Cost of Living Comparison Between Ubud, Bali and Ocho Rios Cost of Living Comparison Between Ubud, Bali and Ocho Rios

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $908 in Ocho Rios.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,942 in Ocho Rios.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $2,976 in Ocho Rios.

Living in Ubud, Bali is roughly 58% more expensive than Ocho Rios, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 7% above, Ocho Rios is 32% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$7.59 JMD 1,192

-52.96%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$62.0 JMD 9,742

-47.48%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$6.16 JMD 967

-17.69%

Cappuccino

$2.83 Rp 49.0K

$2.64 JMD 414

7.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$1.38 JMD 217

-2.90%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.71 JMD 112

-2.82%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$2.25 JMD 353

32.89%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$3.17 JMD 498

21.45%

Milk (1 liter)

$1.74 Rp 30.2K

$4.11 JMD 645

-57.66%

White Bread (500g)

$2.54 Rp 44.0K

$2.71 JMD 426

-6.27%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.56 JMD 246

-23.72%

Eggs

$2.43 Rp 42.0K

$3.56 JMD 560

-31.74%

Local Cheese (1kg)

$14.66 Rp 254.1K

$6.78 JMD 1,065

116.22%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$6.53 JMD 1,026

-35.99%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$7.78 JMD 1,222

53.47%

Apples (1kg)

$3.69 Rp 63.9K

$5.83 JMD 916

-36.71%

Banana (1kg)

$1.61 Rp 27.8K

$3.05 JMD 480

-47.21%

Oranges (1kg)

$2.69 Rp 46.5K

$4.19 JMD 658

-35.80%

Tomato (1kg)

$2.33 Rp 40.4K

$2.32 JMD 364

0.43%

Potato (1kg)

$1.91 Rp 33.0K

$2.07 JMD 325

-7.73%

Onion (1kg)

$2.19 Rp 37.9K

$1.94 JMD 304

12.89%

Lettuce (1 head)

$1.06 Rp 18.3K

$2.10 JMD 329

-49.52%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$1.09 JMD 171

-33.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$8.81 JMD 1,383

-64.47%

Wine (Bottle)

$23.49 Rp 407.1K

$9.25 JMD 1,452

153.95%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$2.46 JMD 387

11.38%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.93 JMD 460

-1.71%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$1.52 JMD 239

-80.92%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.65 JMD 102

-30.77%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$1.00 JMD 157

-58.00%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$6.11 JMD 959

0.82%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.23 JMD 193

-31.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$43.1K JMD 6.8M

-39.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$33.7K JMD 5.3M

-3.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$107 JMD 16.8K

-26.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$22.08 JMD 3,467

-82.11%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$39.01 JMD 6,128

-37.45%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$15.63 JMD 2,455

517.66%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$5.56 JMD 873

14.21%

Cinema Ticket

$4.04 Rp 70.0K

$11.32 JMD 1,778

-64.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$226 JMD 35.5K

33.77%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$2,454 JMD 385.4K

165.78%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$15.49 JMD 2,433

247.58%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$12.62 JMD 1,982

200.95%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$49.97 JMD 7,849

73.62%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$62.3 JMD 9,783

26.60%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$374 JMD 58.8K

170.47%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$188 JMD 29.5K

259.13%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$1,217 JMD 191.1K

178.53%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$1,197 JMD 188.0K

75.32%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

165.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Ocho Rios: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $374 in Ocho Rios. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $62.0 in Ocho Rios for a mid-range dinner for two. Groceries echo the gap at $298 vs $309 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ocho Rios: Cost of Living - Frequently Asked Questions

Ocho Rios is cheaper overall, especially in Clothing & Footwear, Sport & Entertainment, Getting Around. The 58% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,158 in Ubud, Bali and $1,362 in Ocho Rios to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,012 in Ubud, Bali versus $374 in Ocho Rios. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $226 in Ocho Rios. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ocho Rios – a meal for two runs $62.0 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $908 in Ocho Rios versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Ocho Rios but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ocho Rios the clear choice for anyone on this budget.

For families, Ocho Rios is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Ocho Rios are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ocho Rios gentler on the wallet – expenses run 58% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.