Cost of Living Comparison Between Pazardzhik and Ubud, Bali Cost of Living Comparison Between Pazardzhik and Ubud, Bali

Monthly Cost of Living

A single person spends $965 per month in Pazardzhik vs $1,438 in Ubud, Bali, rent included.

A couple spends around $1,456 per month in Pazardzhik vs $2,585 in Ubud, Bali, rent included.

A family of three spends $1,947 per month in Pazardzhik vs $3,732 in Ubud, Bali, rent included.

Pazardzhik is about 33% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Pazardzhik sits 28% below the global median, while Ubud, Bali is 7% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.74 BGN 17.93

$3.57 Rp 61.6K

200.84%

Three-Course Dinner for Two, Mid-Range

$28.95 BGN 48.34

$32.58 Rp 562.6K

-11.14%

Fast Food Meal (McDonalds, etc)

$9.93 BGN 16.59

$5.07 Rp 87.5K

95.86%

Cappuccino

$2.38 BGN 3.98

$2.83 Rp 48.8K

-15.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.68 BGN 2.80

$1.34 Rp 23.1K

25.37%

Water (0.33 liter bottle)

$1.02 BGN 1.70

$0.69 Rp 12.0K

47.83%

Local Beer (0.5 liter draught)

$1.91 BGN 3.19

$2.99 Rp 51.6K

-36.12%

Imported Beer (0.33 liter bottle)

$2.12 BGN 3.54

$3.85 Rp 66.4K

-44.94%

Milk (1 liter)

$1.78 BGN 2.97

$1.74 Rp 30.1K

2.30%

White Bread (500g)

$1.07 BGN 1.78

$2.54 Rp 43.8K

-57.87%

Rice (white) (1kg)

$1.83 BGN 3.06

$1.19 Rp 20.6K

53.78%

Eggs

$3.67 BGN 6.13

$2.43 Rp 41.9K

51.03%

Local Cheese (1kg)

$9.70 BGN 16.20

$14.66 Rp 253.2K

-33.83%

Chicken Fillets (1kg)

$6.84 BGN 11.42

$4.18 Rp 72.1K

63.64%

Beef Round Steak (1kg)

$11.73 BGN 19.60

$11.94 Rp 206.1K

-1.76%

Apples (1kg)

$1.45 BGN 2.42

$3.69 Rp 63.6K

-60.70%

Banana (1kg)

$2.12 BGN 3.54

$1.61 Rp 27.7K

31.68%

Oranges (1kg)

$1.50 BGN 2.50

$2.69 Rp 46.4K

-44.24%

Tomato (1kg)

$2.43 BGN 4.06

$2.33 Rp 40.2K

4.29%

Potato (1kg)

$2.97 BGN 4.95

$1.91 Rp 32.9K

55.50%

Onion (1kg)

$1.05 BGN 1.75

$2.19 Rp 37.7K

-52.05%

Lettuce (1 head)

$2.41 BGN 4.03

$1.06 Rp 18.3K

127.36%

Water (1.5 liter bottle)

$0.62 BGN 1.04

$0.72 Rp 12.5K

-13.89%

Cigarettes 20 Pack (Marlboro, Camel)

$3.60 BGN 6.02

$3.13 Rp 54.1K

15.02%

Wine (Bottle)

$23.49 Rp 405.6K

Local Beer (0.5 liter bottle)

$1.03 BGN 1.71

$2.74 Rp 47.3K

-62.41%

Imported Beer (0.33 liter bottle)

$1.74 BGN 2.91

$2.88 Rp 49.7K

-39.58%

One-way Ticket (Public Transport)

$0.91 BGN 1.52

$0.29 Rp 5,010

213.79%

Public Transport Monthly Pass (Regular Price)

$26.82 BGN 44.79

$8.17 Rp 141.0K

228.27%

Taxi Start (Normal Tariff)

$1.33 BGN 2.23

$0.45 Rp 7,834

195.56%

Taxi (Normal Tariff) (1km)

$0.67 BGN 1.11

$0.42 Rp 7,278

59.52%

Taxi 1hour Waiting (Normal Tariff)

$10.57 BGN 17.66

$6.16 Rp 106.3K

71.59%

Gasoline (1 liter)

$1.50 BGN 2.50

$0.84 Rp 14.5K

78.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.6K BGN 52.8K

$26.2K Rp 453.1M

20.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K BGN 44.7K

$32.5K Rp 560.8M

-17.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 BGN 209

$78.4 Rp 1.4M

59.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.83 BGN 29.78

$3.95 Rp 68.2K

351.39%

Internet (50+ Mbps, Unlimited Data)

$18.56 BGN 30.99

$24.40 Rp 421.4K

-23.93%

Gym Membership (Monthly)

$30.55 BGN 51.0

$96.5 Rp 1.7M

-68.36%

Tennis Court (1 Hour on Weekend)

$10.57 BGN 17.65

$6.35 Rp 109.6K

66.46%

Cinema Ticket

$6.63 BGN 11.08

$4.04 Rp 69.7K

64.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$354 BGN 592

$303 Rp 5.2M

17.06%

International Primary School, 1 Child (Yearly)

$5,546 BGN 9,261

$6,523 Rp 112.6M

-14.98%

Jeans (Levis 501 Or Similar)

$52.9 BGN 88.3

$53.8 Rp 929.5K

-1.75%

Summer Dress (H&M, Zara, etc)

$28.93 BGN 48.31

$37.98 Rp 655.8K

-23.83%

Sport Shoes (Adidas, Nike)

$78.2 BGN 131

$86.8 Rp 1.5M

-9.82%

Men's Leather Business Shoes

$73.7 BGN 123

$78.9 Rp 1.4M

-6.56%

1-bedroom Apartment, City Center (Monthly)

$297 BGN 497

$1,012 Rp 17.5M

-70.62%

1-bedroom Apartment, Outside City Center (Monthly)

$236 BGN 395

$674 Rp 11.6M

-64.95%

3-bedroom Apartment, City Center (Monthly)

$475 BGN 794

$3,390 Rp 58.5M

-85.98%

3-bedroom Apartment, Outside City Center (Monthly)

$358 BGN 598

$2,098 Rp 36.2M

-82.93%

Buy Apartment in City Center (m2)

$1,193 BGN 1,992

$2,985 Rp 51.5M

-60.03%

Buy Apartment Outside City Center (m2)

$749 BGN 1,251

$2,339 Rp 40.4M

-67.99%

Average Monthly Net Salary (After Tax)

$726 BGN 1,212

$173 Rp 3.0M

319.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.7

13.28

-57.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pazardzhik: April 26, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A central one-bedroom costs $297 in Pazardzhik versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 319% higher in Pazardzhik, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29.00 in Pazardzhik versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $224 vs $298 – making Pazardzhik the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pazardzhik vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $965 in Pazardzhik, $1,438 in Ubud, Bali – roughly 49% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,448 per month in Pazardzhik and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pazardzhik, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $354 per month in Pazardzhik and $303 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 33% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Pazardzhik, where all-in costs run around $965, than in Ubud, Bali at $1,438. In Pazardzhik it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $965 in Pazardzhik to $1,438 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Pazardzhik. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.