Cost of Living Comparison Between Ubud, Bali and Palhoça Cost of Living Comparison Between Ubud, Bali and Palhoça

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $793 in Palhoça, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,306 in Palhoça, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $1,819 in Palhoça, rent included.

Ubud, Bali costs about 76% more than Palhoça, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Palhoça is 40% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$5.51 R$27.94

-35.21%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$31.83 R$162

1.54%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$6.16 R$31.25

-18.67%

Cappuccino

$2.82 Rp 51.0K

$1.94 R$9.83

45.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$1.09 R$5.53

23.85%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.79 R$4.01

-7.59%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.15 R$10.90

36.28%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$2.67 R$13.56

47.57%

Milk (1 liter)

$1.78 Rp 32.1K

$0.90 R$4.57

97.78%

White Bread (500g)

$2.45 Rp 44.2K

$1.51 R$7.67

62.25%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.24 R$6.27

-7.26%

Eggs

$2.41 Rp 43.6K

$2.15 R$10.90

12.09%

Local Cheese (1kg)

$14.33 Rp 258.7K

$9.52 R$48.31

50.53%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$3.44 R$17.46

21.80%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$8.11 R$41.16

48.71%

Apples (1kg)

$3.64 Rp 65.7K

$2.24 R$11.39

62.50%

Banana (1kg)

$1.57 Rp 28.3K

$0.95 R$4.84

65.26%

Oranges (1kg)

$2.79 Rp 50.3K

$0.98 R$4.98

184.69%

Tomato (1kg)

$2.24 Rp 40.5K

$1.45 R$7.35

54.48%

Potato (1kg)

$1.98 Rp 35.7K

$1.11 R$5.61

78.38%

Onion (1kg)

$2.28 Rp 41.1K

$1.03 R$5.25

121.36%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.69 R$3.49

52.17%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.67 R$3.39

17.91%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$2.15 R$10.91

48.37%

Wine (Bottle)

$23.49 Rp 424.1K

$8.75 R$44.42

168.46%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.52 R$7.70

90.79%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.16 R$10.97

27.78%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.92 R$4.65

-70.65%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$38.62 R$196

-78.33%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$1.16 R$5.89

-61.21%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.67 R$3.38

-31.34%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$6.40 R$32.46

-5.16%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.12 R$5.66

-23.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$18.4K R$93.3K

44.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$26.7K R$135.4K

22.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$65.6 R$333

20.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$12.05 R$61.2

-66.06%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$20.51 R$104

16.28%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$22.29 R$113

343.16%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$21.69 R$110

-70.72%

Cinema Ticket

$4.01 Rp 72.3K

$7.28 R$36.95

-44.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$276 R$1,399

7.81%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$6,433 R$32.6K

2.63%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$67.7 R$343

-21.03%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$53.1 R$269

-28.16%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$83.6 R$424

6.10%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$59.7 R$303

28.36%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$317 R$1,611

221.28%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$213 R$1,079

219.91%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$582 R$2,951

496.47%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$438 R$2,221

377.43%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,762 R$8,942

54.86%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$1,202 R$6,098

90.99%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$610 R$3,093

-73.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Palhoça: July 27, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $317 in Palhoça. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 272% higher in Palhoça, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $32.00 in Palhoça. Groceries tell a different story – $298 in Ubud, Bali vs $181 in Palhoça – so Palhoça wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Palhoça: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 76%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,189 in Palhoça. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Palhoça, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 64% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $32.00 in Palhoça. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Palhoça, where all-in costs run around $793, than in Ubud, Bali at $1,392. In Palhoça it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Palhoça – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Palhoça. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.