Cost of Living Comparison Between Ubud, Bali and Pembroke Cost of Living Comparison Between Ubud, Bali and Pembroke

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $2,339 in Pembroke.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $3,925 in Pembroke.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $5,512 in Pembroke.

Living in Ubud, Bali costs roughly 40% less than in Pembroke, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Pembroke 75% above.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$58.8 BMD 58.8

-94.14%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$150 BMD 150

-78.46%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$14.90 BMD 14.90

-67.52%

Cappuccino

$2.75 Rp 49.4K

$4.39 BMD 4.39

-37.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$3.36 BMD 3.36

-58.93%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$2.98 BMD 2.98

-74.83%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$8.23 BMD 8.23

-63.67%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$8.46 BMD 8.46

-54.49%

Milk (1 liter)

$1.74 Rp 31.2K

$4.40 BMD 4.40

-60.45%

White Bread (500g)

$2.46 Rp 44.2K

$8.93 BMD 8.93

-72.45%

Rice (white) (1kg)

$1.17 Rp 21.0K

$5.43 BMD 5.43

-78.45%

Eggs

$2.43 Rp 43.7K

$7.64 BMD 7.64

-68.19%

Local Cheese (1kg)

$14.50 Rp 260.6K

$11.73 BMD 11.73

23.61%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$24.12 BMD 24.12

-81.97%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$31.79 BMD 31.79

-62.32%

Apples (1kg)

$3.72 Rp 66.8K

$10.29 BMD 10.29

-63.85%

Banana (1kg)

$1.63 Rp 29.2K

$6.27 BMD 6.27

-74.00%

Oranges (1kg)

$2.74 Rp 49.3K

$12.67 BMD 12.67

-78.37%

Tomato (1kg)

$2.24 Rp 40.3K

$11.45 BMD 11.45

-80.44%

Potato (1kg)

$1.92 Rp 34.5K

$8.23 BMD 8.23

-76.67%

Onion (1kg)

$2.28 Rp 40.9K

$5.16 BMD 5.16

-55.81%

Lettuce (1 head)

$1.06 Rp 19.1K

$6.09 BMD 6.09

-82.59%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$3.15 BMD 3.15

-77.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$17.48 BMD 17.48

-81.18%

Wine (Bottle)

$23.19 Rp 416.8K

$24.78 BMD 24.78

-6.42%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$5.46 BMD 5.46

-49.08%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$4.46 BMD 4.46

-38.79%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$3.86 BMD 3.86

-93.01%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$67.4 BMD 67.4

-87.96%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$6.27 BMD 6.27

-92.34%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$54.6 BMD 54.6

-88.61%

Gasoline (1 liter)

$0.81 Rp 14.6K

$2.29 BMD 2.29

-64.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$34.5K BMD 34.5K

-22.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$39.5K BMD 39.5K

-18.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$232 BMD 232

-66.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$121 BMD 121

-96.63%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$155 BMD 155

-84.29%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$79.2 BMD 79.2

24.59%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$13.76 BMD 13.76

-71.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$1,332 BMD 1,332

-77.10%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$24.0K BMD 24.0K

-72.37%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$80.8 BMD 80.8

-33.03%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$60.7 BMD 60.7

-37.70%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$135 BMD 135

-35.66%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$128 BMD 128

-40.24%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$3,822 BMD 3,822

-74.05%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$5,763 BMD 5,763

-51.33%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$8,135 BMD 8,135

-97.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.22

83.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Pembroke: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $3,822 in Pembroke. Housing cost is often the main lever when comparing two cities.

Pembroke pays 4772% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $150 in Pembroke for a mid-range dinner for two. Groceries echo the gap at $297 vs $817 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pembroke: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 66% lower than in Pembroke. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 4772% lower in Pembroke. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $3,822 in Pembroke. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $1,332 in Pembroke. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 175% higher in Pembroke. For households that cook at home regularly, that difference adds up over a month.

At $1,408 in Ubud, Bali versus $2,339 in Pembroke, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Pembroke. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Pembroke are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 66% less than in Pembroke. Beyond cost, consider language, visa policies, and how big the international community is in each city.