Cost of Living Comparison Between Philipsburg and Ubud, Bali Cost of Living Comparison Between Philipsburg and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,160 in Philipsburg versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $5,809 in Philipsburg versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $8,458 in Philipsburg versus $3,723 in Ubud, Bali.

Living in Philipsburg is roughly 127% more expensive than in Ubud, Bali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Philipsburg 137% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$15.11 ANG 26.98

$3.57 Rp 64.5K

323.25%

Three-Course Dinner for Two, Mid-Range

$76.0 ANG 136

$32.32 Rp 583.4K

135.18%

Fast Food Meal (McDonalds, etc)

$8.22 ANG 14.68

$5.01 Rp 90.4K

64.07%

Cappuccino

$4.25 ANG 7.58

$2.82 Rp 51.0K

50.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.93 ANG 5.22

$1.35 Rp 24.4K

117.04%

Water (0.33 liter bottle)

$3.72 ANG 6.64

$0.73 Rp 13.2K

409.59%

Local Beer (0.5 liter draught)

$2.97 ANG 5.30

$2.93 Rp 53.0K

1.37%

Imported Beer (0.33 liter bottle)

$4.97 ANG 8.88

$3.94 Rp 71.1K

26.14%

Milk (1 liter)

$2.93 ANG 5.23

$1.78 Rp 32.1K

64.61%

White Bread (500g)

$3.19 ANG 5.69

$2.45 Rp 44.2K

30.20%

Rice (white) (1kg)

$2.94 ANG 5.26

$1.15 Rp 20.7K

155.65%

Eggs

$6.33 ANG 11.31

$2.41 Rp 43.6K

162.66%

Local Cheese (1kg)

$18.26 ANG 32.59

$14.33 Rp 258.7K

27.42%

Chicken Fillets (1kg)

$16.79 ANG 29.98

$4.19 Rp 75.6K

300.72%

Beef Round Steak (1kg)

$19.40 ANG 34.62

$12.06 Rp 217.7K

60.86%

Apples (1kg)

$5.90 ANG 10.54

$3.64 Rp 65.7K

62.09%

Banana (1kg)

$6.12 ANG 10.92

$1.57 Rp 28.3K

289.81%

Oranges (1kg)

$9.09 ANG 16.22

$2.79 Rp 50.3K

225.81%

Tomato (1kg)

$6.45 ANG 11.52

$2.24 Rp 40.5K

187.95%

Potato (1kg)

$4.08 ANG 7.28

$1.98 Rp 35.7K

106.06%

Onion (1kg)

$3.92 ANG 7.00

$2.28 Rp 41.1K

71.93%

Lettuce (1 head)

$4.46 ANG 7.97

$1.05 Rp 19.0K

324.76%

Water (1.5 liter bottle)

$1.96 ANG 3.49

$0.79 Rp 14.2K

148.10%

Cigarettes 20 Pack (Marlboro, Camel)

$8.18 ANG 14.61

$3.19 Rp 57.6K

156.43%

Wine (Bottle)

$10.85 ANG 19.37

$23.49 Rp 424.1K

-53.81%

Local Beer (0.5 liter bottle)

$3.36 ANG 6.00

$2.90 Rp 52.3K

15.86%

Imported Beer (0.33 liter bottle)

$2.81 ANG 5.01

$2.76 Rp 49.7K

1.81%

One-way Ticket (Public Transport)

$1.52 ANG 2.71

$0.27 Rp 4,813

462.96%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$15.15 ANG 27.04

$0.45 Rp 8,167

3266.67%

Taxi (Normal Tariff) (1km)

$4.86 ANG 8.67

$0.46 Rp 8,298

956.52%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

Gasoline (1 liter)

$1.42 ANG 2.53

$0.86 Rp 15.6K

65.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 ANG 410

$79.0 Rp 1.4M

190.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.15 ANG 57.4

$4.09 Rp 73.9K

686.06%

Internet (50+ Mbps, Unlimited Data)

$71.3 ANG 127

$23.85 Rp 430.5K

198.99%

Gym Membership (Monthly)

$61.5 ANG 110

$98.8 Rp 1.8M

-37.71%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$13.24 ANG 23.63

$4.01 Rp 72.3K

230.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$380 ANG 679

$297 Rp 5.4M

27.96%

International Primary School, 1 Child (Yearly)

$11.2K ANG 19.9K

$6,602 Rp 119.2M

69.22%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

Men's Leather Business Shoes

$76.6 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,931 ANG 3,447

$1,020 Rp 18.4M

89.39%

1-bedroom Apartment, Outside City Center (Monthly)

$1,876 ANG 3,348

$680 Rp 12.3M

175.71%

3-bedroom Apartment, City Center (Monthly)

$5,653 ANG 10.1K

$3,469 Rp 62.6M

62.96%

3-bedroom Apartment, Outside City Center (Monthly)

$5,752 ANG 10.3K

$2,090 Rp 37.7M

175.21%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$1,115 ANG 1,991

$164 Rp 3.0M

581.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.75

13.28

-56.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Philipsburg: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,931 in Philipsburg and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Philipsburg pays 581% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Philipsburg vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $536 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Philipsburg vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 127% lower than in Philipsburg. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 581% higher in Philipsburg, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,931 in Philipsburg versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 80% higher in Philipsburg. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $3,160 per month in Philipsburg versus $1,392 in Ubud, Bali – a 127% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,392 in Ubud, Bali versus $3,160 in Philipsburg, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Philipsburg. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,392 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Philipsburg and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 127% less than in Philipsburg. Beyond cost, consider language, visa policies, and how big the international community is in each city.