Cost of Living Comparison Between Onchan and Ubud, Bali Cost of Living Comparison Between Onchan and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,451 in Onchan versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $2,312 in Onchan versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,173 in Onchan versus $3,327 in Ubud, Bali.

Living in Onchan is roughly 6% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Onchan 6% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$28.33 IMP 21.02

$3.44 Rp 60.9K

723.55%

Three-Course Dinner for Two, Mid-Range

$120 IMP 88.9

$36.31 Rp 643.0K

230.07%

Fast Food Meal (McDonalds, etc)

$12.03 IMP 8.92

$5.71 Rp 101.0K

110.68%

Cappuccino

$5.04 IMP 3.74

$2.67 Rp 47.3K

88.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 IMP 2.02

$1.75 Rp 31.0K

56.00%

Water (0.33 liter bottle)

$2.14 IMP 1.59

$0.87 Rp 15.4K

145.98%

Local Beer (0.5 liter draught)

$6.63 IMP 4.92

$2.95 Rp 52.3K

124.75%

Imported Beer (0.33 liter bottle)

$6.22 IMP 4.62

$4.52 Rp 80.0K

37.61%

Milk (1 liter)

$1.99 IMP 1.48

$1.62 Rp 28.7K

22.84%

White Bread (500g)

$2.66 IMP 1.98

$2.33 Rp 41.3K

14.16%

Rice (white) (1kg)

$2.16 IMP 1.60

$1.11 Rp 19.6K

94.59%

Eggs

$5.51 IMP 4.09

$2.20 Rp 39.0K

150.45%

Local Cheese (1kg)

$8.30 IMP 6.16

$17.69 Rp 313.3K

-53.08%

Chicken Fillets (1kg)

$8.53 IMP 6.33

$4.10 Rp 72.5K

108.05%

Beef Round Steak (1kg)

$12.88 IMP 9.56

$12.18 Rp 215.6K

5.75%

Apples (1kg)

$2.98 IMP 2.21

$3.71 Rp 65.6K

-19.68%

Banana (1kg)

$1.89 IMP 1.41

$1.59 Rp 28.1K

18.87%

Oranges (1kg)

$3.82 IMP 2.83

$2.28 Rp 40.4K

67.54%

Tomato (1kg)

$3.72 IMP 2.76

$1.95 Rp 34.6K

90.77%

Potato (1kg)

$2.96 IMP 2.20

$1.91 Rp 33.7K

54.97%

Onion (1kg)

$3.02 IMP 2.24

$2.33 Rp 41.3K

29.61%

Lettuce (1 head)

$2.15 IMP 1.60

$1.01 Rp 17.8K

112.87%

Water (1.5 liter bottle)

$2.71 IMP 2.01

$0.55 Rp 9,773

392.73%

Cigarettes 20 Pack (Marlboro, Camel)

$23.37 IMP 17.34

$2.23 Rp 39.5K

947.98%

Wine (Bottle)

$12.05 IMP 8.94

$23.07 Rp 408.6K

-47.77%

Local Beer (0.5 liter bottle)

$4.57 IMP 3.39

$2.42 Rp 42.8K

88.84%

Imported Beer (0.33 liter bottle)

$4.38 IMP 3.25

$3.00 Rp 53.1K

46.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$5.18 IMP 3.85

$0.48 Rp 8,566

979.17%

Taxi (Normal Tariff) (1km)

$1.45 IMP 1.08

$0.43 Rp 7,679

237.21%

Taxi 1hour Waiting (Normal Tariff)

$80.5 IMP 59.8

$5.64 Rp 99.9K

1327.66%

Gasoline (1 liter)

$1.95 IMP 1.45

$0.80 Rp 14.2K

143.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.9K IMP 33.3K

$24.9K Rp 441.7M

80.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.8K IMP 33.2K

$31.7K Rp 561.5M

41.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$354 IMP 262

$81.5 Rp 1.4M

334.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.1 IMP 46.04

$6.49 Rp 115.0K

856.09%

Internet (50+ Mbps, Unlimited Data)

$73.1 IMP 54.3

$18.77 Rp 332.4K

289.61%

Gym Membership (Monthly)

$56.9 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$16.09 IMP 11.94

$4.54 Rp 80.4K

254.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,751 IMP 1,300

$481 Rp 8.5M

264.37%

International Primary School, 1 Child (Yearly)

$52.3K IMP 38.8K

$5,711 Rp 101.1M

815.51%

Jeans (Levis 501 Or Similar)

$103 IMP 76.2

$45.52 Rp 806.0K

125.68%

Summer Dress (H&M, Zara, etc)

$44.72 IMP 33.18

$35.88 Rp 635.4K

24.64%

Sport Shoes (Adidas, Nike)

$114 IMP 84.8

$80.4 Rp 1.4M

42.11%

Men's Leather Business Shoes

$72.0 IMP 53.4

$78.7 Rp 1.4M

-8.45%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

4.76

13.78

-65.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Onchan: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

Dining out: $120 in Onchan vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $355 vs $295 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Onchan vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 6% lower than in Onchan. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $2,177 in Onchan and $2,052 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $1,751 in Onchan versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $120 in Onchan. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $1,451 in Onchan, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Onchan. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Onchan and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 6% less than in Onchan. Beyond cost, consider language, visa policies, and how big the international community is in each city.