😐Monthly costs for one person with rent: $3,108 in Philipsburg versus $1,438 in Ubud, Bali.
😐Estimated couple costs with rent: $5,697 in Philipsburg versus $2,585 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $8,287 in Philipsburg versus $3,732 in Ubud, Bali.
😐Living in Philipsburg is roughly 116% more expensive than Ubud, Bali, driven mainly by Groceries & Markets.
📊Both cities are pricier than the global median: Philipsburg132% above, Ubud, Bali7% above.
Currency
🍽 Eating Out
Philipsburg
Ubud, Bali
Difference
Meal at Budget Restaurant
$14.94ANG 26.75
$3.57Rp 61.6K
318.49%
Three-Course Dinner for Two, Mid-Range
$73.9ANG 132
$32.58Rp 562.6K
126.92%
Fast Food Meal(McDonalds, etc)
$8.05ANG 14.41
$5.07Rp 87.5K
58.78%
Cappuccino
$4.31ANG 7.72
$2.83Rp 48.8K
52.30%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.04ANG 5.44
$1.34Rp 23.1K
126.87%
Water(0.33 liter bottle)
$3.78ANG 6.76
$0.69Rp 12.0K
447.83%
Local Beer(0.5 liter draught)
$2.91ANG 5.21
$2.99Rp 51.6K
-2.68%
Imported Beer(0.33 liter bottle)
$4.92ANG 8.81
$3.85Rp 66.4K
27.79%
🛒 Groceries & Markets
Philipsburg
Ubud, Bali
Difference
Milk(1 liter)
$2.93ANG 5.24
$1.74Rp 30.1K
68.39%
White Bread(500g)
$3.04ANG 5.44
$2.54Rp 43.8K
19.69%
Rice(white)(1kg)
$3.05ANG 5.46
$1.19Rp 20.6K
156.30%
Eggs
$6.37ANG 11.41
$2.43Rp 41.9K
162.14%
Local Cheese(1kg)
$18.65ANG 33.38
$14.66Rp 253.2K
27.22%
Chicken Fillets(1kg)
$16.98ANG 30.39
$4.18Rp 72.1K
306.22%
Beef Round Steak(1kg)
$19.82ANG 35.48
$11.94Rp 206.1K
66.00%
Apples(1kg)
$6.08ANG 10.89
$3.69Rp 63.6K
64.77%
Banana(1kg)
$6.06ANG 10.85
$1.61Rp 27.7K
276.40%
Oranges(1kg)
$9.05ANG 16.20
$2.69Rp 46.4K
236.43%
Tomato(1kg)
$6.19ANG 11.08
$2.33Rp 40.2K
165.67%
Potato(1kg)
$4.09ANG 7.32
$1.91Rp 32.9K
114.14%
Onion(1kg)
$4.11ANG 7.35
$2.19Rp 37.7K
87.67%
Lettuce(1 head)
$4.42ANG 7.90
$1.06Rp 18.3K
316.98%
Water(1.5 liter bottle)
$1.95ANG 3.49
$0.72Rp 12.5K
170.83%
Cigarettes 20 Pack(Marlboro, Camel)
$7.97ANG 14.27
$3.13Rp 54.1K
154.63%
Wine(Bottle)
$10.86ANG 19.44
$23.49Rp 405.6K
-53.77%
Local Beer(0.5 liter bottle)
$3.28ANG 5.86
$2.74Rp 47.3K
19.71%
Imported Beer(0.33 liter bottle)
$2.88ANG 5.16
$2.88Rp 49.7K
-
🚌 Getting Around
Philipsburg
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.46ANG 2.60
$0.29Rp 5,010
403.45%
Public Transport Monthly Pass(Regular Price)
-
$8.17Rp 141.0K
-
Taxi Start(Normal Tariff)
$14.75ANG 26.41
$0.45Rp 7,834
3177.78%
Taxi(Normal Tariff)(1km)
$4.88ANG 8.74
$0.42Rp 7,278
1061.90%
Taxi 1hour Waiting(Normal Tariff)
-
$6.16Rp 106.3K
-
Gasoline(1 liter)
$1.37ANG 2.44
$0.84Rp 14.5K
63.10%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$26.2KRp 453.1M
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$32.5KRp 560.8M
-
🧾 Monthly Utilities & Internet
Philipsburg
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$224ANG 402
$78.4Rp 1.4M
186.11%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$32.93ANG 59.0
$3.95Rp 68.2K
733.67%
Internet(50+ Mbps, Unlimited Data)
$71.0ANG 127
$24.40Rp 421.4K
190.90%
🎉 Sport & Entertainment
Philipsburg
Ubud, Bali
Difference
Gym Membership(Monthly)
$62.5ANG 112
$96.5Rp 1.7M
-35.31%
Tennis Court(1 Hour on Weekend)
-
$6.35Rp 109.6K
-
Cinema Ticket
$13.22ANG 23.66
$4.04Rp 69.7K
227.23%
🧸 Childcare & Education
Philipsburg
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$369ANG 661
$303Rp 5.2M
22.05%
International Primary School, 1 Child(Yearly)
$11.3KANG 20.3K
$6,523Rp 112.6M
73.66%
👕👟 Clothing & Footwear
Philipsburg
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
-
$53.8Rp 929.5K
-
Summer Dress(H&M, Zara, etc)
-
$37.98Rp 655.8K
-
Sport Shoes(Adidas, Nike)
-
$86.8Rp 1.5M
-
Men's Leather Business Shoes
-
$78.9Rp 1.4M
-
🏠 Accommodation & Living
Philipsburg
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,987ANG 3,557
$1,012Rp 17.5M
96.30%
1-bedroom Apartment, Outside City Center(Monthly)
$1,875ANG 3,356
$674Rp 11.6M
177.98%
3-bedroom Apartment, City Center(Monthly)
$5,720ANG 10.2K
$3,390Rp 58.5M
68.75%
3-bedroom Apartment, Outside City Center(Monthly)
$5,597ANG 10.0K
$2,098Rp 36.2M
166.78%
Buy Apartment in City Center(m2)
$2,955ANG 5,289
$2,985Rp 51.5M
-1.00%
Buy Apartment Outside City Center(m2)
-
$2,339Rp 40.4M
-
💵 Salaries & Financials
Philipsburg
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,102ANG 1,973
$173Rp 3.0M
536.71%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.75
13.28
-56.70%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Philipsburg: April 25, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,987 in Philipsburg and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Philipsburg pays 537% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $74.0 in Philipsburg vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $537 vs $298 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Philipsburg vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Philipsburg or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 116% lower than in Philipsburg. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Philipsburg or Ubud, Bali?
Philipsburg pays 537% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Philipsburg vs Ubud, Bali?
Rent for a central apartment: $1,987 in Philipsburg versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Philipsburg or Ubud, Bali?
Supermarket bills run roughly 80% higher in Philipsburg. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Philipsburg compared to Ubud, Bali?
All in, you'll spend $3,108 per month in Philipsburg versus $1,438 in Ubud, Bali – a 116% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Philipsburg or Ubud, Bali?
At $1,438 in Ubud, Bali versus $3,108 in Philipsburg, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Philipsburg. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Philipsburg or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Philipsburg compared to Ubud, Bali?
Safety-wise, Philipsburg and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 116% less than in Philipsburg. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Philipsburg vs other spots: cost of living compared