Cost of Living Comparison Between Ubud, Bali and Ocho Rios Cost of Living Comparison Between Ubud, Bali and Ocho Rios

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $1,090 in Ocho Rios.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $1,561 in Ocho Rios.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $2,033 in Ocho Rios.

Living in Ubud, Bali is roughly 27% more expensive than in Ocho Rios, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 1% above, Ocho Rios is 20% below.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$9.43 JMD 1,487

-64.90%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$63.1 JMD 9,950

-38.03%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$6.98 JMD 1,101

-19.48%

Cappuccino

$2.64 Rp 46.9K

$3.22 JMD 509

-18.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$1.23 JMD 194

28.46%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.72 JMD 113

-1.39%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$2.27 JMD 358

20.26%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$2.98 JMD 471

44.97%

Milk (1 liter)

$1.54 Rp 27.4K

$3.86 JMD 609

-60.10%

White Bread (500g)

$2.30 Rp 40.8K

$2.75 JMD 435

-16.36%

Rice (white) (1kg)

$1.03 Rp 18.3K

$1.57 JMD 248

-34.39%

Eggs

$2.12 Rp 37.7K

$3.64 JMD 574

-41.76%

Local Cheese (1kg)

$17.30 Rp 307.5K

$11.61 JMD 1,831

49.01%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$6.40 JMD 1,010

-37.03%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$10.33 JMD 1,631

20.23%

Apples (1kg)

$3.70 Rp 65.7K

$5.94 JMD 937

-37.71%

Banana (1kg)

$1.62 Rp 28.7K

$3.18 JMD 502

-49.06%

Oranges (1kg)

$2.27 Rp 40.3K

$6.29 JMD 993

-63.91%

Tomato (1kg)

$1.99 Rp 35.4K

$2.56 JMD 403

-22.27%

Potato (1kg)

$1.83 Rp 32.5K

$3.35 JMD 528

-45.37%

Onion (1kg)

$2.25 Rp 40.1K

$2.55 JMD 402

-11.76%

Lettuce (1 head)

$1.04 Rp 18.6K

$2.81 JMD 443

-62.99%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$1.39 JMD 219

-59.71%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$8.77 JMD 1,384

-74.69%

Wine (Bottle)

$23.22 Rp 412.7K

$9.43 JMD 1,487

146.24%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$2.89 JMD 457

-17.30%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$4.06 JMD 641

-29.31%

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$0.92 JMD 144

-72.83%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$1.17 JMD 185

-60.68%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$3.24 JMD 511

-85.80%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$6.24 JMD 985

-8.65%

Gasoline (1 liter)

$0.76 Rp 13.6K

$1.39 JMD 219

-45.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$42.4K JMD 6.7M

-42.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$32.3K JMD 5.1M

-3.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$173 JMD 27.2K

-52.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$19.86 JMD 3,134

-68.13%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$53.2 JMD 8,397

-65.16%

Gym Membership (Monthly)

$56.1 Rp 996.2K

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

Cinema Ticket

$4.26 Rp 75.8K

$11.35 JMD 1,791

-62.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$355 JMD 56.0K

37.86%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$8,244 JMD 1.3M

-29.73%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$23.95 JMD 3,780

91.98%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$30.99 JMD 4,889

15.71%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$77.2 JMD 12.2K

2.98%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$103 JMD 16.2K

-21.41%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$379 JMD 59.8K

201.84%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$192 JMD 30.3K

259.98%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.45

45.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Ocho Rios: August 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,144 in Ubud, Bali and $379 in Ocho Rios. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Ubud, Bali vs $63.0 in Ocho Rios for a mid-range dinner for two. Groceries echo the gap at $293 vs $356 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ocho Rios: Cost of Living - Frequently Asked Questions

Ocho Rios is cheaper overall, especially in Clothing & Footwear, Sport & Entertainment. The 27% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,069 in Ubud, Bali and $1,635 in Ocho Rios to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,144 in Ubud, Bali versus $379 in Ocho Rios. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $489 in Ubud, Bali versus $355 in Ocho Rios. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ocho Rios – a meal for two runs $63.0 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,090 in Ocho Rios versus $1,379 in Ubud, Bali, a $1,500 budget is realistic in Ocho Rios but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ocho Rios the clear choice for anyone on this budget.

For families, Ocho Rios is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Ocho Rios are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ocho Rios gentler on the wallet – expenses run 27% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.