Cost of Living Comparison Between Philipsburg and Ubud, Bali Cost of Living Comparison Between Philipsburg and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,098 in Philipsburg versus $1,394 in Ubud, Bali.

Estimated couple costs with rent: $5,842 in Philipsburg versus $2,551 in Ubud, Bali.

Monthly costs for a family of three with rent: $8,587 in Philipsburg versus $3,708 in Ubud, Bali.

Living in Philipsburg is roughly 122% more expensive than Ubud, Bali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Philipsburg 132% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$14.89 ANG 26.57

$3.40 Rp 60.2K

337.94%

Three-Course Dinner for Two, Mid-Range

$73.5 ANG 131

$32.38 Rp 573.6K

126.99%

Fast Food Meal (McDonalds, etc)

$7.97 ANG 14.23

$5.00 Rp 88.6K

59.40%

Cappuccino

$4.43 ANG 7.90

$2.82 Rp 50.0K

57.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 ANG 5.30

$1.38 Rp 24.4K

115.22%

Water (0.33 liter bottle)

$3.60 ANG 6.42

$0.73 Rp 13.0K

393.15%

Local Beer (0.5 liter draught)

$3.03 ANG 5.41

$2.98 Rp 52.8K

1.68%

Imported Beer (0.33 liter bottle)

$5.11 ANG 9.12

$3.97 Rp 70.3K

28.72%

Milk (1 liter)

$3.06 ANG 5.46

$1.79 Rp 31.8K

70.95%

White Bread (500g)

$3.18 ANG 5.68

$2.46 Rp 43.7K

29.27%

Rice (white) (1kg)

$2.99 ANG 5.33

$1.20 Rp 21.2K

149.17%

Eggs

$6.58 ANG 11.74

$2.39 Rp 42.3K

175.31%

Local Cheese (1kg)

$18.48 ANG 32.99

$14.40 Rp 255.1K

28.33%

Chicken Fillets (1kg)

$16.83 ANG 30.04

$4.28 Rp 75.9K

293.22%

Beef Round Steak (1kg)

$19.80 ANG 35.34

$11.82 Rp 209.4K

67.51%

Apples (1kg)

$5.98 ANG 10.67

$3.78 Rp 67.0K

58.20%

Banana (1kg)

$5.92 ANG 10.56

$1.63 Rp 28.9K

263.19%

Oranges (1kg)

$9.35 ANG 16.68

$2.80 Rp 49.6K

233.93%

Tomato (1kg)

$6.43 ANG 11.47

$2.26 Rp 40.0K

184.51%

Potato (1kg)

$3.93 ANG 7.02

$2.00 Rp 35.3K

96.50%

Onion (1kg)

$3.97 ANG 7.08

$2.21 Rp 39.2K

79.64%

Lettuce (1 head)

$4.43 ANG 7.90

$1.07 Rp 18.9K

314.02%

Water (1.5 liter bottle)

$1.97 ANG 3.52

$0.76 Rp 13.5K

159.21%

Cigarettes 20 Pack (Marlboro, Camel)

$7.78 ANG 13.89

$3.13 Rp 55.4K

148.56%

Wine (Bottle)

$10.91 ANG 19.47

$23.81 Rp 421.9K

-54.18%

Local Beer (0.5 liter bottle)

$3.32 ANG 5.93

$2.84 Rp 50.3K

16.90%

Imported Beer (0.33 liter bottle)

$2.87 ANG 5.11

$2.78 Rp 49.2K

3.24%

One-way Ticket (Public Transport)

$1.47 ANG 2.62

$0.27 Rp 4,726

444.44%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

Taxi Start (Normal Tariff)

$14.94 ANG 26.67

$0.45 Rp 8,034

3220.00%

Taxi (Normal Tariff) (1km)

$4.85 ANG 8.66

$0.43 Rp 7,578

1027.91%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

Gasoline (1 liter)

$1.44 ANG 2.56

$0.80 Rp 14.2K

80.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$222 ANG 397

$80.7 Rp 1.4M

175.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.97 ANG 58.9

$4.14 Rp 73.3K

696.38%

Internet (50+ Mbps, Unlimited Data)

$69.2 ANG 123

$24.12 Rp 427.2K

186.69%

Gym Membership (Monthly)

$63.3 ANG 113

$97.8 Rp 1.7M

-35.28%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

Cinema Ticket

$12.75 ANG 22.76

$4.04 Rp 71.5K

215.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$371 ANG 662

$297 Rp 5.3M

24.83%

International Primary School, 1 Child (Yearly)

$11.1K ANG 19.9K

$6,590 Rp 116.7M

69.17%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

Men's Leather Business Shoes

$78.0 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,970 ANG 3,517

$985 Rp 17.5M

99.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,875 ANG 3,347

$665 Rp 11.8M

182.02%

3-bedroom Apartment, City Center (Monthly)

$5,726 ANG 10.2K

$3,446 Rp 61.0M

66.17%

3-bedroom Apartment, Outside City Center (Monthly)

$5,589 ANG 9,976

$2,042 Rp 36.2M

173.65%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

Average Monthly Net Salary (After Tax)

$1,104 ANG 1,970

$169 Rp 3.0M

552.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.75

13.28

-56.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Philipsburg: June 16, 2026

Last update for Ubud, Bali: June 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,970 in Philipsburg and $985 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Philipsburg pays 552% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74.0 in Philipsburg vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $540 vs $299 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Philipsburg vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 122% lower than in Philipsburg. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Philipsburg pays 552% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,970 in Philipsburg versus $985 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 80% higher in Philipsburg. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $3,098 per month in Philipsburg versus $1,394 in Ubud, Bali – a 122% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,394 in Ubud, Bali versus $3,098 in Philipsburg, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Philipsburg. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,394 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Philipsburg and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 122% less than in Philipsburg. Beyond cost, consider language, visa policies, and how big the international community is in each city.