Last update: Oct 2026

Cost of Living Comparison Between Oued Zem and Ubud, Bali

For one person, living is cheaper in Oued Zem: $751 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

36

Cost of Living Index in Oued Zem
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Oued Zem Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Oued Zem

🇲🇦 Morocco

$751

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Oued Zem and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oued Zem and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $751 per month in Oued Zem vs $1,349 in Ubud, Bali, rent included.

Oued Zem $751
Ubud, Bali $1,349

A couple spends around $1,196 per month in Oued Zem vs $2,305 in Ubud, Bali, rent included.

Oued Zem $1,196
Ubud, Bali $2,305

A family of three spends $1,640 per month in Oued Zem vs $3,261 in Ubud, Bali, rent included.

Oued Zem $1,640
Ubud, Bali $3,261

Oued Zem is about 44% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$4.18 MAD 41.18

$3.32 Rp 60.4K

25.90%

Three-Course Dinner for Two, Mid-Range

$41.10 MAD 405

$35.64 Rp 647.8K

15.32%

Fast Food Meal (McDonalds, etc)

$7.11 MAD 70.0

$5.53 Rp 100.6K

28.57%

Cappuccino

$1.93 MAD 19.03

$2.72 Rp 49.4K

-29.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.57 MAD 5.59

$1.70 Rp 30.9K

-66.47%

Water (0.33 liter bottle)

$0.36 MAD 3.58

$0.76 Rp 13.8K

-52.63%

Local Beer (0.5 liter draught)

$4.95 MAD 48.75

$2.65 Rp 48.2K

86.79%

Imported Beer (0.33 liter bottle)

$3.19 MAD 31.46

$4.38 Rp 79.6K

-27.17%

Milk (1 liter)

$0.82 MAD 8.05

$1.49 Rp 27.1K

-44.97%

White Bread (500g)

$0.61 MAD 5.96

$2.28 Rp 41.4K

-73.25%

Rice (white) (1kg)

$1.85 MAD 18.21

$1.19 Rp 21.6K

55.46%

Eggs

$1.95 MAD 19.18

$2.04 Rp 37.0K

-4.41%

Local Cheese (1kg)

$11.22 MAD 111

$17.70 Rp 321.7K

-36.61%

Chicken Fillets (1kg)

$6.67 MAD 65.7

$3.96 Rp 72.0K

68.43%

Beef Round Steak (1kg)

$11.88 MAD 117

$12.19 Rp 221.6K

-2.54%

Apples (1kg)

$1.60 MAD 15.80

$3.66 Rp 66.4K

-56.28%

Banana (1kg)

$1.42 MAD 13.99

$1.52 Rp 27.6K

-6.58%

Oranges (1kg)

$0.89 MAD 8.77

$2.23 Rp 40.5K

-60.09%

Tomato (1kg)

$0.82 MAD 8.08

$1.97 Rp 35.9K

-58.38%

Potato (1kg)

$0.71 MAD 7.03

$1.85 Rp 33.6K

-61.62%

Onion (1kg)

$0.79 MAD 7.74

$2.42 Rp 44.1K

-67.36%

Lettuce (1 head)

$0.39 MAD 3.86

$0.99 Rp 18.0K

-60.61%

Water (1.5 liter bottle)

$0.61 MAD 5.97

$0.51 Rp 9,332

19.61%

Cigarettes 20 Pack (Marlboro, Camel)

$4.23 MAD 41.63

$2.22 Rp 40.4K

90.54%

Wine (Bottle)

$7.23 MAD 71.2

$22.24 Rp 404.2K

-67.49%

Local Beer (0.5 liter bottle)

$2.56 MAD 25.25

$2.26 Rp 41.1K

13.27%

Imported Beer (0.33 liter bottle)

$2.58 MAD 25.45

$2.97 Rp 54.0K

-13.13%

One-way Ticket (Public Transport)

$0.50 MAD 4.95

$0.25 Rp 4,562

100.00%

Public Transport Monthly Pass (Regular Price)

$19.08 MAD 188

$7.82 Rp 142.2K

143.99%

Taxi Start (Normal Tariff)

$0.73 MAD 7.19

$0.44 Rp 7,989

65.91%

Taxi (Normal Tariff) (1km)

$0.75 MAD 7.36

$0.43 Rp 7,817

74.42%

Taxi 1hour Waiting (Normal Tariff)

$3.95 MAD 38.95

$5.41 Rp 98.3K

-26.99%

Gasoline (1 liter)

$1.50 MAD 14.77

$0.82 Rp 15.0K

82.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K MAD 294.5K

$23.8K Rp 433.3M

25.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.7K MAD 322.5K

$31.7K Rp 577.0M

3.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$36.51 MAD 360

$79.1 Rp 1.4M

-53.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.90 MAD 97.5

$6.45 Rp 117.2K

53.49%

Internet (50+ Mbps, Unlimited Data)

