Cost of Living Comparison Between Ubud, Bali and Onchan Cost of Living Comparison Between Ubud, Bali and Onchan

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,296 in Onchan.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,092 in Onchan.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,888 in Onchan.

Living in Ubud, Bali is roughly 9% more expensive than in Onchan, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 5% above, Onchan is 3% below.

Currency
🍽 Eating Out
Ubud, Bali
Onchan
Difference
Meal at Budget Restaurant
$3.45 Rp 62.1K
$30.12 IMP 22.41
-88.55%
Three-Course Dinner for Two, Mid-Range
$32.34 Rp 581.1K
$109 IMP 81.4
-70.43%
Fast Food Meal (McDonalds, etc)
$4.84 Rp 87.1K
$9.84 IMP 7.32
-50.81%
Cappuccino
$2.75 Rp 49.4K
$5.46 IMP 4.06
-49.63%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.9K
$2.73 IMP 2.03
-49.45%
Water (0.33 liter bottle)
$0.75 Rp 13.5K
$1.96 IMP 1.46
-61.73%
Local Beer (0.5 liter draught)
$2.99 Rp 53.8K
$6.85 IMP 5.09
-56.35%
Imported Beer (0.33 liter bottle)
$3.85 Rp 69.2K
$5.98 IMP 4.45
-35.62%
🛒 Groceries & Markets
Ubud, Bali
Onchan
Difference
Milk (1 liter)
$1.74 Rp 31.2K
$1.98 IMP 1.47
-12.12%
White Bread (500g)
$2.46 Rp 44.2K
$2.02 IMP 1.51
21.78%
Rice (white) (1kg)
$1.17 Rp 21.0K
$1.96 IMP 1.45
-40.31%
Eggs
$2.43 Rp 43.7K
$4.16 IMP 3.09
-41.59%
Local Cheese (1kg)
$14.50 Rp 260.6K
$6.97 IMP 5.18
108.03%
Chicken Fillets (1kg)
$4.35 Rp 78.2K
$8.26 IMP 6.15
-47.34%
Beef Round Steak (1kg)
$11.98 Rp 215.3K
$11.60 IMP 8.63
3.28%
Apples (1kg)
$3.72 Rp 66.8K
$2.34 IMP 1.74
58.97%
Banana (1kg)
$1.63 Rp 29.2K
$1.76 IMP 1.31
-7.39%
Oranges (1kg)
$2.74 Rp 49.3K
$2.60 IMP 1.94
5.38%
Tomato (1kg)
$2.24 Rp 40.3K
$2.86 IMP 2.13
-21.68%
Potato (1kg)
$1.92 Rp 34.5K
$2.39 IMP 1.78
-19.67%
Onion (1kg)
$2.28 Rp 40.9K
$2.50 IMP 1.86
-8.80%
Lettuce (1 head)
$1.06 Rp 19.1K
$1.60 IMP 1.19
-33.75%
Water (1.5 liter bottle)
$0.72 Rp 12.9K
$2.07 IMP 1.54
-65.22%
Cigarettes 20 Pack (Marlboro, Camel)
$3.29 Rp 59.0K
$22.34 IMP 16.62
-85.27%
Wine (Bottle)
$23.19 Rp 416.8K
$11.78 IMP 8.76
96.86%
Local Beer (0.5 liter bottle)
$2.78 Rp 49.9K
$4.05 IMP 3.01
-31.36%
Imported Beer (0.33 liter bottle)
$2.73 Rp 49.1K
$3.79 IMP 2.82
-27.97%
🚌 Getting Around
Ubud, Bali
Onchan
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,786
-
-
Public Transport Monthly Pass (Regular Price)
$8.11 Rp 145.7K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,675
$5.14 IMP 3.82
-90.66%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,545
$1.47 IMP 1.09
-71.43%
Taxi 1hour Waiting (Normal Tariff)
$6.22 Rp 111.8K
$82.8 IMP 61.6
-92.49%
Gasoline (1 liter)
$0.81 Rp 14.6K
$2.15 IMP 1.60
-62.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 478.2M
$34.9K IMP 26.0K
-23.77%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 578.5M
$35.6K IMP 26.5K
-9.48%
🧾 Monthly Utilities & Internet
Ubud, Bali
Onchan
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$300 IMP 223
-73.87%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.07 Rp 73.1K
$38.46 IMP 28.62
-89.42%
Internet (50+ Mbps, Unlimited Data)
$24.33 Rp 437.1K
$69.9 IMP 52.0
-65.19%
🎉 Sport & Entertainment
Ubud, Bali
Onchan
Difference
Gym Membership (Monthly)
$98.6 Rp 1.8M
-
-
Tennis Court (1 Hour on Weekend)
$6.34 Rp 113.9K
-
-
Cinema Ticket
$3.99 Rp 71.6K
$13.47 IMP 10.02
-70.38%
🧸 Childcare & Education
Ubud, Bali
Onchan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$305 Rp 5.5M
$1,299 IMP 967
-76.53%
International Primary School, 1 Child (Yearly)
$6,642 Rp 119.4M
$32.6K IMP 24.2K
-79.60%
👕👟 Clothing & Footwear
Ubud, Bali
Onchan
Difference
Jeans (Levis 501 Or Similar)
$54.1 Rp 972.9K
$96.8 IMP 72.0
-44.06%
Summer Dress (H&M, Zara, etc)
$37.81 Rp 679.4K
$41.33 IMP 30.75
-8.52%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.6M
$124 IMP 92.5
-30.18%
Men's Leather Business Shoes
$76.4 Rp 1.4M
$76.7 IMP 57.0
-0.40%
🏠 Accommodation & Living
Ubud, Bali
Onchan
Difference
1-bedroom Apartment, City Center (Monthly)
$992 Rp 17.8M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,375 Rp 60.7M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$2,050 Rp 36.8M
-
-
Buy Apartment in City Center (m2)
$2,805 Rp 50.4M
-
-
Buy Apartment Outside City Center (m2)
$2,227 Rp 40.0M
-
-
💵 Salaries & Financials
Ubud, Bali
Onchan
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.66
262.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Onchan: July 13, 2026

Cost Breakdown

Dining out: $32.00 in Ubud, Bali vs $109 in Onchan for a mid-range dinner for two. Groceries echo the gap at $297 vs $303 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Onchan: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Onchan?
Onchan wins on cost – living expenses run 9% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Onchan the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Onchan?
You'd need roughly $2,112 in Ubud, Bali and $1,944 in Onchan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do childcare costs compare in Ubud, Bali and in Onchan?
Childcare runs $305 in Ubud, Bali versus $1,299 in Onchan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Ubud, Bali and in Onchan?
Dining out is cheaper in Onchan – a meal for two runs $109 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Onchan?
At $1,296 in Onchan versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Onchan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Onchan the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Onchan?
Both work as nomad bases, but Onchan delivers better value – similar infrastructure at $1,296 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Onchan hard to pass up.
How safe is Ubud, Bali compared to Onchan?
Safety-wise, Ubud, Bali and Onchan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Onchan gentler on the wallet – expenses run 9% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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