Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Onchan

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,409 in Onchan, rent and utilities included – about $720 less a year. The total is higher in Onchan despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
68

Cost of Living Index in Onchan
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Onchan Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Onchan

🇮🇲 Isle of Man

$1,409

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Onchan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Onchan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,409 in Onchan.

Ubud, Bali $1,349
Onchan $1,409

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,277 in Onchan.

Ubud, Bali $2,305
Onchan $2,277

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,145 in Onchan.

Ubud, Bali $3,261
Onchan $3,145

Living in Ubud, Bali costs roughly 4% less than in Onchan, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$28.20 IMP 21.07

-88.23%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$120 IMP 89.7

-70.30%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$11.95 IMP 8.92

-53.72%

Cappuccino

$2.72 Rp 49.3K

$5.21 IMP 3.89

-47.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$2.71 IMP 2.02

-37.27%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.19 IMP 1.63

-65.30%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$6.68 IMP 4.99

-60.33%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$5.88 IMP 4.39

-25.51%

Milk (1 liter)

$1.49 Rp 27.0K

$1.88 IMP 1.41

-20.74%

White Bread (500g)

$2.28 Rp 41.2K

$2.65 IMP 1.98

-13.96%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.03 IMP 1.51

-41.38%

Eggs

$2.04 Rp 36.9K

$5.51 IMP 4.11

-62.98%

Local Cheese (1kg)

$17.70 Rp 320.8K

$8.02 IMP 5.99

120.70%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$8.80 IMP 6.58

-55.00%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$12.60 IMP 9.41

-3.25%

Apples (1kg)

$3.66 Rp 66.2K

$3.09 IMP 2.31

18.45%

Banana (1kg)

$1.52 Rp 27.5K

$1.81 IMP 1.35

-16.02%

Oranges (1kg)

$2.23 Rp 40.4K

$3.79 IMP 2.83

-41.16%

Tomato (1kg)

$1.97 Rp 35.7K

$3.51 IMP 2.62

-43.87%

Potato (1kg)

$1.85 Rp 33.5K

$3.09 IMP 2.31

-40.13%

Onion (1kg)

$2.42 Rp 43.9K

$2.97 IMP 2.22

-18.52%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.05 IMP 1.53

-51.71%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$2.63 IMP 1.96

-80.61%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$23.04 IMP 17.21

-90.36%

Wine (Bottle)

$22.24 Rp 403.0K

$11.79 IMP 8.80

88.63%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$4.44 IMP 3.32

-49.10%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$4.27 IMP 3.19

-30.44%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$4.93 IMP 3.68

-91.08%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$1.51 IMP 1.13

-71.52%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$80.7 IMP 60.3

-93.29%

Gasoline (1 liter)

$0.82 Rp 14.9K

$2.02 IMP 1.51

-59.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$44.2K IMP 33.0K

-46.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$44.3K IMP 33.1K

-28.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$346 IMP 258

-77.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$61.3 IMP 45.77

-89.47%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$72.6 IMP 54.2

-74.41%

Gym Membership (Monthly)

$49.48 Rp 896.7K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$4.27 Rp 77.4K

$16.33 IMP 12.20

-73.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,747 IMP 1,305

-71.92%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$53.7K IMP 40.1K

-89.44%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$100 IMP 74.8

-55.41%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$44.19 IMP 33.01

-20.91%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$110 IMP 82.4

-27.59%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$69.1 IMP 51.6

14.90%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.76

189.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Onchan: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Onchan

- * 0% 100%

Groceries & Markets

Ubud, Bali

$288 21.4%

Onchan

$350 24.8% 21.2% $61

Eating Out

Ubud, Bali

$108 8%

Onchan

$389 27.6% 261% $281

Clothing & Footwear

Ubud, Bali

$108 8%

Onchan

$146 10.3% 35.5% $38

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Onchan

$480 34% 361% $376

Sport & Entertainment

Ubud, Bali

$58 4.3%

Onchan

$33 * 2.3% 43.7% $25

Getting Around

Ubud, Bali

$11 0.9%

Onchan

$12 * 0.9% 9.4% $1.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $36 in Ubud, Bali vs $120 in Onchan for a mid-range dinner for two. Groceries echo the gap at $288 vs $350 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇲 Onchan

🕒 Local time

12:47 12:47 PM

04:47 4:47 AM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

26,218

💱 Currency

Indonesian Rupiah IDR Rp

Isle of Man Pound IMP £

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 IMP = 1.34 USD

1 IMP = 1.2 EUR

Exchange rates and currency converter

IMP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Isle of Man Pound exchange rates as of November 2, 2026: 1 USD = 0.747 IMP (1 IMP = 1.34 USD). 1 EUR = 0.834 IMP (1 IMP = 1.2 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Onchan 12,680 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Onchan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Onchan: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 4% lower than in Onchan. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $2,113 in Onchan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $491 in Ubud, Bali versus $1,747 in Onchan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $120 in Onchan. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Onchan are both considered safe, so it’s unlikely to be the deciding factor between them.