$33.95 MAD 334

$18.58 Rp 337.7K

82.72%

Gym Membership (Monthly)

$22.75 MAD 224

$49.48 Rp 899.4K

-54.02%

Tennis Court (1 Hour on Weekend)

$19.10 MAD 188

$17.65 Rp 320.8K

8.22%

Cinema Ticket

$6.24 MAD 61.4

$4.27 Rp 77.7K

46.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$181 MAD 1,779

$491 Rp 8.9M

-63.17%

International Primary School, 1 Child (Yearly)

$9,550 MAD 94.1K

$5,674 Rp 103.1M

68.32%

Jeans (Levis 501 Or Similar)

$47.28 MAD 466

$44.64 Rp 811.4K

5.91%

Summer Dress (H&M, Zara, etc)

$39.31 MAD 387

$34.95 Rp 635.3K

12.47%

Sport Shoes (Adidas, Nike)

$91.6 MAD 902

$79.9 Rp 1.5M

14.63%

Men's Leather Business Shoes

$66.5 MAD 655

$79.4 Rp 1.4M

-16.22%

1-bedroom Apartment, City Center (Monthly)

$314 MAD 3,096

$1,125 Rp 20.4M

-72.05%

1-bedroom Apartment, Outside City Center (Monthly)

$185 MAD 1,824

$671 Rp 12.2M

-72.42%

3-bedroom Apartment, City Center (Monthly)

$476 MAD 4,686

$3,565 Rp 64.8M

-86.65%

3-bedroom Apartment, Outside City Center (Monthly)

$283 MAD 2,788

$1,723 Rp 31.3M

-83.57%

Buy Apartment in City Center (m2)

$1,129 MAD 11.1K

$2,732 Rp 49.6M

-58.66%

Buy Apartment Outside City Center (m2)

$874 MAD 8,606

$2,284 Rp 41.5M

-61.74%

Average Monthly Net Salary (After Tax)

$230 MAD 2,264

$164 Rp 3.0M

40.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.55

13.78

-66.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oued Zem: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Oued Zem

$201 26.8%

Ubud, Bali

$288 21.4% 43.3% $87

Accommodation & Living

Oued Zem

$185 24.7%

Ubud, Bali

$672 49.8% 263% $486

Eating Out

Oued Zem

$113 15%

Ubud, Bali

$108 8% 4.6% $5.2

Clothing & Footwear

Oued Zem

$110 14.7%

Ubud, Bali

$108 8% 2.4% $2.6

Monthly Utilities & Internet

Oued Zem

$80 10.7%

Ubud, Bali

$104 7.7% 29.5% $24

Sport & Entertainment

Oued Zem

$35 4.7%

Ubud, Bali

$58 4.3% 64.8% $23

Getting Around

Oued Zem

$26 3.4%

Ubud, Bali

$11 0.9% 55.3% $14

Cost Breakdown

A central one-bedroom costs $314 in Oued Zem versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 40% higher in Oued Zem, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $41 in Oued Zem versus $36 in Ubud, Bali. Groceries tell a different story – $201 in Oued Zem vs $288 in Ubud, Bali – so Oued Zem wins on supermarket bills even if dining out costs more.

Good to know

🇲🇦 Oued Zem

🇮🇩 Ubud, Bali

🕒 Local time

23:14 11:14 PM

07:14 7:14 AM

8 h ahead of Oued Zem

🌤 Weather

👥 Population

95,267

74,800

💱 Currency

Moroccan Dirham MAD د.م.

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 MAD = 10.15 USD

100 MAD = 9.12 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to MAD – Moroccan Dirham Converter

🇺🇸 United States Dollar ($)

🇲🇦 Moroccan Dirham (د.م.)

Moroccan Dirham exchange rates as of October 28, 2026: 1 USD = 9.85 MAD (1 MAD = 0.102 USD). 1 EUR = 10.96 MAD (100 MAD = 9.12 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to MAD in detail →

On the map

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Highest

Between locations

Oued Zem Ubud, Bali 13,480 km ≈ 17 h nonstop flight

From you

Oued Zem
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oued Zem vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $751 in Oued Zem, $1,349 in Ubud, Bali – Oued Zem comes out roughly 44% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,126 per month in Oued Zem and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Oued Zem, especially for central apartments: a one-bedroom in the center costs $314 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $751 in Oued Zem and $1,349 in Ubud, Bali. That makes Oued Zem about 44% cheaper.

Public transport costs about 59% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,200 monthly budget goes further in Oued Zem, where all-in costs run around $751, than in Ubud, Bali at $1,349. In Oued Zem it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Oued Zem – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.