Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Ozyorsk

For one person, living is cheaper in Ozyorsk: $1,151 a month against $1,348 in Ubud, Bali, rent and utilities included – about $2,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
56

Cost of Living Index in Ozyorsk
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Ozyorsk Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Ozyorsk

🇷🇺 Russia

$1,151

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ozyorsk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ozyorsk actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $1,151 in Ozyorsk.

Ubud, Bali $1,348
Ozyorsk $1,151

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $1,822 in Ozyorsk.

Ubud, Bali $2,312
Ozyorsk $1,822

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $2,493 in Ozyorsk.

Ubud, Bali $3,276
Ozyorsk $2,493

Living in Ubud, Bali is roughly 17% more expensive than in Ozyorsk, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Ubud, Bali is 1% above, Ozyorsk is 14% below.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$12.62 ₽1,074

-73.61%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$54.1 ₽4,606

-34.58%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$5.91 ₽503

-2.54%

Cappuccino

$2.63 Rp 47.0K

$2.39 ₽204

10.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$1.18 ₽100

47.46%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$0.41 ₽34.66

87.80%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$2.22 ₽189

22.07%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$3.00 ₽256

50.67%

Milk (1 liter)

$1.53 Rp 27.4K

$1.13 ₽96.5

35.40%

White Bread (500g)

$2.20 Rp 39.2K

$0.67 ₽56.7

228.36%

Rice (white) (1kg)

$1.22 Rp 21.8K

$1.18 ₽101

3.39%

Eggs

$2.14 Rp 38.2K

$1.59 ₽136

34.59%

Local Cheese (1kg)

$17.73 Rp 316.9K

$11.34 ₽965

56.35%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$5.17 ₽440

-25.34%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$12.90 ₽1,098

-6.74%

Apples (1kg)

$3.61 Rp 64.5K

$1.92 ₽163

88.02%

Banana (1kg)

$1.51 Rp 27.1K

$1.69 ₽144

-10.65%

Oranges (1kg)

$2.32 Rp 41.4K

$1.49 ₽127

55.70%

Tomato (1kg)

$2.00 Rp 35.8K

$2.63 ₽224

-23.95%

Potato (1kg)

$1.81 Rp 32.4K

$0.63 ₽53.6

187.30%

Onion (1kg)

$2.39 Rp 42.7K

$0.57 ₽48.73

319.30%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.48 ₽126

-33.11%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$0.86 ₽73.0

-39.53%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$3.34 ₽284

-34.73%

Wine (Bottle)

$22.98 Rp 410.7K

$7.22 ₽614

218.28%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$1.36 ₽116

76.47%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$2.49 ₽212

20.48%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$0.49 ₽41.75

-51.02%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

$4.21 ₽358

-89.55%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

$0.18 ₽15.11

133.33%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$4.30 ₽366

26.74%

Gasoline (1 liter)

$0.84 Rp 15.1K

$0.84 ₽71.2

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$35.0K ₽3.0M

-30.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$28.5K ₽2.4M

12.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$117 ₽9,936

-30.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$5.77 ₽491

14.04%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$11.90 ₽1,013

53.28%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$39.40 ₽3,353

39.92%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

$22.80 ₽1,940

-18.82%

Cinema Ticket

$4.24 Rp 75.9K

$7.28 ₽619

-41.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$336 ₽28.6K

44.61%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$3,651 ₽310.7K

55.47%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$133 ₽11.3K

-66.09%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$50.4 ₽4,292

-31.46%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$234 ₽20.0K

-66.24%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$168 ₽14.3K

-53.90%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$420 ₽35.7K

168.40%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$322 ₽27.4K

109.58%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$958 ₽81.5K

277.59%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$492 ₽41.8K

252.84%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$2,173 ₽184.9K

30.16%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$1,592 ₽135.5K

44.85%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

22.22

-37.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Ozyorsk: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Ozyorsk

$322 27.6% 52.3% $352

Groceries & Markets

Ubud, Bali

$290 21.4%

Ozyorsk

$212 18.2% 26.9% $78

Eating Out

Ubud, Bali

$108 8%

Ozyorsk

$171 14.7% 58.1% $63

Clothing & Footwear

Ubud, Bali

$106 7.8%

Ozyorsk

$264 22.7% 148% $158

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Ozyorsk

$134 11.6% 27.3% $29

Sport & Entertainment

Ubud, Bali

$64 4.7%

Ozyorsk

$54 4.6% 15.2% $9.7

Getting Around

Ubud, Bali

$11 0.8%

Ozyorsk

$7.1 * 0.6% 32.8% $3.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Ubud, Bali and $420 in Ozyorsk. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $54.0 in Ozyorsk. Groceries flip the comparison at $290 vs $212, with Ozyorsk cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Ozyorsk

🕒 Local time

22:21 10:21 PM

16:21 4:21 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

4,500

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

100 RUB = 1.18 USD

100 RUB = 1.05 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

Russian Ruble exchange rates as of October 10, 2026: 1 USD = 85.09 RUB (100 RUB = 1.18 USD). 1 EUR = 95.35 RUB (100 RUB = 1.05 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Ozyorsk 10,990 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Ozyorsk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ozyorsk: Cost of Living - Frequently Asked Questions

Ozyorsk wins on cost – living expenses run 17% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Ozyorsk the obvious pick if budget is a priority.

You'd need roughly $2,022 in Ubud, Bali and $1,726 in Ozyorsk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,127 in Ubud, Bali versus $420 in Ozyorsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $486 in Ubud, Bali versus $336 in Ozyorsk. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ozyorsk – a meal for two runs $54.0 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,151 in Ozyorsk versus $1,348 in Ubud, Bali, a $1,000 budget is realistic in Ozyorsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ozyorsk the clear choice for anyone on this budget.

Both work as nomad bases, but Ozyorsk delivers better value – similar infrastructure at $1,151 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ozyorsk hard to pass up.

Safety-wise, Ubud, Bali and Ozyorsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ozyorsk gentler on the wallet – expenses run 17% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.