Cost of Living Comparison Between Ubud, Bali and Okayama Cost of Living Comparison Between Ubud, Bali and Okayama

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $977 in Okayama.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,568 in Okayama.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,159 in Okayama.

Living in Ubud, Bali is roughly 40% more expensive than in Okayama, driven mainly by Getting Around.

The two cities straddle the global median: Ubud, Bali is 0% above, Okayama is 29% below.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$6.19 ¥966

-44.43%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.5K

$26.38 ¥4,120

37.64%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.3K

$5.03 ¥785

13.52%

Cappuccino

$2.67 Rp 47.4K

$1.81 ¥282

47.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.1K

$0.70 ¥109

150.00%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.69 ¥108

26.09%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$1.98 ¥310

48.99%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$1.89 ¥294

139.15%

Milk (1 liter)

$1.62 Rp 28.7K

$1.40 ¥219

15.71%

White Bread (500g)

$2.33 Rp 41.4K

$0.63 ¥97.7

269.84%

Rice (white) (1kg)

$1.11 Rp 19.7K

$4.33 ¥677

-74.36%

Eggs

$2.20 Rp 39.1K

$1.52 ¥237

44.74%

Local Cheese (1kg)

$17.69 Rp 314.0K

$15.67 ¥2,447

12.89%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$6.34 ¥991

-35.33%

Beef Round Steak (1kg)

$12.18 Rp 216.1K

$17.89 ¥2,795

-31.92%

Apples (1kg)

$3.71 Rp 65.8K

$5.27 ¥823

-29.60%

Banana (1kg)

$1.59 Rp 28.2K

$3.02 ¥472

-47.35%

Oranges (1kg)

$2.28 Rp 40.5K

$5.08 ¥793

-55.12%

Tomato (1kg)

$1.95 Rp 34.7K

$4.50 ¥703

-56.67%

Potato (1kg)

$1.91 Rp 33.8K

$2.32 ¥362

-17.67%

Onion (1kg)

$2.33 Rp 41.4K

$1.96 ¥305

18.88%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.21 ¥189

-16.53%

Water (1.5 liter bottle)

$0.55 Rp 9,795

$0.69 ¥108

-20.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$3.77 ¥589

-40.85%

Wine (Bottle)

$23.07 Rp 409.5K

$9.85 ¥1,538

134.21%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.95 ¥305

24.10%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$1.96 ¥307

53.06%

One-way Ticket (Public Transport)

$0.27 Rp 4,825

$1.27 ¥199

-78.74%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$52.3 ¥8,160

-82.81%

Taxi Start (Normal Tariff)

$0.48 Rp 8,586

$3.17 ¥496

-84.86%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,697

$2.55 ¥398

-83.14%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$22.32 ¥3,486

-74.73%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.06 ¥166

-24.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.7M

$21.8K ¥3.4M

14.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.8M

$15.7K ¥2.5M

101.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$73.5 ¥11.5K

10.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$14.36 ¥2,242

-54.81%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.1K

$25.82 ¥4,033

-27.30%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$25.65 ¥4,006

121.72%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

Cinema Ticket

$4.54 Rp 80.5K

$11.63 ¥1,816

-60.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$577 ¥90.1K

-16.69%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.4M

$15.0K ¥2.3M

-62.00%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.9K

$51.1 ¥7,973

-10.83%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.9K

$36.56 ¥5,710

-1.86%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$63.0 ¥9,837

27.62%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$101 ¥15.8K

-22.45%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$343 ¥53.6K

224.48%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$195 ¥30.4K

258.41%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$657 ¥102.7K

453.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$445 ¥69.4K

290.78%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$1,389 ¥216.9K

-87.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.66

730.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Okayama: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $343 in Okayama. Housing cost is often the main lever when comparing two cities.

Okayama pays 727% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $26.00 in Okayama. Groceries flip the comparison at $295 vs $321, with Ubud, Bali cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Okayama: Cost of Living - Frequently Asked Questions

Ubud, Bali and Okayama differ by about 40% in total monthly costs ($1,368 vs $977 including rent). Okayama is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 727% lower in Okayama. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $343 in Okayama. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,368 per month in Ubud, Bali versus $977 in Okayama – a 40% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Okayama runs roughly 482% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $977 in Okayama versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Okayama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Okayama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Okayama are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Okayama gentler on the wallet – expenses run 40% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.