Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Palakkad

For one person, living is cheaper in Palakkad: $244 a month against $1,349 in Ubud, Bali, rent and utilities included – about $13,300 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
12

Cost of Living Index in Palakkad
Learn more

Palakkad Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Palakkad

🇮🇳 India

$244

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Palakkad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Palakkad actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $244 in Palakkad.

Ubud, Bali $1,349
Palakkad $244

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $454 in Palakkad.

Ubud, Bali $2,305
Palakkad $454

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $665 in Palakkad.

Ubud, Bali $3,261
Palakkad $665

Living in Ubud, Bali is roughly 453% more expensive than in Palakkad, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$1.15 ₹109

188.70%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$9.64 ₹915

269.71%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$2.56 ₹243

116.02%

Cappuccino

$2.72 Rp 49.3K

$0.75 ₹70.8

262.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.37 ₹34.77

359.46%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.20 ₹18.65

280.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.41 ₹134

87.94%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$1.60 ₹152

173.75%

Milk (1 liter)

$1.49 Rp 27.0K

$0.47 ₹44.74

217.02%

White Bread (500g)

$2.28 Rp 41.3K

$0.45 ₹43.09

406.67%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.48 ₹45.41

147.92%

Eggs

$2.04 Rp 36.9K

$0.87 ₹82.6

134.48%

Local Cheese (1kg)

$17.70 Rp 321.1K

$4.27 ₹406

314.52%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$1.89 ₹179

109.52%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

Apples (1kg)

$3.66 Rp 66.3K

$1.29 ₹123

183.72%

Banana (1kg)

$1.52 Rp 27.5K

$0.43 ₹40.92

253.49%

Oranges (1kg)

$2.23 Rp 40.4K

$0.73 ₹69.7

205.48%

Tomato (1kg)

$1.97 Rp 35.8K

$0.41 ₹39.36

380.49%

Potato (1kg)

$1.85 Rp 33.5K

$0.35 ₹33.60

428.57%

Onion (1kg)

$2.42 Rp 44.0K

$0.44 ₹41.54

450.00%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.52 ₹49.07

90.38%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.29 ₹27.29

75.86%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.12 ₹296

-28.85%

Wine (Bottle)

$22.24 Rp 403.4K

$3.33 ₹316

567.87%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.33 ₹127

69.92%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.75 ₹356

-20.80%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.04 ₹384

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.16 ₹15.63

56.25%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$3.62 ₹344

116.02%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$0.44 ₹41.87

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.25 ₹23.68

72.00%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$2.12 ₹201

155.19%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.06 ₹101

-22.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$11.3K ₹1.1M

111.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$19.7K ₹1.9M

61.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$25.97 ₹2,465

204.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$2.48 ₹235

160.08%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$9.72 ₹923

91.15%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$12.93 ₹1,228

282.68%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$6.56 ₹623

169.05%

Cinema Ticket

$4.27 Rp 77.5K

$2.83 ₹268

50.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$10.71 ₹1,017

4480.21%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$1,156 ₹109.7K

391.01%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$18.41 ₹1,748

142.48%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$13.52 ₹1,284

158.51%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$29.46 ₹2,797

171.22%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$27.75 ₹2,634

186.20%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$120 ₹11.4K

837.14%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$23.39 ₹2,221

2770.84%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$268 ₹25.5K

1228.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$186 ₹17.7K

825.91%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$936 ₹88.9K

191.83%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$524 ₹49.8K

335.56%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$368 ₹35.0K

-55.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

72.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Palakkad: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Palakkad

$23 9.6% 96.5% $648

Groceries & Markets

Ubud, Bali

$288 21.4%

Palakkad

$79 32.5% 72.5% $209

Eating Out

Ubud, Bali

$108 8%

Palakkad

$38 15.7% 64.4% $69

Clothing & Footwear

Ubud, Bali

$108 8%

Palakkad

$40 16.5% 62.7% $67

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Palakkad

$38 15.7% 63.3% $66

Sport & Entertainment

Ubud, Bali

$58 4.3%

Palakkad

$19 7.6% 68% $39

Getting Around

Ubud, Bali

$11 0.9%

Palakkad

$6 2.5% 47.7% $5.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $120 in Palakkad. Housing cost is often the main lever when comparing two cities.

Palakkad pays about 2.2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $10 in Palakkad for a mid-range dinner for two. Groceries echo the gap at $288 vs $79 per month, with Palakkad cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Palakkad

🕒 Local time

15:33 3:33 PM

13:03 1:03 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

131,000

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 2, 2026: 1 USD = 94.94 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.44 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Palakkad 4,780 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Palakkad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Palakkad: Cost of Living - Frequently Asked Questions

Palakkad wins on cost – living expenses run 82% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Palakkad the obvious pick if budget is a priority.

On paper, salaries run 56% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $120 in Palakkad. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Palakkad runs roughly 54% less than in Ubud, Bali. The price difference matters if you commute daily and watch your budget.

Childcare runs $491 in Ubud, Bali versus $10.71 in Palakkad. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $244 in Palakkad versus $1,349 in Ubud, Bali, a $800 budget is realistic in Palakkad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Palakkad the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Palakkad are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Palakkad gentler on the wallet – expenses run 82% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.