Cost of Living Comparison Between Ubud, Bali and Pazardzhik Cost of Living Comparison Between Ubud, Bali and Pazardzhik

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $965 in Pazardzhik, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,456 in Pazardzhik, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $1,947 in Pazardzhik, rent included.

Ubud, Bali costs about 49% more than Pazardzhik, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Pazardzhik is 28% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.6K

$10.74 BGN 17.93

-66.76%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 562.6K

$28.95 BGN 48.34

12.54%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.5K

$9.93 BGN 16.59

-48.94%

Cappuccino

$2.83 Rp 48.8K

$2.38 BGN 3.98

18.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.1K

$1.68 BGN 2.80

-20.24%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$1.02 BGN 1.70

-32.35%

Local Beer (0.5 liter draught)

$2.99 Rp 51.6K

$1.91 BGN 3.19

56.54%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.4K

$2.12 BGN 3.54

81.60%

Milk (1 liter)

$1.74 Rp 30.1K

$1.78 BGN 2.97

-2.25%

White Bread (500g)

$2.54 Rp 43.8K

$1.07 BGN 1.78

137.38%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.83 BGN 3.06

-34.97%

Eggs

$2.43 Rp 41.9K

$3.67 BGN 6.13

-33.79%

Local Cheese (1kg)

$14.66 Rp 253.2K

$9.70 BGN 16.20

51.13%

Chicken Fillets (1kg)

$4.18 Rp 72.1K

$6.84 BGN 11.42

-38.89%

Beef Round Steak (1kg)

$11.94 Rp 206.1K

$11.73 BGN 19.60

1.79%

Apples (1kg)

$3.69 Rp 63.6K

$1.45 BGN 2.42

154.48%

Banana (1kg)

$1.61 Rp 27.7K

$2.12 BGN 3.54

-24.06%

Oranges (1kg)

$2.69 Rp 46.4K

$1.50 BGN 2.50

79.33%

Tomato (1kg)

$2.33 Rp 40.2K

$2.43 BGN 4.06

-4.12%

Potato (1kg)

$1.91 Rp 32.9K

$2.97 BGN 4.95

-35.69%

Onion (1kg)

$2.19 Rp 37.7K

$1.05 BGN 1.75

108.57%

Lettuce (1 head)

$1.06 Rp 18.3K

$2.41 BGN 4.03

-56.02%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.62 BGN 1.04

16.13%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.1K

$3.60 BGN 6.02

-13.06%

Wine (Bottle)

$23.49 Rp 405.6K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.3K

$1.03 BGN 1.71

166.02%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.7K

$1.74 BGN 2.91

65.52%

One-way Ticket (Public Transport)

$0.29 Rp 5,010

$0.91 BGN 1.52

-68.13%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

$26.82 BGN 44.79

-69.54%

Taxi Start (Normal Tariff)

$0.45 Rp 7,834

$1.33 BGN 2.23

-66.17%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,278

$0.67 BGN 1.11

-37.31%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.3K

$10.57 BGN 17.66

-41.72%

Gasoline (1 liter)

$0.84 Rp 14.5K

$1.50 BGN 2.50

-44.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 453.1M

$31.6K BGN 52.8K

-17.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 560.8M

$26.8K BGN 44.7K

21.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$125 BGN 209

-37.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.2K

$17.83 BGN 29.78

-77.85%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 421.4K

$18.56 BGN 30.99

31.47%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$30.55 BGN 51.0

216.01%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 109.6K

$10.57 BGN 17.65

-39.92%

Cinema Ticket

$4.04 Rp 69.7K

$6.63 BGN 11.08

-39.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$354 BGN 592

-14.57%

International Primary School, 1 Child (Yearly)

$6,523 Rp 112.6M

$5,546 BGN 9,261

17.62%

Jeans (Levis 501 Or Similar)

$53.8 Rp 929.5K

$52.9 BGN 88.3

1.78%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 655.8K

$28.93 BGN 48.31

31.28%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$78.2 BGN 131

10.89%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$73.7 BGN 123

7.02%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$297 BGN 497

240.32%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.6M

$236 BGN 395

185.29%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.5M

$475 BGN 794

613.32%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.2M

$358 BGN 598

485.95%

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

$1,193 BGN 1,992

150.19%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

$749 BGN 1,251

212.38%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$726 BGN 1,212

-76.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.7

132.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Pazardzhik: April 26, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $297 in Pazardzhik. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 319% higher in Pazardzhik, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $29.00 in Pazardzhik. Monthly groceries follow the same trend: $298 vs $224 – making Pazardzhik the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pazardzhik: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,438 in Ubud, Bali, $965 in Pazardzhik – roughly 49% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $1,448 in Pazardzhik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pazardzhik, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $303 per month in Ubud, Bali and $354 in Pazardzhik. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 33% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Pazardzhik, where all-in costs run around $965, than in Ubud, Bali at $1,438. In Pazardzhik it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $965 in Pazardzhik to $1,438 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Pazardzhik. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.