Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Palm Bay, FL

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,340 in Palm Bay, FL, rent and utilities included – about $11,900 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
112

Cost of Living Index in Palm Bay, FL
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Palm Bay, FL Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Palm Bay, FL

🇺🇸 United States

$2,340

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Palm Bay, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Palm Bay, FL actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,340 in Palm Bay, FL, rent included.

Ubud, Bali $1,349
Palm Bay, FL $2,340

A couple spends around $2,305 per month in Ubud, Bali vs $3,527 in Palm Bay, FL, rent included.

Ubud, Bali $2,305
Palm Bay, FL $3,527

A family of three spends $3,261 per month in Ubud, Bali vs $4,715 in Palm Bay, FL, rent included.

Ubud, Bali $3,261
Palm Bay, FL $4,715

Ubud, Bali is about 42% cheaper than Palm Bay, FL, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$25.82 $25.82

-87.14%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$75.9 $75.9

-53.06%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$10.15 $10.15

-45.52%

Cappuccino

$2.72 Rp 49.4K

$5.41 $5.41

-49.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.01 $3.01

-43.52%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.00 $2.00

-62.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$5.26 $5.26

-49.62%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$7.53 $7.53

-41.83%

Milk (1 liter)

$1.49 Rp 27.1K

$0.93 $0.93

60.22%

White Bread (500g)

$2.28 Rp 41.4K

$3.75 $3.75

-39.20%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.10 $3.10

-61.61%

Eggs

$2.04 Rp 37.0K

$3.54 $3.54

-42.37%

Local Cheese (1kg)

$17.70 Rp 321.7K

$13.09 $13.09

35.22%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$11.25 $11.25

-64.80%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$14.59 $14.59

-16.45%

Apples (1kg)

$3.66 Rp 66.4K

$3.87 $3.87

-5.43%

Banana (1kg)

$1.52 Rp 27.6K

$1.53 $1.53

-0.65%

Oranges (1kg)

$2.23 Rp 40.5K

$4.49 $4.49

-50.33%

Tomato (1kg)

$1.97 Rp 35.9K

$5.61 $5.61

-64.88%

Potato (1kg)

$1.85 Rp 33.6K

$2.86 $2.86

-35.31%

Onion (1kg)

$2.42 Rp 44.1K

$3.36 $3.36

-27.98%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.21 $2.21

-55.20%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$2.59 $2.59

-80.31%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$9.42 $9.42

-76.43%

Wine (Bottle)

$22.24 Rp 404.2K

$13.16 $13.16

69.00%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.77 $1.77

27.68%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.33 $3.33

-10.81%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$10.05 $10.05

-95.62%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.91 $1.91

-77.49%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.04 $1.04

-21.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$28.3K $28.3K

-15.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$26.5K $26.5K

19.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$171 $171

-53.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$58.1 $58.1

-88.89%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$75.3 $75.3

-75.32%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$34.04 $34.04

45.36%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$9.95 $9.95

-57.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,016 $1,016

-51.73%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$6,962 $6,962

-18.50%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$67.8 $67.8

-34.19%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$27.56 $27.56

26.81%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$107 $107

-25.09%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$101 $101

-21.75%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,411 $1,411

-20.28%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,077 $1,077

-37.66%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,935 $1,935

84.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,895 $1,895

-9.07%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,463 $2,463

10.91%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,528 $2,528

-9.65%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,602 $3,602

-95.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.56

110.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Palm Bay, FL: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Palm Bay, FL

$1.1K 46% 60.4% $406

Groceries & Markets

Ubud, Bali

$288 21.4%

Palm Bay, FL

$384 16.4% 33.2% $96

Eating Out

Ubud, Bali

$108 8%

Palm Bay, FL

$363 15.5% 238% $256

Clothing & Footwear

Ubud, Bali

$108 8%

Palm Bay, FL

$137 5.8% 27.1% $29

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Palm Bay, FL

$305 13% 193% $201

Sport & Entertainment

Ubud, Bali

$58 4.3%

Palm Bay, FL

$54 2.3% 7% $4.1

Getting Around

Ubud, Bali

$11 0.9%

Palm Bay, FL

$20 * 0.8% 71.5% $8.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,411 in Palm Bay, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Palm Bay, FL are about 22 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $76 in Palm Bay, FL. Monthly groceries follow the same trend: $288 vs $384 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Palm Bay, FL

🕒 Local time

22:25 10:25 PM

10:25 10:25 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

119,760

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 USD = 0.899 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,228 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Palm Bay, FL 17,280 km ≈ 22 h nonstop flight

From you

Ubud, Bali
Palm Bay, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Palm Bay, FL: Cost of Living - Frequently Asked Questions

Palm Bay, FL costs about 73% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,509 in Palm Bay, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,411 in Palm Bay, FL.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $2,340 in Palm Bay, FL. That’s a gap of about 73%.

Kindergarten costs $491 per month in Ubud, Bali and $1,016 in Palm Bay, FL. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,340 in Palm Bay, FL. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Palm Bay, FL makes more sense. Both are solid long-term options with distinct trade-offs.