Cost of Living Comparison Between Ubud, Bali and Pazardzhik Cost of Living Comparison Between Ubud, Bali and Pazardzhik

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $844 in Pazardzhik, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,079 in Pazardzhik, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $1,314 in Pazardzhik, rent included.

Ubud, Bali costs about 63% more than Pazardzhik, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Pazardzhik is 39% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$10.90 BGN 18.13

-69.45%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$29.27 BGN 48.69

22.38%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$10.26 BGN 17.06

-45.13%

Cappuccino

$2.82 Rp 49.7K

$2.47 BGN 4.10

14.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.82 BGN 3.03

-3.85%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.50 BGN 2.50

-46.67%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$1.98 BGN 3.29

53.54%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$2.40 BGN 4.00

79.17%

Milk (1 liter)

$1.61 Rp 28.3K

$1.82 BGN 3.03

-11.54%

White Bread (500g)

$2.27 Rp 39.9K

$1.13 BGN 1.88

100.88%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.80 BGN 2.99

-35.00%

Eggs

$2.17 Rp 38.2K

$3.78 BGN 6.29

-42.59%

Local Cheese (1kg)

$17.63 Rp 310.5K

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$6.79 BGN 11.30

-40.35%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

Apples (1kg)

$3.62 Rp 63.7K

$1.42 BGN 2.36

154.93%

Banana (1kg)

$1.64 Rp 28.8K

$2.21 BGN 3.68

-25.79%

Oranges (1kg)

$2.31 Rp 40.6K

$1.44 BGN 2.39

60.42%

Tomato (1kg)

$1.96 Rp 34.5K

$2.36 BGN 3.92

-16.95%

Potato (1kg)

$1.84 Rp 32.5K

$3.05 BGN 5.08

-39.67%

Onion (1kg)

$2.37 Rp 41.7K

Lettuce (1 head)

$1.05 Rp 18.5K

$2.32 BGN 3.87

-54.74%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.64 BGN 1.06

-15.62%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$3.49 BGN 5.81

-34.10%

Wine (Bottle)

$23.08 Rp 406.4K

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.02 BGN 1.70

129.41%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.98 BGN 1.62

-74.49%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.32 BGN 2.20

-62.88%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.73 BGN 1.21

-35.62%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.58 BGN 2.63

-48.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$125 BGN 208

-33.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$17.70 BGN 29.44

-63.33%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$18.34 BGN 30.51

2.45%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$31.25 BGN 52.0

76.77%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$10.71 BGN 17.81

70.03%

Cinema Ticket

$4.30 Rp 75.7K

$6.60 BGN 10.98

-34.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$354 BGN 589

39.65%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$136 BGN 227

-66.04%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

Men's Leather Business Shoes

$78.8 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$298 BGN 496

273.96%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$236 BGN 393

193.49%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,203 BGN 2,002

129.39%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$743 BGN 1,235

208.77%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$726 BGN 1,207

-76.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.77

188.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Pazardzhik: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $298 in Pazardzhik. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 334% higher in Pazardzhik, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $29.00 in Pazardzhik. Monthly groceries follow the same trend: $294 vs $155 – making Pazardzhik the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pazardzhik: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,378 in Ubud, Bali, $844 in Pazardzhik – roughly 63% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $1,267 in Pazardzhik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pazardzhik, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $29.00 in Pazardzhik. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 90% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Pazardzhik, where all-in costs run around $844, than in Ubud, Bali at $1,378. In Pazardzhik it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $844 in Pazardzhik to $1,378 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Pazardzhik. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.