Cost of Living Comparison Between Ubud, Bali and Philipsburg Cost of Living Comparison Between Ubud, Bali and Philipsburg

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $3,098 in Philipsburg.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $5,842 in Philipsburg.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $8,587 in Philipsburg.

Living in Ubud, Bali costs roughly 55% less than in Philipsburg, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 5% above, Philipsburg 132% above.

Currency
🍽 Eating Out
Ubud, Bali
Philipsburg
Difference
Meal at Budget Restaurant
$3.40 Rp 60.2K
$14.89 ANG 26.57
-77.17%
Three-Course Dinner for Two, Mid-Range
$32.38 Rp 573.6K
$73.5 ANG 131
-55.95%
Fast Food Meal (McDonalds, etc)
$5.00 Rp 88.6K
$7.97 ANG 14.23
-37.26%
Cappuccino
$2.82 Rp 50.0K
$4.43 ANG 7.90
-36.34%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.4K
$2.97 ANG 5.30
-53.54%
Water (0.33 liter bottle)
$0.73 Rp 13.0K
$3.60 ANG 6.42
-79.72%
Local Beer (0.5 liter draught)
$2.98 Rp 52.8K
$3.03 ANG 5.41
-1.65%
Imported Beer (0.33 liter bottle)
$3.97 Rp 70.3K
$5.11 ANG 9.12
-22.31%
🛒 Groceries & Markets
Ubud, Bali
Philipsburg
Difference
Milk (1 liter)
$1.79 Rp 31.8K
$3.06 ANG 5.46
-41.50%
White Bread (500g)
$2.46 Rp 43.7K
$3.18 ANG 5.68
-22.64%
Rice (white) (1kg)
$1.20 Rp 21.2K
$2.99 ANG 5.33
-59.87%
Eggs
$2.39 Rp 42.3K
$6.58 ANG 11.74
-63.68%
Local Cheese (1kg)
$14.40 Rp 255.1K
$18.48 ANG 32.99
-22.08%
Chicken Fillets (1kg)
$4.28 Rp 75.9K
$16.83 ANG 30.04
-74.57%
Beef Round Steak (1kg)
$11.82 Rp 209.4K
$19.80 ANG 35.34
-40.30%
Apples (1kg)
$3.78 Rp 67.0K
$5.98 ANG 10.67
-36.79%
Banana (1kg)
$1.63 Rp 28.9K
$5.92 ANG 10.56
-72.47%
Oranges (1kg)
$2.80 Rp 49.6K
$9.35 ANG 16.68
-70.05%
Tomato (1kg)
$2.26 Rp 40.0K
$6.43 ANG 11.47
-64.85%
Potato (1kg)
$2.00 Rp 35.3K
$3.93 ANG 7.02
-49.11%
Onion (1kg)
$2.21 Rp 39.2K
$3.97 ANG 7.08
-44.33%
Lettuce (1 head)
$1.07 Rp 18.9K
$4.43 ANG 7.90
-75.85%
Water (1.5 liter bottle)
$0.76 Rp 13.5K
$1.97 ANG 3.52
-61.42%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 55.4K
$7.78 ANG 13.89
-59.77%
Wine (Bottle)
$23.81 Rp 421.9K
$10.91 ANG 19.47
118.24%
Local Beer (0.5 liter bottle)
$2.84 Rp 50.3K
$3.32 ANG 5.93
-14.46%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.2K
$2.87 ANG 5.11
-3.14%
🚌 Getting Around
Ubud, Bali
Philipsburg
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,726
$1.47 ANG 2.62
-81.63%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 148.2K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 8,034
$14.94 ANG 26.67
-96.99%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,578
$4.85 ANG 8.66
-91.13%
Taxi 1hour Waiting (Normal Tariff)
$5.98 Rp 105.9K
-
-
Gasoline (1 liter)
$0.80 Rp 14.2K
$1.44 ANG 2.56
-44.44%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 457.2M
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.8K Rp 563.4M
-
-
🧾 Monthly Utilities & Internet
Ubud, Bali
Philipsburg
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rp 1.4M
$222 ANG 397
-63.66%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 73.3K
$32.97 ANG 58.9
-87.44%
Internet (50+ Mbps, Unlimited Data)
$24.12 Rp 427.2K
$69.2 ANG 123
-65.12%
🎉 Sport & Entertainment
Ubud, Bali
Philipsburg
Difference
Gym Membership (Monthly)
$97.8 Rp 1.7M
$63.3 ANG 113
54.52%
Tennis Court (1 Hour on Weekend)
$6.64 Rp 117.7K
-
-
Cinema Ticket
$4.04 Rp 71.5K
$12.75 ANG 22.76
-68.31%
🧸 Childcare & Education
Ubud, Bali
Philipsburg
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.3M
$371 ANG 662
-19.89%
International Primary School, 1 Child (Yearly)
$6,590 Rp 116.7M
$11.1K ANG 19.9K
-40.89%
👕👟 Clothing & Footwear
Ubud, Bali
Philipsburg
Difference
Jeans (Levis 501 Or Similar)
$55.1 Rp 976.8K
-
-
Summer Dress (H&M, Zara, etc)
$38.51 Rp 682.1K
-
-
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
-
-
Men's Leather Business Shoes
$78.0 Rp 1.4M
-
-
🏠 Accommodation & Living
Ubud, Bali
Philipsburg
Difference
1-bedroom Apartment, City Center (Monthly)
$985 Rp 17.5M
$1,970 ANG 3,517
-49.99%
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 11.8M
$1,875 ANG 3,347
-64.54%
3-bedroom Apartment, City Center (Monthly)
$3,446 Rp 61.0M
$5,726 ANG 10.2K
-39.82%
3-bedroom Apartment, Outside City Center (Monthly)
$2,042 Rp 36.2M
$5,589 ANG 9,976
-63.46%
Buy Apartment in City Center (m2)
$2,829 Rp 50.1M
-
-
Buy Apartment Outside City Center (m2)
$2,282 Rp 40.4M
-
-
💵 Salaries & Financials
Ubud, Bali
Philipsburg
Difference
Average Monthly Net Salary (After Tax)
$169 Rp 3.0M
$1,104 ANG 1,970
-84.67%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
5.75
130.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Philipsburg: June 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $1,970 in Philipsburg. Housing cost is often the main lever when comparing two cities.

Philipsburg pays 552% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $74.0 in Philipsburg for a mid-range dinner for two. Groceries echo the gap at $299 vs $540 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Philipsburg: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Philipsburg?
Ubud, Bali wins on cost – living expenses run 122% lower than in Philipsburg. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Philipsburg?
On paper, Philipsburg earns 552% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Philipsburg?
Rent for a central apartment: $985 in Ubud, Bali versus $1,970 in Philipsburg. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or Philipsburg?
Supermarket bills run roughly 80% higher in Philipsburg. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Ubud, Bali compared to Philipsburg?
All in, you'll spend $1,394 per month in Ubud, Bali versus $3,098 in Philipsburg – a 122% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Ubud, Bali or Philipsburg?
At $1,394 in Ubud, Bali versus $3,098 in Philipsburg, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Philipsburg. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Philipsburg?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,394 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Philipsburg?
Safety-wise, Ubud, Bali and Philipsburg are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 122% less than in Philipsburg. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Ubud, Bali vs other spots: cost of living compared

Similar cities