Cost of Living Comparison Between Ubud, Bali and Philipsburg Cost of Living Comparison Between Ubud, Bali and Philipsburg

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $3,160 in Philipsburg.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $5,809 in Philipsburg.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $8,458 in Philipsburg.

Living in Ubud, Bali costs roughly 56% less than in Philipsburg, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 5% above, Philipsburg 137% above.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$15.11 ANG 26.98

-76.37%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$76.0 ANG 136

-57.48%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$8.22 ANG 14.68

-39.05%

Cappuccino

$2.82 Rp 51.0K

$4.25 ANG 7.58

-33.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$2.93 ANG 5.22

-53.92%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$3.72 ANG 6.64

-80.38%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.97 ANG 5.30

-1.35%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$4.97 ANG 8.88

-20.72%

Milk (1 liter)

$1.78 Rp 32.1K

$2.93 ANG 5.23

-39.25%

White Bread (500g)

$2.45 Rp 44.2K

$3.19 ANG 5.69

-23.20%

Rice (white) (1kg)

$1.15 Rp 20.7K

$2.94 ANG 5.26

-60.88%

Eggs

$2.41 Rp 43.6K

$6.33 ANG 11.31

-61.93%

Local Cheese (1kg)

$14.33 Rp 258.7K

$18.26 ANG 32.59

-21.52%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$16.79 ANG 29.98

-75.04%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$19.40 ANG 34.62

-37.84%

Apples (1kg)

$3.64 Rp 65.7K

$5.90 ANG 10.54

-38.31%

Banana (1kg)

$1.57 Rp 28.3K

$6.12 ANG 10.92

-74.35%

Oranges (1kg)

$2.79 Rp 50.3K

$9.09 ANG 16.22

-69.31%

Tomato (1kg)

$2.24 Rp 40.5K

$6.45 ANG 11.52

-65.27%

Potato (1kg)

$1.98 Rp 35.7K

$4.08 ANG 7.28

-51.47%

Onion (1kg)

$2.28 Rp 41.1K

$3.92 ANG 7.00

-41.84%

Lettuce (1 head)

$1.05 Rp 19.0K

$4.46 ANG 7.97

-76.46%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$1.96 ANG 3.49

-59.69%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$8.18 ANG 14.61

-61.00%

Wine (Bottle)

$23.49 Rp 424.1K

$10.85 ANG 19.37

116.50%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$3.36 ANG 6.00

-13.69%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.81 ANG 5.01

-1.78%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$1.52 ANG 2.71

-82.24%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$15.15 ANG 27.04

-97.03%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$4.86 ANG 8.67

-90.53%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.42 ANG 2.53

-39.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$229 ANG 410

-65.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$32.15 ANG 57.4

-87.28%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$71.3 ANG 127

-66.55%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$61.5 ANG 110

60.54%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$4.01 Rp 72.3K

$13.24 ANG 23.63

-69.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$380 ANG 679

-21.85%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$11.2K ANG 19.9K

-40.91%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

Men's Leather Business Shoes

$76.6 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$1,931 ANG 3,447

-47.20%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$1,876 ANG 3,348

-63.73%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$5,653 ANG 10.1K

-38.64%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$5,752 ANG 10.3K

-63.66%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,115 ANG 1,991

-85.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.75

130.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Philipsburg: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $1,931 in Philipsburg. Housing cost is often the main lever when comparing two cities.

Philipsburg pays 581% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $76.0 in Philipsburg for a mid-range dinner for two. Groceries echo the gap at $298 vs $536 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Philipsburg: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 127% lower than in Philipsburg. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 581% lower in Philipsburg. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $1,931 in Philipsburg. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 80% higher in Philipsburg. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,392 per month in Ubud, Bali versus $3,160 in Philipsburg – a 127% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,392 in Ubud, Bali versus $3,160 in Philipsburg, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Philipsburg. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,392 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Philipsburg are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 127% less than in Philipsburg. Beyond cost, consider language, visa policies, and how big the international community is in each city.