Cost of Living Comparison Between Pancevo and Ubud, Bali Cost of Living Comparison Between Pancevo and Ubud, Bali

Monthly Cost of Living

A single person spends $1,112 per month in Pancevo vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,680 per month in Pancevo vs $2,585 in Ubud, Bali, rent included.

A family of three spends $2,249 per month in Pancevo vs $3,763 in Ubud, Bali, rent included.

Pancevo is about 21% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Pancevo sits 17% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Pancevo
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.23 RSD 740
$3.45 Rp 62.0K
109.57%
Three-Course Dinner for Two, Mid-Range
$29.07 RSD 2,974
$32.34 Rp 580.1K
-10.11%
Fast Food Meal (McDonalds, etc)
$10.16 RSD 1,040
$4.84 Rp 86.9K
109.92%
Cappuccino
$1.99 RSD 204
$2.75 Rp 49.3K
-27.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.85 RSD 190
$1.38 Rp 24.8K
34.06%
Water (0.33 liter bottle)
$1.29 RSD 132
$0.75 Rp 13.5K
72.00%
Local Beer (0.5 liter draught)
$2.40 RSD 245
$2.99 Rp 53.7K
-19.73%
Imported Beer (0.33 liter bottle)
$2.97 RSD 304
$3.85 Rp 69.1K
-22.86%
🛒 Groceries & Markets
Pancevo
Ubud, Bali
Difference
Milk (1 liter)
$1.39 RSD 142
$1.74 Rp 31.1K
-20.11%
White Bread (500g)
$0.80 RSD 81.4
$2.46 Rp 44.1K
-67.48%
Rice (white) (1kg)
$2.20 RSD 225
$1.17 Rp 21.0K
88.03%
Eggs
$2.42 RSD 248
$2.43 Rp 43.6K
-0.41%
Local Cheese (1kg)
$10.39 RSD 1,062
$14.50 Rp 260.2K
-28.34%
Chicken Fillets (1kg)
$7.65 RSD 782
$4.35 Rp 78.0K
75.86%
Beef Round Steak (1kg)
$11.97 RSD 1,224
$11.98 Rp 214.9K
-0.08%
Apples (1kg)
$1.14 RSD 117
$3.72 Rp 66.7K
-69.35%
Banana (1kg)
$1.79 RSD 183
$1.63 Rp 29.2K
9.82%
Oranges (1kg)
$1.95 RSD 199
$2.74 Rp 49.2K
-28.83%
Tomato (1kg)
$1.81 RSD 185
$2.24 Rp 40.2K
-19.20%
Potato (1kg)
$1.07 RSD 109
$1.92 Rp 34.4K
-44.27%
Onion (1kg)
$0.98 RSD 99.8
$2.28 Rp 40.8K
-57.02%
Lettuce (1 head)
$0.60 RSD 61.6
$1.06 Rp 19.1K
-43.40%
Water (1.5 liter bottle)
$0.68 RSD 69.1
$0.72 Rp 12.9K
-5.56%
Cigarettes 20 Pack (Marlboro, Camel)
$4.57 RSD 468
$3.29 Rp 58.9K
38.91%
Wine (Bottle)
$6.69 RSD 684
$23.19 Rp 416.1K
-71.15%
Local Beer (0.5 liter bottle)
$0.74 RSD 75.6
$2.78 Rp 49.8K
-73.38%
Imported Beer (0.33 liter bottle)
$1.55 RSD 158
$2.73 Rp 49.0K
-43.22%
🚌 Getting Around
Pancevo
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.93 RSD 95.5
$0.27 Rp 4,778
244.44%
Public Transport Monthly Pass (Regular Price)
-
$8.11 Rp 145.4K
-
Taxi Start (Normal Tariff)
$1.61 RSD 165
$0.48 Rp 8,659
235.42%
Taxi (Normal Tariff) (1km)
$0.83 RSD 85.1
$0.42 Rp 7,532
97.62%
Taxi 1hour Waiting (Normal Tariff)
$7.88 RSD 806
$6.22 Rp 111.6K
26.69%
Gasoline (1 liter)
$1.82 RSD 187
$0.81 Rp 14.6K
124.69%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.1K RSD 3.2M
$26.6K Rp 477.4M
17.00%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.9K RSD 2.7M
$32.2K Rp 577.4M
-16.52%
🧾 Monthly Utilities & Internet
Pancevo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$149 RSD 15.2K
$78.4 Rp 1.4M
89.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.71 RSD 1,710
$4.07 Rp 73.0K
310.57%
Internet (50+ Mbps, Unlimited Data)
$26.51 RSD 2,712
$24.33 Rp 436.4K
8.96%
🎉 Sport & Entertainment
Pancevo
Ubud, Bali
