Cost of Living Comparison Between Ubud, Bali and Ozyorsk Cost of Living Comparison Between Ubud, Bali and Ozyorsk

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $1,124 in Ozyorsk.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $1,755 in Ozyorsk.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $2,385 in Ozyorsk.

Living in Ubud, Bali is roughly 23% more expensive than in Ozyorsk, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Ubud, Bali is 1% above, Ozyorsk is 18% below.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$12.92 ₽1,082

-74.38%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$50.2 ₽4,204

-22.15%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$5.92 ₽495

-5.07%

Cappuccino

$2.64 Rp 46.9K

$2.86 ₽239

-7.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$1.48 ₽124

6.76%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.48 ₽39.85

47.92%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$2.14 ₽180

27.57%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$3.11 ₽260

38.91%

Milk (1 liter)

$1.54 Rp 27.4K

$1.14 ₽95.6

35.09%

White Bread (500g)

$2.30 Rp 40.8K

$0.66 ₽55.7

248.48%

Rice (white) (1kg)

$1.03 Rp 18.3K

$1.22 ₽102

-15.57%

Eggs

$2.12 Rp 37.7K

$1.54 ₽129

37.66%

Local Cheese (1kg)

$17.30 Rp 307.5K

$12.58 ₽1,054

37.52%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$5.09 ₽426

-20.83%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$12.37 ₽1,036

0.40%

Apples (1kg)

$3.70 Rp 65.7K

$1.88 ₽157

96.81%

Banana (1kg)

$1.62 Rp 28.7K

$1.69 ₽142

-4.14%

Oranges (1kg)

$2.27 Rp 40.3K

$1.57 ₽132

44.59%

Tomato (1kg)

$1.99 Rp 35.4K

$2.71 ₽227

-26.57%

Potato (1kg)

$1.83 Rp 32.5K

$0.71 ₽59.6

157.75%

Onion (1kg)

$2.25 Rp 40.1K

$0.57 ₽48.07

294.74%

Lettuce (1 head)

$1.04 Rp 18.6K

$1.55 ₽130

-32.90%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.89 ₽74.7

-37.08%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$3.20 ₽268

-30.62%

Wine (Bottle)

$23.22 Rp 412.7K

$7.12 ₽596

226.12%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$1.33 ₽111

79.70%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$2.54 ₽213

12.99%

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$0.46 ₽38.53

-45.65%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

$22.18 ₽1,857

-67.67%

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$3.35 ₽281

-86.27%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$0.17 ₽14.35

170.59%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$4.35 ₽364

31.03%

Gasoline (1 liter)

$0.76 Rp 13.6K

$0.79 ₽65.9

-3.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$36.7K ₽3.1M

-33.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$31.3K ₽2.6M

-0.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$132 ₽11.0K

-37.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$6.77 ₽567

-6.50%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$11.75 ₽984

57.79%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$35.80 ₽2,998

56.56%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

Cinema Ticket

$4.26 Rp 75.8K

$5.84 ₽489

-27.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$347 ₽29.0K

41.07%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$6,817 ₽570.8K

-15.02%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$105 ₽8,821

-56.35%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$45.62 ₽3,820

-21.39%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$157 ₽13.1K

-49.27%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$135 ₽11.3K

-40.25%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$449 ₽37.6K

154.91%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$312 ₽26.1K

122.10%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

$792 ₽66.3K

345.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$552 ₽46.2K

209.55%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

$2,185 ₽182.9K

27.46%

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

$1,451 ₽121.5K

55.80%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

22.62

-39.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Ozyorsk: August 17, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,144 in Ubud, Bali and $449 in Ozyorsk. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Ubud, Bali vs $50.0 in Ozyorsk. Groceries flip the comparison at $293 vs $215, with Ozyorsk cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ozyorsk: Cost of Living - Frequently Asked Questions

Ozyorsk wins on cost – living expenses run 23% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Ozyorsk the obvious pick if budget is a priority.

You'd need roughly $2,069 in Ubud, Bali and $1,687 in Ozyorsk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,144 in Ubud, Bali versus $449 in Ozyorsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ozyorsk – a meal for two runs $50.0 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,379 per month in Ubud, Bali versus $1,124 in Ozyorsk – a 23% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,124 in Ozyorsk versus $1,379 in Ubud, Bali, a $1,000 budget is realistic in Ozyorsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ozyorsk the clear choice for anyone on this budget.

Both work as nomad bases, but Ozyorsk delivers better value – similar infrastructure at $1,124 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ozyorsk hard to pass up.

Safety-wise, Ubud, Bali and Ozyorsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ozyorsk gentler on the wallet – expenses run 23% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.