Cost of Living Comparison Between Ubud, Bali and Owerri Cost of Living Comparison Between Ubud, Bali and Owerri

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $640 in Owerri, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,042 in Owerri, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $1,444 in Owerri, rent included.

Ubud, Bali costs about 125% more than Owerri, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Owerri is 52% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$2.71 ₦3,728

31.73%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$15.98 ₦22.0K

103.88%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

Cappuccino

$2.83 Rp 49.0K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.26 ₦358

415.38%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$1.05 ₦1,443

266.67%

Milk (1 liter)

$1.74 Rp 30.2K

White Bread (500g)

$2.54 Rp 44.0K

Rice (white) (1kg)

$1.19 Rp 20.6K

Eggs

$2.43 Rp 42.0K

Local Cheese (1kg)

$14.66 Rp 254.1K

Chicken Fillets (1kg)

$4.18 Rp 72.4K

Beef Round Steak (1kg)

$11.94 Rp 206.9K

Apples (1kg)

$3.69 Rp 63.9K

Banana (1kg)

$1.61 Rp 27.8K

Oranges (1kg)

$2.69 Rp 46.5K

Tomato (1kg)

$2.33 Rp 40.4K

Potato (1kg)

$1.91 Rp 33.0K

Onion (1kg)

$2.19 Rp 37.9K

Lettuce (1 head)

$1.06 Rp 18.3K

Water (1.5 liter bottle)

$0.72 Rp 12.5K

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

Wine (Bottle)

$23.49 Rp 407.1K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,029

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

Gasoline (1 liter)

$0.84 Rp 14.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

Gym Membership (Monthly)

$96.5 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

Men's Leather Business Shoes

$78.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$607 ₦836.1K

11.07%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$2,381 ₦3.3M

42.39%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$1,329 ₦1.8M

57.84%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Owerri: April 25, 2026

Cost Breakdown

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $16.00 in Owerri. Use this as a proxy for overall food spending across the two cities.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Owerri: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 125% more than Owerri, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $960 in Owerri. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,438 in Ubud, Bali and $640 in Owerri. The difference isn't just one category – it shows up across housing, food, transport, and services.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $16.00 in Owerri. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Owerri, where all-in costs run around $640, than in Ubud, Bali at $1,438. In Owerri it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Owerri costs $640 versus $1,438 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Owerri. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.