Cost of Living Comparison Between Pancevo and Ubud, Bali Cost of Living Comparison Between Pancevo and Ubud, Bali

Monthly Cost of Living

A single person spends $1,110 per month in Pancevo vs $1,419 in Ubud, Bali, rent included.

A couple spends around $1,671 per month in Pancevo vs $2,540 in Ubud, Bali, rent included.

A family of three spends $2,231 per month in Pancevo vs $3,660 in Ubud, Bali, rent included.

Pancevo is about 22% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Pancevo sits 17% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.61 RSD 765

$3.56 Rp 63.7K

113.76%

Three-Course Dinner for Two, Mid-Range

$29.67 RSD 2,984

$32.73 Rp 584.5K

-9.35%

Fast Food Meal (McDonalds, etc)

$9.82 RSD 988

$4.95 Rp 88.4K

98.38%

Cappuccino

$2.00 RSD 201

$2.71 Rp 48.4K

-26.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.80 RSD 181

$1.34 Rp 24.0K

34.33%

Water (0.33 liter bottle)

$1.25 RSD 125

$0.70 Rp 12.5K

78.57%

Local Beer (0.5 liter draught)

$2.45 RSD 247

$2.92 Rp 52.1K

-16.10%

Imported Beer (0.33 liter bottle)

$2.94 RSD 296

$3.96 Rp 70.7K

-25.76%

Milk (1 liter)

$1.43 RSD 144

$1.81 Rp 32.3K

-20.99%

White Bread (500g)

$0.80 RSD 80.3

$2.52 Rp 45.0K

-68.25%

Rice (white) (1kg)

$2.32 RSD 233

$1.16 Rp 20.7K

100.00%

Eggs

$2.49 RSD 250

$2.46 Rp 43.9K

1.22%

Local Cheese (1kg)

$10.49 RSD 1,055

$14.71 Rp 262.7K

-28.69%

Chicken Fillets (1kg)

$7.73 RSD 777

$4.32 Rp 77.1K

78.94%

Beef Round Steak (1kg)

$11.80 RSD 1,186

$12.14 Rp 216.7K

-2.80%

Apples (1kg)

$1.18 RSD 118

$3.84 Rp 68.6K

-69.27%

Banana (1kg)

$1.72 RSD 173

$1.56 Rp 27.8K

10.26%

Oranges (1kg)

$2.03 RSD 204

$2.83 Rp 50.6K

-28.27%

Tomato (1kg)

$1.88 RSD 189

$2.33 Rp 41.5K

-19.31%

Potato (1kg)

$1.03 RSD 104

$1.91 Rp 34.2K

-46.07%

Onion (1kg)

$0.92 RSD 92.8

$2.20 Rp 39.3K

-58.18%

Lettuce (1 head)

$0.57 RSD 57.1

$1.01 Rp 18.1K

-43.56%

Water (1.5 liter bottle)

$0.67 RSD 67.3

$0.78 Rp 13.8K

-14.10%

Cigarettes 20 Pack (Marlboro, Camel)

$4.41 RSD 444

$3.32 Rp 59.2K

32.83%

Wine (Bottle)

$6.78 RSD 682

$23.74 Rp 423.9K

-71.44%

Local Beer (0.5 liter bottle)

$0.79 RSD 79.3

$2.79 Rp 49.8K

-71.68%

Imported Beer (0.33 liter bottle)

$1.54 RSD 155

$2.86 Rp 51.1K

-46.15%

One-way Ticket (Public Transport)

$0.93 RSD 94.0

$0.27 Rp 4,800

244.44%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$1.65 RSD 166

$0.46 Rp 8,150

258.70%

Taxi (Normal Tariff) (1km)

$0.78 RSD 78.2

$0.45 Rp 8,037

73.33%

Taxi 1hour Waiting (Normal Tariff)

$7.79 RSD 784

$6.10 Rp 108.9K

27.70%

Gasoline (1 liter)

$1.73 RSD 174

$0.79 Rp 14.2K

118.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K RSD 3.1M

$26.1K Rp 467.0M

16.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K RSD 2.7M

$32.1K Rp 573.6M

-15.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$153 RSD 15.3K

$79.9 Rp 1.4M

90.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.63 RSD 1,673

$4.06 Rp 72.6K

309.61%

Internet (50+ Mbps, Unlimited Data)

$26.12 RSD 2,627

$23.52 Rp 420.0K

11.05%

Gym Membership (Monthly)

$45.18 RSD 4,544

$98.7 Rp 1.8M

-54.22%

Tennis Court (1 Hour on Weekend)

$16.33 RSD 1,642

$6.63 Rp 118.4K

146.30%

Cinema Ticket

$6.98 RSD 702

$4.15 Rp 74.1K

68.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 RSD 30.4K

$304 Rp 5.4M

-0.70%

International Primary School, 1 Child (Yearly)

$9,217 RSD 926.9K

$6,613 Rp 118.1M

39.37%

Jeans (Levis 501 Or Similar)

$89.6 RSD 9,010

$55.5 Rp 991.8K

61.31%

Summer Dress (H&M, Zara, etc)

$42.77 RSD 4,301

$38.31 Rp 684.1K

11.64%

Sport Shoes (Adidas, Nike)

$94.9 RSD 9,541

$88.6 Rp 1.6M

7.08%

Men's Leather Business Shoes

$102 RSD 10.3K

$77.9 Rp 1.4M

31.51%

1-bedroom Apartment, City Center (Monthly)

$495 RSD 49.8K

$1,006 Rp 18.0M

-50.78%

1-bedroom Apartment, Outside City Center (Monthly)

$349 RSD 35.1K

$675 Rp 12.1M

-48.32%

3-bedroom Apartment, City Center (Monthly)

$705 RSD 70.9K

$3,442 Rp 61.5M

-79.51%

3-bedroom Apartment, Outside City Center (Monthly)

$586 RSD 59.0K

$2,039 Rp 36.4M

-71.26%

Buy Apartment in City Center (m2)

$2,188 RSD 220.0K

$2,841 Rp 50.7M

-22.99%

Buy Apartment Outside City Center (m2)

$1,648 RSD 165.7K

$2,264 Rp 40.4M

-27.21%

Average Monthly Net Salary (After Tax)

$993 RSD 99.9K

$165 Rp 3.0M

500.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.45

13.28

-43.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pancevo: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $495 in Pancevo versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 501% higher in Pancevo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $30.00 in Pancevo versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $217 vs $302 – making Pancevo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pancevo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,110 in Pancevo, $1,419 in Ubud, Bali – roughly 28% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,666 per month in Pancevo and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pancevo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,110 in Pancevo and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $302 per month in Pancevo and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Pancevo, where all-in costs run around $1,110, than in Ubud, Bali at $1,419. In Pancevo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,110 in Pancevo to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Pancevo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.