Cost of Living Comparison Between Ubud, Bali and Oued Zem Cost of Living Comparison Between Ubud, Bali and Oued Zem

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $763 in Oued Zem, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,250 in Oued Zem, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $1,737 in Oued Zem, rent included.

Ubud, Bali costs about 81% more than Oued Zem, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Oued Zem is 45% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$4.19 MAD 39.41

-20.53%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$45.68 MAD 429

-21.58%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$7.52 MAD 70.6

-25.13%

Cappuccino

$2.82 Rp 49.7K

$2.01 MAD 18.89

40.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.65 MAD 6.07

169.23%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.36 MAD 3.34

122.22%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$5.26 MAD 49.40

-42.21%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$3.24 MAD 30.49

32.72%

Milk (1 liter)

$1.61 Rp 28.3K

$0.92 MAD 8.65

75.00%

White Bread (500g)

$2.27 Rp 39.9K

$0.66 MAD 6.17

243.94%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.94 MAD 18.22

-39.69%

Eggs

$2.17 Rp 38.2K

$2.00 MAD 18.79

8.50%

Local Cheese (1kg)

$17.63 Rp 310.5K

$12.01 MAD 113

46.79%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$6.66 MAD 62.6

-39.19%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$12.66 MAD 119

-3.79%

Apples (1kg)

$3.62 Rp 63.7K

$1.64 MAD 15.40

120.73%

Banana (1kg)

$1.64 Rp 28.8K

$1.47 MAD 13.81

11.56%

Oranges (1kg)

$2.31 Rp 40.6K

$0.88 MAD 8.28

162.50%

Tomato (1kg)

$1.96 Rp 34.5K

$0.93 MAD 8.74

110.75%

Potato (1kg)

$1.84 Rp 32.5K

$0.76 MAD 7.11

142.11%

Onion (1kg)

$2.37 Rp 41.7K

$0.78 MAD 7.30

203.85%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.41 MAD 3.90

156.10%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.61 MAD 5.77

-11.48%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$4.25 MAD 39.96

-45.88%

Wine (Bottle)

$23.08 Rp 406.4K

$7.73 MAD 72.6

198.58%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$2.71 MAD 25.46

-13.65%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.80 MAD 26.33

9.64%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.55 MAD 5.14

-54.55%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$19.29 MAD 181

-51.17%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$0.74 MAD 6.94

-33.78%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.91 MAD 8.54

-48.35%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$4.42 MAD 41.57

26.70%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.60 MAD 15.00

-49.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$36.0K MAD 337.9K

-30.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$32.8K MAD 308.4K

-5.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$36.54 MAD 343

126.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$10.49 MAD 98.6

-38.13%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$33.61 MAD 316

-44.09%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$26.79 MAD 252

106.20%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$21.97 MAD 206

-17.11%

Cinema Ticket

$4.30 Rp 75.7K

$6.27 MAD 58.9

-31.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$190 MAD 1,782

160.64%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$7,178 MAD 67.5K

-17.57%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$50.7 MAD 476

-8.63%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$45.58 MAD 428

-20.05%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$93.3 MAD 877

-13.53%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$70.5 MAD 663

11.73%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$272 MAD 2,558

309.32%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$172 MAD 1,612

304.02%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$489 MAD 4,591

644.85%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$271 MAD 2,548

531.58%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,242 MAD 11.7K

122.35%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$863 MAD 8,114

165.52%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$249 MAD 2,343

-32.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.52

204.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Oued Zem: September 7, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $272 in Oued Zem. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 49% higher in Oued Zem, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $46.00 in Oued Zem. Groceries tell a different story – $294 in Ubud, Bali vs $211 in Oued Zem – so Oued Zem wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Oued Zem: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,378 in Ubud, Bali, $763 in Oued Zem – roughly 81% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $1,144 in Oued Zem. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Oued Zem, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,378 in Ubud, Bali and $763 in Oued Zem. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 105% less in Oued Zem. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Oued Zem, where all-in costs run around $763, than in Ubud, Bali at $1,378. In Oued Zem it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $763 in Oued Zem to $1,378 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Oued Zem. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.