Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Pattaya

For one person, living is cheaper in Pattaya: $1,056 a month against $1,348 in Ubud, Bali, rent and utilities included – about $3,500 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
50

Cost of Living Index in Pattaya
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Pattaya Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Pattaya

🇹🇭 Thailand

$1,056

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Pattaya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Pattaya actually costs, broken down by who's living it.

A single person spends $1,348 per month in Ubud, Bali vs $1,056 in Pattaya, rent included.

Ubud, Bali $1,348
Pattaya $1,056

A couple spends around $2,312 per month in Ubud, Bali vs $1,644 in Pattaya, rent included.

Ubud, Bali $2,312
Pattaya $1,644

A family of three spends $3,276 per month in Ubud, Bali vs $2,233 in Pattaya, rent included.

Ubud, Bali $3,276
Pattaya $2,233

Ubud, Bali costs about 28% more than Pattaya, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while Pattaya is 21% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$3.66 ฿123

-9.02%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$36.02 ฿1,206

-1.67%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$9.12 ฿305

-36.84%

Cappuccino

$2.63 Rp 47.0K

$2.10 ฿70.4

25.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$0.72 ฿24.26

141.67%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$0.33 ฿10.89

133.33%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$2.45 ฿81.9

10.61%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$2.69 ฿90.1

68.03%

Milk (1 liter)

$1.53 Rp 27.4K

$1.73 ฿57.9

-11.56%

White Bread (500g)

$2.20 Rp 39.2K

$1.42 ฿47.51

54.93%

Rice (white) (1kg)

$1.22 Rp 21.8K

$1.36 ฿45.44

-10.29%

Eggs

$2.14 Rp 38.2K

$2.11 ฿70.6

1.42%

Local Cheese (1kg)

$17.73 Rp 316.9K

$15.64 ฿524

13.36%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$2.66 ฿89.0

45.11%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$9.99 ฿335

20.42%

Apples (1kg)

$3.61 Rp 64.5K

$3.40 ฿114

6.18%

Banana (1kg)

$1.51 Rp 27.1K

$1.22 ฿40.80

23.77%

Oranges (1kg)

$2.32 Rp 41.4K

$1.84 ฿61.7

26.09%

Tomato (1kg)

$2.00 Rp 35.8K

$1.89 ฿63.3

5.82%

Potato (1kg)

$1.81 Rp 32.4K

$1.19 ฿39.86

52.10%

Onion (1kg)

$2.39 Rp 42.7K

$1.08 ฿36.05

121.30%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.27 ฿42.59

-22.05%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$0.44 ฿14.70

18.18%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$4.34 ฿145

-49.77%

Wine (Bottle)

$22.98 Rp 410.7K

$17.90 ฿599

28.38%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$1.70 ฿57.0

41.18%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$2.97 ฿99.5

1.01%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$0.58 ฿19.32

-58.62%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

$19.51 ฿653

-64.17%

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

$1.31 ฿43.80

-66.41%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

$1.08 ฿36.29

-61.11%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$3.50 ฿117

55.71%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.43 ฿47.82

-41.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$46.3K ฿1.6M

-47.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$26.6K ฿890.4K

19.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$92.8 ฿3,106

-12.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$11.58 ฿388

-43.18%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$19.30 ฿646

-5.49%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$42.02 ฿1,407

31.20%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

$20.44 ฿684

-9.44%

Cinema Ticket

$4.24 Rp 75.9K

$7.63 ฿255

-44.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$622 ฿20.8K

-21.87%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$14.5K ฿487.0K

-60.98%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$51.5 ฿1,725

-12.31%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$29.67 ฿993

16.51%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$96.1 ฿3,216

-17.60%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$74.4 ฿2,490

4.37%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$579 ฿19.4K

94.72%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$376 ฿12.6K

79.32%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$1,466 ฿49.1K

146.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$747 ฿25.0K

132.16%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$2,538 ฿85.0K

11.48%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$1,423 ฿47.6K

62.08%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$455 ฿15.2K

-63.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.96

131.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Pattaya: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Pattaya

$376 36% 44.2% $298

Groceries & Markets

Ubud, Bali

$290 21.4%

Pattaya

$243 23.3% 16.2% $47

Eating Out

Ubud, Bali

$108 8%

Pattaya

$104 9.9% 4.1% $4.4

Clothing & Footwear

Ubud, Bali

$106 7.8%

Pattaya

$113 10.8% 6.4% $6.8

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Pattaya

$124 11.8% 17% $18

Sport & Entertainment

Ubud, Bali

$64 4.7%

Pattaya

$57 5.5% 10% $6.3

Getting Around

Ubud, Bali

$11 0.8%

Pattaya

$29 2.7% 172% $18

Cost Breakdown

A central one-bedroom costs $1,127 in Ubud, Bali versus $579 in Pattaya. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 174% higher in Pattaya, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $36.00 in Pattaya. Groceries tell a different story – $290 in Ubud, Bali vs $243 in Pattaya – so Pattaya wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇹🇭 Pattaya

🕒 Local time

18:33 6:33 PM

17:33 5:33 PM

1 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

119,532

💱 Currency

Indonesian Rupiah IDR Rp

Thai Baht THB ฿

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

100 THB = 2.99 USD

100 THB = 2.67 EUR

Exchange rates and currency converter

THB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

Thai Baht exchange rates as of October 10, 2026: 1 USD = 33.48 THB (100 THB = 2.99 USD). 1 EUR = 37.52 THB (100 THB = 2.67 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Pattaya 2,860 km ≈ 4 h nonstop flight

From you

Ubud, Bali
Pattaya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pattaya: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 28% more than Pattaya, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,022 per month in Ubud, Bali and $1,584 in Pattaya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pattaya, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $36.00 in Pattaya. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,348 in Ubud, Bali and $1,056 in Pattaya. That's a gap of about 28%.

A $1,000 monthly budget goes further in Pattaya, where all-in costs run around $1,056, than in Ubud, Bali at $1,348. In Pattaya it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Pattaya costs $1,056 versus $1,348 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Pattaya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.