8,557

$2,241 Rp 40.3M

-1.70%

Average Monthly Net Salary (After Tax)

$1,177 zł 4,572

$165 Rp 3.0M

615.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

13.78

-52.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Plock: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Plock

$499 35.9%

Ubud, Bali

$676 49.4% 35.3% $176

Monthly Utilities & Internet

Plock

$310 22.3%

Ubud, Bali

$108 7.9% 65.2% $202

Groceries & Markets

Plock

$198 14.2%

Ubud, Bali

$290 21.2% 47% $93

Eating Out

Plock

$175 12.6%

Ubud, Bali

$109 8% 37.7% $66

Clothing & Footwear

Plock

$130 9.4%

Ubud, Bali

$108 7.9% 17.5% $23

Sport & Entertainment

Plock

$42 3%

Ubud, Bali

$65 4.7% 52.8% $22

Getting Around

Plock

$38 2.7%

Ubud, Bali

$13 0.9% 66.8% $25

Cost Breakdown

A one-bedroom apartment in the center runs $609 in Plock and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Plock pays 615% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $38.00 in Plock vs $35.00 in Ubud, Bali. Groceries flip the comparison at $198 vs $290, with Plock cheaper for home cooking.

Good to know

🇵🇱 Plock

🇮🇩 Ubud, Bali

🕒 Local time

23:19 11:19 PM

05:19 5:19 AM

6 h ahead of Plock

🌤 Weather

👥 Population

122,815

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Plock Ubud, Bali 11,130 km ≈ 14 h nonstop flight

From you

Plock
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Plock vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 2% lower than in Plock. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 615% higher in Plock, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $609 in Plock versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 218% less than in Plock. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $320 in Plock versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,368 in Ubud, Bali versus $1,392 in Plock, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Plock. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Plock and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 2% less than in Plock. Beyond cost, consider language, visa policies, and how big the international community is in each city.