Cost of Living Comparison Between Ubud, Bali and Pangasinan Cost of Living Comparison Between Ubud, Bali and Pangasinan

Monthly Cost of Living

A single person spends $1,379 per month in Ubud, Bali vs $787 in Pangasinan, rent included.

A couple spends around $2,363 per month in Ubud, Bali vs $1,188 in Pangasinan, rent included.

A family of three spends $3,347 per month in Ubud, Bali vs $1,589 in Pangasinan, rent included.

Ubud, Bali costs about 75% more than Pangasinan, driven mainly by Groceries & Markets.

Ubud, Bali sits 1% above the global median, while Pangasinan is 43% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$1.20 ₱74.3

175.83%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$13.95 ₱860

180.14%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$3.98 ₱245

41.21%

Cappuccino

$2.64 Rp 46.9K

$2.60 ₱160

1.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$1.10 ₱67.7

43.64%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.48 ₱29.51

47.92%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$0.78 ₱47.84

250.00%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$3.29 ₱203

31.31%

Milk (1 liter)

$1.54 Rp 27.4K

$1.17 ₱72.3

31.62%

White Bread (500g)

$2.30 Rp 40.8K

$0.79 ₱48.59

191.14%

Rice (white) (1kg)

$1.03 Rp 18.3K

$0.75 ₱46.36

37.33%

Eggs

$2.12 Rp 37.7K

$2.32 ₱143

-8.62%

Local Cheese (1kg)

$17.30 Rp 307.5K

$7.13 ₱440

142.64%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$5.12 ₱315

-21.29%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$7.16 ₱441

73.46%

Apples (1kg)

$3.70 Rp 65.7K

$2.33 ₱144

58.80%

Banana (1kg)

$1.62 Rp 28.7K

$2.04 ₱126

-20.59%

Oranges (1kg)

$2.27 Rp 40.3K

$2.50 ₱154

-9.20%

Tomato (1kg)

$1.99 Rp 35.4K

$2.05 ₱126

-2.93%

Potato (1kg)

$1.83 Rp 32.5K

$3.06 ₱189

-40.20%

Onion (1kg)

$2.25 Rp 40.1K

$3.48 ₱214

-35.34%

Lettuce (1 head)

$1.04 Rp 18.6K

$1.06 ₱65.5

-1.89%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.56 ₱34.41

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$2.68 ₱165

-17.16%

Wine (Bottle)

$23.22 Rp 412.7K

$7.88 ₱486

194.67%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$1.41 ₱86.8

69.50%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$2.08 ₱128

37.98%

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$0.24 ₱14.80

4.17%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

$11.43 ₱705

-37.27%

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$0.68 ₱41.67

-32.35%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$0.22 ₱13.52

109.09%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$2.00 ₱123

185.00%

Gasoline (1 liter)

$0.76 Rp 13.6K

$1.04 ₱63.9

-26.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$22.0K ₱1.4M

11.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$20.4K ₱1.3M

52.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$153 ₱9,405

-46.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$16.49 ₱1,017

-61.61%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$30.01 ₱1,850

-38.22%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$37.02 ₱2,282

51.40%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

$3.84 ₱237

379.43%

Cinema Ticket

$4.26 Rp 75.8K

$7.21 ₱445

-40.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$133 ₱8,176

268.86%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$7,560 ₱466.1K

-23.38%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$29.20 ₱1,800

57.47%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$20.02 ₱1,234

79.12%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$81.7 ₱5,034

-2.62%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$57.6 ₱3,549

40.60%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$246 ₱15.2K

365.28%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$170 ₱10.5K

306.66%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

$513 ₱31.6K

588.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$408 ₱25.2K

318.57%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

$2,168 ₱133.7K

28.43%

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

$1,049 ₱64.7K

115.54%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.5

83.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Pangasinan: August 18, 2026

Cost Breakdown

A central one-bedroom costs $1,144 in Ubud, Bali versus $246 in Pangasinan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $14.00 in Pangasinan. Monthly groceries follow the same trend: $293 vs $199 – making Pangasinan the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pangasinan: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 75%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,069 per month in Ubud, Bali and $1,180 in Pangasinan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pangasinan, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,379 in Ubud, Bali and $787 in Pangasinan. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 59% less in Pangasinan. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Pangasinan, where all-in costs run around $787, than in Ubud, Bali at $1,379. In Pangasinan it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Pangasinan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Pangasinan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.