Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Pago Pago

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,479 in Pago Pago, rent and utilities included – about $1,800 less a year. The total is higher in Pago Pago despite lower rent and utilities.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
70

Cost of Living Index in Pago Pago
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Pago Pago Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Pago Pago

🇦🇸 American Samoa

$1,479

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Pago Pago

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Pago Pago actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,479 in Pago Pago.

Ubud, Bali $1,331
Pago Pago $1,479

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $2,291 in Pago Pago.

Ubud, Bali $2,255
Pago Pago $2,291

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $3,102 in Pago Pago.

Ubud, Bali $3,180
Pago Pago $3,102

Living in Ubud, Bali costs roughly 10% less than in Pago Pago, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Ubud, Bali is 2% below, Pago Pago is 9% above.

Meal at Budget Restaurant

$3.38 Rp 61.1K

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 627.3K

$36.28 $36.28

-4.49%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.9K

$10.05 $10.05

-44.58%

Cappuccino

$2.62 Rp 47.4K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.98 $0.98

-34.69%

Local Beer (0.5 liter draught)

$2.67 Rp 48.3K

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.2K

$3.97 $3.97

7.30%

Milk (1 liter)

$1.46 Rp 26.5K

$2.62 $2.62

-44.27%

White Bread (500g)

$2.29 Rp 41.5K

$2.92 $2.92

-21.58%

Rice (white) (1kg)

$1.11 Rp 20.0K

$4.41 $4.41

-74.83%

Eggs

$2.10 Rp 38.0K

$4.61 $4.61

-54.45%

Local Cheese (1kg)

$15.94 Rp 288.6K

$10.08 $10.08

58.13%

Chicken Fillets (1kg)

$3.88 Rp 70.3K

$10.08 $10.08

-61.51%

Beef Round Steak (1kg)

$11.40 Rp 206.4K

$11.57 $11.57

-1.47%

Apples (1kg)

$3.55 Rp 64.3K

$6.03 $6.03

-41.13%

Banana (1kg)

$1.54 Rp 27.8K

$1.03 $1.03

49.51%

Oranges (1kg)

$2.23 Rp 40.4K

$3.06 $3.06

-27.12%

Tomato (1kg)

$1.97 Rp 35.7K

$3.97 $3.97

-50.38%

Potato (1kg)

$1.86 Rp 33.6K

$4.09 $4.09

-54.52%

Onion (1kg)

$2.42 Rp 43.8K

$3.95 $3.95

-38.73%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.99 $1.99

-48.74%

Water (1.5 liter bottle)

$0.52 Rp 9,456

$2.03 $2.03

-74.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.8K

$11.37 $11.37

-80.65%

Wine (Bottle)

$21.79 Rp 394.4K

$14.86 $14.86

46.64%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.1K

$0.99 $0.99

135.35%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.93 $2.93

1.37%

One-way Ticket (Public Transport)

$0.25 Rp 4,533

$2.02 $2.02

-87.62%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.0K

$126 $126

-93.52%

Taxi Start (Normal Tariff)

$0.44 Rp 7,925

$4.95 $4.95

-91.11%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,472

$1.95 $1.95

-75.90%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.4K

$29.48 $29.48

-81.00%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.36 $1.36

-38.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 442.6M

$30.2K $30.2K

-18.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 573.8M

$19.7K $19.7K

61.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$411 $411

-81.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.2K

$29.94 $29.94

-79.49%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 342.4K

$73.9 $73.9

-74.38%

Gym Membership (Monthly)

$51.0 Rp 923.1K

$50.9 $50.9

0.10%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 330.4K

$10.12 $10.12

80.34%

Cinema Ticket

$4.38 Rp 79.3K

$8.75 $8.75

-49.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$994 $994

-50.46%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.2M

$10.1K $10.1K

20.98%

Jeans (Levis 501 Or Similar)

$45.16 Rp 817.6K

$69.9 $69.9

-35.36%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 631.6K

$50.2 $50.2

-30.48%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$79.9 $79.9

-1.95%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$99.1 $99.1

-21.40%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$326 $326

231.04%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$202 $202

228.52%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.5M

$901 $901

289.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$706 $706

136.54%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$17.5K $17.5K

-86.65%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.5M

$10.7K $10.7K

-79.14%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,194 $1,194

-86.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

359.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Pago Pago: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Pago Pago

$202 13.7% 69.6% $463

Groceries & Markets

Ubud, Bali

$279 21%

Pago Pago

$368 24.9% 31.7% $89

Clothing & Footwear

Ubud, Bali

$106 8%

Pago Pago

$135 9.1% 26.6% $28

Eating Out

Ubud, Bali

$106 8%

Pago Pago

$42 * 2.8% 60.3% $64

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Pago Pago

$515 34.8% 402% $412

Sport & Entertainment

Ubud, Bali

$60 4.5%

Pago Pago

$68 4.6% 14.5% $8.7

Getting Around

Ubud, Bali

$12 0.9%

Pago Pago

$149 10.1% 1146% $137

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $326 in Pago Pago. Housing cost is often the main lever when comparing two cities.

Pago Pago pays about 7.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $36 in Pago Pago for a mid-range dinner for two. Groceries echo the gap at $279 vs $368 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇦🇸 Pago Pago

🕒 Local time

04:32 4:32 AM

09:32 9:32 AM

19 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

11,500 Capital

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 USD = 0.895 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,231 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Pago Pago 8,070 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Pago Pago

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pago Pago: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 10% lower than in Pago Pago. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 86% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $326 in Pago Pago. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 94% less than in Pago Pago. The price difference matters if you commute daily and watch your budget.

Childcare runs $492 in Ubud, Bali versus $994 in Pago Pago. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Pago Pago are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Pago Pago on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.