Cost of Living Comparison Between Penafiel and Ubud, Bali Cost of Living Comparison Between Penafiel and Ubud, Bali

Monthly Cost of Living

A single person spends $1,591 per month in Penafiel vs $1,396 in Ubud, Bali, rent included.

A couple spends around $2,316 per month in Penafiel vs $2,334 in Ubud, Bali, rent included.

A family of three spends $3,042 per month in Penafiel vs $3,273 in Ubud, Bali, rent included.

Penafiel costs about 14% more than Ubud, Bali, driven mainly by Getting Around.

Both Penafiel and Ubud, Bali sit above the global median – Penafiel by 16%, Ubud, Bali by 2%.

Meal at Budget Restaurant

$10.55 €9.08

$3.37 Rp 59.5K

213.06%

Three-Course Dinner for Two, Mid-Range

$46.07 €39.64

$38.59 Rp 680.3K

19.38%

Fast Food Meal (McDonalds, etc)

$9.20 €7.92

$5.52 Rp 97.3K

66.67%

Cappuccino

$1.49 €1.28

$2.64 Rp 46.6K

-43.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 €1.38

$1.67 Rp 29.5K

-4.19%

Water (0.33 liter bottle)

$0.68 €0.58

$0.77 Rp 13.6K

-11.69%

Local Beer (0.5 liter draught)

$2.51 €2.16

$2.63 Rp 46.4K

-4.56%

Imported Beer (0.33 liter bottle)

$2.85 €2.45

$4.28 Rp 75.5K

-33.41%

Milk (1 liter)

$1.02 €0.88

$1.55 Rp 27.3K

-34.19%

White Bread (500g)

$1.13 €0.97

$2.22 Rp 39.2K

-49.10%

Rice (white) (1kg)

$1.47 €1.26

$1.13 Rp 19.8K

30.09%

Eggs

$3.05 €2.62

$2.09 Rp 36.8K

45.93%

Local Cheese (1kg)

$10.82 €9.31

$17.39 Rp 306.6K

-37.78%

Chicken Fillets (1kg)

$7.19 €6.19

$3.87 Rp 68.2K

85.79%

Beef Round Steak (1kg)

$15.27 €13.14

$12.55 Rp 221.2K

21.67%

Apples (1kg)

$2.01 €1.73

$3.62 Rp 63.8K

-44.48%

Banana (1kg)

$1.53 €1.32

$1.56 Rp 27.5K

-1.92%

Oranges (1kg)

$2.09 €1.80

$2.35 Rp 41.5K

-11.06%

Tomato (1kg)

$2.21 €1.90

$2.06 Rp 36.2K

7.28%

Potato (1kg)

$0.86 €0.74

$1.90 Rp 33.5K

-54.74%

Onion (1kg)

$1.54 €1.33

$2.34 Rp 41.2K

-34.19%

Lettuce (1 head)

$1.13 €0.98

$1.03 Rp 18.2K

9.71%

Water (1.5 liter bottle)

$0.76 €0.65

$0.55 Rp 9,779

38.18%

Cigarettes 20 Pack (Marlboro, Camel)

$6.14 €5.28

$2.25 Rp 39.7K

172.89%

Wine (Bottle)

$4.45 €3.83

$23.81 Rp 419.7K

-81.31%

Local Beer (0.5 liter bottle)

$1.39 €1.20

$2.31 Rp 40.8K

-39.83%

Imported Beer (0.33 liter bottle)

$3.41 €2.94

$2.80 Rp 49.4K

21.79%

One-way Ticket (Public Transport)

$5.30 €4.56

$0.27 Rp 4,802

1862.96%

Public Transport Monthly Pass (Regular Price)

$47.28 €40.68

$8.66 Rp 152.7K

445.96%

Taxi Start (Normal Tariff)

$4.77 €4.11

$0.48 Rp 8,489

893.75%

Taxi (Normal Tariff) (1km)

$1.47 €1.27

$0.45 Rp 7,863

226.67%

Taxi 1hour Waiting (Normal Tariff)

$22.43 €19.30

$5.72 Rp 100.8K

292.13%

Gasoline (1 liter)

$2.19 €1.89

$0.76 Rp 13.4K

188.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K €29.5K

$24.5K Rp 431.6M

39.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.1K €33.6K

$32.1K Rp 566.3M

21.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$107 €91.9

$83.6 Rp 1.5M

27.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.01 €15.50

$6.46 Rp 113.8K

178.79%

Internet (50+ Mbps, Unlimited Data)

$28.95 €24.92

$18.99 Rp 334.8K

52.45%

Gym Membership (Monthly)

$28.97 €24.93

$56.0 Rp 986.8K

-48.24%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

Cinema Ticket

$4.58 €3.94

$4.28 Rp 75.5K

7.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$473 €407

$487 Rp 8.6M

-2.74%

International Primary School, 1 Child (Yearly)

$6,540 €5,628

$5,856 Rp 103.2M

11.69%

Jeans (Levis 501 Or Similar)

$116 €99.6

$45.56 Rp 803.2K

153.93%

Summer Dress (H&M, Zara, etc)

$37.31 €32.11

$36.38 Rp 641.4K

2.56%

Sport Shoes (Adidas, Nike)

$76.8 €66.1

$82.0 Rp 1.4M

-6.32%

Men's Leather Business Shoes

$108 €92.6

$80.4 Rp 1.4M

33.79%

1-bedroom Apartment, City Center (Monthly)

$861 €741

$1,117 Rp 19.7M

-22.89%

1-bedroom Apartment, Outside City Center (Monthly)

$759 €653

$701 Rp 12.4M

8.21%

3-bedroom Apartment, City Center (Monthly)

$1,351 €1,163

$3,537 Rp 62.4M

-61.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,151 €991

$1,762 Rp 31.1M

-34.68%

Buy Apartment in City Center (m2)

$2,323 €1,999

$2,826 Rp 49.8M

-17.79%

Buy Apartment Outside City Center (m2)

$2,169 €1,866

$2,292 Rp 40.4M

-5.36%

Average Monthly Net Salary (After Tax)

$1,301 €1,120

$170 Rp 3.0M

666.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.64

13.78

-73.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Penafiel: August 29, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $861 in Penafiel versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 666% higher in Penafiel, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $46.00 in Penafiel versus $39.00 in Ubud, Bali. Groceries tell a different story – $234 in Penafiel vs $293 in Ubud, Bali – so Penafiel wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Penafiel vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Penafiel is pricier by about 14%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,387 per month in Penafiel and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 446% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $473 per month in Penafiel and $487 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Penafiel at $1,591. In Ubud, Bali it covers expenses comfortably, while in Penafiel it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Penafiel makes more sense. Both are solid long-term options with distinct trade-offs.