Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Palhoça

For one person, living is cheaper in Palhoça: $872 a month against $1,331 in Ubud, Bali, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
42

Cost of Living Index in Palhoça
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Palhoça Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Palhoça

🇧🇷 Brazil

$872

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Palhoça

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Palhoça actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $872 in Palhoça, rent included.

Ubud, Bali $1,331
Palhoça $872

A couple spends around $2,255 per month in Ubud, Bali vs $1,364 in Palhoça, rent included.

Ubud, Bali $2,255
Palhoça $1,364

A family of three spends $3,180 per month in Ubud, Bali vs $1,857 in Palhoça, rent included.

Ubud, Bali $3,180
Palhoça $1,857

Ubud, Bali costs about 53% more than Palhoça, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Palhoça are more affordable than the global median – Ubud, Bali 2% lower, Palhoça 36% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$7.28 R$39.74

-53.57%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$36.47 R$199

-4.99%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$8.03 R$43.87

-30.64%

Cappuccino

$2.62 Rp 47.5K

$2.24 R$12.21

16.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.01 R$5.53

52.48%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.86 R$4.70

-25.58%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$2.44 R$13.31

9.43%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$3.35 R$18.28

27.16%

Milk (1 liter)

$1.46 Rp 26.5K

$0.93 R$5.07

56.99%

White Bread (500g)

$2.29 Rp 41.6K

$1.75 R$9.55

30.86%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.20 R$6.57

-7.50%

Eggs

$2.10 Rp 38.1K

$2.36 R$12.90

-11.02%

Local Cheese (1kg)

$15.94 Rp 289.2K

$9.24 R$50.4

72.51%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$3.80 R$20.75

2.11%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$9.10 R$49.71

25.27%

Apples (1kg)

$3.55 Rp 64.4K

$2.17 R$11.86

63.59%

Banana (1kg)

$1.54 Rp 27.9K

$0.97 R$5.28

58.76%

Oranges (1kg)

$2.23 Rp 40.5K

$1.00 R$5.49

123.00%

Tomato (1kg)

$1.97 Rp 35.8K

$1.47 R$8.04

34.01%

Potato (1kg)

$1.86 Rp 33.7K

$0.95 R$5.19

95.79%

Onion (1kg)

$2.42 Rp 43.9K

$0.83 R$4.54

191.57%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.70 R$3.81

45.71%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.70 R$3.84

-25.71%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.72 R$14.84

-19.12%

Wine (Bottle)

$21.79 Rp 395.2K

$8.52 R$46.52

155.75%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.35 R$7.36

72.59%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.31 R$12.61

28.57%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$0.99 R$5.38

-74.75%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$40.55 R$221

-79.85%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$1.22 R$6.66

-63.93%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.76 R$4.16

-38.16%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$6.29 R$34.36

-10.97%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.19 R$6.47

-30.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$21.5K R$117.2K

13.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$31.3K R$171.2K

1.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$78.4 R$428

-1.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$12.15 R$66.4

-49.47%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$21.68 R$118

-12.73%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$10.71 R$58.5

376.10%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$10.92 R$59.6

67.12%

Cinema Ticket

$4.38 Rp 79.5K

$7.53 R$41.12

-41.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$353 R$1,929

39.42%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$10.4K R$56.8K

17.55%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$58.8 R$321

-23.14%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$55.5 R$303

-37.15%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$88.8 R$485

-11.75%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$64.0 R$349

21.73%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$337 R$1,842

219.40%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$241 R$1,318

175.42%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$674 R$3,682

420.52%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$422 R$2,305

295.78%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$1,706 R$9,316

37.17%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,137 R$6,208

96.71%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$560 R$3,056

-70.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.54

19.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Palhoça: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Palhoça

$241 27.7% 63.7% $423

Groceries & Markets

Ubud, Bali

$279 21%

Palhoça

$187 21.5% 33% $92

Clothing & Footwear

Ubud, Bali

$106 8%

Palhoça

$120 13.8% 13% $14

Eating Out

Ubud, Bali

$106 8%

Palhoça

$136 15.5% 28.2% $30

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Palhoça

$112 12.9% 9.5% $9.7

Sport & Entertainment

Ubud, Bali

$60 4.5%

Palhoça

$26 3% 56.9% $34

Getting Around

Ubud, Bali

$12 0.9%

Palhoça

$50 5.7% 315% $38

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $337 in Palhoça. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Palhoça are about 3.4 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $36 in Palhoça. Groceries tell a different story – $279 in Ubud, Bali vs $187 in Palhoça – so Palhoça wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇧🇷 Palhoça

🕒 Local time

04:03 4:03 AM

17:03 5:03 PM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

222,598

💱 Currency

Indonesian Rupiah IDR Rp

Brazilian Real BRL R$

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

1 BRL = 0.183 USD

1 BRL = 0.164 EUR

Exchange rates and currency converter

BRL, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,286 IDR (100,000 IDR = 4.93 EUR).

Brazilian Real exchange rates as of November 3, 2026: 1 USD = 5.46 BRL (1 BRL = 0.183 USD). 1 EUR = 6.11 BRL (1 BRL = 0.164 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Palhoça 15,640 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Palhoça

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Palhoça: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 53%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,308 in Palhoça. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Palhoça, especially for central apartments: a one-bedroom in the center costs $337 there versus $1,078 in Ubud, Bali.

Groceries cost about 49% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $35 in Ubud, Bali and $36 in Palhoça. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Palhoça, where all-in costs run around $872, than in Ubud, Bali at $1,331. In Palhoça it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Palhoça – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.