Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Osaka

For one person, living costs are similar in Ubud, Bali and in Osaka: $1,348 and $1,400 a month, rent and utilities included.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
67

Cost of Living Index in Osaka
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Osaka Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Osaka

🇯🇵 Japan

$1,400

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Osaka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Osaka actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $1,400 in Osaka.

Ubud, Bali $1,348
Osaka $1,400

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $1,991 in Osaka.

Ubud, Bali $2,312
Osaka $1,991

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $2,582 in Osaka.

Ubud, Bali $3,276
Osaka $2,582

Living in Ubud, Bali costs roughly 4% less than in Osaka, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Ubud, Bali 1% above, Osaka 4% above.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$6.19 ¥978

-46.20%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.7K

$31.80 ¥5,026

11.38%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 103.0K

$4.93 ¥780

16.84%

Cappuccino

$2.63 Rp 47.0K

$3.00 ¥474

-12.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$1.45 ¥228

20.00%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$0.72 ¥113

6.94%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$2.62 ¥415

3.44%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.9K

$3.91 ¥618

15.60%

Milk (1 liter)

$1.53 Rp 27.4K

$1.46 ¥230

4.79%

White Bread (500g)

$2.20 Rp 39.3K

$1.31 ¥207

67.94%

Rice (white) (1kg)

$1.22 Rp 21.8K

$5.25 ¥830

-76.76%

Eggs

$2.14 Rp 38.3K

$2.03 ¥321

5.42%

Local Cheese (1kg)

$17.73 Rp 317.2K

$9.77 ¥1,544

81.47%

Chicken Fillets (1kg)

$3.86 Rp 69.0K

$9.22 ¥1,458

-58.13%

Beef Round Steak (1kg)

$12.03 Rp 215.2K

$17.95 ¥2,838

-32.98%

Apples (1kg)

$3.61 Rp 64.6K

$3.29 ¥519

9.73%

Banana (1kg)

$1.51 Rp 27.1K

$2.00 ¥317

-24.50%

Oranges (1kg)

$2.32 Rp 41.5K

$2.11 ¥333

9.95%

Tomato (1kg)

$2.00 Rp 35.9K

$4.11 ¥649

-51.34%

Potato (1kg)

$1.81 Rp 32.4K

$1.51 ¥239

19.87%

Onion (1kg)

$2.39 Rp 42.7K

$1.19 ¥187

100.84%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.30 ¥206

-23.85%

Water (1.5 liter bottle)

$0.52 Rp 9,381

$0.86 ¥137

-39.53%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.1K

$3.82 ¥604

-42.93%

Wine (Bottle)

$22.98 Rp 411.0K

$9.74 ¥1,540

135.93%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.9K

$1.87 ¥296

28.34%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$3.15 ¥498

-4.76%

One-way Ticket (Public Transport)

$0.24 Rp 4,258

$1.34 ¥211

-82.09%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.1K

$32.68 ¥5,165

-78.61%

Taxi Start (Normal Tariff)

$0.44 Rp 7,882

$3.85 ¥609

-88.57%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,589

$3.19 ¥504

-86.83%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.5K

$21.93 ¥3,466

-75.15%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.10 ¥173

-23.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 435.2M

$21.5K ¥3.4M

13.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.5M

$15.1K ¥2.4M

110.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$140 ¥22.1K

-42.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.7K

$24.14 ¥3,816

-72.74%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.4K

$30.58 ¥4,834

-40.35%

Gym Membership (Monthly)

$55.1 Rp 986.2K

$49.41 ¥7,810

11.58%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 331.2K

$18.41 ¥2,910

0.54%

Cinema Ticket

$4.24 Rp 75.9K

$12.27 ¥1,939

-65.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$511 ¥80.8K

-4.97%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$13.1K ¥2.1M

-56.63%

Jeans (Levis 501 Or Similar)

$45.18 Rp 808.3K

$47.50 ¥7,508

-4.88%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 618.5K

$30.12 ¥4,761

14.77%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$73.4 ¥11.6K

7.86%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$91.0 ¥14.4K

-14.71%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.2M

$704 ¥111.2K

60.14%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$508 ¥80.3K

32.75%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$1,751 ¥276.8K

106.59%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$765 ¥120.9K

126.75%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$6,208 ¥981.2K

-54.43%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.3M

$1,938 ¥306.4K

19.01%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,346 ¥370.8K

-92.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.21

523.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Osaka: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Osaka

$508 36.9% 24.7% $166

Groceries & Markets

Ubud, Bali

$290 21.4%

Osaka

$301 21.9% 3.8% $11

Eating Out

Ubud, Bali

$108 8%

Osaka

$130 9.5% 20.1% $22

Clothing & Footwear

Ubud, Bali

$106 7.8%

Osaka

$109 7.9% 2.3% $2.5

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Osaka

$195 14.2% 84.4% $89

Sport & Entertainment

Ubud, Bali

$64 4.7%

Osaka

$74 5.4% 16.2% $10

Getting Around

Ubud, Bali

$11 0.8%

Osaka

$58 4.2% 451% $47

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Ubud, Bali and $704 in Osaka. Housing cost is often the main lever when comparing two cities.

Osaka pays 1316% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $32.00 in Osaka. Groceries flip the comparison at $290 vs $301, with Ubud, Bali cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇯🇵 Osaka

🕒 Local time

15:35 3:35 PM

16:35 4:35 PM

1 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

2,691,185

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.98 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.64 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,890 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,065 IDR (100,000 IDR = 4.98 EUR).

Japanese Yen exchange rates as of October 10, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 177 JPY (1,000 JPY = 5.64 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Osaka 5,250 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Osaka

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Osaka: Cost of Living - Frequently Asked Questions

Ubud, Bali and Osaka differ by about 4% in total monthly costs ($1,348 vs $1,400 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1316% lower in Osaka. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,127 in Ubud, Bali versus $704 in Osaka. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 368% less than in Osaka. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $486 in Ubud, Bali versus $511 in Osaka. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,348 in Ubud, Bali versus $1,400 in Osaka, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Osaka. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Osaka are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 4% less than in Osaka. Beyond cost, consider language, visa policies, and how big the international community is in each city.