😐Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $823 in Pago Pago.
😐Estimated couple costs with rent: $2,551 in Ubud, Bali versus $1,391 in Pago Pago.
😐Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $1,958 in Pago Pago.
🌍Living in Ubud, Bali is roughly 69% more expensive than in Pago Pago, driven mainly by Eating Out.
📊The two cities straddle the global median: Ubud, Bali is 5% above, Pago Pago is 38% below.
Currency
🍽 Eating Out
Ubud, Bali
Pago Pago
Difference
Meal at Budget Restaurant
$3.40Rp 60.6K
$24.64$24.64
-86.20%
Three-Course Dinner for Two, Mid-Range
$32.38Rp 577.1K
$7.09$7.09
356.70%
Fast Food Meal(McDonalds, etc)
$5.00Rp 89.1K
-
-
Cappuccino
$2.82Rp 50.3K
$1.02$1.02
176.47%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.38Rp 24.5K
$1.22$1.22
13.11%
Water(0.33 liter bottle)
$0.73Rp 13.0K
-
-
Local Beer(0.5 liter draught)
$2.98Rp 53.2K
$2.03$2.03
46.80%
Imported Beer(0.33 liter bottle)
$3.97Rp 70.8K
$1.97$1.97
101.52%
🛒 Groceries & Markets
Ubud, Bali
Pago Pago
Difference
Milk(1 liter)
$1.79Rp 32.0K
$2.48$2.48
-27.82%
White Bread(500g)
$2.46Rp 43.9K
$2.91$2.91
-15.46%
Rice(white)(1kg)
$1.20Rp 21.4K
$4.42$4.42
-72.85%
Eggs
$2.39Rp 42.6K
$4.47$4.47
-46.53%
Local Cheese(1kg)
$14.40Rp 256.6K
$10.23$10.23
40.76%
Chicken Fillets(1kg)
$4.28Rp 76.4K
-
-
Beef Round Steak(1kg)
$11.82Rp 210.6K
$11.20$11.20
5.54%
Apples(1kg)
$3.78Rp 67.4K
-
-
Banana(1kg)
$1.63Rp 29.1K
-
-
Oranges(1kg)
$2.80Rp 49.9K
-
-
Tomato(1kg)
$2.26Rp 40.3K
-
-
Potato(1kg)
$2.00Rp 35.6K
-
-
Onion(1kg)
$2.21Rp 39.4K
-
-
Lettuce(1 head)
$1.07Rp 19.1K
-
-
Water(1.5 liter bottle)
$0.76Rp 13.6K
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$3.13Rp 55.7K
$11.49$11.49
-72.76%
Wine(Bottle)
$23.81Rp 424.4K
$15.22$15.22
56.44%
Local Beer(0.5 liter bottle)
$2.84Rp 50.6K
-
-
Imported Beer(0.33 liter bottle)
$2.78Rp 49.5K
$2.87$2.87
-3.14%
🚌 Getting Around
Ubud, Bali
Pago Pago
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,755
$2.04$2.04
-86.76%
Public Transport Monthly Pass(Regular Price)
$8.37Rp 149.1K
-
-
Taxi Start(Normal Tariff)
$0.45Rp 8,082
$5.11$5.11
-91.19%
Taxi(Normal Tariff)(1km)
$0.43Rp 7,624
-
-
Taxi 1hour Waiting(Normal Tariff)
$5.98Rp 106.5K
-
-
Gasoline(1 liter)
$0.80Rp 14.3K
$1.33$1.33
-39.85%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8KRp 459.9M
-
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.8KRp 566.8M
-
-
🧾 Monthly Utilities & Internet
Ubud, Bali
Pago Pago
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$80.7Rp 1.4M
-
-
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.14Rp 73.7K
$29.85$29.85
-86.13%
Internet(50+ Mbps, Unlimited Data)
$24.12Rp 429.8K
$75.2$75.2
-67.93%
🎉 Sport & Entertainment
Ubud, Bali
Pago Pago
Difference
Gym Membership(Monthly)
$97.8Rp 1.7M
$50.2$50.2
94.64%
Tennis Court(1 Hour on Weekend)
$6.64Rp 118.4K
$10.10$10.10
-34.26%
Cinema Ticket
$4.04Rp 71.9K
$8.85$8.85
-54.35%
🧸 Childcare & Education
Ubud, Bali
Pago Pago
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$297Rp 5.3M
-
-
International Primary School, 1 Child(Yearly)
$6,590Rp 117.4M
-
-
👕👟 Clothing & Footwear
Ubud, Bali
Pago Pago
Difference
Jeans(Levis 501 Or Similar)
$55.1Rp 982.6K
-
-
Summer Dress(H&M, Zara, etc)
$38.51Rp 686.2K
-
-
Sport Shoes(Adidas, Nike)
$86.1Rp 1.5M
-
-
Men's Leather Business Shoes
$78.0Rp 1.4M
-
-
🏠 Accommodation & Living
Ubud, Bali
Pago Pago
Difference
1-bedroom Apartment, City Center(Monthly)
$985Rp 17.6M
$151$151
553.42%
1-bedroom Apartment, Outside City Center(Monthly)
$665Rp 11.8M
$199$199
234.06%
3-bedroom Apartment, City Center(Monthly)
$3,446Rp 61.4M
$908$908
279.59%
3-bedroom Apartment, Outside City Center(Monthly)
$2,042Rp 36.4M
$710$710
187.67%
Buy Apartment in City Center(m2)
$2,829Rp 50.4M
$18.2K$18.2K
-84.47%
Buy Apartment Outside City Center(m2)
$2,282Rp 40.7M
$10.6K$10.6K
-78.40%
💵 Salaries & Financials
Ubud, Bali
Pago Pago
Difference
Average Monthly Net Salary(After Tax)
$169Rp 3.0M
$1,203$1,203
-85.93%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
0
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 14, 2026
Last update for Pago Pago: June 15, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $985 in Ubud, Bali and $151 in Pago Pago. Housing cost is often the main lever when comparing two cities.
💰Pago Pago pays 611% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $32.00 in Ubud, Bali vs $7.00 in Pago Pago for a mid-range dinner for two. Groceries echo the gap at $299 vs $190 per month, with Pago Pago cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Pago Pago: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Pago Pago?
Pago Pago wins on cost – living expenses run 69% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Pago Pago the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Pago Pago?
On paper, salaries run 611% lower in Pago Pago. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Pago Pago?
Rent for a central apartment: $985 in Ubud, Bali versus $151 in Pago Pago. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Ubud, Bali compared to Pago Pago?
All in, you'll spend $1,394 per month in Ubud, Bali versus $823 in Pago Pago – a 69% gap that adds up to real savings over time for anyone picking the cheaper option.
Are groceries more expensive in Ubud, Bali or in Pago Pago?
Supermarket bills run roughly 58% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or in Pago Pago?
At $823 in Pago Pago versus $1,394 in Ubud, Bali, a $1,000 budget is realistic in Pago Pago but tight or insufficient in Ubud, Bali. The gap between the two cities makes Pago Pago the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Pago Pago?
Both work as nomad bases, but Pago Pago delivers better value – similar infrastructure at $823 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Pago Pago hard to pass up.
How safe is Ubud, Bali compared to Pago Pago?
Safety-wise, Ubud, Bali and Pago Pago are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Pago Pago gentler on the wallet – expenses run 69% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared