Cost of Living Comparison Between Ubud, Bali and Plano, TX Cost of Living Comparison Between Ubud, Bali and Plano, TX

Monthly Cost of Living

Monthly costs for one person with rent: $1,397 in Ubud, Bali versus $2,757 in Plano, TX.

Estimated couple costs with rent: $2,588 in Ubud, Bali versus $4,340 in Plano, TX.

Monthly costs for a family of three with rent: $3,778 in Ubud, Bali versus $5,923 in Plano, TX.

Living in Ubud, Bali costs roughly 49% less than in Plano, TX, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Plano, TX 106% above.

Meal at Budget Restaurant

$3.43 Rp 61.4K

$17.76 $17.76

-80.69%

Three-Course Dinner for Two, Mid-Range

$31.97 Rp 572.4K

$75.8 $75.8

-57.81%

Fast Food Meal (McDonalds, etc)

$5.05 Rp 90.4K

$9.93 $9.93

-49.14%

Cappuccino

$2.71 Rp 48.6K

$4.91 $4.91

-44.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 24.9K

$2.57 $2.57

-45.91%

Water (0.33 liter bottle)

$0.74 Rp 13.3K

$2.02 $2.02

-63.37%

Local Beer (0.5 liter draught)

$2.89 Rp 51.8K

$6.16 $6.16

-53.08%

Imported Beer (0.33 liter bottle)

$3.79 Rp 67.9K

$7.12 $7.12

-46.77%

Milk (1 liter)

$1.79 Rp 32.1K

$1.01 $1.01

77.23%

White Bread (500g)

$2.51 Rp 44.9K

$3.02 $3.02

-16.89%

Rice (white) (1kg)

$1.21 Rp 21.7K

$5.06 $5.06

-76.09%

Eggs

$2.37 Rp 42.4K

$4.14 $4.14

-42.75%

Local Cheese (1kg)

$14.43 Rp 258.4K

$13.04 $13.04

10.66%

Chicken Fillets (1kg)

$4.15 Rp 74.3K

$13.99 $13.99

-70.34%

Beef Round Steak (1kg)

$12.11 Rp 216.9K

$17.61 $17.61

-31.23%

Apples (1kg)

$3.77 Rp 67.5K

$6.01 $6.01

-37.27%

Banana (1kg)

$1.63 Rp 29.1K

$1.45 $1.45

12.41%

Oranges (1kg)

$2.71 Rp 48.5K

$4.40 $4.40

-38.41%

Tomato (1kg)

$2.26 Rp 40.4K

$4.16 $4.16

-45.67%

Potato (1kg)

$1.93 Rp 34.5K

$3.77 $3.77

-48.81%

Onion (1kg)

$2.19 Rp 39.3K

$3.19 $3.19

-31.35%

Lettuce (1 head)

$1.02 Rp 18.2K

$2.04 $2.04

-50.00%

Water (1.5 liter bottle)

$0.72 Rp 12.8K

$2.37 $2.37

-69.62%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 57.0K

$10.19 $10.19

-68.79%

Wine (Bottle)

$23.84 Rp 426.8K

$15.19 $15.19

56.95%

Local Beer (0.5 liter bottle)

$2.77 Rp 49.7K

$1.69 $1.69

63.91%

Imported Beer (0.33 liter bottle)

$2.75 Rp 49.3K

$3.46 $3.46

-20.52%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$5.14 $5.14

-94.75%

Public Transport Monthly Pass (Regular Price)

$8.20 Rp 146.8K

$104 $104

-92.09%

Taxi Start (Normal Tariff)

$0.48 Rp 8,653

$3.06 $3.06

-84.31%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$1.71 $1.71

-75.44%

Taxi 1hour Waiting (Normal Tariff)

$6.03 Rp 107.9K

$23.82 $23.82

-74.69%

Gasoline (1 liter)

$0.82 Rp 14.7K

$0.76 $0.76

7.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 475.6M

$34.8K $34.8K

-23.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 576.6M

$28.1K $28.1K

14.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.4M

$191 $191

-58.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.91 Rp 70.1K

$46.20 $46.20

-91.54%

Internet (50+ Mbps, Unlimited Data)

$23.91 Rp 428.2K

$64.0 $64.0

-62.61%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$81.5 $81.5

18.01%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 116.8K

$50.9 $50.9

-87.18%

Cinema Ticket

$4.01 Rp 71.9K

$12.77 $12.77

-68.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.4M

$1,142 $1,142

-73.51%

International Primary School, 1 Child (Yearly)

$6,551 Rp 117.3M

$17.7K $17.7K

-62.89%

Jeans (Levis 501 Or Similar)

$55.3 Rp 990.4K

$53.4 $53.4

3.64%

Summer Dress (H&M, Zara, etc)

$38.32 Rp 686.1K

$37.99 $37.99

0.87%

Sport Shoes (Adidas, Nike)

$88.5 Rp 1.6M

$102 $102

-13.60%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$129 $129

-40.36%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.6M

$1,638 $1,638

-39.84%

1-bedroom Apartment, Outside City Center (Monthly)

$682 Rp 12.2M

$1,359 $1,359

-49.83%

3-bedroom Apartment, City Center (Monthly)

$3,420 Rp 61.2M

$2,929 $2,929

16.78%

3-bedroom Apartment, Outside City Center (Monthly)

$2,075 Rp 37.1M

$2,732 $2,732

-24.05%

Buy Apartment in City Center (m2)

$2,762 Rp 49.5M

$2,367 $2,367

16.69%

Buy Apartment Outside City Center (m2)

$2,243 Rp 40.2M

$2,367 $2,367

-5.25%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$5,631 $5,631

-97.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.36

108.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Plano, TX: July 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $1,638 in Plano, TX. Housing cost is often the main lever when comparing two cities.

Plano, TX pays 3237% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $76.0 in Plano, TX for a mid-range dinner for two. Groceries echo the gap at $298 vs $416 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Plano, TX: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 97% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 3237% lower in Plano, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $1,638 in Plano, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $1,142 in Plano, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 40% higher in Plano, TX. For households that cook at home regularly, that difference adds up over a month.

At $1,397 in Ubud, Bali versus $2,757 in Plano, TX, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Plano, TX. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Plano, TX, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Plano, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 97% less than in Plano, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.