Cost of Living Comparison Between Ubud, Bali and Osaka Cost of Living Comparison Between Ubud, Bali and Osaka

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,352 in Osaka.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $2,044 in Osaka.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,737 in Osaka.

Living in Ubud, Bali is roughly 4% more expensive than Osaka, driven mainly by Getting Around.

Both cities are pricier than the global median: Ubud, Bali 4% above, Osaka 1% above.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$6.95 ¥1,112

-48.63%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$34.23 ¥5,475

-5.05%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$4.87 ¥778

-0.21%

Cappuccino

$2.75 Rp 49.2K

$3.29 ¥527

-16.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.08 ¥174

22.22%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.75 ¥121

-6.67%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.82 ¥450

3.19%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$4.30 ¥687

-11.86%

Milk (1 liter)

$1.71 Rp 30.6K

$1.59 ¥254

7.55%

White Bread (500g)

$2.47 Rp 44.3K

$1.49 ¥238

65.77%

Rice (white) (1kg)

$1.20 Rp 21.5K

$4.68 ¥749

-74.36%

Eggs

$2.44 Rp 43.8K

$2.41 ¥386

1.24%

Local Cheese (1kg)

$14.38 Rp 257.7K

$10.49 ¥1,679

37.08%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$6.33 ¥1,013

-31.91%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$19.18 ¥3,068

-36.34%

Apples (1kg)

$3.68 Rp 66.0K

$3.69 ¥590

-0.27%

Banana (1kg)

$1.55 Rp 27.8K

$2.11 ¥338

-26.54%

Oranges (1kg)

$2.79 Rp 49.9K

$2.60 ¥416

7.31%

Tomato (1kg)

$2.33 Rp 41.8K

$4.55 ¥727

-48.79%

Potato (1kg)

$1.97 Rp 35.3K

$1.71 ¥274

15.20%

Onion (1kg)

$2.31 Rp 41.4K

$1.25 ¥200

84.80%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.36 ¥218

-22.06%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.84 ¥135

-13.10%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$3.85 ¥615

-14.81%

Wine (Bottle)

$22.79 Rp 408.4K

$9.13 ¥1,460

149.62%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$2.05 ¥328

37.07%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.93 ¥469

-5.12%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$1.60 ¥256

-81.88%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$36.06 ¥5,768

-77.65%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$4.56 ¥729

-90.13%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$3.38 ¥540

-86.69%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$23.20 ¥3,710

-73.10%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.22 ¥196

-30.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$23.6K ¥3.8M

10.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$17.3K ¥2.8M

83.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$132 ¥21.0K

-38.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$27.19 ¥4,349

-85.07%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$30.52 ¥4,881

-19.99%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$57.3 ¥9,170

70.36%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$21.19 ¥3,390

-69.56%

Cinema Ticket

$4.04 Rp 72.4K

$12.24 ¥1,957

-66.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$68.3 ¥10.9K

345.40%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$10.6K ¥1.7M

-37.28%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$44.66 ¥7,144

21.43%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$29.63 ¥4,740

30.88%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$68.4 ¥10.9K

26.01%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$96.4 ¥15.4K

-20.45%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$732 ¥117.0K

34.69%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$466 ¥74.6K

41.09%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$1,284 ¥205.4K

162.38%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$813 ¥130.1K

154.02%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$6,119 ¥978.7K

-55.20%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$2,098 ¥335.5K

6.19%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$1,968 ¥314.7K

-91.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

1.81

633.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Osaka: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $732 in Osaka. Housing cost is often the main lever when comparing two cities.

Osaka pays 1104% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $34.00 in Osaka for a mid-range dinner for two. Groceries echo the gap at $297 vs $302 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Osaka: Cost of Living - Frequently Asked Questions

Ubud, Bali and Osaka differ by about 4% in total monthly costs ($1,404 vs $1,352 including rent). Osaka is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Osaka earns 1104% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $732 in Osaka. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Osaka runs roughly 347% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $304 in Ubud, Bali versus $68.3 in Osaka. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,352 in Osaka versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Osaka but tight or insufficient in Ubud, Bali. The gap between the two cities makes Osaka the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Osaka are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Osaka gentler on the wallet – expenses run 4% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.