Cost of Living Comparison Between Pazardzhik and Ubud, Bali Cost of Living Comparison Between Pazardzhik and Ubud, Bali

Monthly Cost of Living

A single person spends $844 per month in Pazardzhik vs $1,378 in Ubud, Bali, rent included.

A couple spends around $1,079 per month in Pazardzhik vs $2,327 in Ubud, Bali, rent included.

A family of three spends $1,314 per month in Pazardzhik vs $3,275 in Ubud, Bali, rent included.

Pazardzhik is about 39% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Pazardzhik sits 39% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Pazardzhik
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.90 BGN 18.13
$3.33 Rp 58.7K
227.33%
Three-Course Dinner for Two, Mid-Range
$29.27 BGN 48.69
$35.82 Rp 630.7K
-18.29%
Fast Food Meal (McDonalds, etc)
$10.26 BGN 17.06
$5.63 Rp 99.1K
82.24%
Cappuccino
$2.47 BGN 4.10
$2.82 Rp 49.7K
-12.41%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.82 BGN 3.03
$1.75 Rp 30.8K
4.00%
Water (0.33 liter bottle)
$1.50 BGN 2.50
$0.80 Rp 14.0K
87.50%
Local Beer (0.5 liter draught)
$1.98 BGN 3.29
$3.04 Rp 53.6K
-34.87%
Imported Beer (0.33 liter bottle)
$2.40 BGN 4.00
$4.30 Rp 75.7K
-44.19%
🛒 Groceries & Markets
Pazardzhik
Ubud, Bali
Difference
Milk (1 liter)
$1.82 BGN 3.03
$1.61 Rp 28.3K
13.04%
White Bread (500g)
$1.13 BGN 1.88
$2.27 Rp 39.9K
-50.22%
Rice (white) (1kg)
$1.80 BGN 2.99
$1.17 Rp 20.6K
53.85%
Eggs
$3.78 BGN 6.29
$2.17 Rp 38.2K
74.19%
Local Cheese (1kg)
-
$17.63 Rp 310.5K
-
Chicken Fillets (1kg)
$6.79 BGN 11.30
$4.05 Rp 71.4K
67.65%
Beef Round Steak (1kg)
-
$12.18 Rp 214.5K
-
Apples (1kg)
$1.42 BGN 2.36
$3.62 Rp 63.7K
-60.77%
Banana (1kg)
$2.21 BGN 3.68
$1.64 Rp 28.8K
34.76%
Oranges (1kg)
$1.44 BGN 2.39
$2.31 Rp 40.6K
-37.66%
Tomato (1kg)
$2.36 BGN 3.92
$1.96 Rp 34.5K
20.41%
Potato (1kg)
$3.05 BGN 5.08
$1.84 Rp 32.5K
65.76%
Onion (1kg)
-
$2.37 Rp 41.7K
-
Lettuce (1 head)
$2.32 BGN 3.87
$1.05 Rp 18.5K
120.95%
Water (1.5 liter bottle)
$0.64 BGN 1.06
$0.54 Rp 9,560
18.52%
Cigarettes 20 Pack (Marlboro, Camel)
$3.49 BGN 5.81
$2.30 Rp 40.6K
51.74%
Wine (Bottle)
-
$23.08 Rp 406.4K
-
Local Beer (0.5 liter bottle)
$1.02 BGN 1.70
$2.34 Rp 41.2K
-56.41%
Imported Beer (0.33 liter bottle)
-
$3.07 Rp 54.0K
-
🚌 Getting Around
Pazardzhik
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.98 BGN 1.62
$0.25 Rp 4,365
292.00%
Public Transport Monthly Pass (Regular Price)
-
$9.42 Rp 165.9K
-
Taxi Start (Normal Tariff)
$1.32 BGN 2.20
$0.49 Rp 8,631
169.39%
Taxi (Normal Tariff) (1km)
$0.73 BGN 1.21
$0.47 Rp 8,349
55.32%
Taxi 1hour Waiting (Normal Tariff)
-
$5.60 Rp 98.6K
-
Gasoline (1 liter)
$1.58 BGN 2.63
$0.81 Rp 14.2K
95.06%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$25.0K Rp 440.3M
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$31.1K Rp 547.0M
-
🧾 Monthly Utilities & Internet
Pazardzhik
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$125 BGN 208
$82.7 Rp 1.5M
51.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.70 BGN 29.44
$6.49 Rp 114.2K
172.73%
Internet (50+ Mbps, Unlimited Data)
$18.34 BGN 30.51
$18.79 Rp 330.8K
-2.39%
🎉 Sport & Entertainment
Pazardzhik
Ubud, Bali
Difference
Gym Membership (Monthly)
$31.25 BGN 52.0
$55.2 Rp 972.6K
-43.43%
Tennis Court (1 Hour on Weekend)
$10.71 BGN 17.81
$18.21 Rp 320.6K
-41.19%
Cinema Ticket
$6.60 BGN 10.98
$4.30 Rp 75.7K
53.49%
🧸 Childcare & Education
Pazardzhik
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$354 BGN 589
$494 Rp 8.7M
-28.39%
International Primary School, 1 Child (Yearly)
-
$5,917 Rp 104.2M
-
👕👟 Clothing & Footwear
Pazardzhik
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$136 BGN 227
$46.28 Rp 814.8K
194.45%
Summer Dress (H&M, Zara, etc)
-
$36.44 Rp 641.6K
-
Sport Shoes (Adidas, Nike)
-
$80.7 Rp 1.4M
-
Men's Leather Business Shoes
-
$78.8 Rp 1.4M
-
🏠 Accommodation & Living
Pazardzhik
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$298 BGN 496
$1,114 Rp 19.6M
-73.26%
1-bedroom Apartment, Outside City Center (Monthly)
$236 BGN 393
$693 Rp 12.2M
-65.93%
3-bedroom Apartment, City Center (Monthly)
-
$3,639 Rp 64.1M
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$1,712 Rp 30.1M
-
Buy Apartment in City Center (m2)
$1,203 BGN 2,002
$2,761 Rp 48.6M
-56.41%
Buy Apartment Outside City Center (m2)
$743 BGN 1,235
$2,293 Rp 40.4M
-67.61%
💵 Salaries & Financials
Pazardzhik
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$726 BGN 1,207
$167 Rp 2.9M
334.24%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.77
13.78
-65.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pazardzhik: September 6, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $298 in Pazardzhik versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 334% higher in Pazardzhik, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29.00 in Pazardzhik versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $155 vs $294 – making Pazardzhik the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pazardzhik vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Pazardzhik and in Ubud, Bali compare overall?
Monthly costs with rent: $844 in Pazardzhik, $1,378 in Ubud, Bali – roughly 63% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Pazardzhik compared to Ubud, Bali?
For a comfortable life, plan on about $1,267 per month in Pazardzhik and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Pazardzhik and Ubud, Bali?
Rent is clearly cheaper in Pazardzhik, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $29.00 in Pazardzhik and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 90% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Pazardzhik, where all-in costs run around $844, than in Ubud, Bali at $1,378. In Pazardzhik it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Pazardzhik and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $844 in Pazardzhik to $1,378 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Pazardzhik or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Pazardzhik and Ubud, Bali?
If budget matters most, go with Pazardzhik. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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