Cost of Living Comparison Between Ubud, Bali and Pembroke Cost of Living Comparison Between Ubud, Bali and Pembroke

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $2,356 in Pembroke.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $3,897 in Pembroke.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $5,439 in Pembroke.

Living in Ubud, Bali costs roughly 40% less than in Pembroke, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 6% above, Pembroke 76% above.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$60.1 BMD 60.1

-94.07%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$152 BMD 152

-78.48%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$14.72 BMD 14.72

-66.37%

Cappuccino

$2.71 Rp 48.4K

$4.54 BMD 4.54

-40.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$3.51 BMD 3.51

-61.82%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$2.97 BMD 2.97

-76.43%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$8.22 BMD 8.22

-64.48%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$8.73 BMD 8.73

-54.64%

Milk (1 liter)

$1.81 Rp 32.3K

$4.34 BMD 4.34

-58.29%

White Bread (500g)

$2.52 Rp 45.0K

$8.66 BMD 8.66

-70.90%

Rice (white) (1kg)

$1.16 Rp 20.7K

$5.61 BMD 5.61

-79.32%

Eggs

$2.46 Rp 43.9K

$7.39 BMD 7.39

-66.71%

Local Cheese (1kg)

$14.71 Rp 262.7K

$11.75 BMD 11.75

25.19%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$24.61 BMD 24.61

-82.45%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$32.66 BMD 32.66

-62.83%

Apples (1kg)

$3.84 Rp 68.6K

$10.52 BMD 10.52

-63.50%

Banana (1kg)

$1.56 Rp 27.8K

$6.32 BMD 6.32

-75.32%

Oranges (1kg)

$2.83 Rp 50.6K

$12.69 BMD 12.69

-77.70%

Tomato (1kg)

$2.33 Rp 41.5K

$11.37 BMD 11.37

-79.51%

Potato (1kg)

$1.91 Rp 34.2K

$8.44 BMD 8.44

-77.37%

Onion (1kg)

$2.20 Rp 39.3K

$5.17 BMD 5.17

-57.45%

Lettuce (1 head)

$1.01 Rp 18.1K

$5.87 BMD 5.87

-82.79%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$3.27 BMD 3.27

-76.15%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$17.65 BMD 17.65

-81.19%

Wine (Bottle)

$23.74 Rp 423.9K

$24.90 BMD 24.90

-4.66%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$5.33 BMD 5.33

-47.65%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$4.37 BMD 4.37

-34.55%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$3.89 BMD 3.89

-93.06%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$69.0 BMD 69.0

-88.36%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$6.13 BMD 6.13

-92.50%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$53.2 BMD 53.2

-88.54%

Gasoline (1 liter)

$0.79 Rp 14.2K

$2.39 BMD 2.39

-66.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$35.0K BMD 35.0K

-25.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$39.1K BMD 39.1K

-17.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$235 BMD 235

-65.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$117 BMD 117

-96.53%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$159 BMD 159

-85.19%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$80.7 BMD 80.7

22.32%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

$13.70 BMD 13.70

-69.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$1,333 BMD 1,333

-77.20%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$24.0K BMD 24.0K

-72.48%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$80.6 BMD 80.6

-31.07%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$58.8 BMD 58.8

-34.89%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$136 BMD 136

-34.67%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$128 BMD 128

-38.93%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$3,708 BMD 3,708

-72.86%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$5,624 BMD 5,624

-49.48%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$7,856 BMD 7,856

-97.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.22

83.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Pembroke: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $3,708 in Pembroke. Housing cost is often the main lever when comparing two cities.

Pembroke pays 4655% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $152 in Pembroke for a mid-range dinner for two. Groceries echo the gap at $302 vs $820 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pembroke: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 66% lower than in Pembroke. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, Pembroke earns 4655% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $3,708 in Pembroke. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $1,333 in Pembroke. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 171% higher in Pembroke. For households that cook at home regularly, that difference adds up over a month.

At $1,419 in Ubud, Bali versus $2,356 in Pembroke, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Pembroke. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Pembroke are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 66% less than in Pembroke. Beyond cost, consider language, visa policies, and how big the international community is in each city.