🙂Monthly costs for one person with rent: $954 in Ozyorsk versus $1,438 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,507 in Ozyorsk versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,060 in Ozyorsk versus $3,732 in Ubud, Bali.
🙂Living in Ozyorsk costs roughly 34% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ozyorsk is 29% below, Ubud, Bali is 7% above.
Currency
🍽 Eating Out
Ozyorsk
Ubud, Bali
Difference
Meal at Budget Restaurant
$13.18₽990
$3.57Rp 61.6K
269.19%
Three-Course Dinner for Two, Mid-Range
$51.6₽3,879
$32.58Rp 562.6K
58.50%
Fast Food Meal(McDonalds, etc)
$6.31₽474
$5.07Rp 87.5K
24.46%
Cappuccino
$2.71₽204
$2.83Rp 48.8K
-4.24%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.35₽101
$1.34Rp 23.1K
0.75%
Water(0.33 liter bottle)
$0.61₽45.50
$0.69Rp 12.0K
-11.59%
Local Beer(0.5 liter draught)
$1.92₽144
$2.99Rp 51.6K
-35.79%
Imported Beer(0.33 liter bottle)
$2.25₽169
$3.85Rp 66.4K
-41.56%
🛒 Groceries & Markets
Ozyorsk
Ubud, Bali
Difference
Milk(1 liter)
$1.11₽83.5
$1.74Rp 30.1K
-36.21%
White Bread(500g)
$0.71₽53.5
$2.54Rp 43.8K
-72.05%
Rice(white)(1kg)
$1.35₽102
$1.19Rp 20.6K
13.45%
Eggs
$1.61₽121
$2.43Rp 41.9K
-33.74%
Local Cheese(1kg)
$12.16₽914
$14.66Rp 253.2K
-17.05%
Chicken Fillets(1kg)
$4.70₽353
$4.18Rp 72.1K
12.44%
Beef Round Steak(1kg)
$11.58₽870
$11.94Rp 206.1K
-3.02%
Apples(1kg)
$1.51₽113
$3.69Rp 63.6K
-59.08%
Banana(1kg)
$1.91₽144
$1.61Rp 27.7K
18.63%
Oranges(1kg)
$1.85₽139
$2.69Rp 46.4K
-31.23%
Tomato(1kg)
$2.92₽219
$2.33Rp 40.2K
25.32%
Potato(1kg)
$0.73₽55.1
$1.91Rp 32.9K
-61.78%
Onion(1kg)
$0.64₽48.24
$2.19Rp 37.7K
-70.78%
Lettuce(1 head)
$1.26₽94.4
$1.06Rp 18.3K
18.87%
Water(1.5 liter bottle)
$0.39₽29.50
$0.72Rp 12.5K
-45.83%
Cigarettes 20 Pack(Marlboro, Camel)
$2.49₽187
$3.13Rp 54.1K
-20.45%
Wine(Bottle)
$8.18₽614
$23.49Rp 405.6K
-65.18%
Local Beer(0.5 liter bottle)
$1.20₽90.2
$2.74Rp 47.3K
-56.20%
Imported Beer(0.33 liter bottle)
$2.39₽179
$2.88Rp 49.7K
-17.01%
🚌 Getting Around
Ozyorsk
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.53₽39.75
$0.29Rp 5,010
82.76%
Public Transport Monthly Pass(Regular Price)
-
$8.17Rp 141.0K
-
Taxi Start(Normal Tariff)
$0.93₽69.9
$0.45Rp 7,834
106.67%
Taxi(Normal Tariff)(1km)
$0.35₽26.59
$0.42Rp 7,278
-16.67%
Taxi 1hour Waiting(Normal Tariff)
$6.99₽525
$6.16Rp 106.3K
13.47%
Gasoline(1 liter)
$0.73₽54.6
$0.84Rp 14.5K
-13.10%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.1K₽2.4M
$26.2KRp 453.1M
22.37%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$47.3K₽3.6M
$32.5KRp 560.8M
45.73%
🧾 Monthly Utilities & Internet
Ozyorsk
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$63.9₽4,801
$78.4Rp 1.4M
-18.52%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.93₽371
$3.95Rp 68.2K
24.81%
Internet(50+ Mbps, Unlimited Data)
$9.34₽702
$24.40Rp 421.4K
-61.72%
🎉 Sport & Entertainment
Ozyorsk
Ubud, Bali
Difference
Gym Membership(Monthly)
$35.64₽2,677
$96.5Rp 1.7M
-63.08%
Tennis Court(1 Hour on Weekend)
-
$6.35Rp 109.6K
-
Cinema Ticket
$5.28₽397
$4.04Rp 69.7K
30.69%
🧸 Childcare & Education
Ozyorsk
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$466₽35.0K
$303Rp 5.2M
53.87%
International Primary School, 1 Child(Yearly)
$8,757₽657.9K
$6,523Rp 112.6M
34.26%
👕👟 Clothing & Footwear
Ozyorsk
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$70.5₽5,297
$53.8Rp 929.5K
30.96%
Summer Dress(H&M, Zara, etc)
$46.71₽3,509
$37.98Rp 655.8K
22.99%
Sport Shoes(Adidas, Nike)
$101₽7,609
$86.8Rp 1.5M
16.72%
Men's Leather Business Shoes
$74.5₽5,596
$78.9Rp 1.4M
-5.55%
🏠 Accommodation & Living
Ozyorsk
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$450₽33.8K
$1,012Rp 17.5M
-55.59%
1-bedroom Apartment, Outside City Center(Monthly)
$308₽23.1K
$674Rp 11.6M
-54.35%
3-bedroom Apartment, City Center(Monthly)
$761₽57.2K
$3,390Rp 58.5M
-77.55%
3-bedroom Apartment, Outside City Center(Monthly)
$500₽37.6K
$2,098Rp 36.2M
-76.17%
Buy Apartment in City Center(m2)
$2,150₽161.5K
$2,985Rp 51.5M
-27.97%
Buy Apartment Outside City Center(m2)
$1,553₽116.7K
$2,339Rp 40.4M
-33.59%
💵 Salaries & Financials
Ozyorsk
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$173Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
16.39
13.28
23.42%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ozyorsk: April 25, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $450 in Ozyorsk and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $52.0 in Ozyorsk vs $33.00 in Ubud, Bali. Groceries flip the comparison at $206 vs $298, with Ozyorsk cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ozyorsk vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ozyorsk or Ubud, Bali?
Ozyorsk wins on cost – living expenses run 51% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Ozyorsk the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ozyorsk vs Ubud, Bali?
You'd need roughly $1,431 in Ozyorsk and $2,158 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ozyorsk vs Ubud, Bali?
Rent for a central apartment: $450 in Ozyorsk versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ozyorsk and Ubud, Bali?
Childcare runs $466 in Ozyorsk versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Ozyorsk vs Ubud, Bali?
Dining out is cheaper in Ozyorsk – a meal for two runs $52.0 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ozyorsk or Ubud, Bali?
At $954 in Ozyorsk versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Ozyorsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ozyorsk the clear choice for anyone on this budget.
Which city is better for digital nomads, Ozyorsk or Ubud, Bali?
Both work as nomad bases, but Ozyorsk delivers better value – similar infrastructure at $954 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ozyorsk hard to pass up.
How safe is Ozyorsk compared to Ubud, Bali?
Safety-wise, Ozyorsk and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ozyorsk gentler on the wallet – expenses run 51% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.