Cost of Living Comparison Between Ubud, Bali and Panadura Cost of Living Comparison Between Ubud, Bali and Panadura

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $501 in Panadura, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $816 in Panadura, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,131 in Panadura, rent included.

Ubud, Bali costs about 173% more than Panadura, driven mainly by Sport & Entertainment.

Ubud, Bali sits 0% above the global median, while Panadura is 63% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Panadura
Difference
Meal at Budget Restaurant
$3.44 Rp 61.0K
$4.47 LKR 1,479
-23.04%
Three-Course Dinner for Two, Mid-Range
$36.31 Rp 644.2K
$25.83 LKR 8,542
40.57%
Fast Food Meal (McDonalds, etc)
$5.71 Rp 101.2K
$7.49 LKR 2,476
-23.77%
Cappuccino
$2.67 Rp 47.4K
$2.45 LKR 811
8.98%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 31.0K
$0.69 LKR 228
153.62%
Water (0.33 liter bottle)
$0.87 Rp 15.5K
$0.25 LKR 82.6
248.00%
Local Beer (0.5 liter draught)
$2.95 Rp 52.4K
$2.26 LKR 749
30.53%
Imported Beer (0.33 liter bottle)
$4.52 Rp 80.2K
$3.06 LKR 1,013
47.71%
🛒 Groceries & Markets
Ubud, Bali
Panadura
Difference
Milk (1 liter)
$1.62 Rp 28.7K
$1.63 LKR 540
-0.61%
White Bread (500g)
$2.33 Rp 41.3K
$0.53 LKR 174
339.62%
Rice (white) (1kg)
$1.11 Rp 19.6K
$0.74 LKR 246
50.00%
Eggs
$2.20 Rp 39.0K
$1.66 LKR 549
32.53%
Local Cheese (1kg)
$17.69 Rp 313.9K
$13.28 LKR 4,390
33.21%
Chicken Fillets (1kg)
$4.10 Rp 72.7K
$5.16 LKR 1,708
-20.54%
Beef Round Steak (1kg)
$12.18 Rp 216.0K
$7.38 LKR 2,441
65.04%
Apples (1kg)
$3.71 Rp 65.8K
$6.68 LKR 2,207
-44.46%
Banana (1kg)
$1.59 Rp 28.2K
$0.88 LKR 290
80.68%
Oranges (1kg)
$2.28 Rp 40.5K
$4.22 LKR 1,396
-45.97%
Tomato (1kg)
$1.95 Rp 34.7K
$1.29 LKR 426
51.16%
Potato (1kg)
$1.91 Rp 33.8K
$1.06 LKR 350
80.19%
Onion (1kg)
$2.33 Rp 41.4K
$0.75 LKR 249
210.67%
Lettuce (1 head)
$1.01 Rp 17.9K
$0.96 LKR 318
5.21%
Water (1.5 liter bottle)
$0.55 Rp 9,791
$0.48 LKR 160
14.58%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 39.6K
$10.19 LKR 3,368
-78.12%
Wine (Bottle)
$23.07 Rp 409.3K
$13.51 LKR 4,466
70.76%
Local Beer (0.5 liter bottle)
$2.42 Rp 42.9K
$1.99 LKR 658
21.61%
Imported Beer (0.33 liter bottle)
$3.00 Rp 53.2K
$2.90 LKR 959
3.45%
🚌 Getting Around
Ubud, Bali
Panadura
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,823
-
-
Public Transport Monthly Pass (Regular Price)
$8.98 Rp 159.4K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,582
$0.42 LKR 139
14.29%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,693
$0.39 LKR 128
10.26%
Taxi 1hour Waiting (Normal Tariff)
$5.64 Rp 100.1K
$0.94 LKR 310
500.00%
Gasoline (1 liter)
$0.80 Rp 14.3K
$1.33 LKR 440
-39.85%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K Rp 442.5M
$30.2K LKR 10.0M
-17.27%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 562.6M
$43.2K LKR 14.3M
-26.58%
🧾 Monthly Utilities & Internet
Ubud, Bali
Panadura
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$81.5 Rp 1.4M
$55.8 LKR 18.4K
46.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 115.2K
$4.29 LKR 1,419
51.28%
Internet (50+ Mbps, Unlimited Data)
$18.77 Rp 333.0K
$21.25 LKR 7,027
-11.67%
🎉 Sport & Entertainment
Ubud, Bali
Panadura
Difference
Gym Membership (Monthly)
$56.9 Rp 1.0M
-
-
Tennis Court (1 Hour on Weekend)
$18.73 Rp 332.3K
-
-
Cinema Ticket
$4.54 Rp 80.5K
$4.29 LKR 1,418
5.83%
🧸 Childcare & Education
Ubud, Bali
Panadura
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$481 Rp 8.5M
$37.64 LKR 12.4K
1177.02%
International Primary School, 1 Child (Yearly)
$5,711 Rp 101.3M
$1,198 LKR 396.0K
376.87%
👕👟 Clothing & Footwear
Ubud, Bali
Panadura
Difference
Jeans (Levis 501 Or Similar)
$45.52 Rp 807.5K
$19.88 LKR 6,575
128.97%
Summer Dress (H&M, Zara, etc)
$35.88 Rp 636.6K
$16.49 LKR 5,452
117.59%
Sport Shoes (Adidas, Nike)
$80.4 Rp 1.4M
$80.0 LKR 26.5K
0.47%
Men's Leather Business Shoes
$78.7 Rp 1.4M
$43.25 LKR 14.3K
81.90%
🏠 Accommodation & Living
Ubud, Bali
Panadura
Difference
1-bedroom Apartment, City Center (Monthly)
$1,115 Rp 19.8M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$698 Rp 12.4M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,637 Rp 64.5M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,737 Rp 30.8M
-
-
Buy Apartment in City Center (m2)
$2,784 Rp 49.4M
-
-
Buy Apartment Outside City Center (m2)
$2,290 Rp 40.6M
-
-
💵 Salaries & Financials
Ubud, Bali
Panadura
Difference
Average Monthly Net Salary (After Tax)
$168 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
12.69
8.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Panadura: September 13, 2026

Cost Breakdown

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $26.00 in Panadura. Monthly groceries follow the same trend: $295 vs $238 – making Panadura the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Panadura: Cost of Living - Frequently Asked Questions
Is Panadura cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 173%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $752 in Panadura. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What are total monthly expenses in Ubud, Bali and in Panadura?
Monthly expenses with rent come to $1,368 in Ubud, Bali and $501 in Panadura. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $481 per month in Ubud, Bali and $37.64 in Panadura. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Ubud, Bali or in Panadura?
A $1,500 monthly budget goes further in Panadura, where all-in costs run around $501, than in Ubud, Bali at $1,368. In Panadura it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Panadura more family-friendly?
Families tend to lean toward Panadura – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Panadura?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Panadura. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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