Last update: Oct 2026

Cost of Living Comparison Between Pazardzhik and Ubud, Bali

For one person, living is cheaper in Pazardzhik: $808 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Pazardzhik

🇧🇬 Bulgaria

$808

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Pazardzhik and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pazardzhik and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $808 per month in Pazardzhik vs $1,349 in Ubud, Bali, rent included.

Pazardzhik $808
Ubud, Bali $1,349

A couple spends around $1,028 per month in Pazardzhik vs $2,305 in Ubud, Bali, rent included.

Pazardzhik $1,028
Ubud, Bali $2,305

A family of three spends $1,248 per month in Pazardzhik vs $3,261 in Ubud, Bali, rent included.

Pazardzhik $1,248
Ubud, Bali $3,261

Pazardzhik is about 40% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$10.70 BGN 18.83

$3.32 Rp 60.4K

222.29%

Three-Course Dinner for Two, Mid-Range

$28.16 BGN 49.56

$35.64 Rp 647.8K

-20.99%

Fast Food Meal (McDonalds, etc)

$9.81 BGN 17.26

$5.53 Rp 100.6K

77.40%

Cappuccino

$2.35 BGN 4.14

$2.72 Rp 49.4K

-13.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.84 BGN 3.24

$1.70 Rp 30.9K

8.24%

Water (0.33 liter bottle)

$1.38 BGN 2.42

$0.76 Rp 13.8K

81.58%

Local Beer (0.5 liter draught)

$1.92 BGN 3.39

$2.65 Rp 48.2K

-27.55%

Imported Beer (0.33 liter bottle)

$2.25 BGN 3.96

$4.38 Rp 79.6K

-48.63%

Milk (1 liter)

$1.73 BGN 3.04

$1.49 Rp 27.1K

16.11%

White Bread (500g)

$1.04 BGN 1.82

$2.28 Rp 41.4K

-54.39%

Rice (white) (1kg)

$1.76 BGN 3.11

$1.19 Rp 21.6K

47.90%

Eggs

$3.60 BGN 6.34

$2.04 Rp 37.0K

76.47%

Local Cheese (1kg)

$17.70 Rp 321.7K

Chicken Fillets (1kg)

$6.61 BGN 11.63

$3.96 Rp 72.0K

66.92%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

Apples (1kg)

$1.41 BGN 2.48

$3.66 Rp 66.4K

-61.48%

Banana (1kg)

$2.06 BGN 3.63

$1.52 Rp 27.6K

35.53%

Oranges (1kg)

$1.41 BGN 2.48

$2.23 Rp 40.5K

-36.77%

Tomato (1kg)

$2.23 BGN 3.92

$1.97 Rp 35.9K

13.20%

Potato (1kg)

$2.88 BGN 5.08

$1.85 Rp 33.6K

55.68%

Onion (1kg)

$2.42 Rp 44.1K

Lettuce (1 head)

$2.22 BGN 3.90

$0.99 Rp 18.0K

124.24%

Water (1.5 liter bottle)

$0.64 BGN 1.13

$0.51 Rp 9,332

25.49%

Cigarettes 20 Pack (Marlboro, Camel)

$3.48 BGN 6.12

$2.22 Rp 40.4K

56.76%

Wine (Bottle)

$22.24 Rp 404.2K

Local Beer (0.5 liter bottle)

$1.00 BGN 1.76

$2.26 Rp 41.1K

-55.75%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

One-way Ticket (Public Transport)

$0.88 BGN 1.55

$0.25 Rp 4,562

252.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$1.23 BGN 2.17

$0.44 Rp 7,989

179.55%

Taxi (Normal Tariff) (1km)

$0.71 BGN 1.25

$0.43 Rp 7,817

65.12%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

Gasoline (1 liter)

$1.67 BGN 2.93

$0.82 Rp 15.0K

103.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 BGN 209

$79.1 Rp 1.4M

50.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.06 BGN 30.02

$6.45 Rp 117.2K

164.50%

Internet (50+ Mbps, Unlimited Data)

$17.83 BGN 31.38

$18.58 Rp 337.7K

-4.04%

Gym Membership (Monthly)

$29.50 BGN 51.9

$49.48 Rp 899.4K

-40.38%

Tennis Court (1 Hour on Weekend)

$10.25 BGN 18.03

$17.65 Rp 320.8K

-41.93%

Cinema Ticket

$6.18 BGN 10.88

$4.27 Rp 77.7K

44.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$339 BGN 596

$491 Rp 8.9M

-30.97%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

Jeans (Levis 501 Or Similar)

$133 BGN 234

$44.64 Rp 811.4K

198.41%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$286 BGN 504

$1,125 Rp 20.4M

-74.54%

1-bedroom Apartment, Outside City Center (Monthly)

$225 BGN 397

$671 Rp 12.2M

-66.45%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$1,150 BGN 2,023

$2,732 Rp 49.6M

-57.92%

Buy Apartment Outside City Center (m2)

$736 BGN 1,295

$2,284 Rp 41.5M

-67.78%

Average Monthly Net Salary (After Tax)

$681 BGN 1,199

$164 Rp 3.0M

315.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.77

13.78

-65.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pazardzhik: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Pazardzhik

–

Ubud, Bali

$672 49.8%

Groceries & Markets

Pazardzhik

–

Ubud, Bali

$288 21.4%

Eating Out

Pazardzhik

–

Ubud, Bali

$108 8%

Clothing & Footwear

Pazardzhik

–

Ubud, Bali

$108 8%

Monthly Utilities & Internet

Pazardzhik

–

Ubud, Bali

$104 7.7%

Sport & Entertainment

Pazardzhik

–

Ubud, Bali

$58 4.3%

Getting Around

Pazardzhik

–

Ubud, Bali

$11 0.9%

Cost Breakdown

A central one-bedroom costs $286 in Pazardzhik versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Pazardzhik are about 4.2 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $28 in Pazardzhik versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $149 vs $288 – making Pazardzhik the more affordable choice for daily food spending.

Good to know

🇧🇬 Pazardzhik

🇮🇩 Ubud, Bali

🕒 Local time

00:16 12:16 AM

06:16 6:16 AM

6 h ahead of Pazardzhik

🌤 Weather

👥 Population

76,739

74,800

💱 Currency

Bulgarian Lev BGN лв.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BGN = 0.568 USD

1 BGN = 0.51 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 28, 2026: 1 USD = 1.76 BGN (1 BGN = 0.568 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to BGN in detail →

On the map

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Between locations

Pazardzhik Ubud, Bali 10,720 km ≈ 14 h nonstop flight

From you

Pazardzhik
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pazardzhik vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $808 in Pazardzhik, $1,349 in Ubud, Bali – Pazardzhik comes out roughly 40% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,212 per month in Pazardzhik and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pazardzhik, especially for central apartments: a one-bedroom in the center costs $286 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $28 in Pazardzhik and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 94% more in Ubud, Bali, though the gap depends on what you buy.

A $1,200 monthly budget goes further in Pazardzhik, where all-in costs run around $808, than in Ubud, Bali at $1,349. In Pazardzhik it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Pazardzhik – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.