Cost of Living Comparison Between Ubud, Bali and Pembroke Cost of Living Comparison Between Ubud, Bali and Pembroke

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $2,337 in Pembroke.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $3,821 in Pembroke.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $5,306 in Pembroke.

Living in Ubud, Bali costs roughly 41% less than in Pembroke, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Pembroke 69% above.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$50.6 BMD 50.6

-93.42%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 631.0K

$149 BMD 149

-75.97%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.2K

$17.21 BMD 17.21

-67.29%

Cappuccino

$2.82 Rp 49.7K

$4.61 BMD 4.61

-38.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$3.19 BMD 3.19

-45.14%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$3.16 BMD 3.16

-74.68%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$7.40 BMD 7.40

-58.92%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$9.26 BMD 9.26

-53.56%

Milk (1 liter)

$1.61 Rp 28.3K

$4.51 BMD 4.51

-64.30%

White Bread (500g)

$2.27 Rp 40.0K

$8.52 BMD 8.52

-73.36%

Rice (white) (1kg)

$1.17 Rp 20.6K

$5.67 BMD 5.67

-79.37%

Eggs

$2.17 Rp 38.2K

$7.72 BMD 7.72

-71.89%

Local Cheese (1kg)

$17.63 Rp 310.6K

$18.79 BMD 18.79

-6.17%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$23.51 BMD 23.51

-82.77%

Beef Round Steak (1kg)

$12.18 Rp 214.6K

$27.06 BMD 27.06

-54.99%

Apples (1kg)

$3.62 Rp 63.7K

$12.71 BMD 12.71

-71.52%

Banana (1kg)

$1.64 Rp 28.8K

$6.52 BMD 6.52

-74.85%

Oranges (1kg)

$2.31 Rp 40.6K

$6.98 BMD 6.98

-66.91%

Tomato (1kg)

$1.96 Rp 34.5K

$4.11 BMD 4.11

-52.31%

Potato (1kg)

$1.84 Rp 32.5K

$6.95 BMD 6.95

-73.53%

Onion (1kg)

$2.37 Rp 41.8K

$3.12 BMD 3.12

-24.04%

Lettuce (1 head)

$1.05 Rp 18.5K

$6.58 BMD 6.58

-84.04%

Water (1.5 liter bottle)

$0.54 Rp 9,564

$3.69 BMD 3.69

-85.37%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$17.83 BMD 17.83

-87.10%

Wine (Bottle)

$23.08 Rp 406.5K

$25.17 BMD 25.17

-8.30%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$5.32 BMD 5.32

-56.02%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$4.63 BMD 4.63

-33.69%

One-way Ticket (Public Transport)

$0.25 Rp 4,366

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$133 BMD 133

-92.90%

Taxi Start (Normal Tariff)

$0.49 Rp 8,635

$6.37 BMD 6.37

-92.31%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,352

$2.54 BMD 2.54

-81.50%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.7K

$69.0 BMD 69.0

-91.89%

Gasoline (1 liter)

$0.81 Rp 14.2K

$2.36 BMD 2.36

-65.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.5M

$37.6K BMD 37.6K

-33.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.2M

$41.7K BMD 41.7K

-25.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$256 BMD 256

-67.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.3K

$145 BMD 145

-95.54%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 331.0K

$163 BMD 163

-88.50%

Gym Membership (Monthly)

$55.2 Rp 973.0K

$80.0 BMD 80.0

-30.92%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.8K

Cinema Ticket

$4.30 Rp 75.7K

$13.24 BMD 13.24

-67.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$1,306 BMD 1,306

-62.17%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$24.8K BMD 24.8K

-76.18%

Jeans (Levis 501 Or Similar)

$46.28 Rp 815.2K

$91.4 BMD 91.4

-49.35%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.9K

$69.0 BMD 69.0

-47.17%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$143 BMD 143

-43.49%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$129 BMD 129

-39.01%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$3,823 BMD 3,823

-70.86%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.2M

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$8,101 BMD 8,101

-97.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.63

59.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Pembroke: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $3,823 in Pembroke. Housing cost is often the main lever when comparing two cities.

Pembroke pays 4748% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $149 in Pembroke for a mid-range dinner for two. Groceries echo the gap at $294 vs $774 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pembroke: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 70% lower than in Pembroke. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 4748% lower in Pembroke. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $3,823 in Pembroke. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $1,306 in Pembroke. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 163% higher in Pembroke. For households that cook at home regularly, that difference adds up over a month.

At $1,378 in Ubud, Bali versus $2,337 in Pembroke, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Pembroke. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Pembroke are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 70% less than in Pembroke. Beyond cost, consider language, visa policies, and how big the international community is in each city.