Last update: Oct 2026

Cost of Living Comparison Between Pattaya and Ubud, Bali

For one person, living is cheaper in Pattaya: $1,056 a month against $1,348 in Ubud, Bali, rent and utilities included – about $3,500 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

50

Cost of Living Index in Pattaya
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Pattaya Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Pattaya

🇹🇭 Thailand

$1,056

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Monthly Cost of Living

How much you'll spend in Pattaya and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pattaya and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,056 per month in Pattaya vs $1,348 in Ubud, Bali, rent included.

Pattaya $1,056
Ubud, Bali $1,348

A couple spends around $1,644 per month in Pattaya vs $2,312 in Ubud, Bali, rent included.

Pattaya $1,644
Ubud, Bali $2,312

A family of three spends $2,233 per month in Pattaya vs $3,276 in Ubud, Bali, rent included.

Pattaya $2,233
Ubud, Bali $3,276

Pattaya is about 22% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Pattaya sits 21% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.66 ฿123

$3.33 Rp 59.6K

9.91%

Three-Course Dinner for Two, Mid-Range

$36.02 ฿1,206

$35.42 Rp 633.1K

1.69%

Fast Food Meal (McDonalds, etc)

$9.12 ฿305

$5.76 Rp 102.9K

58.33%

Cappuccino

$2.10 ฿70.4

$2.63 Rp 47.0K

-20.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.72 ฿24.26

$1.74 Rp 31.0K

-58.62%

Water (0.33 liter bottle)

$0.33 ฿10.89

$0.77 Rp 13.8K

-57.14%

Local Beer (0.5 liter draught)

$2.45 ฿81.9

$2.71 Rp 48.4K

-9.59%

Imported Beer (0.33 liter bottle)

$2.69 ฿90.1

$4.52 Rp 80.8K

-40.49%

Milk (1 liter)

$1.73 ฿57.9

$1.53 Rp 27.4K

13.07%

White Bread (500g)

$1.42 ฿47.51

$2.20 Rp 39.2K

-35.45%

Rice (white) (1kg)

$1.36 ฿45.44

$1.22 Rp 21.8K

11.48%

Eggs

$2.11 ฿70.6

$2.14 Rp 38.2K

-1.40%

Local Cheese (1kg)

$15.64 ฿524

$17.73 Rp 316.9K

-11.79%

Chicken Fillets (1kg)

$2.66 ฿89.0

$3.86 Rp 68.9K

-31.09%

Beef Round Steak (1kg)

$9.99 ฿335

$12.03 Rp 215.0K

-16.96%

Apples (1kg)

$3.40 ฿114

$3.61 Rp 64.5K

-5.82%

Banana (1kg)

$1.22 ฿40.80

$1.51 Rp 27.1K

-19.21%

Oranges (1kg)

$1.84 ฿61.7

$2.32 Rp 41.4K

-20.69%

Tomato (1kg)

$1.89 ฿63.3

$2.00 Rp 35.8K

-5.50%

Potato (1kg)

$1.19 ฿39.86

$1.81 Rp 32.4K

-34.25%

Onion (1kg)

$1.08 ฿36.05

$2.39 Rp 42.7K

-54.81%

Lettuce (1 head)

$1.27 ฿42.59

$0.99 Rp 17.8K

28.28%

Water (1.5 liter bottle)

$0.44 ฿14.70

$0.52 Rp 9,373

-15.38%

Cigarettes 20 Pack (Marlboro, Camel)

$4.34 ฿145

$2.18 Rp 39.0K

99.08%

Wine (Bottle)

$17.90 ฿599

$22.98 Rp 410.7K

-22.11%

Local Beer (0.5 liter bottle)

$1.70 ฿57.0

$2.40 Rp 42.8K

-29.17%

Imported Beer (0.33 liter bottle)

$2.97 ฿99.5

$3.00 Rp 53.6K

-1.00%

One-way Ticket (Public Transport)

$0.58 ฿19.32

$0.24 Rp 4,255

141.67%

Public Transport Monthly Pass (Regular Price)

$19.51 ฿653

$6.99 Rp 125.0K

179.11%

Taxi Start (Normal Tariff)

$1.31 ฿43.80

$0.44 Rp 7,876

197.73%

Taxi (Normal Tariff) (1km)

$1.08 ฿36.29

$0.42 Rp 7,582

157.14%

Taxi 1hour Waiting (Normal Tariff)

$3.50 ฿117

$5.45 Rp 97.4K

-35.78%

Gasoline (1 liter)

