Last update: Oct 2026

Cost of Living Comparison Between Okayama and Ubud, Bali

For one person, living is cheaper in Okayama: $979 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

47

Cost of Living Index in Okayama
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Okayama Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Okayama

🇯🇵 Japan

$979

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Okayama and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Okayama and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $979 in Okayama versus $1,349 in Ubud, Bali.

Okayama $979
Ubud, Bali $1,349

Estimated couple costs with rent: $1,575 in Okayama versus $2,305 in Ubud, Bali.

Okayama $1,575
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,171 in Okayama versus $3,261 in Ubud, Bali.

Okayama $2,171
Ubud, Bali $3,261

Living in Okayama costs roughly 27% less than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$5.97 ¥943

$3.32 Rp 60.3K

79.82%

Three-Course Dinner for Two, Mid-Range

$25.17 ¥3,976

$35.64 Rp 646.7K

-29.38%

Fast Food Meal (McDonalds, etc)

$5.04 ¥796

$5.53 Rp 100.4K

-8.86%

Cappuccino

$1.74 ¥275

$2.72 Rp 49.3K

-36.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ¥109

$1.70 Rp 30.9K

-59.41%

Water (0.33 liter bottle)

$0.69 ¥109

$0.76 Rp 13.8K

-9.21%

Local Beer (0.5 liter draught)

$1.94 ¥306

$2.65 Rp 48.2K

-26.79%

Imported Beer (0.33 liter bottle)

$1.93 ¥305

$4.38 Rp 79.5K

-55.94%

Milk (1 liter)

$1.36 ¥216

$1.49 Rp 27.1K

-8.72%

White Bread (500g)

$0.62 ¥97.6

$2.28 Rp 41.3K

-72.81%

Rice (white) (1kg)

$4.09 ¥646

$1.19 Rp 21.6K

243.70%

Eggs

$1.55 ¥245

$2.04 Rp 36.9K

-24.02%

Local Cheese (1kg)

$15.16 ¥2,394

$17.70 Rp 321.2K

-14.35%

Chicken Fillets (1kg)

$6.43 ¥1,015

$3.96 Rp 71.9K

62.37%

Beef Round Steak (1kg)

$17.03 ¥2,690

$12.19 Rp 221.2K

39.70%

Apples (1kg)

$5.05 ¥798

$3.66 Rp 66.3K

37.98%

Banana (1kg)

$3.10 ¥489

$1.52 Rp 27.5K

103.95%

Oranges (1kg)

$5.02 ¥792

$2.23 Rp 40.4K

125.11%

Tomato (1kg)

$4.38 ¥691

$1.97 Rp 35.8K

122.34%

Potato (1kg)

$2.17 ¥342

$1.85 Rp 33.5K

17.30%

Onion (1kg)

$1.93 ¥304

$2.42 Rp 44.0K

-20.25%

Lettuce (1 head)

$1.18 ¥186

$0.99 Rp 18.0K

19.19%

Water (1.5 liter bottle)

$0.67 ¥106

$0.51 Rp 9,316

31.37%

Cigarettes 20 Pack (Marlboro, Camel)

$3.77 ¥596

$2.22 Rp 40.3K

69.82%

Wine (Bottle)

$9.29 ¥1,467

$22.24 Rp 403.6K

-58.23%

Local Beer (0.5 liter bottle)

$1.89 ¥298

$2.26 Rp 41.0K

-16.37%

Imported Beer (0.33 liter bottle)

$1.86 ¥294

$2.97 Rp 53.9K

-37.37%

One-way Ticket (Public Transport)

$1.42 ¥224

$0.25 Rp 4,555

468.00%

Public Transport Monthly Pass (Regular Price)

$57.3 ¥9,050

$7.82 Rp 142.0K

632.86%

Taxi Start (Normal Tariff)

$3.20 ¥505

$0.44 Rp 7,975

627.27%

Taxi (Normal Tariff) (1km)

$2.60 ¥410

$0.43 Rp 7,804

504.65%

Taxi 1hour Waiting (Normal Tariff)

$21.53 ¥3,400

$5.41 Rp 98.2K

297.97%

Gasoline (1 liter)

