Cost of Living Comparison Between Pancevo and Ubud, Bali Cost of Living Comparison Between Pancevo and Ubud, Bali

Monthly Cost of Living

A single person spends $1,194 per month in Pancevo vs $1,378 in Ubud, Bali, rent included.

A couple spends around $1,815 per month in Pancevo vs $2,327 in Ubud, Bali, rent included.

A family of three spends $2,436 per month in Pancevo vs $3,275 in Ubud, Bali, rent included.

Pancevo is about 13% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Pancevo sits 13% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.80 RSD 786

$3.33 Rp 58.7K

134.23%

Three-Course Dinner for Two, Mid-Range

$34.13 RSD 3,440

$35.82 Rp 630.7K

-4.72%

Fast Food Meal (McDonalds, etc)

$9.65 RSD 973

$5.63 Rp 99.1K

71.40%

Cappuccino

$2.01 RSD 203

$2.82 Rp 49.7K

-28.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.42 RSD 244

$1.75 Rp 30.8K

38.29%

Water (0.33 liter bottle)

$1.89 RSD 190

$0.80 Rp 14.0K

136.25%

Local Beer (0.5 liter draught)

$3.67 RSD 370

$3.04 Rp 53.6K

20.72%

Imported Beer (0.33 liter bottle)

$3.85 RSD 388

$4.30 Rp 75.7K

-10.47%

Milk (1 liter)

$1.49 RSD 150

$1.61 Rp 28.3K

-7.45%

White Bread (500g)

$0.99 RSD 100

$2.27 Rp 39.9K

-56.39%

Rice (white) (1kg)

$2.16 RSD 218

$1.17 Rp 20.6K

84.62%

Eggs

$2.55 RSD 257

$2.17 Rp 38.2K

17.51%

Local Cheese (1kg)

$10.42 RSD 1,050

$17.63 Rp 310.5K

-40.90%

Chicken Fillets (1kg)

$7.30 RSD 736

$4.05 Rp 71.4K

80.25%

Beef Round Steak (1kg)

$13.11 RSD 1,321

$12.18 Rp 214.5K

7.64%

Apples (1kg)

$1.11 RSD 112

$3.62 Rp 63.7K

-69.34%

Banana (1kg)

$1.77 RSD 178

$1.64 Rp 28.8K

7.93%

Oranges (1kg)

$1.99 RSD 200

$2.31 Rp 40.6K

-13.85%

Tomato (1kg)

$2.07 RSD 209

$1.96 Rp 34.5K

5.61%

Potato (1kg)

$0.92 RSD 92.8

$1.84 Rp 32.5K

-50.00%

Onion (1kg)

$0.75 RSD 75.4

$2.37 Rp 41.7K

-68.35%

Lettuce (1 head)

$0.65 RSD 66.0

$1.05 Rp 18.5K

-38.10%

Water (1.5 liter bottle)

$0.75 RSD 75.5

$0.54 Rp 9,560

38.89%

Cigarettes 20 Pack (Marlboro, Camel)

$4.89 RSD 493

$2.30 Rp 40.6K

112.61%

Wine (Bottle)

$6.75 RSD 680

$23.08 Rp 406.4K

-70.75%

Local Beer (0.5 liter bottle)

$0.75 RSD 76.0

$2.34 Rp 41.2K

-67.95%

Imported Beer (0.33 liter bottle)

$1.28 RSD 129

$3.07 Rp 54.0K

-58.31%

One-way Ticket (Public Transport)

$1.06 RSD 107

$0.25 Rp 4,365

324.00%

Public Transport Monthly Pass (Regular Price)

$39.92 RSD 4,023

$9.42 Rp 165.9K

323.78%

Taxi Start (Normal Tariff)

$1.92 RSD 194

$0.49 Rp 8,631

291.84%

Taxi (Normal Tariff) (1km)

$0.92 RSD 92.8

$0.47 Rp 8,349

95.74%

Taxi 1hour Waiting (Normal Tariff)

$8.20 RSD 827

$5.60 Rp 98.6K

46.43%

Gasoline (1 liter)

$1.87 RSD 189

$0.81 Rp 14.2K

130.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.0K RSD 3.2M

$25.0K Rp 440.3M

28.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K RSD 2.5M

$31.1K Rp 547.0M

-21.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$168 RSD 16.9K

$82.7 Rp 1.5M

103.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.33 RSD 2,351

$6.49 Rp 114.2K

259.48%

Internet (50+ Mbps, Unlimited Data)

$26.12 RSD 2,632

$18.79 Rp 330.8K

39.01%

Gym Membership (Monthly)

$44.80 RSD 4,515

$55.2 Rp 972.6K

-18.90%

Tennis Court (1 Hour on Weekend)

$20.10 RSD 2,026

$18.21 Rp 320.6K

10.38%

Cinema Ticket

$6.99 RSD 704

$4.30 Rp 75.7K

62.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$286 RSD 28.8K

$494 Rp 8.7M

-42.16%

International Primary School, 1 Child (Yearly)

$9,584 RSD 966.0K

$5,917 Rp 104.2M

61.97%

Jeans (Levis 501 Or Similar)

$91.2 RSD 9,190

$46.28 Rp 814.8K

97.02%

Summer Dress (H&M, Zara, etc)

$38.90 RSD 3,920

$36.44 Rp 641.6K

6.75%

Sport Shoes (Adidas, Nike)

$102 RSD 10.2K

$80.7 Rp 1.4M

25.82%

Men's Leather Business Shoes

$113 RSD 11.4K

$78.8 Rp 1.4M

43.77%

1-bedroom Apartment, City Center (Monthly)

$442 RSD 44.5K

$1,114 Rp 19.6M

-60.33%

1-bedroom Apartment, Outside City Center (Monthly)

$322 RSD 32.4K

$693 Rp 12.2M

-53.56%

3-bedroom Apartment, City Center (Monthly)

$728 RSD 73.4K

$3,639 Rp 64.1M

-79.98%

3-bedroom Apartment, Outside City Center (Monthly)

$586 RSD 59.1K

$1,712 Rp 30.1M

-65.77%

Buy Apartment in City Center (m2)

$2,149 RSD 216.6K

$2,761 Rp 48.6M

-22.15%

Buy Apartment Outside City Center (m2)

$1,706 RSD 172.0K

$2,293 Rp 40.4M

-25.58%

Average Monthly Net Salary (After Tax)

$993 RSD 100.1K

$167 Rp 2.9M

494.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.64

13.78

-66.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pancevo: September 5, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $442 in Pancevo versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 494% higher in Pancevo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $34.00 in Pancevo versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $221 vs $294 – making Pancevo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pancevo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,194 in Pancevo, $1,378 in Ubud, Bali – roughly 15% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,791 per month in Pancevo and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pancevo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 33% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $34.00 in Pancevo and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Pancevo, where all-in costs run around $1,194, than in Ubud, Bali at $1,378. In Pancevo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,194 in Pancevo to $1,378 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Pancevo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.