Cost of Living Comparison Between Ubud, Bali and Penafiel Cost of Living Comparison Between Ubud, Bali and Penafiel

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $1,591 in Penafiel, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $2,316 in Penafiel, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $3,042 in Penafiel, rent included.

Ubud, Bali is about 12% cheaper than Penafiel, driven mainly by Getting Around.

Both Ubud, Bali and Penafiel sit above the global median – Ubud, Bali by 2%, Penafiel by 16%.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$10.55 €9.08

-68.06%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$46.07 €39.64

-16.24%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$9.20 €7.92

-40.00%

Cappuccino

$2.64 Rp 46.6K

$1.49 €1.28

77.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$1.60 €1.38

4.37%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.68 €0.58

13.24%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$2.51 €2.16

4.78%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$2.85 €2.45

50.18%

Milk (1 liter)

$1.55 Rp 27.3K

$1.02 €0.88

51.96%

White Bread (500g)

$2.22 Rp 39.2K

$1.13 €0.97

96.46%

Rice (white) (1kg)

$1.13 Rp 19.8K

$1.47 €1.26

-23.13%

Eggs

$2.09 Rp 36.8K

$3.05 €2.62

-31.48%

Local Cheese (1kg)

$17.39 Rp 306.6K

$10.82 €9.31

60.72%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$7.19 €6.19

-46.18%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

$15.27 €13.14

-17.81%

Apples (1kg)

$3.62 Rp 63.8K

$2.01 €1.73

80.10%

Banana (1kg)

$1.56 Rp 27.5K

$1.53 €1.32

1.96%

Oranges (1kg)

$2.35 Rp 41.5K

$2.09 €1.80

12.44%

Tomato (1kg)

$2.06 Rp 36.2K

$2.21 €1.90

-6.79%

Potato (1kg)

$1.90 Rp 33.5K

$0.86 €0.74

120.93%

Onion (1kg)

$2.34 Rp 41.2K

$1.54 €1.33

51.95%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.13 €0.98

-8.85%

Water (1.5 liter bottle)

$0.55 Rp 9,779

$0.76 €0.65

-27.63%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$6.14 €5.28

-63.36%

Wine (Bottle)

$23.81 Rp 419.7K

$4.45 €3.83

435.06%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$1.39 €1.20

66.19%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$3.41 €2.94

-17.89%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$5.30 €4.56

-94.91%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$47.28 €40.68

-81.68%

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$4.77 €4.11

-89.94%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

$1.47 €1.27

-69.39%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$22.43 €19.30

-74.50%

Gasoline (1 liter)

$0.76 Rp 13.4K

$2.19 €1.89

-65.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

$34.3K €29.5K

-28.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$39.1K €33.6K

-17.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$107 €91.9

-21.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$18.01 €15.50

-64.13%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$28.95 €24.92

-34.40%

Gym Membership (Monthly)

$56.0 Rp 986.8K

$28.97 €24.93

93.20%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

Cinema Ticket

$4.28 Rp 75.5K

$4.58 €3.94

-6.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$473 €407

2.82%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$6,540 €5,628

-10.47%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$116 €99.6

-60.62%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$37.31 €32.11

-2.49%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$76.8 €66.1

6.75%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$108 €92.6

-25.26%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$861 €741

29.69%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$759 €653

-7.59%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$1,351 €1,163

161.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$1,151 €991

53.10%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$2,323 €1,999

21.65%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$2,169 €1,866

5.66%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$1,301 €1,120

-86.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.64

278.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Penafiel: August 29, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $861 in Penafiel. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 666% higher in Penafiel, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $46.00 in Penafiel. Groceries tell a different story – $293 in Ubud, Bali vs $234 in Penafiel – so Penafiel wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Penafiel: Cost of Living - Frequently Asked Questions

Yes – Penafiel is pricier by about 14%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $2,387 in Penafiel. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 446% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $487 per month in Ubud, Bali and $473 in Penafiel. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Penafiel at $1,591. In Ubud, Bali it covers expenses comfortably, while in Penafiel it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Penafiel makes more sense. Both are solid long-term options with distinct trade-offs.