$1.00 ¥158

$0.82 Rp 15.0K

21.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.9K ¥3.5M

$23.8K Rp 432.6M

-8.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.4K ¥2.4M

$31.7K Rp 576.1M

-51.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$71.5 ¥11.3K

$79.1 Rp 1.4M

-9.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.73 ¥2,168

$6.45 Rp 117.0K

112.87%

Internet (50+ Mbps, Unlimited Data)

$25.75 ¥4,066

$18.58 Rp 337.1K

38.59%

Gym Membership (Monthly)

$52.2 ¥8,247

$49.48 Rp 897.9K

5.54%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$11.29 ¥1,783

$4.27 Rp 77.6K

164.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$708 ¥111.8K

$491 Rp 8.9M

44.26%

International Primary School, 1 Child (Yearly)

$14.5K ¥2.3M

$5,674 Rp 103.0M

155.40%

Jeans (Levis 501 Or Similar)

$50.2 ¥7,930

$44.64 Rp 810.0K

12.48%

Summer Dress (H&M, Zara, etc)

$35.57 ¥5,618

$34.95 Rp 634.2K

1.77%

Sport Shoes (Adidas, Nike)

$61.0 ¥9,636

$79.9 Rp 1.4M

-23.64%

Men's Leather Business Shoes

$97.0 ¥15.3K

$79.4 Rp 1.4M

22.15%

1-bedroom Apartment, City Center (Monthly)

$332 ¥52.4K

$1,125 Rp 20.4M

-70.51%

1-bedroom Apartment, Outside City Center (Monthly)

$190 ¥30.0K

$671 Rp 12.2M

-71.72%

3-bedroom Apartment, City Center (Monthly)

$641 ¥101.2K

$3,565 Rp 64.7M

-82.03%

3-bedroom Apartment, Outside City Center (Monthly)

$430 ¥67.9K

$1,723 Rp 31.3M

-75.06%

Buy Apartment in City Center (m2)

$3,651 ¥576.6K

$2,732 Rp 49.6M

33.65%

Buy Apartment Outside City Center (m2)

$2,539 ¥401.0K

$2,284 Rp 41.4M

11.16%

Average Monthly Net Salary (After Tax)

$1,366 ¥215.7K

$164 Rp 3.0M

733.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.02

13.78

-85.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okayama: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Okayama

$312 31.8%

Ubud, Bali

$288 21.4% 7.5% $23

Accommodation & Living

Okayama

$190 19.4%

Ubud, Bali

$672 49.8% 254% $482

Monthly Utilities & Internet

Okayama

$111 11.3%

Ubud, Bali

$104 7.7% 6.2% $6.9

Clothing & Footwear

Okayama

$110 11.2%

Ubud, Bali

$108 8% 2% $2.2

Eating Out

Okayama

$103 10.5%

Ubud, Bali

$108 8% 4.7% $4.8

Getting Around

Okayama

$79 8.1%

Ubud, Bali

$11 0.9% 85.6% $68

Sport & Entertainment

Okayama

$75 7.6%

Ubud, Bali

$58 4.3% 22.4% $17

Cost Breakdown

A one-bedroom apartment in the center runs $332 in Okayama and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Okayama pays about 8.3 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $25 in Okayama vs $36 in Ubud, Bali. Groceries flip the comparison at $312 vs $288, with Ubud, Bali cheaper for home cooking.

Good to know

🇯🇵 Okayama

🇮🇩 Ubud, Bali

🕒 Local time

03:22 3:22 AM

02:22 2:22 AM

1 h behind Okayama

🌤 Weather

👥 Population

719,474

74,800

💱 Currency

Japanese Yen JPY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.67 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of November 2, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 176 JPY (1,000 JPY = 5.67 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

USD to JPY in detail →

On the map

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Between locations

Okayama Ubud, Bali 5,190 km ≈ 7 h nonstop flight

From you

Okayama
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Okayama vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $979 in Okayama and $1,349 in Ubud, Bali, so Okayama is about 27% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Okayama is about 8.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $332 in Okayama versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $979 per month in Okayama versus $1,349 in Ubud, Bali – Okayama is about 27% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 86% less than in Okayama. The price difference matters if you commute daily and watch your budget.

At $979 in Okayama versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Okayama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Okayama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Okayama and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.