Cost of Living Comparison Between Ubud, Bali and Osaka Cost of Living Comparison Between Ubud, Bali and Osaka

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,347 in Osaka.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $2,036 in Osaka.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,725 in Osaka.

Living in Ubud, Bali is roughly 3% more expensive than in Osaka, driven mainly by Getting Around.

Both cities are pricier than the global median: Ubud, Bali 5% above, Osaka 1% above.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$6.75 ¥1,103

-47.11%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$35.24 ¥5,755

-8.29%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$4.75 ¥776

5.47%

Cappuccino

$2.82 Rp 51.1K

$3.29 ¥537

-14.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$1.10 ¥179

22.73%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.76 ¥124

-3.95%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.82 ¥461

3.90%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

$4.41 ¥720

-10.66%

Milk (1 liter)

$1.78 Rp 32.2K

$1.59 ¥260

11.95%

White Bread (500g)

$2.45 Rp 44.3K

$1.44 ¥235

70.14%

Rice (white) (1kg)

$1.15 Rp 20.8K

$4.78 ¥781

-75.94%

Eggs

$2.41 Rp 43.7K

$2.33 ¥381

3.43%

Local Cheese (1kg)

$14.33 Rp 259.1K

$10.61 ¥1,732

35.06%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$6.39 ¥1,043

-34.43%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

$18.87 ¥3,081

-36.09%

Apples (1kg)

$3.64 Rp 65.8K

$3.66 ¥598

-0.55%

Banana (1kg)

$1.57 Rp 28.3K

$2.12 ¥346

-25.94%

Oranges (1kg)

$2.79 Rp 50.4K

$2.52 ¥411

10.71%

Tomato (1kg)

$2.24 Rp 40.5K

$4.44 ¥724

-49.55%

Potato (1kg)

$1.98 Rp 35.8K

$1.67 ¥272

18.56%

Onion (1kg)

$2.28 Rp 41.2K

$1.26 ¥206

80.95%

Lettuce (1 head)

$1.05 Rp 19.1K

$1.33 ¥217

-21.05%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.87 ¥143

-9.20%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

$3.96 ¥647

-19.44%

Wine (Bottle)

$23.49 Rp 424.8K

$9.05 ¥1,478

159.56%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$2.03 ¥331

42.86%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$2.90 ¥474

-4.83%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$1.59 ¥259

-83.02%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

$35.37 ¥5,776

-76.34%

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

$4.45 ¥726

-89.89%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

$3.35 ¥547

-86.27%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$23.70 ¥3,869

-74.39%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.19 ¥195

-27.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

$23.1K ¥3.8M

15.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

$16.9K ¥2.8M

93.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$135 ¥22.0K

-41.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

$27.52 ¥4,493

-85.14%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

$30.63 ¥5,001

-22.14%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$57.2 ¥9,347

72.57%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

$21.14 ¥3,452

-69.96%

Cinema Ticket

$4.01 Rp 72.5K

$12.25 ¥2,000

-67.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$68.0 ¥11.1K

336.92%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

$10.5K ¥1.7M

-36.83%

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

$44.66 ¥7,292

19.64%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

$28.96 ¥4,729

31.60%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$68.6 ¥11.2K

29.19%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$96.6 ¥15.8K

-20.64%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$721 ¥117.7K

41.45%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$474 ¥77.3K

43.65%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

$1,298 ¥211.9K

167.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

$818 ¥133.6K

155.48%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$5,971 ¥975.1K

-54.30%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

$2,029 ¥331.3K

13.14%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,868 ¥305.0K

-91.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

1.81

633.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Osaka: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $721 in Osaka. Housing cost is often the main lever when comparing two cities.

Osaka pays 1041% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $35.00 in Osaka for a mid-range dinner for two. Groceries echo the gap at $298 vs $300 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Osaka: Cost of Living - Frequently Asked Questions

Ubud, Bali and Osaka differ by about 3% in total monthly costs ($1,392 vs $1,347 including rent). Osaka is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1041% lower in Osaka. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $721 in Osaka. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Osaka runs roughly 323% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $297 in Ubud, Bali versus $68.0 in Osaka. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,347 in Osaka versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Osaka but tight or insufficient in Ubud, Bali. The gap between the two cities makes Osaka the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Osaka are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Osaka gentler on the wallet – expenses run 3% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.