Difference
Gym Membership (Monthly)
$44.14 RSD 4,516
$98.6 Rp 1.8M
-55.24%
Tennis Court (1 Hour on Weekend)
$16.61 RSD 1,699
$6.34 Rp 113.7K
161.99%
Cinema Ticket
$7.17 RSD 734
$3.99 Rp 71.5K
79.70%
🧸 Childcare & Education
Pancevo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 RSD 30.4K
$305 Rp 5.5M
-2.68%
International Primary School, 1 Child (Yearly)
$9,081 RSD 929.0K
$6,642 Rp 119.2M
36.71%
👕👟 Clothing & Footwear
Pancevo
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$90.9 RSD 9,301
$54.1 Rp 971.2K
67.93%
Summer Dress (H&M, Zara, etc)
$42.90 RSD 4,388
$37.81 Rp 678.2K
13.46%
Sport Shoes (Adidas, Nike)
$95.4 RSD 9,760
$86.8 Rp 1.6M
9.86%
Men's Leather Business Shoes
$103 RSD 10.6K
$76.4 Rp 1.4M
35.42%
🏠 Accommodation & Living
Pancevo
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$489 RSD 50.0K
$992 Rp 17.8M
-50.75%
1-bedroom Apartment, Outside City Center (Monthly)
$341 RSD 34.9K
$673 Rp 12.1M
-49.25%
3-bedroom Apartment, City Center (Monthly)
$706 RSD 72.2K
$3,375 Rp 60.5M
-79.08%
3-bedroom Apartment, Outside City Center (Monthly)
$587 RSD 60.0K
$2,050 Rp 36.8M
-71.38%
Buy Apartment in City Center (m2)
$2,110 RSD 215.8K
$2,805 Rp 50.3M
-24.78%
Buy Apartment Outside City Center (m2)
$1,689 RSD 172.8K
$2,227 Rp 39.9M
-24.14%
💵 Salaries & Financials
Pancevo
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$975 RSD 99.7K
$167 Rp 3.0M
483.82%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.45
13.28
-43.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pancevo: July 14, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $489 in Pancevo versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 484% higher in Pancevo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29.00 in Pancevo versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $215 vs $297 – making Pancevo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pancevo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Pancevo and in Ubud, Bali compare overall?
Monthly costs with rent: $1,112 in Pancevo, $1,408 in Ubud, Bali – roughly 27% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Pancevo compared to Ubud, Bali?
For a comfortable life, plan on about $1,667 per month in Pancevo and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Pancevo and Ubud, Bali?
Rent is clearly cheaper in Pancevo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Pancevo or Ubud, Bali?
Monthly expenses with rent come to $1,112 in Pancevo and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
What is the difference in childcare costs between Pancevo and Ubud, Bali?
Kindergarten costs $297 per month in Pancevo and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Pancevo, where all-in costs run around $1,112, than in Ubud, Bali at $1,408. In Pancevo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Pancevo and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,112 in Pancevo to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Pancevo or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Pancevo and Ubud, Bali?
If budget matters most, go with Pancevo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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