Last update: Oct 2026

Cost of Living Comparison Between Pancevo and Ubud, Bali

For one person, living is cheaper in Pancevo: $1,146 a month against $1,349 in Ubud, Bali, rent and utilities included – about $2,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

55

Cost of Living Index in Pancevo
Learn more

Pancevo Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Pancevo

🇷🇸 Serbia

$1,146

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Pancevo and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pancevo and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,146 per month in Pancevo vs $1,349 in Ubud, Bali, rent included.

Pancevo $1,146
Ubud, Bali $1,349

A couple spends around $1,746 per month in Pancevo vs $2,305 in Ubud, Bali, rent included.

Pancevo $1,746
Ubud, Bali $2,305

A family of three spends $2,346 per month in Pancevo vs $3,261 in Ubud, Bali, rent included.

Pancevo $2,346
Ubud, Bali $3,261

Pancevo is about 15% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$8.72 RSD 918

$3.32 Rp 60.4K

162.65%

Three-Course Dinner for Two, Mid-Range

$33.51 RSD 3,531

$35.64 Rp 647.8K

-5.98%

Fast Food Meal (McDonalds, etc)

$9.65 RSD 1,017

$5.53 Rp 100.6K

74.50%

Cappuccino

$1.92 RSD 203

$2.72 Rp 49.4K

-29.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.36 RSD 248

$1.70 Rp 30.9K

38.82%

Water (0.33 liter bottle)

$1.71 RSD 180

$0.76 Rp 13.8K

125.00%

Local Beer (0.5 liter draught)

$3.67 RSD 386

$2.65 Rp 48.2K

38.49%

Imported Beer (0.33 liter bottle)

$4.15 RSD 437

$4.38 Rp 79.6K

-5.25%

Milk (1 liter)

$1.40 RSD 148

$1.49 Rp 27.1K

-6.04%

White Bread (500g)

$1.01 RSD 107

$2.28 Rp 41.4K

-55.70%

Rice (white) (1kg)

$2.00 RSD 211

$1.19 Rp 21.6K

68.07%

Eggs

$2.50 RSD 263

$2.04 Rp 37.0K

22.55%

Local Cheese (1kg)

$10.04 RSD 1,057

$17.70 Rp 321.7K

-43.28%

Chicken Fillets (1kg)

$6.86 RSD 723

$3.96 Rp 72.0K

73.23%

Beef Round Steak (1kg)

$12.15 RSD 1,280

$12.19 Rp 221.6K

-0.33%

Apples (1kg)

$1.11 RSD 116

$3.66 Rp 66.4K

-69.67%

Banana (1kg)

$1.70 RSD 179

$1.52 Rp 27.6K

11.84%

Oranges (1kg)

$1.82 RSD 192

$2.23 Rp 40.5K

-18.39%

Tomato (1kg)

$2.06 RSD 217

$1.97 Rp 35.9K

4.57%

Potato (1kg)

$0.94 RSD 98.8

$1.85 Rp 33.6K

-49.19%

Onion (1kg)

$0.78 RSD 82.4

$2.42 Rp 44.1K

-67.77%

Lettuce (1 head)

$0.65 RSD 68.9

$0.99 Rp 18.0K

-34.34%

Water (1.5 liter bottle)

$0.69 RSD 72.7

$0.51 Rp 9,332

35.29%

Cigarettes 20 Pack (Marlboro, Camel)

$4.57 RSD 482

$2.22 Rp 40.4K

105.86%

Wine (Bottle)

$6.76 RSD 712

$22.24 Rp 404.2K

-69.60%

Local Beer (0.5 liter bottle)

$0.76 RSD 80.2

$2.26 Rp 41.1K

-66.37%

Imported Beer (0.33 liter bottle)

$1.29 RSD 136

$2.97 Rp 54.0K

-56.57%

One-way Ticket (Public Transport)

$1.03 RSD 108

$0.25 Rp 4,562

312.00%

Public Transport Monthly Pass (Regular Price)

$37.37 RSD 3,938

$7.82 Rp 142.2K

377.88%

Taxi Start (Normal Tariff)

$1.84 RSD 194

$0.44 Rp 7,989

318.18%

Taxi (Normal Tariff) (1km)

$0.84 RSD 88.8

$0.43 Rp 7,817

95.35%

Taxi 1hour Waiting (Normal Tariff)

$8.17 RSD 861

$5.41 Rp 98.3K

51.02%

Gasoline (1 liter)

