Cost of Living Comparison Between Ubud, Bali and Penafiel Cost of Living Comparison Between Ubud, Bali and Penafiel

Monthly Cost of Living

A single person spends $1,395 per month in Ubud, Bali vs $1,561 in Penafiel, rent included.

A couple spends around $2,559 per month in Ubud, Bali vs $2,309 in Penafiel, rent included.

A family of three spends $3,724 per month in Ubud, Bali vs $3,056 in Penafiel, rent included.

Ubud, Bali is about 11% cheaper than Penafiel, driven mainly by Groceries & Markets.

Both Ubud, Bali and Penafiel sit above the global median – Ubud, Bali by 4%, Penafiel by 16%.

Meal at Budget Restaurant

$3.48 Rp 59.7K

$10.61 €9.02

-67.20%

Three-Course Dinner for Two, Mid-Range

$32.88 Rp 564.0K

$47.05 €40.04

-30.12%

Fast Food Meal (McDonalds, etc)

$5.09 Rp 87.3K

$9.03 €7.68

-43.63%

Cappuccino

$2.75 Rp 47.1K

$1.13 €0.96

143.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 23.7K

$1.40 €1.19

-1.43%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.68 €0.58

4.41%

Local Beer (0.5 liter draught)

$2.88 Rp 49.4K

$2.36 €2.01

22.03%

Imported Beer (0.33 liter bottle)

$3.87 Rp 66.4K

$3.52 €3.00

9.94%

Milk (1 liter)

$1.79 Rp 30.7K

$1.03 €0.88

73.79%

White Bread (500g)

$2.45 Rp 42.0K

$1.18 €1.00

107.63%

Rice (white) (1kg)

$1.21 Rp 20.7K

$1.46 €1.24

-17.12%

Eggs

$2.39 Rp 40.9K

$3.02 €2.57

-20.86%

Local Cheese (1kg)

$14.70 Rp 252.1K

$11.40 €9.70

28.95%

Chicken Fillets (1kg)

$4.24 Rp 72.7K

$7.70 €6.55

-44.94%

Beef Round Steak (1kg)

$12.08 Rp 207.1K

$13.82 €11.76

-12.59%

Apples (1kg)

$3.66 Rp 62.9K

$2.22 €1.89

64.86%

Banana (1kg)

$1.61 Rp 27.6K

$1.51 €1.29

6.62%

Oranges (1kg)

$2.72 Rp 46.6K

$2.01 €1.71

35.32%

Tomato (1kg)

$2.27 Rp 39.0K

$2.18 €1.86

4.13%

Potato (1kg)

$1.90 Rp 32.6K

$0.89 €0.76

113.48%

Onion (1kg)

$2.30 Rp 39.4K

$1.54 €1.31

49.35%

Lettuce (1 head)

$1.02 Rp 17.4K

$1.13 €0.96

-9.73%

Water (1.5 liter bottle)

$0.78 Rp 13.4K

$0.39 €0.33

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.7K

$6.18 €5.26

-47.57%

Wine (Bottle)

$24.06 Rp 412.7K

$4.39 €3.73

448.06%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

$1.14 €0.97

149.12%

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

$2.63 €2.24

6.08%

One-way Ticket (Public Transport)

$0.27 Rp 4,610

$2.28 €1.94

-88.16%

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.4K

$42.80 €36.42

-80.75%

Taxi Start (Normal Tariff)

$0.45 Rp 7,708

$4.61 €3.93

-90.24%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,305

$1.24 €1.06

-65.32%

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.3K

$14.49 €12.34

-58.45%

Gasoline (1 liter)

$0.86 Rp 14.7K

$1.89 €1.61

-54.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.1M

$38.7K €32.9K

-32.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.7M

$40.1K €34.1K

-20.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

$135 €115

-41.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

$21.72 €18.48

-81.58%

Internet (50+ Mbps, Unlimited Data)

$24.35 Rp 417.7K

$41.39 €35.22

-41.17%

Gym Membership (Monthly)

$95.8 Rp 1.6M

$44.33 €37.73

116.04%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

Cinema Ticket

$4.01 Rp 68.7K

$4.55 €3.87

-11.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 Rp 5.2M

$341 €290

-11.62%

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.3M

$8,485 €7,221

-22.87%

Jeans (Levis 501 Or Similar)

$53.4 Rp 916.3K

$72.8 €62.0

-26.62%

Summer Dress (H&M, Zara, etc)

$38.55 Rp 661.2K

$34.48 €29.34

11.80%

Sport Shoes (Adidas, Nike)

$89.1 Rp 1.5M

$94.1 €80.1

-5.33%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$158 €135

-50.10%

1-bedroom Apartment, City Center (Monthly)

$1,016 Rp 17.4M

$933 €794

8.88%

1-bedroom Apartment, Outside City Center (Monthly)

$672 Rp 11.5M

$717 €610

-6.24%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.8M

$1,458 €1,241

131.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 Rp 36.2M

$1,165 €992

80.87%

Buy Apartment in City Center (m2)

$3,001 Rp 51.5M

$2,310 €1,966

29.93%

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.1M

$2,192 €1,866

6.57%

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.43

144.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Penafiel: April 13, 2026

Cost Breakdown

A central one-bedroom costs $1,016 in Ubud, Bali versus $933 in Penafiel. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33 in Ubud, Bali versus $47 in Penafiel. Groceries tell a different story – $300 in Ubud, Bali vs $228 in Penafiel – so Penafiel wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Penafiel: Cost of Living - Frequently Asked Questions

Yes – Penafiel is pricier by about 12%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,092 per month in Ubud, Bali and $2,342 in Penafiel. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 419% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $302 per month in Ubud, Bali and $341 in Penafiel. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,395, than in Penafiel at $1,561. In Ubud, Bali it covers expenses comfortably, while in Penafiel it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Penafiel makes more sense. Both are solid long-term options with distinct trade-offs.