Cost of Living Comparison Between Ubud, Bali and Panadura Cost of Living Comparison Between Ubud, Bali and Panadura

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $524 in Panadura, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $849 in Panadura, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,174 in Panadura, rent included.

Ubud, Bali costs about 169% more than Panadura, driven mainly by Sport & Entertainment.

Ubud, Bali sits 5% above the global median, while Panadura is 61% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Panadura
Difference
Meal at Budget Restaurant
$3.45 Rp 62.1K
$4.06 LKR 1,364
-15.02%
Three-Course Dinner for Two, Mid-Range
$32.34 Rp 581.1K
$25.61 LKR 8,606
26.28%
Fast Food Meal (McDonalds, etc)
$4.84 Rp 87.1K
$8.40 LKR 2,824
-42.38%
Cappuccino
$2.75 Rp 49.4K
$2.66 LKR 896
3.38%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.9K
$0.69 LKR 232
100.00%
Water (0.33 liter bottle)
$0.75 Rp 13.5K
$0.41 LKR 138
82.93%
Local Beer (0.5 liter draught)
$2.99 Rp 53.8K
$2.39 LKR 805
25.10%
Imported Beer (0.33 liter bottle)
$3.85 Rp 69.2K
$3.43 LKR 1,152
12.24%
🛒 Groceries & Markets
Ubud, Bali
Panadura
Difference
Milk (1 liter)
$1.74 Rp 31.2K
$1.69 LKR 568
2.96%
White Bread (500g)
$2.46 Rp 44.2K
$0.56 LKR 187
339.29%
Rice (white) (1kg)
$1.17 Rp 21.0K
$0.82 LKR 276
42.68%
Eggs
$2.43 Rp 43.7K
$2.11 LKR 708
15.17%
Local Cheese (1kg)
$14.50 Rp 260.6K
$13.86 LKR 4,657
4.62%
Chicken Fillets (1kg)
$4.35 Rp 78.2K
$4.61 LKR 1,550
-5.64%
Beef Round Steak (1kg)
$11.98 Rp 215.3K
$7.86 LKR 2,640
52.42%
Apples (1kg)
$3.72 Rp 66.8K
$7.63 LKR 2,565
-51.25%
Banana (1kg)
$1.63 Rp 29.2K
$1.11 LKR 373
46.85%
Oranges (1kg)
$2.74 Rp 49.3K
$5.73 LKR 1,924
-52.18%
Tomato (1kg)
$2.24 Rp 40.3K
$1.21 LKR 408
85.12%
Potato (1kg)
$1.92 Rp 34.5K
$1.11 LKR 373
72.97%
Onion (1kg)
$2.28 Rp 40.9K
$1.42 LKR 477
60.56%
Lettuce (1 head)
$1.06 Rp 19.1K
$1.18 LKR 398
-10.17%
Water (1.5 liter bottle)
$0.72 Rp 12.9K
$0.57 LKR 190
26.32%
Cigarettes 20 Pack (Marlboro, Camel)
$3.29 Rp 59.0K
$10.00 LKR 3,359
-67.10%
Wine (Bottle)
$23.19 Rp 416.8K
$12.51 LKR 4,203
85.37%
Local Beer (0.5 liter bottle)
$2.78 Rp 49.9K
$2.01 LKR 674
38.31%
Imported Beer (0.33 liter bottle)
$2.73 Rp 49.1K
$2.90 LKR 974
-5.86%
🚌 Getting Around
Ubud, Bali
Panadura
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,786
-
-
Public Transport Monthly Pass (Regular Price)
$8.11 Rp 145.7K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,675
$0.42 LKR 141
14.29%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,545
$0.33 LKR 109
27.27%
Taxi 1hour Waiting (Normal Tariff)
$6.22 Rp 111.8K
$0.60 LKR 202
936.67%
Gasoline (1 liter)
$0.81 Rp 14.6K
$1.26 LKR 424
-35.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 478.2M
$27.1K LKR 9.1M
-1.98%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 578.5M
$35.3K LKR 11.9M
-8.91%
🧾 Monthly Utilities & Internet
Ubud, Bali
Panadura
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$59.9 LKR 20.1K
30.82%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.07 Rp 73.1K
$4.25 LKR 1,429
-4.24%
Internet (50+ Mbps, Unlimited Data)
$24.33 Rp 437.1K
$15.04 LKR 5,053
61.77%
🎉 Sport & Entertainment
Ubud, Bali
Panadura
Difference
Gym Membership (Monthly)
$98.6 Rp 1.8M
-
-
Tennis Court (1 Hour on Weekend)
$6.34 Rp 113.9K
-
-
Cinema Ticket
$3.99 Rp 71.6K
$3.45 LKR 1,158
15.65%
🧸 Childcare & Education
Ubud, Bali
Panadura
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$305 Rp 5.5M
$36.13 LKR 12.1K
744.26%
International Primary School, 1 Child (Yearly)
$6,642 Rp 119.4M
$435 LKR 146.2K
1426.37%
👕👟 Clothing & Footwear
Ubud, Bali
Panadura
Difference
Jeans (Levis 501 Or Similar)
$54.1 Rp 972.9K
$27.24 LKR 9,154
98.75%
Summer Dress (H&M, Zara, etc)
$37.81 Rp 679.4K
$19.45 LKR 6,535
94.40%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.6M
$69.9 LKR 23.5K
24.32%
Men's Leather Business Shoes
$76.4 Rp 1.4M
$38.14 LKR 12.8K
100.18%
🏠 Accommodation & Living
Ubud, Bali
Panadura
Difference
1-bedroom Apartment, City Center (Monthly)
$992 Rp 17.8M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,375 Rp 60.7M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$2,050 Rp 36.8M
-
-
Buy Apartment in City Center (m2)
$2,805 Rp 50.4M
-
-
Buy Apartment Outside City Center (m2)
$2,227 Rp 40.0M
-
-
💵 Salaries & Financials
Ubud, Bali
Panadura
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
16.45
-19.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Panadura: July 11, 2026

Cost Breakdown

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $26.00 in Panadura. Monthly groceries follow the same trend: $297 vs $255 – making Panadura the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Panadura: Cost of Living - Frequently Asked Questions
Is Panadura cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 169%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $786 in Panadura. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What are total monthly expenses in Ubud, Bali and in Panadura?
Monthly expenses with rent come to $1,408 in Ubud, Bali and $524 in Panadura. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $305 per month in Ubud, Bali and $36.13 in Panadura. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Ubud, Bali or in Panadura?
A $1,500 monthly budget goes further in Panadura, where all-in costs run around $524, than in Ubud, Bali at $1,408. In Panadura it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Panadura more family-friendly?
Families tend to lean toward Panadura – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Panadura?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Panadura. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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