$1.87 RSD 197

$0.82 Rp 15.0K

128.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K RSD 3.2M

$23.8K Rp 433.3M

27.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.3K RSD 2.5M

$31.7K Rp 577.0M

-26.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 RSD 16.9K

$79.1 Rp 1.4M

102.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.24 RSD 2,344

$6.45 Rp 117.2K

244.81%

Internet (50+ Mbps, Unlimited Data)

$25.22 RSD 2,657

$18.58 Rp 337.7K

35.74%

Gym Membership (Monthly)

$43.53 RSD 4,587

$49.48 Rp 899.4K

-12.03%

Tennis Court (1 Hour on Weekend)

$19.30 RSD 2,034

$17.65 Rp 320.8K

9.35%

Cinema Ticket

$6.80 RSD 716

$4.27 Rp 77.7K

59.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$269 RSD 28.3K

$491 Rp 8.9M

-45.26%

International Primary School, 1 Child (Yearly)

$8,978 RSD 946.0K

$5,674 Rp 103.1M

58.23%

Jeans (Levis 501 Or Similar)

$88.4 RSD 9,316

$44.64 Rp 811.4K

98.07%

Summer Dress (H&M, Zara, etc)

$39.25 RSD 4,136

$34.95 Rp 635.3K

12.30%

Sport Shoes (Adidas, Nike)

$99.3 RSD 10.5K

$79.9 Rp 1.5M

24.28%

Men's Leather Business Shoes

$111 RSD 11.7K

$79.4 Rp 1.4M

40.07%

1-bedroom Apartment, City Center (Monthly)

$420 RSD 44.2K

$1,125 Rp 20.4M

-62.68%

1-bedroom Apartment, Outside City Center (Monthly)

$305 RSD 32.1K

$671 Rp 12.2M

-54.58%

3-bedroom Apartment, City Center (Monthly)

$693 RSD 73.0K

$3,565 Rp 64.8M

-80.56%

3-bedroom Apartment, Outside City Center (Monthly)

$560 RSD 59.0K

$1,723 Rp 31.3M

-67.49%

Buy Apartment in City Center (m2)

$2,176 RSD 229.3K

$2,732 Rp 49.6M

-20.34%

Buy Apartment Outside City Center (m2)

$1,762 RSD 185.6K

$2,284 Rp 41.5M

-22.88%

Average Monthly Net Salary (After Tax)

$946 RSD 99.7K

$164 Rp 3.0M

477.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.61

13.78

-66.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pancevo: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Pancevo

$305 26.6%

Ubud, Bali

$672 49.8% 120% $366

Groceries & Markets

Pancevo

$212 18.5%

Ubud, Bali

$288 21.4% 36.4% $77

Monthly Utilities & Internet

Pancevo

$208 18.1%

Ubud, Bali

$104 7.7% 49.9% $104

Eating Out

Pancevo

$165 14.4%

Ubud, Bali

$108 8% 34.6% $57

Clothing & Footwear

Pancevo

$152 13.3%

Ubud, Bali

$108 8% 29.4% $45

Sport & Entertainment

Pancevo

$57 5%

Ubud, Bali

$58 4.3% 1.6% $0.9

Getting Around

Pancevo

$48 4.2%

Ubud, Bali

$11 0.9% 76% $36

Cost Breakdown

A central one-bedroom costs $420 in Pancevo versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Pancevo are about 5.8 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $34 in Pancevo versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $212 vs $288 – making Pancevo the more affordable choice for daily food spending.

Good to know

🇷🇸 Pancevo

🇮🇩 Ubud, Bali

🕒 Local time

19:05 7:05 PM

02:05 2:05 AM

7 h ahead of Pancevo

🌤 Weather

👥 Population

73,401

74,800

💱 Currency

Serbian Dinar RSD din

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 RSD = 9.49 USD

1,000 RSD = 8.53 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 28, 2026: 1 USD = 105 RSD (1,000 RSD = 9.49 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to RSD in detail →

On the map

Lowest

Highest

Between locations

Pancevo Ubud, Bali 11,040 km ≈ 14 h nonstop flight

From you

Pancevo
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pancevo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,146 in Pancevo, $1,349 in Ubud, Bali – roughly 18% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,719 per month in Pancevo and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pancevo, especially for central apartments: a one-bedroom in the center costs $420 there versus $1,125 in Ubud, Bali.

Groceries cost about 36% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $34 in Pancevo and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 covers both cities comfortably – all-in costs are $1,146 in Pancevo and $1,349 in Ubud, Bali, leaving budget for savings and extras in both cases.

Families tend to lean toward Pancevo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.