Last update: Oct 2026

Cost of Living Comparison Between Osaka and Ubud, Bali

For one person, living costs are similar in Osaka and in Ubud, Bali: $1,400 and $1,348 a month, rent and utilities included.

67

Cost of Living Index in Osaka
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Osaka Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Osaka

🇯🇵 Japan

$1,400

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Monthly Cost of Living

How much you'll spend in Osaka and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Osaka and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,400 in Osaka versus $1,348 in Ubud, Bali.

Osaka $1,400
Ubud, Bali $1,348

Estimated couple costs with rent: $1,991 in Osaka versus $2,312 in Ubud, Bali.

Osaka $1,991
Ubud, Bali $2,312

Monthly costs for a family of three with rent: $2,582 in Osaka versus $3,276 in Ubud, Bali.

Osaka $2,582
Ubud, Bali $3,276

Living in Osaka is roughly 4% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Osaka 4% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$6.19 ¥979

$3.33 Rp 59.6K

85.89%

Three-Course Dinner for Two, Mid-Range

$31.80 ¥5,032

$35.42 Rp 633.1K

-10.22%

Fast Food Meal (McDonalds, etc)

$4.93 ¥781

$5.76 Rp 102.9K

-14.41%

Cappuccino

$3.00 ¥474

$2.63 Rp 47.0K

14.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.45 ¥229

$1.74 Rp 31.0K

-16.67%

Water (0.33 liter bottle)

$0.72 ¥113

$0.77 Rp 13.8K

-6.49%

Local Beer (0.5 liter draught)

$2.62 ¥415

$2.71 Rp 48.4K

-3.32%

Imported Beer (0.33 liter bottle)

$3.91 ¥618

$4.52 Rp 80.8K

-13.50%

Milk (1 liter)

$1.46 ¥230

$1.53 Rp 27.4K

-4.58%

White Bread (500g)

$1.31 ¥207

$2.20 Rp 39.2K

-40.45%

Rice (white) (1kg)

$5.25 ¥831

$1.22 Rp 21.8K

330.33%

Eggs

$2.03 ¥321

$2.14 Rp 38.2K

-5.14%

Local Cheese (1kg)

$9.77 ¥1,545

$17.73 Rp 316.9K

-44.90%

Chicken Fillets (1kg)

$9.22 ¥1,460

$3.86 Rp 68.9K

138.86%

Beef Round Steak (1kg)

$17.95 ¥2,841

$12.03 Rp 215.0K

49.21%

Apples (1kg)

$3.29 ¥520

$3.61 Rp 64.5K

-8.86%

Banana (1kg)

$2.00 ¥317

$1.51 Rp 27.1K

32.45%

Oranges (1kg)

$2.11 ¥334

$2.32 Rp 41.4K

-9.05%

Tomato (1kg)

$4.11 ¥650

$2.00 Rp 35.8K

105.50%

Potato (1kg)

$1.51 ¥239

$1.81 Rp 32.4K

-16.57%

Onion (1kg)

$1.19 ¥188

$2.39 Rp 42.7K

-50.21%

Lettuce (1 head)

$1.30 ¥206

$0.99 Rp 17.8K

31.31%

Water (1.5 liter bottle)

$0.86 ¥137

$0.52 Rp 9,373

65.38%

Cigarettes 20 Pack (Marlboro, Camel)

$3.82 ¥604

$2.18 Rp 39.0K

75.23%

Wine (Bottle)

$9.74 ¥1,542

$22.98 Rp 410.7K

-57.62%

Local Beer (0.5 liter bottle)

$1.87 ¥296

$2.40 Rp 42.8K

-22.08%

Imported Beer (0.33 liter bottle)

$3.15 ¥499

$3.00 Rp 53.6K

5.00%

One-way Ticket (Public Transport)

$1.34 ¥212

$0.24 Rp 4,255

458.33%

Public Transport Monthly Pass (Regular Price)

$32.68 ¥5,171

$6.99 Rp 125.0K

367.53%

Taxi Start (Normal Tariff)

$3.85 ¥610

$0.44 Rp 7,876

775.00%

Taxi (Normal Tariff) (1km)

$3.19 ¥505

$0.42 Rp 7,582

659.52%

Taxi 1hour Waiting (Normal Tariff)

$21.93 ¥3,470

$5.45 Rp 97.4K

302.39%

Gasoline (1 liter)

