Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Pattoki

For one person, living is cheaper in Pattoki: $507 a month against $1,331 in Ubud, Bali, rent and utilities included – about $9,900 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
24

Cost of Living Index in Pattoki
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Pattoki Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Pattoki

🇵🇰 Pakistan

$507

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Pattoki

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Pattoki actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $507 in Pattoki, rent included.

Ubud, Bali $1,331
Pattoki $507

A couple spends around $2,255 per month in Ubud, Bali vs $741 in Pattoki, rent included.

Ubud, Bali $2,255
Pattoki $741

A family of three spends $3,180 per month in Ubud, Bali vs $976 in Pattoki, rent included.

Ubud, Bali $3,180
Pattoki $976

Ubud, Bali costs about 162% more than Pattoki, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Pattoki are more affordable than the global median – Ubud, Bali 2% lower, Pattoki 62% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$2.57 PKR 710

31.52%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$10.67 PKR 2,950

224.74%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$5.57 PKR 1,541

Local Non-Alcoholic Beer (0.5 liter draught)

$2.76 PKR 765

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.36 PKR 1,483

Cappuccino

$2.62 Rp 47.6K

$1.83 PKR 507

43.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.30 PKR 84.1

413.33%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.15 PKR 42.51

326.67%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

Milk (1 liter)

$1.46 Rp 26.5K

$0.73 PKR 202

100.00%

White Bread (500g)

$2.29 Rp 41.6K

$0.51 PKR 141

349.02%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.07 PKR 297

3.74%

Eggs

$2.10 Rp 38.1K

$1.14 PKR 316

84.21%

Local Cheese (1kg)

$15.94 Rp 289.4K

$6.63 PKR 1,835

140.42%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$2.52 PKR 697

53.97%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$4.42 PKR 1,224

157.92%

Apples (1kg)

$3.55 Rp 64.5K

$0.89 PKR 247

298.88%

Banana (1kg)

$1.54 Rp 27.9K

$0.50 PKR 138

208.00%

Oranges (1kg)

$2.23 Rp 40.5K

$0.70 PKR 194

218.57%

Tomato (1kg)

$1.97 Rp 35.8K

$0.57 PKR 158

245.61%

Potato (1kg)

$1.86 Rp 33.7K

$0.39 PKR 109

376.92%

Onion (1kg)

$2.42 Rp 43.9K

$0.43 PKR 119

462.79%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.50 PKR 139

104.00%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.37 PKR 103

40.54%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.79 PKR 497

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.07 PKR 295

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.38 PKR 657

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.21 PKR 612

-0.45%

Wine (Bottle)

$21.79 Rp 395.6K

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$0.15 PKR 42.63

66.67%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$9.69 PKR 2,680

-15.69%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$1.46 PKR 404

-69.86%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$0.34 PKR 95.0

38.24%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$0.86 PKR 238

551.16%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.16 PKR 320

-28.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$25.3K PKR 7.0M

-3.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$23.0K PKR 6.4M

38.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$142 PKR 39.2K

-45.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$4.98 PKR 1,378

23.29%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$19.20 PKR 5,311

-1.46%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$14.73 PKR 4,075

246.16%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$8.11 PKR 2,245

125.03%

Cinema Ticket

$4.38 Rp 79.6K

$4.39 PKR 1,215

-0.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$42.98 PKR 11.9K

1045.70%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$1,004 PKR 277.8K

1116.80%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$17.95 PKR 4,966

151.59%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$19.10 PKR 5,283

82.67%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$94.5 PKR 26.1K

-17.08%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$26.04 PKR 7,204

199.04%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$134 PKR 37.0K

706.24%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$83.9 PKR 23.2K

692.76%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$271 PKR 74.9K

1196.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$177 PKR 49.0K

843.81%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$830 PKR 229.7K

181.80%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$495 PKR 137.0K

351.67%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Pattoki: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Pattoki

$84 16.5% 87.4% $581

Groceries & Markets

Ubud, Bali

$279 21%

Pattoki

$89 17.5% 68.3% $191

Clothing & Footwear

Ubud, Bali

$106 8%

Pattoki

$71 14% 33.3% $35

Eating Out

Ubud, Bali

$106 8%

Pattoki

$61 12% 42.2% $45

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Pattoki

$166 32.7% 61.7% $63

Sport & Entertainment

Ubud, Bali

$60 4.5%

Pattoki

$24 4.6% 60.6% $36

Getting Around

Ubud, Bali

$12 0.9%

Pattoki

$13 2.7% 12.8% $1.5

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $134 in Pattoki. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $11 in Pattoki. Monthly groceries follow the same trend: $279 vs $89 – making Pattoki the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇰 Pattoki

🕒 Local time

07:35 7:35 AM

04:35 4:35 AM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

87,737

💱 Currency

Indonesian Rupiah IDR Rp

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

Pakistani Rupee exchange rates as of November 4, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Pattoki 6,230 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Pattoki

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pattoki: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 162%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $761 in Pattoki. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pattoki, especially for central apartments: a one-bedroom in the center costs $134 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $507 in Pattoki. That makes Pattoki about 62% cheaper.

Public transport costs about 16% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Pattoki, where all-in costs run around $507, than in Ubud, Bali at $1,331. In Pattoki it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Pattoki – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.