Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Okayama

For one person, living is cheaper in Okayama: $979 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
47

Cost of Living Index in Okayama
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Okayama Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Okayama

🇯🇵 Japan

$979

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Okayama

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Okayama actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $979 in Okayama.

Ubud, Bali $1,349
Okayama $979

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,575 in Okayama.

Ubud, Bali $2,305
Okayama $1,575

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,171 in Okayama.

Ubud, Bali $3,261
Okayama $2,171

Living in Ubud, Bali is roughly 38% more expensive than in Okayama, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$5.97 ¥941

-44.39%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$25.17 ¥3,965

41.60%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$5.04 ¥794

9.72%

Cappuccino

$2.72 Rp 49.3K

$1.74 ¥274

56.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.69 ¥109

146.38%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.69 ¥109

10.14%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.94 ¥305

36.60%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$1.93 ¥304

126.94%

Milk (1 liter)

$1.49 Rp 27.0K

$1.36 ¥215

9.56%

White Bread (500g)

$2.28 Rp 41.2K

$0.62 ¥97.4

267.74%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.09 ¥644

-70.90%

Eggs

$2.04 Rp 36.9K

$1.55 ¥244

31.61%

Local Cheese (1kg)

$17.70 Rp 320.8K

$15.16 ¥2,387

16.75%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$6.43 ¥1,012

-38.41%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$17.03 ¥2,683

-28.42%

Apples (1kg)

$3.66 Rp 66.2K

$5.05 ¥796

-27.52%

Banana (1kg)

$1.52 Rp 27.5K

$3.10 ¥488

-50.97%

Oranges (1kg)

$2.23 Rp 40.4K

$5.02 ¥790

-55.58%

Tomato (1kg)

$1.97 Rp 35.7K

$4.38 ¥689

-55.02%

Potato (1kg)

$1.85 Rp 33.5K

$2.17 ¥341

-14.75%

Onion (1kg)

$2.42 Rp 43.9K

$1.93 ¥304

25.39%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.18 ¥186

-16.10%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.67 ¥105

-23.88%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.77 ¥595

-41.11%

Wine (Bottle)

$22.24 Rp 403.0K

$9.29 ¥1,463

139.40%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.89 ¥297

19.58%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$1.86 ¥293

59.68%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$1.42 ¥224

-82.39%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$57.3 ¥9,027

-86.35%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$3.20 ¥504

-86.25%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$2.60 ¥409

-83.46%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$21.53 ¥3,391

-74.87%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.00 ¥158

-18.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$21.9K ¥3.5M

8.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$15.4K ¥2.4M

106.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$71.5 ¥11.3K

10.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$13.73 ¥2,162

-53.02%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$25.75 ¥4,056

-27.84%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$52.2 ¥8,225

-5.25%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$4.27 Rp 77.4K

$11.29 ¥1,779

-62.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$708 ¥111.5K

-30.68%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$14.5K ¥2.3M

-60.85%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$50.2 ¥7,910

-11.09%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$35.57 ¥5,603

-1.74%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$61.0 ¥9,610

30.96%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$97.0 ¥15.3K

-18.13%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$332 ¥52.2K

239.14%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$190 ¥29.9K

253.64%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$641 ¥100.9K

456.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$430 ¥67.7K

301.04%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$3,651 ¥575.1K

-25.18%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,539 ¥399.9K

-10.04%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,366 ¥215.2K

-88.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.02

582.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Okayama: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Okayama

$190 19.4% 71.7% $482

Groceries & Markets

Ubud, Bali

$288 21.4%

Okayama

$312 31.8% 8.1% $23

Eating Out

Ubud, Bali

$108 8%

Okayama

$103 10.5% 4.5% $4.8

Clothing & Footwear

Ubud, Bali

$108 8%

Okayama

$110 11.2% 2% $2.2

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Okayama

$111 11.3% 6.6% $6.9

Sport & Entertainment

Ubud, Bali

$58 4.3%

Okayama

$75 7.6% 28.9% $17

Getting Around

Ubud, Bali

$11 0.9%

Okayama

$79 8.1% 593% $68

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $332 in Okayama. Housing cost is often the main lever when comparing two cities.

Okayama pays about 8.3 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $25 in Okayama. Groceries flip the comparison at $288 vs $312, with Ubud, Bali cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇯🇵 Okayama

🕒 Local time

01:55 1:55 AM

02:55 2:55 AM

1 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

719,474

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1,000 JPY = 6.35 USD

1,000 JPY = 5.69 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Japanese Yen exchange rates as of November 1, 2026: 1 USD = 158 JPY (1,000 JPY = 6.35 USD). 1 EUR = 176 JPY (1,000 JPY = 5.69 EUR).

USD to IDR in detail →

On the map

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Ubud, Bali Okayama 5,190 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Okayama

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Okayama: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $979 in Okayama, so Okayama is about 27% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 88% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $332 in Okayama. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $979 in Okayama – Okayama is about 27% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 86% less than in Okayama. The price difference matters if you commute daily and watch your budget.

At $979 in Okayama versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Okayama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Okayama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Okayama are both considered safe, so it’s unlikely to be the deciding factor between them.