Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Panadura

For one person, living is cheaper in Panadura: $512 a month against $1,331 in Ubud, Bali, rent and utilities included – about $9,800 less a year. Rent and utilities account for most of the difference.

Ubud, Bali, Indonesia
Panadura, Sri Lanka
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Panadura
🇱🇰 Sri Lanka
$512
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Panadura

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Panadura actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $512 in Panadura, rent included.

  • Ubud, Bali $1,331
  • Panadura $512

A couple spends around $2,255 per month in Ubud, Bali vs $831 in Panadura, rent included.

  • Ubud, Bali $2,255
  • Panadura $831

A family of three spends $3,180 per month in Ubud, Bali vs $1,150 in Panadura, rent included.

  • Ubud, Bali $3,180
  • Panadura $1,150

Ubud, Bali costs about 160% more than Panadura, and outside of rent the biggest gap is in leisure.

Both Ubud, Bali and Panadura are more affordable than the global median – Ubud, Bali 2% lower, Panadura 62% lower.

Currency
🍽 Eating Out
Ubud, Bali
Panadura
Difference
Meal at Budget Restaurant
$3.38 Rp 61.2K
$3.86 LKR 1,285
-12.44%
Three-Course Dinner for Two, Mid-Range
$34.65 Rp 628.6K
$24.93 LKR 8,292
38.99%
Fast Food Meal (McDonalds, etc)
$5.57 Rp 101.1K
$7.50 LKR 2,496
-25.73%
Cappuccino
$2.62 Rp 47.5K
$2.53 LKR 841
3.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 Rp 27.9K
$0.69 LKR 229
123.19%
Water (0.33 liter bottle)
$0.64 Rp 11.6K
$0.27 LKR 89.9
137.04%
Local Beer (0.5 liter draught)
$2.67 Rp 48.4K
$2.23 LKR 742
19.73%
Imported Beer (0.33 liter bottle)
$4.26 Rp 77.3K
$2.97 LKR 988
43.43%
🛒 Groceries & Markets
Ubud, Bali
Panadura
Difference
Milk (1 liter)
$1.46 Rp 26.5K
$1.64 LKR 546
-10.98%
White Bread (500g)
$2.29 Rp 41.6K
$0.57 LKR 190
301.75%
Rice (white) (1kg)
$1.11 Rp 20.1K
$0.77 LKR 256
44.16%
Eggs
$2.10 Rp 38.1K
$1.69 LKR 561
24.26%
Local Cheese (1kg)
$15.94 Rp 289.2K
$15.46 LKR 5,141
3.10%
Chicken Fillets (1kg)
$3.88 Rp 70.4K
$5.07 LKR 1,686
-23.47%
Beef Round Steak (1kg)
$11.40 Rp 206.8K
$7.49 LKR 2,493
52.20%
Apples (1kg)
$3.55 Rp 64.4K
$6.47 LKR 2,153
-45.13%
Banana (1kg)
$1.54 Rp 27.9K
$0.83 LKR 277
85.54%
Oranges (1kg)
$2.23 Rp 40.5K
$4.26 LKR 1,415
-47.65%
Tomato (1kg)
$1.97 Rp 35.8K
$1.34 LKR 445
47.01%
Potato (1kg)
$1.86 Rp 33.7K
$1.08 LKR 360
72.22%
Onion (1kg)
$2.42 Rp 43.9K
$0.83 LKR 277
191.57%
Lettuce (1 head)
$1.02 Rp 18.6K
$1.21 LKR 404
-15.70%
Water (1.5 liter bottle)
$0.52 Rp 9,475
$0.46 LKR 152
13.04%
Cigarettes 20 Pack (Marlboro, Camel)
$2.20 Rp 39.9K
$10.40 LKR 3,458
-78.85%
Wine (Bottle)
$21.79 Rp 395.2K
$13.46 LKR 4,477
61.89%
Local Beer (0.5 liter bottle)
$2.33 Rp 42.2K
$1.97 LKR 655
18.27%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$2.81 LKR 936
5.69%
🚌 Getting Around
Ubud, Bali
Panadura
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,542
-
-
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 148.3K
-
-
Taxi Start (Normal Tariff)
$0.44 Rp 7,941
$0.37 LKR 124
18.92%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,489
$0.31 LKR 103
51.61%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 101.6K
$0.92 LKR 305
508.70%
Gasoline (1 liter)
$0.83 Rp 15.0K
$1.31 LKR 436
-36.64%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K Rp 443.5M
$43.4K LKR 14.4M
-43.62%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.0M
$45.3K LKR 15.1M
-30.09%
🧾 Monthly Utilities & Internet
Ubud, Bali
Panadura
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$77.5 Rp 1.4M
$56.9 LKR 18.9K
36.19%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.14 Rp 111.5K
$4.19 LKR 1,393
46.54%
Internet (50+ Mbps, Unlimited Data)
$18.92 Rp 343.1K
$20.90 LKR 6,951
-9.47%
🎉 Sport & Entertainment
Ubud, Bali
Panadura
Difference
Gym Membership (Monthly)
$51.0 Rp 925.0K
-
-
Tennis Court (1 Hour on Weekend)
$18.25 Rp 331.0K
-
-
Cinema Ticket
$4.38 Rp 79.5K
$4.55 LKR 1,512
-3.74%
🧸 Childcare & Education
Ubud, Bali
Panadura
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$492 Rp 8.9M
$40.02 LKR 13.3K
1130.43%
International Primary School, 1 Child (Yearly)
$12.2K Rp 221.7M
$17.6K LKR 5.8M
-30.37%
👕👟 Clothing & Footwear
Ubud, Bali
Panadura
Difference
Jeans (Levis 501 Or Similar)
$45.16 Rp 819.2K
$17.74 LKR 5,899
154.57%
Summer Dress (H&M, Zara, etc)
$34.89 Rp 632.9K
$17.50 LKR 5,820
99.37%
Sport Shoes (Adidas, Nike)
$78.3 Rp 1.4M
$77.4 LKR 25.8K
1.14%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$41.97 LKR 14.0K
85.54%
🏠 Accommodation & Living
Ubud, Bali
Panadura
Difference
1-bedroom Apartment, City Center (Monthly)
$1,078 Rp 19.5M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 12.1M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,510 Rp 63.7M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,671 Rp 30.3M
-
-
Buy Apartment in City Center (m2)
$2,340 Rp 42.4M
-
-
Buy Apartment Outside City Center (m2)
$2,236 Rp 40.6M
-
-
💵 Salaries & Financials
Ubud, Bali
Panadura
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
12.5
10.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Panadura: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$665
Panadura
- * 100%
Groceries & Markets
Ubud, Bali
$279
Panadura
$245 12.4% $35
Clothing & Footwear
Ubud, Bali
$106
Panadura
$70 34.5% $37
Eating Out
Ubud, Bali
$106
Panadura
$105 1% $1.1
Monthly Utilities & Internet
Ubud, Bali
$103
Panadura
$82 20.1% $21
Sport & Entertainment
Ubud, Bali
$60
Panadura
$9.1 * 84.8% $51
Getting Around
Ubud, Bali
$12
Panadura
$1.9 * 83.9% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $35 in Ubud, Bali versus $25 in Panadura. Monthly groceries follow the same trend: $279 vs $245 – making Panadura the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇱🇰 Panadura
🕒 Local time
18:01 6:01 PM
15:31 3:31 PM
2 h 30 min behind Ubud, Bali
🌤 Weather
👥 Population
74,800
33,735
💱 Currency
Exchange rates and currency converter

LKR, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

Sri Lankan Rupee exchange rates as of November 5, 2026: 1 USD = 333 LKR (1,000 LKR = 3.01 USD). 1 EUR = 374 LKR (1,000 LKR = 2.68 EUR).

On the map
Between locations
  • Ubud, Bali Panadura 4,270 km ≈ 6 h nonstop flight
From you
  • Ubud, Bali
  • Panadura

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Panadura: Cost of Living - Frequently Asked Questions
Is Panadura cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 160%, and outside of rent the gap shows up most in leisure.
What income do you need for each city?
For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $768 in Panadura. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What are total monthly expenses in Ubud, Bali and in Panadura?
Monthly expenses with rent come to $1,331 in Ubud, Bali and $512 in Panadura. That makes Panadura about 62% cheaper.
Which city has cheaper kindergarten?
Kindergarten costs $492 per month in Ubud, Bali and $40 in Panadura. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for living in Ubud, Bali or in Panadura?
A $1,000 monthly budget goes further in Panadura, where all-in costs run around $512, than in Ubud, Bali at $1,331. In Panadura it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is it better to live in Ubud, Bali or in Panadura?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $512 in Panadura to $1,331 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Ubud, Bali vs other spots: cost of living compared

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