🙂Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $3,098 in Philipsburg.
🙂Estimated couple costs with rent: $2,551 in Ubud, Bali versus $5,842 in Philipsburg.
🙂Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $8,587 in Philipsburg.
🙂Living in Ubud, Bali costs roughly 55% less than in Philipsburg, driven mainly by Groceries & Markets.
📊Both cities are pricier than the global median: Ubud, Bali5% above, Philipsburg132% above.
Currency
🍽 Eating Out
Ubud, Bali
Philipsburg
Difference
Meal at Budget Restaurant
$3.40Rp 60.2K
$14.89ANG 26.57
-77.17%
Three-Course Dinner for Two, Mid-Range
$32.38Rp 573.6K
$73.5ANG 131
-55.95%
Fast Food Meal(McDonalds, etc)
$5.00Rp 88.6K
$7.97ANG 14.23
-37.26%
Cappuccino
$2.82Rp 50.0K
$4.43ANG 7.90
-36.34%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.38Rp 24.4K
$2.97ANG 5.30
-53.54%
Water(0.33 liter bottle)
$0.73Rp 13.0K
$3.60ANG 6.42
-79.72%
Local Beer(0.5 liter draught)
$2.98Rp 52.8K
$3.03ANG 5.41
-1.65%
Imported Beer(0.33 liter bottle)
$3.97Rp 70.3K
$5.11ANG 9.12
-22.31%
🛒 Groceries & Markets
Ubud, Bali
Philipsburg
Difference
Milk(1 liter)
$1.79Rp 31.8K
$3.06ANG 5.46
-41.50%
White Bread(500g)
$2.46Rp 43.7K
$3.18ANG 5.68
-22.64%
Rice(white)(1kg)
$1.20Rp 21.2K
$2.99ANG 5.33
-59.87%
Eggs
$2.39Rp 42.3K
$6.58ANG 11.74
-63.68%
Local Cheese(1kg)
$14.40Rp 255.1K
$18.48ANG 32.99
-22.08%
Chicken Fillets(1kg)
$4.28Rp 75.9K
$16.83ANG 30.04
-74.57%
Beef Round Steak(1kg)
$11.82Rp 209.4K
$19.80ANG 35.34
-40.30%
Apples(1kg)
$3.78Rp 67.0K
$5.98ANG 10.67
-36.79%
Banana(1kg)
$1.63Rp 28.9K
$5.92ANG 10.56
-72.47%
Oranges(1kg)
$2.80Rp 49.6K
$9.35ANG 16.68
-70.05%
Tomato(1kg)
$2.26Rp 40.0K
$6.43ANG 11.47
-64.85%
Potato(1kg)
$2.00Rp 35.3K
$3.93ANG 7.02
-49.11%
Onion(1kg)
$2.21Rp 39.2K
$3.97ANG 7.08
-44.33%
Lettuce(1 head)
$1.07Rp 18.9K
$4.43ANG 7.90
-75.85%
Water(1.5 liter bottle)
$0.76Rp 13.5K
$1.97ANG 3.52
-61.42%
Cigarettes 20 Pack(Marlboro, Camel)
$3.13Rp 55.4K
$7.78ANG 13.89
-59.77%
Wine(Bottle)
$23.81Rp 421.9K
$10.91ANG 19.47
118.24%
Local Beer(0.5 liter bottle)
$2.84Rp 50.3K
$3.32ANG 5.93
-14.46%
Imported Beer(0.33 liter bottle)
$2.78Rp 49.2K
$2.87ANG 5.11
-3.14%
🚌 Getting Around
Ubud, Bali
Philipsburg
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,726
$1.47ANG 2.62
-81.63%
Public Transport Monthly Pass(Regular Price)
$8.37Rp 148.2K
-
-
Taxi Start(Normal Tariff)
$0.45Rp 8,034
$14.94ANG 26.67
-96.99%
Taxi(Normal Tariff)(1km)
$0.43Rp 7,578
$4.85ANG 8.66
-91.13%
Taxi 1hour Waiting(Normal Tariff)
$5.98Rp 105.9K
-
-
Gasoline(1 liter)
$0.80Rp 14.2K
$1.44ANG 2.56
-44.44%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8KRp 457.2M
-
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.8KRp 563.4M
-
-
🧾 Monthly Utilities & Internet
Ubud, Bali
Philipsburg
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$80.7Rp 1.4M
$222ANG 397
-63.66%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.14Rp 73.3K
$32.97ANG 58.9
-87.44%
Internet(50+ Mbps, Unlimited Data)
$24.12Rp 427.2K
$69.2ANG 123
-65.12%
🎉 Sport & Entertainment
Ubud, Bali
Philipsburg
Difference
Gym Membership(Monthly)
$97.8Rp 1.7M
