Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Pazardzhik

For one person, living is cheaper in Pazardzhik: $808 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Pazardzhik

🇧🇬 Bulgaria

$808

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Pazardzhik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Pazardzhik actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $808 in Pazardzhik, rent included.

Ubud, Bali $1,349
Pazardzhik $808

A couple spends around $2,305 per month in Ubud, Bali vs $1,028 in Pazardzhik, rent included.

Ubud, Bali $2,305
Pazardzhik $1,028

A family of three spends $3,261 per month in Ubud, Bali vs $1,248 in Pazardzhik, rent included.

Ubud, Bali $3,261
Pazardzhik $1,248

Ubud, Bali costs about 67% more than Pazardzhik, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$10.70 BGN 18.83

-68.97%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$28.16 BGN 49.56

26.56%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$9.81 BGN 17.26

-43.63%

Cappuccino

$2.72 Rp 49.4K

$2.35 BGN 4.14

15.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.84 BGN 3.24

-7.61%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.38 BGN 2.42

-44.93%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.92 BGN 3.39

38.02%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$2.25 BGN 3.96

94.67%

Milk (1 liter)

$1.49 Rp 27.1K

$1.73 BGN 3.04

-13.87%

White Bread (500g)

$2.28 Rp 41.4K

$1.04 BGN 1.82

119.23%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.76 BGN 3.11

-32.39%

Eggs

$2.04 Rp 37.0K

$3.60 BGN 6.34

-43.33%

Local Cheese (1kg)

$17.70 Rp 321.7K

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$6.61 BGN 11.63

-40.09%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

Apples (1kg)

$3.66 Rp 66.4K

$1.41 BGN 2.48

159.57%

Banana (1kg)

$1.52 Rp 27.6K

$2.06 BGN 3.63

-26.21%

Oranges (1kg)

$2.23 Rp 40.5K

$1.41 BGN 2.48

58.16%

Tomato (1kg)

$1.97 Rp 35.9K

$2.23 BGN 3.92

-11.66%

Potato (1kg)

$1.85 Rp 33.6K

$2.88 BGN 5.08

-35.76%

Onion (1kg)

$2.42 Rp 44.1K

Lettuce (1 head)

$0.99 Rp 18.0K

$2.22 BGN 3.90

-55.41%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.64 BGN 1.13

-20.31%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$3.48 BGN 6.12

-36.21%

Wine (Bottle)

$22.24 Rp 404.2K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.00 BGN 1.76

126.00%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.88 BGN 1.55

-71.59%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$1.23 BGN 2.17

-64.23%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.71 BGN 1.25

-39.44%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.67 BGN 2.93

-50.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$119 BGN 209

-33.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$17.06 BGN 30.02

-62.19%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$17.83 BGN 31.38

4.21%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$29.50 BGN 51.9

67.73%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$10.25 BGN 18.03

72.20%

Cinema Ticket

$4.27 Rp 77.7K

$6.18 BGN 10.88

-30.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$339 BGN 596

44.86%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$133 BGN 234

-66.49%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$286 BGN 504

292.75%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$225 BGN 397

198.04%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,150 BGN 2,023

137.63%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$736 BGN 1,295

210.38%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$681 BGN 1,199

-75.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.77

188.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Pazardzhik: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Pazardzhik

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Pazardzhik

–

Eating Out

Ubud, Bali

$108 8%

Pazardzhik

–

Clothing & Footwear

Ubud, Bali

$108 8%

Pazardzhik

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Pazardzhik

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Pazardzhik

–

Getting Around

Ubud, Bali

$11 0.9%

Pazardzhik

–

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $286 in Pazardzhik. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Pazardzhik are about 4.2 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $28 in Pazardzhik. Monthly groceries follow the same trend: $288 vs $149 – making Pazardzhik the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇧🇬 Pazardzhik

🕒 Local time

08:13 8:13 AM

02:13 2:13 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

76,739

💱 Currency

Indonesian Rupiah IDR Rp

Bulgarian Lev BGN лв.

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 BGN = 0.568 USD

1 BGN = 0.51 EUR

Exchange rates and currency converter

BGN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Bulgarian Lev exchange rates as of October 29, 2026: 1 USD = 1.76 BGN (1 BGN = 0.568 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Pazardzhik 10,720 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Pazardzhik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pazardzhik: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $808 in Pazardzhik – Pazardzhik comes out roughly 40% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,212 in Pazardzhik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pazardzhik, especially for central apartments: a one-bedroom in the center costs $286 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $28 in Pazardzhik. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 94% more in Ubud, Bali, though the gap depends on what you buy.

A $1,200 monthly budget goes further in Pazardzhik, where all-in costs run around $808, than in Ubud, Bali at $1,349. In Pazardzhik it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Pazardzhik – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.