Cost of Living Comparison Between Ubud, Bali and Pancevo Cost of Living Comparison Between Ubud, Bali and Pancevo

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,112 in Pancevo, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,680 in Pancevo, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $2,249 in Pancevo, rent included.

Ubud, Bali costs about 27% more than Pancevo, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Pancevo is 17% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$7.23 RSD 740

-52.28%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$29.07 RSD 2,972

11.25%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$10.16 RSD 1,039

-52.36%

Cappuccino

$2.75 Rp 49.4K

$1.99 RSD 204

38.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.85 RSD 189

-25.41%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.29 RSD 132

-41.86%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$2.40 RSD 245

24.58%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.97 RSD 304

29.63%

Milk (1 liter)

$1.74 Rp 31.2K

$1.39 RSD 142

25.18%

White Bread (500g)

$2.46 Rp 44.2K

$0.80 RSD 81.3

207.50%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.20 RSD 225

-46.82%

Eggs

$2.43 Rp 43.7K

$2.42 RSD 248

0.41%

Local Cheese (1kg)

$14.50 Rp 260.6K

$10.39 RSD 1,062

39.56%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$7.65 RSD 782

-43.14%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$11.97 RSD 1,224

0.08%

Apples (1kg)

$3.72 Rp 66.8K

$1.14 RSD 117

226.32%

Banana (1kg)

$1.63 Rp 29.2K

$1.79 RSD 183

-8.94%

Oranges (1kg)

$2.74 Rp 49.3K

$1.95 RSD 199

40.51%

Tomato (1kg)

$2.24 Rp 40.3K

$1.81 RSD 185

23.76%

Potato (1kg)

$1.92 Rp 34.5K

$1.07 RSD 109

79.44%

Onion (1kg)

$2.28 Rp 40.9K

$0.98 RSD 99.7

132.65%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.60 RSD 61.6

76.67%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.68 RSD 69.1

5.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$4.57 RSD 467

-28.01%

Wine (Bottle)

$23.19 Rp 416.8K

$6.69 RSD 684

246.64%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$0.74 RSD 75.6

275.68%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.55 RSD 158

76.13%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.93 RSD 95.4

-70.97%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.61 RSD 165

-70.19%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.83 RSD 85.0

-49.40%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$7.88 RSD 806

-21.07%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.82 RSD 187

-55.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$31.1K RSD 3.2M

-14.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$26.9K RSD 2.7M

19.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$149 RSD 15.2K

-47.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$16.71 RSD 1,709

-75.64%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$26.51 RSD 2,711

-8.22%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$44.14 RSD 4,513

123.40%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$16.61 RSD 1,698

-61.83%

Cinema Ticket

$3.99 Rp 71.6K

$7.17 RSD 734

-44.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$297 RSD 30.4K

2.76%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$9,081 RSD 928.5K

-26.85%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$90.9 RSD 9,296

-40.45%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$42.90 RSD 4,386

-11.86%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$95.4 RSD 9,754

-8.97%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$103 RSD 10.6K

-26.15%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$489 RSD 50.0K

103.03%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$341 RSD 34.9K

97.03%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$706 RSD 72.2K

378.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$587 RSD 60.0K

249.35%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$2,110 RSD 215.7K

32.94%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,689 RSD 172.7K

31.82%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$975 RSD 99.7K

-82.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.45

78.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Pancevo: July 14, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $489 in Pancevo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 484% higher in Pancevo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $29.00 in Pancevo. Monthly groceries follow the same trend: $297 vs $215 – making Pancevo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pancevo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $1,112 in Pancevo – roughly 27% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,667 in Pancevo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pancevo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $1,112 in Pancevo. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $305 per month in Ubud, Bali and $297 in Pancevo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Pancevo, where all-in costs run around $1,112, than in Ubud, Bali at $1,408. In Pancevo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,112 in Pancevo to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Pancevo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.