Cost of Living Comparison Between Ubud, Bali and Okayama Cost of Living Comparison Between Ubud, Bali and Okayama

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,041 in Okayama.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,684 in Okayama.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,327 in Okayama.

Living in Ubud, Bali is roughly 34% more expensive than in Okayama, driven mainly by Getting Around.

The two cities straddle the global median: Ubud, Bali is 5% above, Okayama is 22% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$6.73 ¥1,060

-46.95%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$27.94 ¥4,403

15.68%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$6.24 ¥983

-19.71%

Cappuccino

$2.82 Rp 51.0K

$1.95 ¥308

44.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.73 ¥115

84.93%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.72 ¥113

1.39%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.06 ¥325

42.23%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$2.03 ¥319

94.09%

Milk (1 liter)

$1.78 Rp 32.1K

$1.49 ¥235

19.46%

White Bread (500g)

$2.45 Rp 44.2K

$0.67 ¥105

265.67%

Rice (white) (1kg)

$1.15 Rp 20.7K

$4.95 ¥781

-76.77%

Eggs

$2.41 Rp 43.6K

$1.69 ¥266

42.60%

Local Cheese (1kg)

$14.33 Rp 258.7K

$16.43 ¥2,589

-12.78%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$6.73 ¥1,061

-37.74%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$15.40 ¥2,427

-21.69%

Apples (1kg)

$3.64 Rp 65.7K

$5.59 ¥880

-34.88%

Banana (1kg)

$1.57 Rp 28.3K

$2.91 ¥458

-46.05%

Oranges (1kg)

$2.79 Rp 50.3K

$4.92 ¥776

-43.29%

Tomato (1kg)

$2.24 Rp 40.5K

$4.98 ¥785

-55.02%

Potato (1kg)

$1.98 Rp 35.7K

$2.47 ¥389

-19.84%

Onion (1kg)

$2.28 Rp 41.1K

$2.06 ¥324

10.68%

Lettuce (1 head)

$1.05 Rp 19.0K

$1.34 ¥211

-21.64%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.78 ¥123

1.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$3.53 ¥556

-9.63%

Wine (Bottle)

$23.49 Rp 424.1K

$9.04 ¥1,425

159.85%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$2.03 ¥320

42.86%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.13 ¥336

29.58%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$1.61 ¥254

-83.23%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$54.9 ¥8,644

-84.74%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$3.46 ¥545

-86.99%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$2.65 ¥417

-82.64%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$23.58 ¥3,716

-74.26%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.10 ¥173

-21.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$22.8K ¥3.6M

16.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$17.2K ¥2.7M

89.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$77.7 ¥12.2K

1.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$15.00 ¥2,364

-72.73%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$27.33 ¥4,306

-12.73%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$55.9 ¥8,804

76.77%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$13.93 ¥2,195

-54.41%

Cinema Ticket

$4.01 Rp 72.3K

$12.42 ¥1,957

-67.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$476 ¥75.0K

-37.55%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$11.2K ¥1.8M

-41.05%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$45.84 ¥7,223

16.56%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$32.41 ¥5,107

17.59%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$56.4 ¥8,881

57.29%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$90.5 ¥14.3K

-15.36%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$359 ¥56.6K

183.95%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$208 ¥32.8K

226.58%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$697 ¥109.9K

397.40%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$466 ¥73.3K

348.97%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,323 ¥208.4K

-87.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

1.78

646.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Okayama: July 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $359 in Okayama. Housing cost is often the main lever when comparing two cities.

Okayama pays 708% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $28.00 in Okayama. Groceries flip the comparison at $298 vs $326, with Ubud, Bali cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Okayama: Cost of Living - Frequently Asked Questions

Ubud, Bali and Okayama differ by about 34% in total monthly costs ($1,392 vs $1,041 including rent). Okayama is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 708% lower in Okayama. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $359 in Okayama. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,392 per month in Ubud, Bali versus $1,041 in Okayama – a 34% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Okayama runs roughly 555% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,041 in Okayama versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Okayama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Okayama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Okayama are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Okayama gentler on the wallet – expenses run 34% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.