Cost of Living Comparison Between Ubud, Bali and Pancevo Cost of Living Comparison Between Ubud, Bali and Pancevo

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $1,194 in Pancevo, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,815 in Pancevo, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $2,436 in Pancevo, rent included.

Ubud, Bali costs about 15% more than Pancevo, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Pancevo is 13% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$7.80 RSD 786

-57.31%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$34.13 RSD 3,440

4.95%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$9.65 RSD 973

-41.66%

Cappuccino

$2.82 Rp 49.7K

$2.01 RSD 203

40.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$2.42 RSD 244

-27.69%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.89 RSD 190

-57.67%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$3.67 RSD 370

-17.17%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$3.85 RSD 388

11.69%

Milk (1 liter)

$1.61 Rp 28.3K

$1.49 RSD 150

8.05%

White Bread (500g)

$2.27 Rp 39.9K

$0.99 RSD 100

129.29%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.16 RSD 218

-45.83%

Eggs

$2.17 Rp 38.2K

$2.55 RSD 257

-14.90%

Local Cheese (1kg)

$17.63 Rp 310.5K

$10.42 RSD 1,050

69.19%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$7.30 RSD 736

-44.52%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$13.11 RSD 1,321

-7.09%

Apples (1kg)

$3.62 Rp 63.7K

$1.11 RSD 112

226.13%

Banana (1kg)

$1.64 Rp 28.8K

$1.77 RSD 178

-7.34%

Oranges (1kg)

$2.31 Rp 40.6K

$1.99 RSD 200

16.08%

Tomato (1kg)

$1.96 Rp 34.5K

$2.07 RSD 209

-5.31%

Potato (1kg)

$1.84 Rp 32.5K

$0.92 RSD 92.8

100.00%

Onion (1kg)

$2.37 Rp 41.7K

$0.75 RSD 75.4

216.00%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.65 RSD 66.0

61.54%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.75 RSD 75.5

-28.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$4.89 RSD 493

-52.97%

Wine (Bottle)

$23.08 Rp 406.4K

$6.75 RSD 680

241.93%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$0.75 RSD 76.0

212.00%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.28 RSD 129

139.84%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$1.06 RSD 107

-76.42%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$39.92 RSD 4,023

-76.40%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.92 RSD 194

-74.48%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.92 RSD 92.8

-48.91%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$8.20 RSD 827

-31.71%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.87 RSD 189

-56.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$32.0K RSD 3.2M

-21.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$24.4K RSD 2.5M

27.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$168 RSD 16.9K

-50.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$23.33 RSD 2,351

-72.18%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$26.12 RSD 2,632

-28.06%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$44.80 RSD 4,515

23.30%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$20.10 RSD 2,026

-9.40%

Cinema Ticket

$4.30 Rp 75.7K

$6.99 RSD 704

-38.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$286 RSD 28.8K

72.88%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$9,584 RSD 966.0K

-38.26%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$91.2 RSD 9,190

-49.24%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$38.90 RSD 3,920

-6.32%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$102 RSD 10.2K

-20.52%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$113 RSD 11.4K

-30.44%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$442 RSD 44.5K

152.10%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$322 RSD 32.4K

115.34%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$728 RSD 73.4K

399.52%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$586 RSD 59.1K

192.11%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$2,149 RSD 216.6K

28.45%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,706 RSD 172.0K

34.37%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$993 RSD 100.1K

-83.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.64

196.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Pancevo: September 5, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $442 in Pancevo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 494% higher in Pancevo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $34.00 in Pancevo. Monthly groceries follow the same trend: $294 vs $221 – making Pancevo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pancevo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,378 in Ubud, Bali, $1,194 in Pancevo – roughly 15% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $1,791 in Pancevo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pancevo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 33% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $34.00 in Pancevo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Pancevo, where all-in costs run around $1,194, than in Ubud, Bali at $1,378. In Pancevo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,194 in Pancevo to $1,378 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Pancevo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.