Cost of Living Comparison Between Ubud, Bali and Pazardzhik Cost of Living Comparison Between Ubud, Bali and Pazardzhik

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $958 in Pazardzhik, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,438 in Pazardzhik, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,918 in Pazardzhik, rent included.

Ubud, Bali costs about 47% more than Pazardzhik, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Pazardzhik is 29% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$10.75 BGN 17.88

-66.79%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$29.29 BGN 48.73

10.96%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$10.22 BGN 17.00

-52.45%

Cappuccino

$2.75 Rp 49.2K

$2.33 BGN 3.88

18.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.61 BGN 2.68

-18.01%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.02 BGN 1.70

-31.37%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.89 BGN 3.15

53.97%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.04 BGN 3.40

85.78%

Milk (1 liter)

$1.71 Rp 30.6K

$1.82 BGN 3.03

-6.04%

White Bread (500g)

$2.47 Rp 44.3K

$1.11 BGN 1.84

122.52%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.82 BGN 3.02

-34.07%

Eggs

$2.44 Rp 43.8K

$3.72 BGN 6.18

-34.41%

Local Cheese (1kg)

$14.38 Rp 257.7K

$9.71 BGN 16.15

48.09%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$6.65 BGN 11.06

-35.19%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$11.72 BGN 19.50

4.18%

Apples (1kg)

$3.68 Rp 66.0K

$1.40 BGN 2.33

162.86%

Banana (1kg)

$1.55 Rp 27.8K

$2.13 BGN 3.55

-27.23%

Oranges (1kg)

$2.79 Rp 49.9K

$1.45 BGN 2.42

92.41%

Tomato (1kg)

$2.33 Rp 41.8K

$2.37 BGN 3.95

-1.69%

Potato (1kg)

$1.97 Rp 35.3K

$2.94 BGN 4.89

-32.99%

Onion (1kg)

$2.31 Rp 41.4K

$1.05 BGN 1.74

120.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.40 BGN 3.99

-55.83%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.67 BGN 1.12

8.96%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$3.60 BGN 6.00

-8.89%

Wine (Bottle)

$22.79 Rp 408.4K

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$0.97 BGN 1.62

189.69%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.74 BGN 2.89

59.77%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.90 BGN 1.50

-67.78%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$26.45 BGN 44.00

-69.53%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.33 BGN 2.22

-66.17%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.62 BGN 1.03

-27.42%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$10.45 BGN 17.38

-40.29%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.55 BGN 2.57

-45.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$32.7K BGN 54.4K

-20.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$26.4K BGN 43.9K

19.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$124 BGN 206

-34.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$17.65 BGN 29.36

-77.00%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$18.25 BGN 30.36

33.81%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$30.52 BGN 50.8

220.02%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$10.80 BGN 17.97

-40.28%

Cinema Ticket

$4.04 Rp 72.4K

$6.45 BGN 10.74

-37.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$353 BGN 587

-13.91%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$5,486 BGN 9,126

20.70%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$52.8 BGN 87.9

2.67%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$29.57 BGN 49.19

31.15%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$80.1 BGN 133

7.53%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$74.7 BGN 124

2.64%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$290 BGN 483

239.52%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$237 BGN 394

177.50%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$465 BGN 773

625.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$356 BGN 593

479.99%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$1,178 BGN 1,959

132.76%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$761 BGN 1,267

192.54%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$715 BGN 1,190

-77.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.7

132.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Pazardzhik: June 9, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $290 in Pazardzhik. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 338% higher in Pazardzhik, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $29.00 in Pazardzhik. Monthly groceries follow the same trend: $297 vs $223 – making Pazardzhik the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pazardzhik: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,404 in Ubud, Bali, $958 in Pazardzhik – roughly 47% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,436 in Pazardzhik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pazardzhik, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $304 per month in Ubud, Bali and $353 in Pazardzhik. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 33% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Pazardzhik, where all-in costs run around $958, than in Ubud, Bali at $1,404. In Pazardzhik it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $958 in Pazardzhik to $1,404 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Pazardzhik. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.