Cost of Living Comparison Between Ubud, Bali and Pancevo Cost of Living Comparison Between Ubud, Bali and Pancevo

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,110 in Pancevo, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,671 in Pancevo, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $2,231 in Pancevo, rent included.

Ubud, Bali costs about 28% more than Pancevo, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Pancevo is 17% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$7.61 RSD 765

-53.22%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$29.67 RSD 2,984

10.31%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$9.82 RSD 988

-49.59%

Cappuccino

$2.71 Rp 48.4K

$2.00 RSD 201

35.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$1.80 RSD 181

-25.56%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.25 RSD 125

-44.00%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$2.45 RSD 247

19.18%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.94 RSD 296

34.69%

Milk (1 liter)

$1.81 Rp 32.3K

$1.43 RSD 144

26.57%

White Bread (500g)

$2.52 Rp 45.0K

$0.80 RSD 80.3

215.00%

Rice (white) (1kg)

$1.16 Rp 20.7K

$2.32 RSD 233

-50.00%

Eggs

$2.46 Rp 43.9K

$2.49 RSD 250

-1.20%

Local Cheese (1kg)

$14.71 Rp 262.7K

$10.49 RSD 1,055

40.23%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$7.73 RSD 777

-44.11%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$11.80 RSD 1,186

2.88%

Apples (1kg)

$3.84 Rp 68.6K

$1.18 RSD 118

225.42%

Banana (1kg)

$1.56 Rp 27.8K

$1.72 RSD 173

-9.30%

Oranges (1kg)

$2.83 Rp 50.6K

$2.03 RSD 204

39.41%

Tomato (1kg)

$2.33 Rp 41.5K

$1.88 RSD 189

23.94%

Potato (1kg)

$1.91 Rp 34.2K

$1.03 RSD 104

85.44%

Onion (1kg)

$2.20 Rp 39.3K

$0.92 RSD 92.8

139.13%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.57 RSD 57.1

77.19%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.67 RSD 67.3

16.42%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$4.41 RSD 444

-24.72%

Wine (Bottle)

$23.74 Rp 423.9K

$6.78 RSD 682

250.15%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$0.79 RSD 79.3

253.16%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.54 RSD 155

85.71%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.93 RSD 94.0

-70.97%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$1.65 RSD 166

-72.12%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.78 RSD 78.2

-42.31%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$7.79 RSD 784

-21.69%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.73 RSD 174

-54.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$30.4K RSD 3.1M

-13.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$27.0K RSD 2.7M

18.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$153 RSD 15.3K

-47.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$16.63 RSD 1,673

-75.59%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$26.12 RSD 2,627

-9.95%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$45.18 RSD 4,544

118.46%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$16.33 RSD 1,642

-59.40%

Cinema Ticket

$4.15 Rp 74.1K

$6.98 RSD 702

-40.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$302 RSD 30.4K

0.71%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$9,217 RSD 926.9K

-28.25%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$89.6 RSD 9,010

-38.01%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$42.77 RSD 4,301

-10.43%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$94.9 RSD 9,541

-6.61%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$102 RSD 10.3K

-23.96%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$495 RSD 49.8K

103.17%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$349 RSD 35.1K

93.48%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$705 RSD 70.9K

388.13%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$586 RSD 59.0K

247.91%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$2,188 RSD 220.0K

29.85%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$1,648 RSD 165.7K

37.39%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$993 RSD 99.9K

-83.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.45

78.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Pancevo: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $495 in Pancevo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 501% higher in Pancevo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $30.00 in Pancevo. Monthly groceries follow the same trend: $302 vs $217 – making Pancevo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pancevo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $1,110 in Pancevo – roughly 28% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,666 in Pancevo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pancevo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $1,110 in Pancevo. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $304 per month in Ubud, Bali and $302 in Pancevo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Pancevo, where all-in costs run around $1,110, than in Ubud, Bali at $1,419. In Pancevo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,110 in Pancevo to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Pancevo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.