Cost of Living Comparison Between Ubud, Bali and Philipsburg Cost of Living Comparison Between Ubud, Bali and Philipsburg

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $3,125 in Philipsburg.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $6,156 in Philipsburg.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $9,187 in Philipsburg.

Living in Ubud, Bali costs roughly 56% less than in Philipsburg, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 0% above, Philipsburg 128% above.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$15.29 ANG 27.30

-77.50%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$70.4 ANG 126

-48.39%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$8.31 ANG 14.82

-31.29%

Cappuccino

$2.67 Rp 47.3K

$4.23 ANG 7.55

-36.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$2.82 ANG 5.03

-37.94%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$3.94 ANG 7.03

-77.92%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$2.96 ANG 5.28

-0.34%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$6.42 ANG 11.47

-29.60%

Milk (1 liter)

$1.62 Rp 28.7K

$2.93 ANG 5.23

-44.71%

White Bread (500g)

$2.33 Rp 41.3K

$2.64 ANG 4.70

-11.74%

Rice (white) (1kg)

$1.11 Rp 19.6K

$2.51 ANG 4.48

-55.78%

Eggs

$2.20 Rp 39.0K

$6.49 ANG 11.59

-66.10%

Local Cheese (1kg)

$17.69 Rp 313.3K

$18.68 ANG 33.34

-5.30%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$14.20 ANG 25.34

-71.13%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$14.91 ANG 26.62

-18.31%

Apples (1kg)

$3.71 Rp 65.6K

$5.09 ANG 9.09

-27.11%

Banana (1kg)

$1.59 Rp 28.1K

$5.07 ANG 9.04

-68.64%

Oranges (1kg)

$2.28 Rp 40.4K

$8.83 ANG 15.77

-74.18%

Tomato (1kg)

$1.95 Rp 34.6K

$7.65 ANG 13.66

-74.51%

Potato (1kg)

$1.91 Rp 33.7K

$3.90 ANG 6.96

-51.03%

Onion (1kg)

$2.33 Rp 41.3K

$4.11 ANG 7.33

-43.31%

Lettuce (1 head)

$1.01 Rp 17.8K

$5.13 ANG 9.15

-80.31%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$1.29 ANG 2.31

-57.36%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$7.76 ANG 13.86

-71.26%

Wine (Bottle)

$23.07 Rp 408.6K

$10.90 ANG 19.45

111.65%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$5.15 ANG 9.19

-53.01%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$2.29 ANG 4.09

-88.21%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$1.53 ANG 2.74

486.93%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$14.82 ANG 26.45

-96.76%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

Gasoline (1 liter)

$0.80 Rp 14.2K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$149 ANG 265

-45.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$32.43 ANG 57.9

-79.99%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$65.6 ANG 117

-71.40%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$62.0 ANG 111

-8.33%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$4.54 Rp 80.4K

$10.88 ANG 19.42

-58.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$250 ANG 447

92.16%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$12.0K ANG 21.5K

-52.50%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

Men's Leather Business Shoes

$78.7 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$2,158 ANG 3,852

-48.35%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$1,998 ANG 3,566

-65.08%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$6,575 ANG 11.7K

-44.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$6,605 ANG 11.8K

-73.70%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$1,128 ANG 2,014

-85.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

175.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Philipsburg: September 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $2,158 in Philipsburg. Housing cost is often the main lever when comparing two cities.

Philipsburg pays 572% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $70.0 in Philipsburg for a mid-range dinner for two. Groceries echo the gap at $295 vs $496 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Philipsburg: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 128% lower than in Philipsburg. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 572% lower in Philipsburg. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $2,158 in Philipsburg. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 68% higher in Philipsburg. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $70.0 in Philipsburg. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $3,125 in Philipsburg, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Philipsburg. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Philipsburg are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 128% less than in Philipsburg. Beyond cost, consider language, visa policies, and how big the international community is in each city.