Cost of Living Comparison Between Ubud, Bali and Ocho Rios Cost of Living Comparison Between Ubud, Bali and Ocho Rios

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $922 in Ocho Rios.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,938 in Ocho Rios.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,954 in Ocho Rios.

Living in Ubud, Bali is roughly 52% more expensive than Ocho Rios, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 4% above, Ocho Rios is 31% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$7.65 JMD 1,203

-53.33%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$62.6 JMD 9,851

-48.12%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$6.09 JMD 958

-20.20%

Cappuccino

$2.75 Rp 49.2K

$2.68 JMD 421

2.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.32 JMD 208

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.71 JMD 112

-1.41%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.15 JMD 337

35.35%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$3.21 JMD 505

18.07%

Milk (1 liter)

$1.71 Rp 30.6K

$3.91 JMD 615

-56.27%

White Bread (500g)

$2.47 Rp 44.3K

$2.74 JMD 431

-9.85%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.57 JMD 247

-23.57%

Eggs

$2.44 Rp 43.8K

$3.55 JMD 559

-31.27%

Local Cheese (1kg)

$14.38 Rp 257.7K

$6.64 JMD 1,045

116.57%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$6.38 JMD 1,004

-32.45%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$7.60 JMD 1,196

60.66%

Apples (1kg)

$3.68 Rp 66.0K

$5.85 JMD 920

-37.09%

Banana (1kg)

$1.55 Rp 27.8K

$3.05 JMD 480

-49.18%

Oranges (1kg)

$2.79 Rp 49.9K

$4.14 JMD 652

-32.61%

Tomato (1kg)

$2.33 Rp 41.8K

$2.25 JMD 354

3.56%

Potato (1kg)

$1.97 Rp 35.3K

$2.10 JMD 331

-6.19%

Onion (1kg)

$2.31 Rp 41.4K

$1.96 JMD 308

17.86%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.01 JMD 317

-47.26%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$1.09 JMD 172

-33.03%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$8.68 JMD 1,364

-62.21%

Wine (Bottle)

$22.79 Rp 408.4K

$9.23 JMD 1,451

146.91%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$2.33 JMD 366

20.60%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$3.02 JMD 475

-7.95%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$1.61 JMD 253

-81.99%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.64 JMD 101

-29.69%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.94 JMD 148

-52.13%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$6.18 JMD 972

0.97%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.28 JMD 201

-33.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$43.0K JMD 6.8M

-39.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$34.2K JMD 5.4M

-7.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$106 JMD 16.7K

-23.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$21.86 JMD 3,438

-81.43%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$39.28 JMD 6,177

-37.83%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$15.78 JMD 2,482

518.95%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$5.75 JMD 904

12.17%

Cinema Ticket

$4.04 Rp 72.4K

$11.33 JMD 1,781

-64.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$229 JMD 36.0K

32.68%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$2,477 JMD 389.5K

167.33%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$15.92 JMD 2,504

240.64%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$12.27 JMD 1,930

216.06%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$49.98 JMD 7,860

72.35%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$62.4 JMD 9,805

22.97%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$373 JMD 58.7K

163.92%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$190 JMD 29.9K

246.16%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$1,220 JMD 191.8K

176.23%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$1,224 JMD 192.4K

68.85%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

165.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Ocho Rios: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $373 in Ocho Rios. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $63.0 in Ocho Rios for a mid-range dinner for two. Groceries echo the gap at $297 vs $305 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ocho Rios: Cost of Living - Frequently Asked Questions

Ocho Rios is cheaper overall, especially in Clothing & Footwear, Sport & Entertainment, Getting Around. The 52% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,106 in Ubud, Bali and $1,382 in Ocho Rios to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $986 in Ubud, Bali versus $373 in Ocho Rios. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $229 in Ocho Rios. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ocho Rios – a meal for two runs $63.0 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $922 in Ocho Rios versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Ocho Rios but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ocho Rios the clear choice for anyone on this budget.

For families, Ocho Rios is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Ocho Rios are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ocho Rios gentler on the wallet – expenses run 52% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.