Cost of Living Comparison Between Ubud, Bali and Osaka Cost of Living Comparison Between Ubud, Bali and Osaka

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,352 in Osaka.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,031 in Osaka.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $2,710 in Osaka.

Living in Ubud, Bali is roughly 6% more expensive than Osaka, driven mainly by Getting Around.

Both cities are pricier than the global median: Ubud, Bali 7% above, Osaka 1% above.

Meal at Budget Restaurant

$3.57 Rp 61.6K

$6.95 ¥1,109

-48.63%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 562.6K

$34.82 ¥5,555

-6.43%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.5K

$4.95 ¥789

2.42%

Cappuccino

$2.83 Rp 48.8K

$3.32 ¥530

-14.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.1K

$1.09 ¥173

22.94%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.72 ¥115

-4.17%

Local Beer (0.5 liter draught)

$2.99 Rp 51.6K

$2.79 ¥446

7.17%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.4K

$4.37 ¥697

-11.90%

Milk (1 liter)

$1.74 Rp 30.1K

$1.58 ¥253

10.13%

White Bread (500g)

$2.54 Rp 43.8K

$1.47 ¥235

72.79%

Rice (white) (1kg)

$1.19 Rp 20.6K

$4.65 ¥741

-74.41%

Eggs

$2.43 Rp 41.9K

$2.36 ¥377

2.97%

Local Cheese (1kg)

$14.66 Rp 253.2K

$10.40 ¥1,659

40.96%

Chicken Fillets (1kg)

$4.18 Rp 72.1K

$6.50 ¥1,036

-35.69%

Beef Round Steak (1kg)

$11.94 Rp 206.1K

$19.26 ¥3,073

-38.01%

Apples (1kg)

$3.69 Rp 63.6K

$3.63 ¥580

1.65%

Banana (1kg)

$1.61 Rp 27.7K

$2.09 ¥333

-22.97%

Oranges (1kg)

$2.69 Rp 46.4K

$2.47 ¥394

8.91%

Tomato (1kg)

$2.33 Rp 40.2K

$4.35 ¥693

-46.44%

Potato (1kg)

$1.91 Rp 32.9K

$1.65 ¥263

15.76%

Onion (1kg)

$2.19 Rp 37.7K

$1.30 ¥207

68.46%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.34 ¥214

-20.90%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.84 ¥135

-14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.1K

$3.81 ¥607

-17.85%

Wine (Bottle)

$23.49 Rp 405.6K

$9.20 ¥1,468

155.33%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.3K

$2.08 ¥331

31.73%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.7K

$2.98 ¥475

-3.36%

One-way Ticket (Public Transport)

$0.29 Rp 5,010

$1.58 ¥252

-81.65%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

$35.89 ¥5,727

-77.24%

Taxi Start (Normal Tariff)

$0.45 Rp 7,834

$4.49 ¥716

-89.98%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,278

$3.39 ¥540

-87.61%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.3K

$23.90 ¥3,813

-74.23%

Gasoline (1 liter)

$0.84 Rp 14.5K

$1.23 ¥197

-31.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 453.1M

$23.4K ¥3.7M

12.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 560.8M

$17.2K ¥2.7M

88.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$130 ¥20.8K

-39.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.2K

$27.23 ¥4,344

-85.49%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 421.4K

$30.85 ¥4,921

-20.91%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$58.6 ¥9,343

64.86%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 109.6K

$20.43 ¥3,260

-68.92%

Cinema Ticket

$4.04 Rp 69.7K

$12.38 ¥1,975

-67.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$69.4 ¥11.1K

336.32%

International Primary School, 1 Child (Yearly)

$6,523 Rp 112.6M

$10.4K ¥1.7M

-37.36%

Jeans (Levis 501 Or Similar)

$53.8 Rp 929.5K

$43.94 ¥7,010

22.53%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 655.8K

$29.63 ¥4,727

28.18%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$68.8 ¥11.0K

26.05%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$94.8 ¥15.1K

-16.80%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$733 ¥117.0K

38.08%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.6M

$467 ¥74.5K

44.42%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.5M

$1,275 ¥203.4K

165.91%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.2M

$822 ¥131.2K

155.12%

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

$5,986 ¥954.9K

-50.14%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

$2,086 ¥332.8K

12.15%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$1,989 ¥317.3K

-91.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

1.81

633.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Osaka: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $733 in Osaka. Housing cost is often the main lever when comparing two cities.

Osaka pays 1049% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $35.00 in Osaka for a mid-range dinner for two. Groceries echo the gap at $298 vs $300 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Osaka: Cost of Living - Frequently Asked Questions

Ubud, Bali and Osaka differ by about 6% in total monthly costs ($1,438 vs $1,352 including rent). Osaka is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Osaka earns 1049% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $733 in Osaka. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Osaka runs roughly 339% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $303 in Ubud, Bali versus $69.4 in Osaka. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,352 in Osaka versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Osaka but tight or insufficient in Ubud, Bali. The gap between the two cities makes Osaka the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Osaka are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Osaka gentler on the wallet – expenses run 6% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.