Cost of Living Comparison Between Ubud, Bali and Ozyorsk Cost of Living Comparison Between Ubud, Bali and Ozyorsk

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $945 in Ozyorsk.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,499 in Ozyorsk.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,053 in Ozyorsk.

Living in Ubud, Bali is roughly 49% more expensive than Ozyorsk, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Ozyorsk is 30% below.

Currency
🍽 Eating Out
Ubud, Bali
Ozyorsk
Difference
Meal at Budget Restaurant
$3.57 Rp 64.0K
$13.31 ₽964
-73.18%
Three-Course Dinner for Two, Mid-Range
$32.50 Rp 582.3K
$49.89 ₽3,615
-34.86%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 87.1K
$6.40 ₽464
-24.06%
Cappuccino
$2.75 Rp 49.2K
$2.85 ₽207
-3.51%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 Rp 23.7K
$1.43 ₽103
-7.69%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$0.66 ₽47.77
6.06%
Local Beer (0.5 liter draught)
$2.91 Rp 52.2K
$1.87 ₽136
55.61%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.0K
$2.23 ₽162
69.96%
🛒 Groceries & Markets
Ubud, Bali
Ozyorsk
Difference
Milk (1 liter)
$1.71 Rp 30.6K
$1.11 ₽80.6
54.05%
White Bread (500g)
$2.47 Rp 44.3K
$0.69 ₽50.1
257.97%
Rice (white) (1kg)
$1.20 Rp 21.5K
$1.37 ₽99.0
-12.41%
Eggs
$2.44 Rp 43.8K
$1.58 ₽115
54.43%
Local Cheese (1kg)
$14.38 Rp 257.7K
$12.32 ₽893
16.72%
Chicken Fillets (1kg)
$4.31 Rp 77.1K
$4.49 ₽326
-4.01%
Beef Round Steak (1kg)
$12.21 Rp 218.7K
$11.52 ₽835
5.99%
Apples (1kg)
$3.68 Rp 66.0K
$1.53 ₽111
140.52%
Banana (1kg)
$1.55 Rp 27.8K
$1.83 ₽133
-15.30%
Oranges (1kg)
$2.79 Rp 49.9K
$1.86 ₽135
50.00%
Tomato (1kg)
$2.33 Rp 41.8K
$2.90 ₽210
-19.66%
Potato (1kg)
$1.97 Rp 35.3K
$0.73 ₽53.1
169.86%
Onion (1kg)
$2.31 Rp 41.4K
$0.65 ₽46.97
255.38%
Lettuce (1 head)
$1.06 Rp 19.1K
$1.29 ₽93.2
-17.83%
Water (1.5 liter bottle)
$0.73 Rp 13.1K
$0.40 ₽28.84
82.50%
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 Rp 58.8K
$2.51 ₽182
30.68%
Wine (Bottle)
$22.79 Rp 408.4K
$8.40 ₽608
171.31%
Local Beer (0.5 liter bottle)
$2.81 Rp 50.3K
$1.16 ₽84.0
142.24%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.9K
$2.43 ₽176
14.40%
🚌 Getting Around
Ubud, Bali
Ozyorsk
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
$0.50 ₽36.19
-42.00%
Public Transport Monthly Pass (Regular Price)
$8.06 Rp 144.4K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 8,047
$0.91 ₽66.1
-50.55%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,094
$0.33 ₽23.82
36.36%
Taxi 1hour Waiting (Normal Tariff)
$6.24 Rp 111.7K
$6.90 ₽500
-9.57%
Gasoline (1 liter)
$0.85 Rp 15.2K
$0.71 ₽51.3
19.72%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 465.4M
$31.6K ₽2.3M
-17.67%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 567.2M
$48.2K ₽3.5M
-34.28%
🧾 Monthly Utilities & Internet
Ubud, Bali
Ozyorsk
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$62.6 ₽4,533
29.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.7K
$5.03 ₽364
-19.28%
Internet (50+ Mbps, Unlimited Data)
$24.42 Rp 437.6K
$9.44 ₽684
158.69%
🎉 Sport & Entertainment
Ubud, Bali
Ozyorsk
Difference
Gym Membership (Monthly)
$97.7 Rp 1.7M
$35.89 ₽2,600
172.14%
Tennis Court (1 Hour on Weekend)
$6.45 Rp 115.5K
-
-
Cinema Ticket
$4.04 Rp 72.4K
$5.30 ₽384
-23.77%
🧸 Childcare & Education
Ubud, Bali
Ozyorsk
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$458 ₽33.2K
-33.64%
International Primary School, 1 Child (Yearly)
$6,621 Rp 118.6M
$9,011 ₽652.9K
-26.52%
👕👟 Clothing & Footwear
Ubud, Bali
Ozyorsk
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 971.7K
$70.7 ₽5,120
-23.25%
Summer Dress (H&M, Zara, etc)
$38.78 Rp 694.7K
$46.50 ₽3,370
-16.60%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$99.3 ₽7,196
-13.26%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$74.0 ₽5,364
3.58%
🏠 Accommodation & Living
Ubud, Bali
Ozyorsk
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$440 ₽31.9K
123.77%
1-bedroom Apartment, Outside City Center (Monthly)
$658 Rp 11.8M
$307 ₽22.2K
114.52%
3-bedroom Apartment, City Center (Monthly)
$3,369 Rp 60.4M
$768 ₽55.6K
338.80%
3-bedroom Apartment, Outside City Center (Monthly)
$2,066 Rp 37.0M
$508 ₽36.8K
306.69%
Buy Apartment in City Center (m2)
$2,741 Rp 49.1M
$2,563 ₽185.8K
6.94%
Buy Apartment Outside City Center (m2)
$2,228 Rp 39.9M
$1,898 ₽137.6K
17.35%
💵 Salaries & Financials
Ubud, Bali
Ozyorsk
Difference
Average Monthly Net Salary (After Tax)
$163 Rp 2.9M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
16.39
-18.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Ozyorsk: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $440 in Ozyorsk. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $50.0 in Ozyorsk. Groceries flip the comparison at $297 vs $205, with Ozyorsk cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Ozyorsk: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Ozyorsk?
Ozyorsk wins on cost – living expenses run 49% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Ozyorsk the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali vs Ozyorsk?
You'd need roughly $2,106 in Ubud, Bali and $1,418 in Ozyorsk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Ozyorsk?
Rent for a central apartment: $986 in Ubud, Bali versus $440 in Ozyorsk. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and Ozyorsk?
Childcare runs $304 in Ubud, Bali versus $458 in Ozyorsk. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Ubud, Bali vs Ozyorsk?
Dining out is cheaper in Ozyorsk – a meal for two runs $50.0 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or Ozyorsk?
At $945 in Ozyorsk versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Ozyorsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ozyorsk the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Ozyorsk?
Both work as nomad bases, but Ozyorsk delivers better value – similar infrastructure at $945 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ozyorsk hard to pass up.
How safe is Ubud, Bali compared to Ozyorsk?
Safety-wise, Ubud, Bali and Ozyorsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ozyorsk gentler on the wallet – expenses run 49% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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