$1.43 ฿47.82

$0.84 Rp 15.1K

70.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$46.3K ฿1.6M

$24.3K Rp 434.8M

90.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K ฿890.4K

$31.9K Rp 570.0M

-16.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.8 ฿3,106

$80.8 Rp 1.4M

14.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.58 ฿388

$6.58 Rp 117.6K

75.99%

Internet (50+ Mbps, Unlimited Data)

$19.30 ฿646

$18.24 Rp 326.1K

5.81%

Gym Membership (Monthly)

$42.02 ฿1,407

$55.1 Rp 985.4K

-23.78%

Tennis Court (1 Hour on Weekend)

$20.44 ฿684

$18.51 Rp 330.9K

10.43%

Cinema Ticket

$7.63 ฿255

$4.24 Rp 75.9K

79.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$622 ฿20.8K

$486 Rp 8.7M

27.99%

International Primary School, 1 Child (Yearly)

$14.5K ฿487.0K

$5,676 Rp 101.5M

156.26%

Jeans (Levis 501 Or Similar)

$51.5 ฿1,725

$45.18 Rp 807.6K

14.03%

Summer Dress (H&M, Zara, etc)

$29.67 ฿993

$34.57 Rp 617.9K

-14.17%

Sport Shoes (Adidas, Nike)

$96.1 ฿3,216

$79.2 Rp 1.4M

21.36%

Men's Leather Business Shoes

$74.4 ฿2,490

$77.6 Rp 1.4M

-4.19%

1-bedroom Apartment, City Center (Monthly)

$579 ฿19.4K

$1,127 Rp 20.1M

-48.64%

1-bedroom Apartment, Outside City Center (Monthly)

$376 ฿12.6K

$674 Rp 12.1M

-44.23%

3-bedroom Apartment, City Center (Monthly)

$1,466 ฿49.1K

$3,618 Rp 64.7M

-59.49%

3-bedroom Apartment, Outside City Center (Monthly)

$747 ฿25.0K

$1,735 Rp 31.0M

-56.93%

Buy Apartment in City Center (m2)

$2,538 ฿85.0K

$2,829 Rp 50.6M

-10.30%

Buy Apartment Outside City Center (m2)

$1,423 ฿47.6K

$2,307 Rp 41.2M

-38.30%

Average Monthly Net Salary (After Tax)

$455 ฿15.2K

$166 Rp 3.0M

174.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.96

13.78

-56.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pattaya: October 3, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Pattaya

$376 36%

Ubud, Bali

$674 49.6% 79.3% $298

Groceries & Markets

Pattaya

$243 23.3%

Ubud, Bali

$290 21.4% 19.4% $47

Monthly Utilities & Internet

Pattaya

$124 11.8%

Ubud, Bali

$106 7.8% 14.6% $18

Clothing & Footwear

Pattaya

$113 10.8%

Ubud, Bali

$106 7.8% 6% $6.8

Eating Out

Pattaya

$104 9.9%

Ubud, Bali

$108 8% 4.2% $4.4

Sport & Entertainment

Pattaya

$57 5.5%

Ubud, Bali

$64 4.7% 11.1% $6.3

Getting Around

Pattaya

$29 2.7%

Ubud, Bali

$11 0.8% 63.2% $18

Cost Breakdown

A central one-bedroom costs $579 in Pattaya versus $1,127 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 174% higher in Pattaya, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Pattaya versus $35.00 in Ubud, Bali. Groceries tell a different story – $243 in Pattaya vs $290 in Ubud, Bali – so Pattaya wins on supermarket bills even if dining out costs more.

Good to know

🇹🇭 Pattaya

🇮🇩 Ubud, Bali

🕒 Local time

14:45 2:45 PM

15:45 3:45 PM

1 h ahead of Pattaya

🌤 Weather

👥 Population

119,532

74,800

💱 Currency

Thai Baht THB ฿

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 10, 2026: 1 USD = 33.48 THB (100 THB = 2.99 USD). 1 EUR = 37.55 THB (100 THB = 2.66 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

USD to THB in detail →

On the map

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Highest

Between locations

Pattaya Ubud, Bali 2,860 km ≈ 4 h nonstop flight

From you

Pattaya
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pattaya vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 28% more than Pattaya, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,584 per month in Pattaya and $2,022 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pattaya, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Pattaya and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,056 in Pattaya and $1,348 in Ubud, Bali. That's a gap of about 28%.

A $1,000 monthly budget goes further in Pattaya, where all-in costs run around $1,056, than in Ubud, Bali at $1,348. In Pattaya it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Pattaya costs $1,056 versus $1,348 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Pattaya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.