$1.10 ¥173

$0.84 Rp 15.1K

30.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K ¥3.4M

$24.3K Rp 434.8M

-11.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.1K ¥2.4M

$31.9K Rp 570.0M

-52.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$140 ¥22.2K

$80.8 Rp 1.4M

73.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.14 ¥3,821

$6.58 Rp 117.6K

266.87%

Internet (50+ Mbps, Unlimited Data)

$30.58 ¥4,840

$18.24 Rp 326.1K

67.65%

Gym Membership (Monthly)

$49.41 ¥7,819

$55.1 Rp 985.4K

-10.38%

Tennis Court (1 Hour on Weekend)

$18.41 ¥2,914

$18.51 Rp 330.9K

-0.54%

Cinema Ticket

$12.27 ¥1,941

$4.24 Rp 75.9K

189.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$511 ¥80.9K

$486 Rp 8.7M

5.23%

International Primary School, 1 Child (Yearly)

$13.1K ¥2.1M

$5,676 Rp 101.5M

130.58%

Jeans (Levis 501 Or Similar)

$47.50 ¥7,517

$45.18 Rp 807.6K

5.14%

Summer Dress (H&M, Zara, etc)

$30.12 ¥4,767

$34.57 Rp 617.9K

-12.87%

Sport Shoes (Adidas, Nike)

$73.4 ¥11.6K

$79.2 Rp 1.4M

-7.29%

Men's Leather Business Shoes

$91.0 ¥14.4K

$77.6 Rp 1.4M

17.25%

1-bedroom Apartment, City Center (Monthly)

$704 ¥111.3K

$1,127 Rp 20.1M

-37.55%

1-bedroom Apartment, Outside City Center (Monthly)

$508 ¥80.4K

$674 Rp 12.1M

-24.67%

3-bedroom Apartment, City Center (Monthly)

$1,751 ¥277.2K

$3,618 Rp 64.7M

-51.59%

3-bedroom Apartment, Outside City Center (Monthly)

$765 ¥121.1K

$1,735 Rp 31.0M

-55.90%

Buy Apartment in City Center (m2)

$6,208 ¥982.3K

$2,829 Rp 50.6M

119.44%

Buy Apartment Outside City Center (m2)

$1,938 ¥306.7K

$2,307 Rp 41.2M

-15.97%

Average Monthly Net Salary (After Tax)

$2,346 ¥371.2K

$166 Rp 3.0M

1315.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.21

13.78

-83.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Osaka: October 3, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Osaka

$508 36.9%

Ubud, Bali

$674 49.6% 32.7% $166

Groceries & Markets

Osaka

$301 21.9%

Ubud, Bali

$290 21.4% 3.7% $11

Monthly Utilities & Internet

Osaka

$195 14.2%

Ubud, Bali

$106 7.8% 45.8% $89

Eating Out

Osaka

$130 9.5%

Ubud, Bali

$108 8% 16.8% $22

Clothing & Footwear

Osaka

$109 7.9%

Ubud, Bali

$106 7.8% 2.3% $2.5

Sport & Entertainment

Osaka

$74 5.4%

Ubud, Bali

$64 4.7% 14% $10

Getting Around

Osaka

$58 4.2%

Ubud, Bali

$11 0.8% 81.8% $47

Cost Breakdown

A one-bedroom apartment in the center runs $704 in Osaka and $1,127 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Osaka pays 1316% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Osaka vs $35.00 in Ubud, Bali. Groceries flip the comparison at $301 vs $290, with Ubud, Bali cheaper for home cooking.

Good to know

🇯🇵 Osaka

🇮🇩 Ubud, Bali

🕒 Local time

14:37 2:37 PM

13:37 1:37 PM

1 h behind Osaka

🌤 Weather

👥 Population

2,691,185

74,800

💱 Currency

Japanese Yen JPY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JPY = 6.32 USD

1,000 JPY = 5.63 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 10, 2026: 1 USD = 158 JPY (1,000 JPY = 6.32 USD). 1 EUR = 177 JPY (1,000 JPY = 5.63 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

USD to JPY in detail →

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Between locations

Osaka Ubud, Bali 5,250 km ≈ 7 h nonstop flight

From you

Osaka
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Osaka vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Osaka and Ubud, Bali differ by about 4% in total monthly costs ($1,400 vs $1,348 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1316% higher in Osaka, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $704 in Osaka versus $1,127 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 368% less than in Osaka. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $511 in Osaka versus $486 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,348 in Ubud, Bali versus $1,400 in Osaka, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Osaka. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Osaka and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 4% less than in Osaka. Beyond cost, consider language, visa policies, and how big the international community is in each city.