Last update: Oct 2026

Cost of Living Comparison Between Palm Bay, FL and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,340 in Palm Bay, FL, rent and utilities included – about $11,900 less a year. Rent and utilities account for about half of the difference.

112

Cost of Living Index in Palm Bay, FL
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Palm Bay, FL Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Palm Bay, FL

🇺🇸 United States

$2,340

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Palm Bay, FL and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Palm Bay, FL and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,340 per month in Palm Bay, FL vs $1,349 in Ubud, Bali, rent included.

Palm Bay, FL $2,340
Ubud, Bali $1,349

A couple spends around $3,527 per month in Palm Bay, FL vs $2,305 in Ubud, Bali, rent included.

Palm Bay, FL $3,527
Ubud, Bali $2,305

A family of three spends $4,715 per month in Palm Bay, FL vs $3,261 in Ubud, Bali, rent included.

Palm Bay, FL $4,715
Ubud, Bali $3,261

Palm Bay, FL costs about 73% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$25.82 $25.82

$3.32 Rp 59.9K

677.71%

Three-Course Dinner for Two, Mid-Range

$75.9 $75.9

$35.64 Rp 642.4K

113.05%

Fast Food Meal (McDonalds, etc)

$10.15 $10.15

$5.53 Rp 99.7K

83.54%

Cappuccino

$5.41 $5.41

$2.72 Rp 49.0K

98.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 $3.01

$1.70 Rp 30.7K

77.06%

Water (0.33 liter bottle)

$2.00 $2.00

$0.76 Rp 13.7K

163.16%

Local Beer (0.5 liter draught)

$5.26 $5.26

$2.65 Rp 47.8K

98.49%

Imported Beer (0.33 liter bottle)

$7.53 $7.53

$4.38 Rp 79.0K

71.92%

Milk (1 liter)

$0.93 $0.93

$1.49 Rp 26.9K

-37.58%

White Bread (500g)

$3.75 $3.75

$2.28 Rp 41.0K

64.47%

Rice (white) (1kg)

$3.10 $3.10

$1.19 Rp 21.5K

160.50%

Eggs

$3.54 $3.54

$2.04 Rp 36.7K

73.53%

Local Cheese (1kg)

$13.09 $13.09

$17.70 Rp 319.1K

-26.05%

Chicken Fillets (1kg)

$11.25 $11.25

$3.96 Rp 71.4K

184.09%

Beef Round Steak (1kg)

$14.59 $14.59

$12.19 Rp 219.7K

19.69%

Apples (1kg)

$3.87 $3.87

$3.66 Rp 65.9K

5.74%

Banana (1kg)

$1.53 $1.53

$1.52 Rp 27.4K

0.66%

Oranges (1kg)

$4.49 $4.49

$2.23 Rp 40.2K

101.35%

Tomato (1kg)

$5.61 $5.61

$1.97 Rp 35.6K

184.77%

Potato (1kg)

$2.86 $2.86

$1.85 Rp 33.3K

54.59%

Onion (1kg)

$3.36 $3.36

$2.42 Rp 43.7K

38.84%

Lettuce (1 head)

$2.21 $2.21

$0.99 Rp 17.8K

123.23%

Water (1.5 liter bottle)

$2.59 $2.59

$0.51 Rp 9,255

407.84%

Cigarettes 20 Pack (Marlboro, Camel)

$9.42 $9.42

$2.22 Rp 40.0K

324.32%

Wine (Bottle)

$13.16 $13.16

$22.24 Rp 400.9K

-40.83%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$2.26 Rp 40.7K

-21.68%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$2.97 Rp 53.5K

12.12%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

Taxi Start (Normal Tariff)

$10.05 $10.05

$0.44 Rp 7,923

2184.09%

Taxi (Normal Tariff) (1km)

$1.91 $1.91

$0.43 Rp 7,753

344.19%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

Gasoline (1 liter)

