Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Pancevo

For one person, living is cheaper in Pancevo: $1,146 a month against $1,349 in Ubud, Bali, rent and utilities included – about $2,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
55

Cost of Living Index in Pancevo
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Pancevo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Pancevo

🇷🇸 Serbia

$1,146

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Pancevo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Pancevo actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,146 in Pancevo, rent included.

Ubud, Bali $1,349
Pancevo $1,146

A couple spends around $2,305 per month in Ubud, Bali vs $1,746 in Pancevo, rent included.

Ubud, Bali $2,305
Pancevo $1,746

A family of three spends $3,261 per month in Ubud, Bali vs $2,346 in Pancevo, rent included.

Ubud, Bali $3,261
Pancevo $2,346

Ubud, Bali costs about 18% more than Pancevo, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$8.72 RSD 918

-61.93%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$33.51 RSD 3,531

6.36%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$9.65 RSD 1,017

-42.69%

Cappuccino

$2.72 Rp 49.4K

$1.92 RSD 203

41.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.36 RSD 248

-27.97%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.71 RSD 180

-55.56%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$3.67 RSD 386

-27.79%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$4.15 RSD 437

5.54%

Milk (1 liter)

$1.49 Rp 27.1K

$1.40 RSD 148

6.43%

White Bread (500g)

$2.28 Rp 41.4K

$1.01 RSD 107

125.74%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.00 RSD 211

-40.50%

Eggs

$2.04 Rp 37.0K

$2.50 RSD 263

-18.40%

Local Cheese (1kg)

$17.70 Rp 321.7K

$10.04 RSD 1,057

76.29%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$6.86 RSD 723

-42.27%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$12.15 RSD 1,280

0.33%

Apples (1kg)

$3.66 Rp 66.4K

$1.11 RSD 116

229.73%

Banana (1kg)

$1.52 Rp 27.6K

$1.70 RSD 179

-10.59%

Oranges (1kg)

$2.23 Rp 40.5K

$1.82 RSD 192

22.53%

Tomato (1kg)

$1.97 Rp 35.9K

$2.06 RSD 217

-4.37%

Potato (1kg)

$1.85 Rp 33.6K

$0.94 RSD 98.8

96.81%

Onion (1kg)

$2.42 Rp 44.1K

$0.78 RSD 82.4

210.26%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.65 RSD 68.9

52.31%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.69 RSD 72.7

-26.09%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$4.57 RSD 482

-51.42%

Wine (Bottle)

$22.24 Rp 404.2K

$6.76 RSD 712

228.99%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$0.76 RSD 80.2

197.37%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.29 RSD 136

130.23%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$1.03 RSD 108

-75.73%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$37.37 RSD 3,938

-79.07%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$1.84 RSD 194

-76.09%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.84 RSD 88.8

-48.81%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$8.17 RSD 861

-33.78%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.87 RSD 197

-56.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$30.4K RSD 3.2M

-21.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$23.3K RSD 2.5M

35.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$160 RSD 16.9K

-50.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$22.24 RSD 2,344

-71.00%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$25.22 RSD 2,657

-26.33%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$43.53 RSD 4,587

13.67%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$19.30 RSD 2,034

-8.55%

Cinema Ticket

$4.27 Rp 77.7K

$6.80 RSD 716

-37.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$269 RSD 28.3K

82.69%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$8,978 RSD 946.0K

-36.80%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$88.4 RSD 9,316

-49.51%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$39.25 RSD 4,136

-10.96%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$99.3 RSD 10.5K

-19.54%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$111 RSD 11.7K

-28.60%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$420 RSD 44.2K

167.97%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$305 RSD 32.1K

120.15%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$693 RSD 73.0K

414.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$560 RSD 59.0K

207.61%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,176 RSD 229.3K

25.53%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,762 RSD 185.6K

29.66%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$946 RSD 99.7K

-82.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.61

198.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Pancevo: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Pancevo

$305 26.6% 54.6% $366

Groceries & Markets

Ubud, Bali

$288 21.4%

Pancevo

$212 18.5% 26.7% $77

Eating Out

Ubud, Bali

$108 8%

Pancevo

$165 14.4% 52.9% $57

Clothing & Footwear

Ubud, Bali

$108 8%

Pancevo

$152 13.3% 41.6% $45

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Pancevo

$208 18.1% 99.7% $104

Sport & Entertainment

Ubud, Bali

$58 4.3%

Pancevo

$57 5% 1.6% $0.9

Getting Around

Ubud, Bali

$11 0.9%

Pancevo

$48 4.2% 316% $36

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $420 in Pancevo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Pancevo are about 5.8 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $34 in Pancevo. Monthly groceries follow the same trend: $288 vs $212 – making Pancevo the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇷🇸 Pancevo

🕒 Local time

03:59 3:59 AM

20:59 8:59 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

73,401

💱 Currency

Indonesian Rupiah IDR Rp

Serbian Dinar RSD din

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1,000 RSD = 9.49 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Serbian Dinar exchange rates as of October 28, 2026: 1 USD = 105 RSD (1,000 RSD = 9.49 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Pancevo 11,040 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Pancevo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pancevo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $1,146 in Pancevo – Pancevo comes out roughly 15% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,719 in Pancevo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pancevo, especially for central apartments: a one-bedroom in the center costs $420 there versus $1,125 in Ubud, Bali.

Groceries cost about 36% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $36 in Ubud, Bali and $34 in Pancevo. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 covers both cities comfortably – all-in costs are $1,349 in Ubud, Bali and $1,146 in Pancevo, leaving budget for savings and extras in both cases.

Families tend to lean toward Pancevo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.