🙂Monthly costs for one person with rent: $1,296 in Onchan versus $1,408 in Ubud, Bali.
🙂Estimated couple costs with rent: $2,092 in Onchan versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,888 in Onchan versus $3,763 in Ubud, Bali.
🌍Living in Onchan costs roughly 8% less than in Ubud, Bali, driven mainly by Eating Out.
📊The two cities straddle the global median: Onchan is 3% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Onchan
Ubud, Bali
Difference
Meal at Budget Restaurant
$30.12IMP 22.41
$3.45Rp 62.1K
773.04%
Three-Course Dinner for Two, Mid-Range
$109IMP 81.4
$32.34Rp 581.1K
238.16%
Fast Food Meal(McDonalds, etc)
$9.84IMP 7.32
$4.84Rp 87.1K
103.31%
Cappuccino
$5.46IMP 4.06
$2.75Rp 49.4K
98.55%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.73IMP 2.03
$1.38Rp 24.9K
97.83%
Water(0.33 liter bottle)
$1.96IMP 1.46
$0.75Rp 13.5K
161.33%
Local Beer(0.5 liter draught)
$6.85IMP 5.09
$2.99Rp 53.8K
129.10%
Imported Beer(0.33 liter bottle)
$5.98IMP 4.45
$3.85Rp 69.2K
55.32%
🛒 Groceries & Markets
Onchan
Ubud, Bali
Difference
Milk(1 liter)
$1.98IMP 1.47
$1.74Rp 31.2K
13.79%
White Bread(500g)
$2.02IMP 1.51
$2.46Rp 44.2K
-17.89%
Rice(white)(1kg)
$1.96IMP 1.45
$1.17Rp 21.0K
67.52%
Eggs
$4.16IMP 3.09
$2.43Rp 43.7K
71.19%
Local Cheese(1kg)
$6.97IMP 5.18
$14.50Rp 260.6K
-51.93%
Chicken Fillets(1kg)
$8.26IMP 6.15
$4.35Rp 78.2K
89.89%
Beef Round Steak(1kg)
$11.60IMP 8.63
$11.98Rp 215.3K
-3.17%
Apples(1kg)
$2.34IMP 1.74
$3.72Rp 66.8K
-37.10%
Banana(1kg)
$1.76IMP 1.31
$1.63Rp 29.2K
7.98%
Oranges(1kg)
$2.60IMP 1.94
$2.74Rp 49.3K
-5.11%
Tomato(1kg)
$2.86IMP 2.13
$2.24Rp 40.3K
27.68%
Potato(1kg)
$2.39IMP 1.78
$1.92Rp 34.5K
24.48%
Onion(1kg)
$2.50IMP 1.86
$2.28Rp 40.9K
9.65%
Lettuce(1 head)
$1.60IMP 1.19
$1.06Rp 19.1K
50.94%
Water(1.5 liter bottle)
$2.07IMP 1.54
$0.72Rp 12.9K
187.50%
Cigarettes 20 Pack(Marlboro, Camel)
$22.34IMP 16.62
$3.29Rp 59.0K
579.03%
Wine(Bottle)
$11.78IMP 8.76
$23.19Rp 416.8K
-49.20%
Local Beer(0.5 liter bottle)
$4.05IMP 3.01
$2.78Rp 49.9K
45.68%
Imported Beer(0.33 liter bottle)
$3.79IMP 2.82
$2.73Rp 49.1K
38.83%
🚌 Getting Around
Onchan
Ubud, Bali
Difference
One-way Ticket(Public Transport)
-
$0.27Rp 4,786
-
Public Transport Monthly Pass(Regular Price)
-
$8.11Rp 145.7K
-
Taxi Start(Normal Tariff)
$5.14IMP 3.82
$0.48Rp 8,675
970.83%
Taxi(Normal Tariff)(1km)
$1.47IMP 1.09
$0.42Rp 7,545
250.00%
Taxi 1hour Waiting(Normal Tariff)
$82.8IMP 61.6
$6.22Rp 111.8K
1231.19%
Gasoline(1 liter)
$2.15IMP 1.60
$0.81Rp 14.6K
165.43%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.9KIMP 26.0K
$26.6KRp 478.2M
31.19%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.6KIMP 26.5K
$32.2KRp 578.5M
10.47%
🧾 Monthly Utilities & Internet
Onchan
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$300IMP 223
$78.4Rp 1.4M
282.65%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$38.46IMP 28.62
$4.07Rp 73.1K
844.96%
Internet(50+ Mbps, Unlimited Data)
$69.9IMP 52.0
$24.33Rp 437.1K
187.30%
🎉 Sport & Entertainment
Onchan
Ubud, Bali
Difference
Gym Membership(Monthly)
-
$98.6Rp 1.8M
-
Tennis Court(1 Hour on Weekend)
-
$6.34Rp 113.9K
-
Cinema Ticket
$13.47IMP 10.02
$3.99Rp 71.6K
237.59%
🧸 Childcare & Education
Onchan
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,299IMP 967
$305Rp 5.5M
326.00%
International Primary School, 1 Child(Yearly)
$32.6KIMP 24.2K
$6,642Rp 119.4M
390.10%
👕👟 Clothing & Footwear
Onchan
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$96.8IMP 72.0
$54.1Rp 972.9K
78.76%
Summer Dress(H&M, Zara, etc)
$41.33IMP 30.75
$37.81Rp 679.4K
9.31%
Sport Shoes(Adidas, Nike)
$124IMP 92.5
$86.8Rp 1.6M
43.22%
Men's Leather Business Shoes
$76.7IMP 57.0
$76.4Rp 1.4M
0.41%
🏠 Accommodation & Living
Onchan
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
-
$992Rp 17.8M
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$673Rp 12.1M
-
3-bedroom Apartment, City Center(Monthly)
-
$3,375Rp 60.7M
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$2,050Rp 36.8M
-
Buy Apartment in City Center(m2)
-
$2,805Rp 50.4M
-
Buy Apartment Outside City Center(m2)
-
$2,227Rp 40.0M
-
💵 Salaries & Financials
Onchan
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$167Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
3.66
13.28
-72.44%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Onchan: July 13, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🛒Dining out: $109 in Onchan vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $303 vs $297 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Onchan vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Onchan or Ubud, Bali?
Onchan wins on cost – living expenses run 9% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Onchan the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Onchan and in Ubud, Bali?
You'd need roughly $1,944 in Onchan and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do childcare costs compare in Onchan and in Ubud, Bali?
Childcare runs $1,299 in Onchan versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Onchan and in Ubud, Bali?
Dining out is cheaper in Onchan – a meal for two runs $109 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Onchan or in Ubud, Bali?
At $1,296 in Onchan versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Onchan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Onchan the clear choice for anyone on this budget.
Which city is better for digital nomads, Onchan or Ubud, Bali?
Both work as nomad bases, but Onchan delivers better value – similar infrastructure at $1,296 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Onchan hard to pass up.
How safe is Onchan compared to Ubud, Bali?
Safety-wise, Onchan and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Onchan gentler on the wallet – expenses run 9% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.