Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Oued Zem

For one person, living is cheaper in Oued Zem: $751 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
36

Cost of Living Index in Oued Zem
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Oued Zem Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Oued Zem

🇲🇦 Morocco

$751

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Oued Zem

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Oued Zem actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $751 in Oued Zem, rent included.

Ubud, Bali $1,349
Oued Zem $751

A couple spends around $2,305 per month in Ubud, Bali vs $1,196 in Oued Zem, rent included.

Ubud, Bali $2,305
Oued Zem $1,196

A family of three spends $3,261 per month in Ubud, Bali vs $1,640 in Oued Zem, rent included.

Ubud, Bali $3,261
Oued Zem $1,640

Ubud, Bali costs about 80% more than Oued Zem, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$4.18 MAD 41.18

-20.57%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$41.10 MAD 405

-13.28%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$7.11 MAD 70.0

-22.22%

Cappuccino

$2.72 Rp 49.4K

$1.93 MAD 19.03

40.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.57 MAD 5.59

198.25%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.36 MAD 3.58

111.11%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$4.95 MAD 48.75

-46.46%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$3.19 MAD 31.46

37.30%

Milk (1 liter)

$1.49 Rp 27.1K

$0.82 MAD 8.05

81.71%

White Bread (500g)

$2.28 Rp 41.4K

$0.61 MAD 5.96

273.77%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.85 MAD 18.21

-35.68%

Eggs

$2.04 Rp 37.0K

$1.95 MAD 19.18

4.62%

Local Cheese (1kg)

$17.70 Rp 321.7K

$11.22 MAD 111

57.75%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$6.67 MAD 65.7

-40.63%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$11.88 MAD 117

2.61%

Apples (1kg)

$3.66 Rp 66.4K

$1.60 MAD 15.80

128.75%

Banana (1kg)

$1.52 Rp 27.6K

$1.42 MAD 13.99

7.04%

Oranges (1kg)

$2.23 Rp 40.5K

$0.89 MAD 8.77

150.56%

Tomato (1kg)

$1.97 Rp 35.9K

$0.82 MAD 8.08

140.24%

Potato (1kg)

$1.85 Rp 33.6K

$0.71 MAD 7.03

160.56%

Onion (1kg)

$2.42 Rp 44.1K

$0.79 MAD 7.74

206.33%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.39 MAD 3.86

153.85%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.61 MAD 5.97

-16.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$4.23 MAD 41.63

-47.52%

Wine (Bottle)

$22.24 Rp 404.2K

$7.23 MAD 71.2

207.61%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.56 MAD 25.25

-11.72%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.58 MAD 25.45

15.12%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.50 MAD 4.95

-50.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$19.08 MAD 188

-59.01%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$0.73 MAD 7.19

-39.73%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.75 MAD 7.36

-42.67%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$3.95 MAD 38.95

36.96%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.50 MAD 14.77

-45.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$29.9K MAD 294.5K

-20.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$32.7K MAD 322.5K

-3.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$36.51 MAD 360

116.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$9.90 MAD 97.5

-34.85%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$33.95 MAD 334

-45.27%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$22.75 MAD 224

117.49%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$19.10 MAD 188

-7.59%

Cinema Ticket

$4.27 Rp 77.7K

$6.24 MAD 61.4

-31.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$181 MAD 1,779

171.54%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$9,550 MAD 94.1K

-40.59%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$47.28 MAD 466

-5.58%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$39.31 MAD 387

-11.09%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$91.6 MAD 902

-12.76%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$66.5 MAD 655

19.36%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$314 MAD 3,096

257.80%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$185 MAD 1,824

262.56%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$476 MAD 4,686

649.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$283 MAD 2,788

508.75%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,129 MAD 11.1K

141.88%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$874 MAD 8,606

161.37%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$230 MAD 2,264

-28.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.55

202.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Oued Zem: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Oued Zem

$185 24.7% 72.4% $486

Groceries & Markets

Ubud, Bali

$288 21.4%

Oued Zem

$201 26.8% 30.2% $87

Eating Out

Ubud, Bali

$108 8%

Oued Zem

$113 15% 4.8% $5.2

Clothing & Footwear

Ubud, Bali

$108 8%

Oued Zem

$110 14.7% 2.4% $2.6

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Oued Zem

$80 10.7% 22.8% $24

Sport & Entertainment

Ubud, Bali

$58 4.3%

Oued Zem

$35 4.7% 39.3% $23

Getting Around

Ubud, Bali

$11 0.9%

Oued Zem

$26 3.4% 124% $14

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $314 in Oued Zem. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 40% higher in Oued Zem, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $41 in Oued Zem. Groceries tell a different story – $288 in Ubud, Bali vs $201 in Oued Zem – so Oued Zem wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇲🇦 Oued Zem

🕒 Local time

10:14 10:14 AM

02:14 2:14 AM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

95,267

💱 Currency

Indonesian Rupiah IDR Rp

Moroccan Dirham MAD د.م.

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 MAD = 10.15 USD

100 MAD = 9.12 EUR

Exchange rates and currency converter

MAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Moroccan Dirham exchange rates as of October 29, 2026: 1 USD = 9.85 MAD (1 MAD = 0.102 USD). 1 EUR = 10.96 MAD (100 MAD = 9.12 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Oued Zem 13,480 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Oued Zem

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Oued Zem: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $751 in Oued Zem – Oued Zem comes out roughly 44% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,126 in Oued Zem. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Oued Zem, especially for central apartments: a one-bedroom in the center costs $314 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $751 in Oued Zem. That makes Oued Zem about 44% cheaper.

Public transport costs about 59% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,200 monthly budget goes further in Oued Zem, where all-in costs run around $751, than in Ubud, Bali at $1,349. In Oued Zem it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Oued Zem – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.