Cost of Living Comparison Between Ubud, Bali and Ozyorsk Cost of Living Comparison Between Ubud, Bali and Ozyorsk

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $954 in Ozyorsk.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,507 in Ozyorsk.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $2,060 in Ozyorsk.

Living in Ubud, Bali is roughly 51% more expensive than Ozyorsk, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Ozyorsk is 29% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$13.18 ₽990

-72.91%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$51.6 ₽3,878

-36.91%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$6.31 ₽474

-19.65%

Cappuccino

$2.83 Rp 49.0K

$2.71 ₽204

4.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$1.35 ₽101

-0.74%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.61 ₽45.49

13.11%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.92 ₽144

55.73%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.25 ₽169

71.11%

Milk (1 liter)

$1.74 Rp 30.2K

$1.11 ₽83.5

56.76%

White Bread (500g)

$2.54 Rp 44.0K

$0.71 ₽53.5

257.75%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.35 ₽102

-11.85%

Eggs

$2.43 Rp 42.0K

$1.61 ₽121

50.93%

Local Cheese (1kg)

$14.66 Rp 254.1K

$12.16 ₽914

20.56%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$4.70 ₽353

-11.06%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$11.58 ₽870

3.11%

Apples (1kg)

$3.69 Rp 63.9K

$1.51 ₽113

144.37%

Banana (1kg)

$1.61 Rp 27.8K

$1.91 ₽144

-15.71%

Oranges (1kg)

$2.69 Rp 46.5K

$1.85 ₽139

45.41%

Tomato (1kg)

$2.33 Rp 40.4K

$2.92 ₽219

-20.21%

Potato (1kg)

$1.91 Rp 33.0K

$0.73 ₽55.1

161.64%

Onion (1kg)

$2.19 Rp 37.9K

$0.64 ₽48.23

242.19%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.26 ₽94.4

-15.87%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.39 ₽29.50

84.62%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.49 ₽187

25.70%

Wine (Bottle)

$23.49 Rp 407.1K

$8.18 ₽614

187.16%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.20 ₽90.2

128.33%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.39 ₽179

20.50%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.53 ₽39.74

-45.28%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.93 ₽69.9

-51.61%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.35 ₽26.58

20.00%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$6.99 ₽525

-11.87%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.73 ₽54.6

15.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$32.1K ₽2.4M

-18.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$47.3K ₽3.6M

-31.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$63.9 ₽4,800

22.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$4.93 ₽371

-19.88%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$9.34 ₽701

161.24%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$35.64 ₽2,677

170.88%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

$5.28 ₽397

-23.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$466 ₽35.0K

-35.01%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$8,757 ₽657.7K

-25.52%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$70.5 ₽5,296

-23.64%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$46.71 ₽3,508

-18.69%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$101 ₽7,607

-14.33%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$74.5 ₽5,594

5.88%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$450 ₽33.8K

125.18%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$308 ₽23.1K

119.05%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$761 ₽57.1K

345.53%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$500 ₽37.6K

319.66%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$2,150 ₽161.5K

38.83%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$1,553 ₽116.7K

50.59%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

16.39

-18.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Ozyorsk: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $450 in Ozyorsk. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $52.0 in Ozyorsk. Groceries flip the comparison at $298 vs $206, with Ozyorsk cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ozyorsk: Cost of Living - Frequently Asked Questions

Ozyorsk wins on cost – living expenses run 51% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Ozyorsk the obvious pick if budget is a priority.

You'd need roughly $2,158 in Ubud, Bali and $1,431 in Ozyorsk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,012 in Ubud, Bali versus $450 in Ozyorsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $466 in Ozyorsk. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ozyorsk – a meal for two runs $52.0 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $954 in Ozyorsk versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Ozyorsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ozyorsk the clear choice for anyone on this budget.

Both work as nomad bases, but Ozyorsk delivers better value – similar infrastructure at $954 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ozyorsk hard to pass up.

Safety-wise, Ubud, Bali and Ozyorsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ozyorsk gentler on the wallet – expenses run 51% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.