Cost of Living Comparison Between Philipsburg and Ubud, Bali Cost of Living Comparison Between Philipsburg and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,108 in Philipsburg versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $5,697 in Philipsburg versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $8,287 in Philipsburg versus $3,732 in Ubud, Bali.

Living in Philipsburg is roughly 116% more expensive than Ubud, Bali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Philipsburg 132% above, Ubud, Bali 7% above.

Currency
🍽 Eating Out
Philipsburg
Ubud, Bali
Difference
Meal at Budget Restaurant
$14.94 ANG 26.75
$3.57 Rp 61.6K
318.49%
Three-Course Dinner for Two, Mid-Range
$73.9 ANG 132
$32.58 Rp 562.6K
126.92%
Fast Food Meal (McDonalds, etc)
$8.05 ANG 14.41
$5.07 Rp 87.5K
58.78%
Cappuccino
$4.31 ANG 7.72
$2.83 Rp 48.8K
52.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.04 ANG 5.44
$1.34 Rp 23.1K
126.87%
Water (0.33 liter bottle)
$3.78 ANG 6.76
$0.69 Rp 12.0K
447.83%
Local Beer (0.5 liter draught)
$2.91 ANG 5.21
$2.99 Rp 51.6K
-2.68%
Imported Beer (0.33 liter bottle)
$4.92 ANG 8.81
$3.85 Rp 66.4K
27.79%
🛒 Groceries & Markets
Philipsburg
Ubud, Bali
Difference
Milk (1 liter)
$2.93 ANG 5.24
$1.74 Rp 30.1K
68.39%
White Bread (500g)
$3.04 ANG 5.44
$2.54 Rp 43.8K
19.69%
Rice (white) (1kg)
$3.05 ANG 5.46
$1.19 Rp 20.6K
156.30%
Eggs
$6.37 ANG 11.41
$2.43 Rp 41.9K
162.14%
Local Cheese (1kg)
$18.65 ANG 33.38
$14.66 Rp 253.2K
27.22%
Chicken Fillets (1kg)
$16.98 ANG 30.39
$4.18 Rp 72.1K
306.22%
Beef Round Steak (1kg)
$19.82 ANG 35.48
$11.94 Rp 206.1K
66.00%
Apples (1kg)
$6.08 ANG 10.89
$3.69 Rp 63.6K
64.77%
Banana (1kg)
$6.06 ANG 10.85
$1.61 Rp 27.7K
276.40%
Oranges (1kg)
$9.05 ANG 16.20
$2.69 Rp 46.4K
236.43%
Tomato (1kg)
$6.19 ANG 11.08
$2.33 Rp 40.2K
165.67%
Potato (1kg)
$4.09 ANG 7.32
$1.91 Rp 32.9K
114.14%
Onion (1kg)
$4.11 ANG 7.35
$2.19 Rp 37.7K
87.67%
Lettuce (1 head)
$4.42 ANG 7.90
$1.06 Rp 18.3K
316.98%
Water (1.5 liter bottle)
$1.95 ANG 3.49
$0.72 Rp 12.5K
170.83%
Cigarettes 20 Pack (Marlboro, Camel)
$7.97 ANG 14.27
$3.13 Rp 54.1K
154.63%
Wine (Bottle)
$10.86 ANG 19.44
$23.49 Rp 405.6K
-53.77%
Local Beer (0.5 liter bottle)
$3.28 ANG 5.86
$2.74 Rp 47.3K
19.71%
Imported Beer (0.33 liter bottle)
$2.88 ANG 5.16
$2.88 Rp 49.7K
-
🚌 Getting Around
Philipsburg
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.46 ANG 2.60
$0.29 Rp 5,010
403.45%
Public Transport Monthly Pass (Regular Price)
-
$8.17 Rp 141.0K
-
Taxi Start (Normal Tariff)
$14.75 ANG 26.41
$0.45 Rp 7,834
3177.78%
Taxi (Normal Tariff) (1km)
$4.88 ANG 8.74
$0.42 Rp 7,278
1061.90%
Taxi 1hour Waiting (Normal Tariff)
-
$6.16 Rp 106.3K
-
Gasoline (1 liter)
$1.37 ANG 2.44
$0.84 Rp 14.5K
63.10%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$26.2K Rp 453.1M
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$32.5K Rp 560.8M
-
🧾 Monthly Utilities & Internet
Philipsburg
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$224 ANG 402
$78.4 Rp 1.4M
186.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.93 ANG 59.0
$3.95 Rp 68.2K
733.67%
Internet (50+ Mbps, Unlimited Data)
$71.0 ANG 127
$24.40 Rp 421.4K
190.90%
🎉 Sport & Entertainment
Philipsburg
Ubud, Bali
Difference
Gym Membership (Monthly)
$62.5 ANG 112
$96.5 Rp 1.7M
-35.31%
Tennis Court (1 Hour on Weekend)
-
$6.35 Rp 109.6K
-
Cinema Ticket
$13.22 ANG 23.66
$4.04 Rp 69.7K
227.23%
🧸 Childcare & Education
Philipsburg
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$369 ANG 661
$303 Rp 5.2M
22.05%
International Primary School, 1 Child (Yearly)
$11.3K ANG 20.3K
$6,523 Rp 112.6M
73.66%
👕👟 Clothing & Footwear
Philipsburg
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
-
$53.8 Rp 929.5K
-
Summer Dress (H&M, Zara, etc)
-
$37.98 Rp 655.8K
-
Sport Shoes (Adidas, Nike)
-
$86.8 Rp 1.5M
-
Men's Leather Business Shoes
-
$78.9 Rp 1.4M
-
🏠 Accommodation & Living
Philipsburg
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,987 ANG 3,557
$1,012 Rp 17.5M
96.30%
1-bedroom Apartment, Outside City Center (Monthly)
$1,875 ANG 3,356
$674 Rp 11.6M
177.98%
3-bedroom Apartment, City Center (Monthly)
$5,720 ANG 10.2K
$3,390 Rp 58.5M
68.75%
3-bedroom Apartment, Outside City Center (Monthly)
$5,597 ANG 10.0K
$2,098 Rp 36.2M
166.78%
Buy Apartment in City Center (m2)
$2,955 ANG 5,289
$2,985 Rp 51.5M
-1.00%
Buy Apartment Outside City Center (m2)
-
$2,339 Rp 40.4M
-
💵 Salaries & Financials
Philipsburg
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,102 ANG 1,973
$173 Rp 3.0M
536.71%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.75
13.28
-56.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Philipsburg: April 25, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,987 in Philipsburg and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Philipsburg pays 537% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74.0 in Philipsburg vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $537 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Philipsburg vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Philipsburg or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 116% lower than in Philipsburg. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Philipsburg or Ubud, Bali?
Philipsburg pays 537% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Philipsburg vs Ubud, Bali?
Rent for a central apartment: $1,987 in Philipsburg versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Philipsburg or Ubud, Bali?
Supermarket bills run roughly 80% higher in Philipsburg. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Philipsburg compared to Ubud, Bali?
All in, you'll spend $3,108 per month in Philipsburg versus $1,438 in Ubud, Bali – a 116% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Philipsburg or Ubud, Bali?
At $1,438 in Ubud, Bali versus $3,108 in Philipsburg, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Philipsburg. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Philipsburg or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Philipsburg compared to Ubud, Bali?
Safety-wise, Philipsburg and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 116% less than in Philipsburg. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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