Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Penafiel

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,518 in Penafiel, rent and utilities included – about $2,000 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
73

Cost of Living Index in Penafiel
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Penafiel Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Penafiel

🇵🇹 Portugal

$1,518

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Penafiel

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Penafiel actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $1,518 in Penafiel, rent included.

Ubud, Bali $1,353
Penafiel $1,518

A couple spends around $2,297 per month in Ubud, Bali vs $2,219 in Penafiel, rent included.

Ubud, Bali $2,297
Penafiel $2,219

A family of three spends $3,241 per month in Ubud, Bali vs $2,920 in Penafiel, rent included.

Ubud, Bali $3,241
Penafiel $2,920

Ubud, Bali is about 11% cheaper than Penafiel, and outside of rent the biggest gap is in transport.

Both Ubud, Bali and Penafiel sit above the global median – Ubud, Bali by 0%, Penafiel by 12%.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$10.13 €9.01

-68.11%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$45.02 €40.05

-22.52%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$9.10 €8.09

-37.36%

Cappuccino

$2.62 Rp 47.1K

$1.37 €1.22

91.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.53 €1.36

12.42%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.69 €0.61

17.39%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.43 €2.17

9.05%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.77 €2.46

57.76%

Milk (1 liter)

$1.57 Rp 28.3K

$1.05 €0.93

49.52%

White Bread (500g)

$2.19 Rp 39.5K

$1.09 €0.97

100.92%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.40 €1.25

-15.71%

Eggs

$2.16 Rp 38.8K

$2.93 €2.61

-26.28%

Local Cheese (1kg)

$17.65 Rp 317.7K

$10.39 €9.24

69.87%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$6.95 €6.18

-45.61%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$14.50 €12.90

-17.59%

Apples (1kg)

$3.60 Rp 64.8K

$1.98 €1.76

81.82%

Banana (1kg)

$1.59 Rp 28.6K

$1.41 €1.25

12.77%

Oranges (1kg)

$2.31 Rp 41.6K

$2.04 €1.82

13.24%

Tomato (1kg)

$1.91 Rp 34.3K

$2.10 €1.86

-9.05%

Potato (1kg)

$1.78 Rp 32.1K

$0.83 €0.74

114.46%

Onion (1kg)

$2.33 Rp 41.9K

$1.44 €1.28

61.81%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.14 €1.02

-12.28%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.76 €0.67

-30.26%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$5.95 €5.29

-61.51%

Wine (Bottle)

$22.07 Rp 397.3K

$4.17 €3.71

429.26%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.30 €1.16

80.77%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.19 €2.84

-6.58%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$5.07 €4.51

-95.46%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$44.02 €39.16

-79.78%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$4.46 €3.97

-89.46%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.44 €1.28

-70.14%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$20.87 €18.57

-73.79%

Gasoline (1 liter)

$0.83 Rp 14.9K

$2.07 €1.84

-59.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$33.1K €29.5K

-27.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$38.4K €34.1K

-14.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$106 €94.1

-24.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$17.55 €15.61

-62.62%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$28.46 €25.32

-34.65%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$28.02 €24.93

93.15%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$4.40 €3.91

-3.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$461 €410

6.85%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$6,307 €5,610

-11.25%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$115 €103

-60.45%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$35.64 €31.71

-1.91%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$72.5 €64.5

7.21%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$106 €94.7

-26.22%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$853 €759

32.57%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$728 €648

-7.58%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,307 €1,163

176.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$1,120 €996

51.90%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,251 €2,002

20.73%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,159 €1,921

3.78%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,246 €1,108

-86.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.7

272.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Penafiel: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Penafiel

$728 48% 8.2% $55

Groceries & Markets

Ubud, Bali

$287 21.2%

Penafiel

$225 14.9% 21.5% $62

Clothing & Footwear

Ubud, Bali

$107 7.9%

Penafiel

$148 9.8% 39.3% $42

Eating Out

Ubud, Bali

$106 7.9%

Penafiel

$151 10% 42.3% $45

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Penafiel

$152 10% 44.4% $47

Sport & Entertainment

Ubud, Bali

$63 4.6%

Penafiel

$37 2.4% 41.2% $26

Getting Around

Ubud, Bali

$12 0.9%

Penafiel

$76 5% 511% $64

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $853 in Penafiel. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 649% higher in Penafiel, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $45.00 in Penafiel. Groceries tell a different story – $287 in Ubud, Bali vs $225 in Penafiel – so Penafiel wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇵🇹 Penafiel

🕒 Local time

06:09 6:09 AM

23:09 11:09 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

69,630

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Penafiel 13,410 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Penafiel

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Penafiel: Cost of Living - Frequently Asked Questions

Yes – Penafiel is pricier by about 12%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $2,277 in Penafiel. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 395% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $493 per month in Ubud, Bali and $461 in Penafiel. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Penafiel at $1,518. In Ubud, Bali it covers expenses comfortably, while in Penafiel it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Penafiel makes more sense. Both are solid long-term options with distinct trade-offs.