$63.3ANG 113
54.52%
Tennis Court(1 Hour on Weekend)
$6.64Rp 117.7K
-
-
Cinema Ticket
$4.04Rp 71.5K
$12.75ANG 22.76
-68.31%
🧸 Childcare & Education
Ubud, Bali
Philipsburg
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$297Rp 5.3M
$371ANG 662
-19.89%
International Primary School, 1 Child(Yearly)
$6,590Rp 116.7M
$11.1KANG 19.9K
-40.89%
👕👟 Clothing & Footwear
Ubud, Bali
Philipsburg
Difference
Jeans(Levis 501 Or Similar)
$55.1Rp 976.8K
-
-
Summer Dress(H&M, Zara, etc)
$38.51Rp 682.1K
-
-
Sport Shoes(Adidas, Nike)
$86.1Rp 1.5M
-
-
Men's Leather Business Shoes
$78.0Rp 1.4M
-
-
🏠 Accommodation & Living
Ubud, Bali
Philipsburg
Difference
1-bedroom Apartment, City Center(Monthly)
$985Rp 17.5M
$1,970ANG 3,517
-49.99%
1-bedroom Apartment, Outside City Center(Monthly)
$665Rp 11.8M
$1,875ANG 3,347
-64.54%
3-bedroom Apartment, City Center(Monthly)
$3,446Rp 61.0M
$5,726ANG 10.2K
-39.82%
3-bedroom Apartment, Outside City Center(Monthly)
$2,042Rp 36.2M
$5,589ANG 9,976
-63.46%
Buy Apartment in City Center(m2)
$2,829Rp 50.1M
-
-
Buy Apartment Outside City Center(m2)
$2,282Rp 40.4M
-
-
💵 Salaries & Financials
Ubud, Bali
Philipsburg
Difference
Average Monthly Net Salary(After Tax)
$169Rp 3.0M
$1,104ANG 1,970
-84.67%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
5.75
130.96%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 14, 2026
Last update for Philipsburg: June 16, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $985 in Ubud, Bali and $1,970 in Philipsburg. Housing cost is often the main lever when comparing two cities.
💰Philipsburg pays 552% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $32.00 in Ubud, Bali vs $74.0 in Philipsburg for a mid-range dinner for two. Groceries echo the gap at $299 vs $540 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Philipsburg: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Philipsburg?
Ubud, Bali wins on cost – living expenses run 122% lower than in Philipsburg. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Philipsburg?
On paper, Philipsburg earns 552% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Philipsburg?
Rent for a central apartment: $985 in Ubud, Bali versus $1,970 in Philipsburg. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or Philipsburg?
Supermarket bills run roughly 80% higher in Philipsburg. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Ubud, Bali compared to Philipsburg?
All in, you'll spend $1,394 per month in Ubud, Bali versus $3,098 in Philipsburg – a 122% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Ubud, Bali or Philipsburg?
At $1,394 in Ubud, Bali versus $3,098 in Philipsburg, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Philipsburg. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Philipsburg?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,394 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Philipsburg?
Safety-wise, Ubud, Bali and Philipsburg are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 122% less than in Philipsburg. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared