Cost of Living Comparison Between Ubud, Bali and Panadura Cost of Living Comparison Between Ubud, Bali and Panadura

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $536 in Panadura, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $861 in Panadura, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,187 in Panadura, rent included.

Ubud, Bali costs about 165% more than Panadura, driven mainly by Sport & Entertainment.

Ubud, Bali sits 6% above the global median, while Panadura is 60% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Panadura
Difference
Meal at Budget Restaurant
$3.56 Rp 63.9K
$4.10 LKR 1,366
-13.17%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 586.8K
$25.18 LKR 8,399
29.98%
Fast Food Meal (McDonalds, etc)
$4.95 Rp 88.7K
$8.49 LKR 2,830
-41.70%
Cappuccino
$2.71 Rp 48.6K
$2.63 LKR 876
3.04%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 24.1K
$0.74 LKR 248
81.08%
Water (0.33 liter bottle)
$0.70 Rp 12.5K
$0.41 LKR 136
70.73%
Local Beer (0.5 liter draught)
$2.92 Rp 52.3K
$2.32 LKR 775
25.86%
Imported Beer (0.33 liter bottle)
$3.96 Rp 70.9K
$3.27 LKR 1,090
21.10%
🛒 Groceries & Markets
Ubud, Bali
Panadura
Difference
Milk (1 liter)
$1.81 Rp 32.4K
$1.77 LKR 589
2.26%
White Bread (500g)
$2.52 Rp 45.1K
$0.52 LKR 172
384.62%
Rice (white) (1kg)
$1.16 Rp 20.8K
$0.83 LKR 276
39.76%
Eggs
$2.46 Rp 44.1K
$2.20 LKR 734
11.82%
Local Cheese (1kg)
$14.71 Rp 263.7K
$13.91 LKR 4,640
5.75%
Chicken Fillets (1kg)
$4.32 Rp 77.4K
$4.63 LKR 1,544
-6.70%
Beef Round Steak (1kg)
$12.14 Rp 217.5K
$7.85 LKR 2,617
54.65%
Apples (1kg)
$3.84 Rp 68.8K
$7.34 LKR 2,447
-47.68%
Banana (1kg)
$1.56 Rp 27.9K
$1.11 LKR 370
40.54%
Oranges (1kg)
$2.83 Rp 50.8K
$5.83 LKR 1,945
-51.46%
Tomato (1kg)
$2.33 Rp 41.7K
$1.20 LKR 400
94.17%
Potato (1kg)
$1.91 Rp 34.3K
$1.10 LKR 367
73.64%
Onion (1kg)
$2.20 Rp 39.5K
$1.42 LKR 474
54.93%
Lettuce (1 head)
$1.01 Rp 18.2K
$1.14 LKR 381
-11.40%
Water (1.5 liter bottle)
$0.78 Rp 13.9K
$0.57 LKR 190
36.84%
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rp 59.4K
$10.02 LKR 3,343
-66.87%
Wine (Bottle)
$23.74 Rp 425.5K
$12.74 LKR 4,247
86.34%
Local Beer (0.5 liter bottle)
$2.79 Rp 50.0K
$2.04 LKR 679
36.76%
Imported Beer (0.33 liter bottle)
$2.86 Rp 51.3K
$2.95 LKR 984
-3.05%
🚌 Getting Around
Ubud, Bali
Panadura
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,819
-
-
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 143.9K
-
-
Taxi Start (Normal Tariff)
$0.46 Rp 8,181
$0.42 LKR 139
9.52%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,068
$0.33 LKR 110
36.36%
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rp 109.3K
$0.60 LKR 200
916.67%
Gasoline (1 liter)
$0.79 Rp 14.2K
$1.21 LKR 404
-34.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 468.8M
$26.5K LKR 8.8M
-1.14%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 575.8M
$34.9K LKR 11.6M
-8.02%
🧾 Monthly Utilities & Internet
Ubud, Bali
Panadura
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.4M
$60.6 LKR 20.2K
31.91%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.9K
$4.44 LKR 1,479
-8.56%
Internet (50+ Mbps, Unlimited Data)
$23.52 Rp 421.6K
$14.90 LKR 4,970
57.85%
🎉 Sport & Entertainment
Ubud, Bali
Panadura
Difference
Gym Membership (Monthly)
$98.7 Rp 1.8M
-
-
Tennis Court (1 Hour on Weekend)
$6.63 Rp 118.8K
-
-
Cinema Ticket
$4.15 Rp 74.3K
$3.43 LKR 1,144
20.99%
🧸 Childcare & Education
Ubud, Bali
Panadura
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$37.31 LKR 12.4K
714.69%
International Primary School, 1 Child (Yearly)
$6,613 Rp 118.5M
$436 LKR 145.5K
1416.12%
👕👟 Clothing & Footwear
Ubud, Bali
Panadura
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 995.6K
$28.01 LKR 9,343
98.29%
Summer Dress (H&M, Zara, etc)
$38.31 Rp 686.7K
$19.59 LKR 6,533
95.56%
Sport Shoes (Adidas, Nike)
$88.6 Rp 1.6M
$68.3 LKR 22.8K
29.74%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$38.59 LKR 12.9K
101.79%
🏠 Accommodation & Living
Ubud, Bali
Panadura
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rp 18.0M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rp 12.1M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,442 Rp 61.7M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rp 36.6M
-
-
Buy Apartment in City Center (m2)
$2,841 Rp 50.9M
-
-
Buy Apartment Outside City Center (m2)
$2,264 Rp 40.6M
-
-
💵 Salaries & Financials
Ubud, Bali
Panadura
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
16.45
-19.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Panadura: June 1, 2026

Cost Breakdown

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $25.00 in Panadura. Monthly groceries follow the same trend: $302 vs $255 – making Panadura the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Panadura: Cost of Living - Frequently Asked Questions
Is Panadura cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 165%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $804 in Panadura. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What are total monthly expenses in Ubud, Bali vs Panadura?
Monthly expenses with rent come to $1,419 in Ubud, Bali and $536 in Panadura. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $304 per month in Ubud, Bali and $37.31 in Panadura. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for Ubud, Bali or Panadura?
A $1,500 monthly budget goes further in Panadura, where all-in costs run around $536, than in Ubud, Bali at $1,419. In Panadura it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Panadura more family-friendly?
Families tend to lean toward Panadura – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Panadura?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Panadura. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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