Cost of Living Comparison Between Ubud, Bali and Panaji Cost of Living Comparison Between Ubud, Bali and Panaji

😐 Solo nomad: Ubud, Bali is 129.7% more expensive than Panaji without rent, and 188.6% more expensive with rent.
😐 Family of 3: Ubud, Bali is 95.5% more expensive than Panaji without rent, and 248.6% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Panaji
Difference
Meal at Budget Restaurant
$3.48 Rp 59.7K
$3.39 ₹315
2.65%
Three-Course Dinner for Two, Mid-Range
$32.88 Rp 563.6K
$17.20 ₹1,598
91.16%
Fast Food Meal (McDonalds, etc)
$5.09 Rp 87.3K
$3.93 ₹365
29.52%
Cappuccino
$2.75 Rp 47.1K
$2.21 ₹205
24.43%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 23.7K
$0.48 ₹44.61
187.50%
Water (0.33 liter bottle)
$0.71 Rp 12.2K
$0.21 ₹19.81
238.10%
Local Beer (0.5 liter draught)
$2.88 Rp 49.3K
$1.17 ₹109
146.15%
Imported Beer (0.33 liter bottle)
$3.87 Rp 66.3K
$2.08 ₹194
86.06%
🛒 Groceries & Markets
Ubud, Bali
Panaji
Difference
Milk (1 liter)
$1.79 Rp 30.7K
$0.76 ₹70.5
135.53%
White Bread (500g)
$2.45 Rp 41.9K
$0.47 ₹43.58
421.28%
Rice (white) (1kg)
$1.21 Rp 20.7K
$0.81 ₹75.3
49.38%
Eggs
$2.39 Rp 40.9K
$1.03 ₹96.0
132.04%
Local Cheese (1kg)
$14.70 Rp 252.0K
$5.62 ₹522
161.57%
Chicken Fillets (1kg)
$4.24 Rp 72.7K
$3.86 ₹359
9.84%
Beef Round Steak (1kg)
$12.08 Rp 207.0K
-
-
Apples (1kg)
$3.66 Rp 62.8K
$2.54 ₹236
44.09%
Banana (1kg)
$1.61 Rp 27.5K
$0.91 ₹84.8
76.92%
Oranges (1kg)
$2.72 Rp 46.6K
$1.33 ₹124
104.51%
Tomato (1kg)
$2.27 Rp 38.9K
$0.65 ₹60.4
249.23%
Potato (1kg)
$1.90 Rp 32.6K
$0.46 ₹42.67
313.04%
Onion (1kg)
$2.30 Rp 39.4K
$0.45 ₹41.88
411.11%
Lettuce (1 head)
$1.02 Rp 17.4K
$0.92 ₹85.2
10.87%
Water (1.5 liter bottle)
$0.78 Rp 13.3K
$0.37 ₹34.77
110.81%
Cigarettes 20 Pack (Marlboro, Camel)
$3.24 Rp 55.6K
$2.89 ₹269
12.11%
Wine (Bottle)
$24.06 Rp 412.4K
$7.25 ₹674
231.86%
Local Beer (0.5 liter bottle)
$2.84 Rp 48.7K
$1.06 ₹98.5
167.92%
Imported Beer (0.33 liter bottle)
$2.79 Rp 47.8K
$3.50 ₹326
-20.29%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$4.71 ₹437
-
🚌 Getting Around
Ubud, Bali
Panaji
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,607
$0.15 ₹13.48
80.00%
Public Transport Monthly Pass (Regular Price)
$8.24 Rp 141.3K
$7.01 ₹651
17.55%
Taxi Start (Normal Tariff)
$0.45 Rp 7,702
$0.46 ₹42.42
-2.17%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,300
-
-
Taxi 1hour Waiting (Normal Tariff)
$6.02 Rp 103.2K
$1.41 ₹131
326.95%
Gasoline (1 liter)
$0.86 Rp 14.7K
$1.15 ₹107
-25.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 446.8M
$10.6K ₹980.5K
146.96%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 543.3M
$24.2K ₹2.2M
30.98%
🧾 Monthly Utilities & Internet
Ubud, Bali
Panaji
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.3 Rp 1.3M
$22.89 ₹2,127
242.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.00 Rp 68.5K
$4.39 ₹408
-8.88%
Internet (50+ Mbps, Unlimited Data)
$24.35 Rp 417.5K
$9.78 ₹908
148.98%
🎉 Sport & Entertainment
Ubud, Bali
Panaji
Difference
Gym Membership (Monthly)
$95.8 Rp 1.6M
$34.95 ₹3,247
174.02%
Tennis Court (1 Hour on Weekend)
$6.46 Rp 110.7K
$3.48 ₹323
85.63%
Cinema Ticket
$4.01 Rp 68.7K
$3.15 ₹293
27.30%
🧸 Childcare & Education
Ubud, Bali
Panaji
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$302 Rp 5.2M
$61.0 ₹5,667
394.41%
International Primary School, 1 Child (Yearly)
$6,545 Rp 112.2M
$1,624 ₹150.9K
303.05%
👕👟 Clothing & Footwear
Ubud, Bali
Panaji
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 915.7K
$40.12 ₹3,728
33.15%
Summer Dress (H&M, Zara, etc)
$38.55 Rp 660.8K
$29.38 ₹2,729
31.21%
Sport Shoes (Adidas, Nike)
$89.1 Rp 1.5M
$23.38 ₹2,172
280.97%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$17.31 ₹1,608
355.81%
🏠 Accommodation & Living
Ubud, Bali
Panaji
Difference
1-bedroom Apartment, City Center (Monthly)
$1,016 Rp 17.4M
$191 ₹17.8K
431.08%
1-bedroom Apartment, Outside City Center (Monthly)
$672 Rp 11.5M
$148 ₹13.7K
355.60%
3-bedroom Apartment, City Center (Monthly)
$3,368 Rp 57.7M
$389 ₹36.1K
766.07%
3-bedroom Apartment, Outside City Center (Monthly)
$2,108 Rp 36.1M
$288 ₹26.8K
631.45%
Buy Apartment in City Center (m2)
$3,001 Rp 51.4M
$912 ₹84.7K
229.20%
Buy Apartment Outside City Center (m2)
$2,337 Rp 40.1M
$677 ₹62.9K
244.96%
💵 Salaries & Financials
Ubud, Bali
Panaji
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3.0M
$187 ₹17.4K
-4.98%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
9.62
38.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Panaji: April 11, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Ubud, Bali vs other spots: cost of living compared

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