Cost of Living Comparison Between Ubud, Bali and Pago Pago Cost of Living Comparison Between Ubud, Bali and Pago Pago

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $816 in Pago Pago.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,379 in Pago Pago.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,942 in Pago Pago.

Living in Ubud, Bali is roughly 71% more expensive than in Pago Pago, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 5% above, Pago Pago is 39% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$25.26 $25.26

-85.87%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$6.79 $6.79

375.99%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

Cappuccino

$2.82 Rp 51.0K

$1.03 $1.03

173.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$1.27 $1.27

6.30%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.98 $1.98

47.98%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$2.03 $2.03

94.09%

Milk (1 liter)

$1.78 Rp 32.1K

$2.59 $2.59

-31.27%

White Bread (500g)

$2.45 Rp 44.2K

$2.93 $2.93

-16.38%

Rice (white) (1kg)

$1.15 Rp 20.7K

$4.24 $4.24

-72.88%

Eggs

$2.41 Rp 43.6K

$4.42 $4.42

-45.48%

Local Cheese (1kg)

$14.33 Rp 258.7K

$10.15 $10.15

41.18%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$11.37 $11.37

6.07%

Apples (1kg)

$3.64 Rp 65.7K

Banana (1kg)

$1.57 Rp 28.3K

Oranges (1kg)

$2.79 Rp 50.3K

Tomato (1kg)

$2.24 Rp 40.5K

Potato (1kg)

$1.98 Rp 35.7K

Onion (1kg)

$2.28 Rp 41.1K

Lettuce (1 head)

$1.05 Rp 19.0K

Water (1.5 liter bottle)

$0.79 Rp 14.2K

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$11.31 $11.31

-71.79%

Wine (Bottle)

$23.49 Rp 424.1K

$15.16 $15.16

54.95%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.91 $2.91

-5.15%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$1.94 $1.94

-86.08%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$5.12 $5.12

-91.21%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.34 $1.34

-35.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$30.18 $30.18

-86.45%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$76.4 $76.4

-68.77%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$49.53 $49.53

99.43%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$10.19 $10.19

-37.68%

Cinema Ticket

$4.01 Rp 72.3K

$8.94 $8.94

-55.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

Men's Leather Business Shoes

$76.6 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$151 $151

574.53%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$198 $198

242.92%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$895 $895

287.46%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$690 $690

203.07%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$17.9K $17.9K

-84.78%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$10.8K $10.8K

-78.65%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,217 $1,217

-86.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Pago Pago: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $151 in Pago Pago. Housing cost is often the main lever when comparing two cities.

Pago Pago pays 643% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $7.00 in Pago Pago for a mid-range dinner for two. Groceries echo the gap at $298 vs $191 per month, with Pago Pago cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pago Pago: Cost of Living - Frequently Asked Questions

Pago Pago wins on cost – living expenses run 71% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Pago Pago the obvious pick if budget is a priority.

On paper, salaries run 643% lower in Pago Pago. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $151 in Pago Pago. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,392 per month in Ubud, Bali versus $816 in Pago Pago – a 71% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 56% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $816 in Pago Pago versus $1,392 in Ubud, Bali, a $1,000 budget is realistic in Pago Pago but tight or insufficient in Ubud, Bali. The gap between the two cities makes Pago Pago the clear choice for anyone on this budget.

Both work as nomad bases, but Pago Pago delivers better value – similar infrastructure at $816 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Pago Pago hard to pass up.

Safety-wise, Ubud, Bali and Pago Pago are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pago Pago gentler on the wallet – expenses run 71% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.