Cost of Living Comparison Between Ubud, Bali and Okayama Cost of Living Comparison Between Ubud, Bali and Okayama

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,027 in Okayama.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,676 in Okayama.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,325 in Okayama.

Living in Ubud, Bali is roughly 37% more expensive than Okayama, driven mainly by Getting Around.

The two cities straddle the global median: Ubud, Bali is 4% above, Okayama is 24% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$7.08 ¥1,132

-49.58%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$27.29 ¥4,365

19.09%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$6.02 ¥963

-19.27%

Cappuccino

$2.75 Rp 49.2K

$1.86 ¥297

47.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.74 ¥118

78.38%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.72 ¥115

-2.78%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.05 ¥328

41.95%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.07 ¥331

83.09%

Milk (1 liter)

$1.71 Rp 30.6K

$1.50 ¥239

14.00%

White Bread (500g)

$2.47 Rp 44.3K

$0.70 ¥112

252.86%

Rice (white) (1kg)

$1.20 Rp 21.5K

$4.91 ¥786

-75.56%

Eggs

$2.44 Rp 43.8K

$1.63 ¥260

49.69%

Local Cheese (1kg)

$14.38 Rp 257.7K

$16.89 ¥2,701

-14.86%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$6.84 ¥1,093

-36.99%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$15.62 ¥2,499

-21.83%

Apples (1kg)

$3.68 Rp 66.0K

$5.49 ¥878

-32.97%

Banana (1kg)

$1.55 Rp 27.8K

$2.76 ¥442

-43.84%

Oranges (1kg)

$2.79 Rp 49.9K

$4.82 ¥771

-42.12%

Tomato (1kg)

$2.33 Rp 41.8K

$4.78 ¥765

-51.26%

Potato (1kg)

$1.97 Rp 35.3K

$2.37 ¥379

-16.88%

Onion (1kg)

$2.31 Rp 41.4K

$2.10 ¥335

10.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.37 ¥220

-22.63%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.79 ¥127

-7.59%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$3.40 ¥544

-3.53%

Wine (Bottle)

$22.79 Rp 408.4K

$9.61 ¥1,537

137.15%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$2.11 ¥338

33.18%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.03 ¥324

36.95%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$1.65 ¥264

-82.42%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$56.2 ¥8,990

-85.66%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$3.38 ¥540

-86.69%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$2.70 ¥432

-83.33%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$23.41 ¥3,745

-73.34%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.09 ¥174

-22.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$23.4K ¥3.7M

11.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$17.0K ¥2.7M

85.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$79.6 ¥12.7K

1.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$15.12 ¥2,418

-73.15%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$28.01 ¥4,479

-12.82%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$55.6 ¥8,894

75.63%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$14.12 ¥2,258

-54.32%

Cinema Ticket

$4.04 Rp 72.4K

$12.28 ¥1,965

-67.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$471 ¥75.3K

-35.43%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$11.2K ¥1.8M

-40.80%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$46.24 ¥7,396

17.28%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$31.76 ¥5,079

22.10%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$56.4 ¥9,015

52.84%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$91.9 ¥14.7K

-16.61%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$366 ¥58.5K

169.26%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$208 ¥33.3K

215.59%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$722 ¥115.5K

366.45%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$461 ¥73.7K

348.25%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$1,385 ¥221.5K

-88.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

1.78

646.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Okayama: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $366 in Okayama. Housing cost is often the main lever when comparing two cities.

Okayama pays 747% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $27.00 in Okayama. Groceries flip the comparison at $297 vs $327, with Ubud, Bali cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Okayama: Cost of Living - Frequently Asked Questions

Ubud, Bali and Okayama differ by about 37% in total monthly costs ($1,404 vs $1,027 including rent). Okayama is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Okayama earns 747% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $366 in Okayama. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,404 per month in Ubud, Bali versus $1,027 in Okayama – a 37% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Okayama runs roughly 597% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,027 in Okayama versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Okayama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Okayama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Okayama are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Okayama gentler on the wallet – expenses run 37% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.