$1.04 $1.04

$0.82 Rp 14.9K

26.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K $28.3K

$23.8K Rp 429.7M

18.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K $26.5K

$31.7K Rp 572.3M

-16.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 $171

$79.1 Rp 1.4M

116.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.1 $58.1

$6.45 Rp 116.2K

800.47%

Internet (50+ Mbps, Unlimited Data)

$75.3 $75.3

$18.58 Rp 334.9K

305.11%

Gym Membership (Monthly)

$34.04 $34.04

$49.48 Rp 892.0K

-31.20%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

Cinema Ticket

$9.95 $9.95

$4.27 Rp 77.0K

133.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,016 $1,016

$491 Rp 8.8M

107.18%

International Primary School, 1 Child (Yearly)

$6,962 $6,962

$5,674 Rp 102.3M

22.70%

Jeans (Levis 501 Or Similar)

$67.8 $67.8

$44.64 Rp 804.7K

51.95%

Summer Dress (H&M, Zara, etc)

$27.56 $27.56

$34.95 Rp 630.1K

-21.14%

Sport Shoes (Adidas, Nike)

$107 $107

$79.9 Rp 1.4M

33.49%

Men's Leather Business Shoes

$101 $101

$79.4 Rp 1.4M

27.79%

1-bedroom Apartment, City Center (Monthly)

$1,411 $1,411

$1,125 Rp 20.3M

25.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,077 $1,077

$671 Rp 12.1M

60.42%

3-bedroom Apartment, City Center (Monthly)

$1,935 $1,935

$3,565 Rp 64.3M

-45.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,895 $1,895

$1,723 Rp 31.1M

9.97%

Buy Apartment in City Center (m2)

$2,463 $2,463

$2,732 Rp 49.2M

-9.83%

Buy Apartment Outside City Center (m2)

$2,528 $2,528

$2,284 Rp 41.2M

10.68%

Average Monthly Net Salary (After Tax)

$3,602 $3,602

$164 Rp 3.0M

2098.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

13.78

-52.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Palm Bay, FL: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Palm Bay, FL

$1.1K 46%

Ubud, Bali

$672 49.8% 37.7% $406

Groceries & Markets

Palm Bay, FL

$384 16.4%

Ubud, Bali

$288 21.4% 24.9% $96

Eating Out

Palm Bay, FL

$363 15.5%

Ubud, Bali

$108 8% 70.4% $256

Monthly Utilities & Internet

Palm Bay, FL

$305 13%

Ubud, Bali

$104 7.7% 65.8% $201

Clothing & Footwear

Palm Bay, FL

$137 5.8%

Ubud, Bali

$108 8% 21.3% $29

Sport & Entertainment

Palm Bay, FL

$54 2.3%

Ubud, Bali

$58 4.3% 7.6% $4.1

Getting Around

Palm Bay, FL

$20 * 0.8%

Ubud, Bali

$11 0.9% 41.7% $8.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,411 in Palm Bay, FL versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Palm Bay, FL are about 22 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76 in Palm Bay, FL versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $384 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Palm Bay, FL

🇮🇩 Ubud, Bali

🕒 Local time

08:12 8:12 AM

20:12 8:12 PM

12 h ahead of Palm Bay, FL

🌤 Weather

👥 Population

119,760

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.899 EUR

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

IDR to USD in detail →

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Between locations

Palm Bay, FL Ubud, Bali 17,280 km ≈ 22 h nonstop flight

From you

Palm Bay, FL
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Palm Bay, FL vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Palm Bay, FL costs about 73% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,509 per month in Palm Bay, FL and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,411 in Palm Bay, FL.

Monthly expenses with rent come to $2,340 in Palm Bay, FL and $1,349 in Ubud, Bali. That’s a gap of about 73%.

Kindergarten costs $1,016 per month in Palm Bay, FL and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,340 in Palm Bay, FL and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Palm Bay, FL makes more sense. Both are solid long-term options with distinct trade-offs.