Cost of Living Comparison Between Oued Zem and Ubud, Bali Cost of Living Comparison Between Oued Zem and Ubud, Bali

Monthly Cost of Living

A single person spends $783 per month in Oued Zem vs $1,404 in Ubud, Bali, rent included.

A couple spends around $1,295 per month in Oued Zem vs $2,549 in Ubud, Bali, rent included.

A family of three spends $1,808 per month in Oued Zem vs $3,694 in Ubud, Bali, rent included.

Oued Zem is about 44% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Oued Zem sits 42% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.63 MAD 42.81

$3.57 Rp 64.0K

29.69%

Three-Course Dinner for Two, Mid-Range

$49.13 MAD 454

$32.50 Rp 582.3K

51.17%

Fast Food Meal (McDonalds, etc)

$6.81 MAD 63.0

$4.86 Rp 87.1K

40.12%

Cappuccino

$2.04 MAD 18.87

$2.75 Rp 49.2K

-25.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.58 MAD 5.35

$1.32 Rp 23.7K

-56.06%

Water (0.33 liter bottle)

$0.41 MAD 3.77

$0.70 Rp 12.6K

-41.43%

Local Beer (0.5 liter draught)

$5.38 MAD 49.78

$2.91 Rp 52.2K

84.88%

Imported Beer (0.33 liter bottle)

$4.05 MAD 37.46

$3.79 Rp 68.0K

6.86%

Milk (1 liter)

$0.89 MAD 8.21

$1.71 Rp 30.6K

-47.95%

White Bread (500g)

$0.50 MAD 4.65

$2.47 Rp 44.3K

-79.76%

Rice (white) (1kg)

$1.87 MAD 17.30

$1.20 Rp 21.5K

55.83%

Eggs

$2.02 MAD 18.73

$2.44 Rp 43.8K

-17.21%

Local Cheese (1kg)

$13.04 MAD 121

$14.38 Rp 257.7K

-9.32%

Chicken Fillets (1kg)

$6.95 MAD 64.3

$4.31 Rp 77.1K

61.25%

Beef Round Steak (1kg)

$11.61 MAD 107

$12.21 Rp 218.7K

-4.91%

Apples (1kg)

$1.60 MAD 14.78

$3.68 Rp 66.0K

-56.52%

Banana (1kg)

$1.39 MAD 12.89

$1.55 Rp 27.8K

-10.32%

Oranges (1kg)

$0.78 MAD 7.23

$2.79 Rp 49.9K

-72.04%

Tomato (1kg)

$0.86 MAD 7.96

$2.33 Rp 41.8K

-63.09%

Potato (1kg)

$0.72 MAD 6.70

$1.97 Rp 35.3K

-63.45%

Onion (1kg)

$0.69 MAD 6.39

$2.31 Rp 41.4K

-70.13%

Lettuce (1 head)

$0.39 MAD 3.65

$1.06 Rp 19.1K

-63.21%

Water (1.5 liter bottle)

$0.58 MAD 5.38

$0.73 Rp 13.1K

-20.55%

Cigarettes 20 Pack (Marlboro, Camel)

$4.40 MAD 40.70

$3.28 Rp 58.8K

34.15%

Wine (Bottle)

$7.73 MAD 71.5

$22.79 Rp 408.4K

-66.08%

Local Beer (0.5 liter bottle)

$2.74 MAD 25.34

$2.81 Rp 50.3K

-2.49%

Imported Beer (0.33 liter bottle)

$2.43 MAD 22.48

$2.78 Rp 49.9K

-12.59%

One-way Ticket (Public Transport)

$0.47 MAD 4.38

$0.29 Rp 5,217

62.07%

Public Transport Monthly Pass (Regular Price)

$16.59 MAD 153

$8.06 Rp 144.4K

105.83%

Taxi Start (Normal Tariff)

$0.56 MAD 5.22

$0.45 Rp 8,047

24.44%

Taxi (Normal Tariff) (1km)

$0.88 MAD 8.11

$0.45 Rp 8,094

95.56%

Taxi 1hour Waiting (Normal Tariff)

$4.33 MAD 40.08

$6.24 Rp 111.7K

-30.61%

Gasoline (1 liter)

$1.53 MAD 14.16

$0.85 Rp 15.2K

80.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K MAD 338.0K

$26.0K Rp 465.4M

40.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.0K MAD 268.1K

$31.7K Rp 567.2M

-8.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.67 MAD 385

$80.8 Rp 1.4M

-48.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.86 MAD 100

$4.06 Rp 72.7K

167.49%

Internet (50+ Mbps, Unlimited Data)

$39.64 MAD 367

$24.42 Rp 437.6K

62.33%

Gym Membership (Monthly)

$23.97 MAD 222

$97.7 Rp 1.7M

-75.46%

Tennis Court (1 Hour on Weekend)

$23.10 MAD 214

$6.45 Rp 115.5K

258.14%

Cinema Ticket

$6.76 MAD 62.5

$4.04 Rp 72.4K

67.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$160 MAD 1,480

$304 Rp 5.4M

-47.37%

International Primary School, 1 Child (Yearly)

$6,473 MAD 59.9K

$6,621 Rp 118.6M

-2.24%

Jeans (Levis 501 Or Similar)

$53.4 MAD 494

$54.2 Rp 971.7K

-1.46%

Summer Dress (H&M, Zara, etc)

$47.87 MAD 443

$38.78 Rp 694.7K

23.44%

Sport Shoes (Adidas, Nike)

$106 MAD 979

$86.1 Rp 1.5M

22.80%

Men's Leather Business Shoes

$101 MAD 931

$76.7 Rp 1.4M

31.26%

1-bedroom Apartment, City Center (Monthly)

$279 MAD 2,584

$986 Rp 17.7M

-71.65%

1-bedroom Apartment, Outside City Center (Monthly)

$176 MAD 1,632

$658 Rp 11.8M

-73.19%

3-bedroom Apartment, City Center (Monthly)

$509 MAD 4,707

$3,369 Rp 60.4M

-84.90%

3-bedroom Apartment, Outside City Center (Monthly)

$307 MAD 2,841

$2,066 Rp 37.0M

-85.13%

Buy Apartment in City Center (m2)

$1,380 MAD 12.8K

$2,741 Rp 49.1M

-49.67%

Buy Apartment Outside City Center (m2)

$1,050 MAD 9,710

$2,228 Rp 39.9M

-52.88%

Average Monthly Net Salary (After Tax)

$246 MAD 2,274

$163 Rp 2.9M

50.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.81

13.28

-63.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oued Zem: June 9, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $279 in Oued Zem versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 50% higher in Oued Zem, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $49.00 in Oued Zem versus $33.00 in Ubud, Bali. Groceries tell a different story – $208 in Oued Zem vs $297 in Ubud, Bali – so Oued Zem wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oued Zem vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $783 in Oued Zem, $1,404 in Ubud, Bali – roughly 79% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,174 per month in Oued Zem and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Oued Zem, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $783 in Oued Zem and $1,404 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 106% less in Oued Zem. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Oued Zem, where all-in costs run around $783, than in Ubud, Bali at $1,404. In Oued Zem it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $783 in Oued Zem to $1,404 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Oued Zem. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.