Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Ocho Rios

For one person, living is cheaper in Ocho Rios: $1,089 a month against $1,368 in Ubud, Bali, rent and utilities included – about $3,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
53

Cost of Living Index in Ocho Rios
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Ocho Rios Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Ocho Rios

🇯🇲 Jamaica

$1,089

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ocho Rios

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ocho Rios actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,089 in Ocho Rios.

Ubud, Bali $1,368
Ocho Rios $1,089

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $1,565 in Ocho Rios.

Ubud, Bali $2,314
Ocho Rios $1,565

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $2,040 in Ocho Rios.

Ubud, Bali $3,260
Ocho Rios $2,040

Living in Ubud, Bali is roughly 26% more expensive than in Ocho Rios, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Ocho Rios is 19% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$9.32 JMD 1,473

-64.27%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$63.4 JMD 10.0K

-44.48%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$6.73 JMD 1,063

-13.82%

Cappuccino

$2.73 Rp 49.1K

$3.07 JMD 486

-11.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.16 JMD 183

41.38%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.67 JMD 107

23.88%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$2.22 JMD 350

21.62%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$3.08 JMD 486

39.61%

Milk (1 liter)

$1.50 Rp 27.1K

$3.94 JMD 623

-61.93%

White Bread (500g)

$2.30 Rp 41.4K

$2.78 JMD 439

-17.27%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.61 JMD 255

-26.71%

Eggs

$2.14 Rp 38.6K

$3.58 JMD 566

-40.22%

Local Cheese (1kg)

$17.48 Rp 314.6K

$11.47 JMD 1,813

52.40%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$6.19 JMD 978

-34.89%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$10.14 JMD 1,602

20.61%

Apples (1kg)

$3.55 Rp 63.9K

$5.86 JMD 926

-39.42%

Banana (1kg)

$1.57 Rp 28.3K

$3.12 JMD 493

-49.68%

Oranges (1kg)

$2.24 Rp 40.2K

$6.42 JMD 1,015

-65.11%

Tomato (1kg)

$1.93 Rp 34.7K

$2.44 JMD 385

-20.90%

Potato (1kg)

$1.88 Rp 33.9K

$3.28 JMD 518

-42.68%

Onion (1kg)

$2.29 Rp 41.3K

$2.54 JMD 401

-9.84%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.85 JMD 451

-65.26%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.40 JMD 221

-62.14%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$8.54 JMD 1,349

-73.30%

Wine (Bottle)

$23.01 Rp 414.2K

$9.25 JMD 1,462

148.76%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$2.88 JMD 454

-18.75%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$3.86 JMD 609

-24.61%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.95 JMD 151

-74.74%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.22 JMD 193

-60.66%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$3.22 JMD 509

-85.71%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$6.33 JMD 1,000

-13.90%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.43 JMD 227

-38.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$43.7K JMD 6.9M

-43.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$33.1K JMD 5.2M

-5.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$169 JMD 26.7K

-50.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$19.74 JMD 3,118

-67.33%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$53.6 JMD 8,471

-65.36%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$11.47 JMD 1,812

-61.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$358 JMD 56.6K

37.63%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$8,091 JMD 1.3M

-28.89%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$23.39 JMD 3,696

97.48%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$31.00 JMD 4,897

13.97%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$76.2 JMD 12.0K

3.82%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$104 JMD 16.4K

-24.31%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$378 JMD 59.7K

202.28%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$188 JMD 29.7K

259.01%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.45

45.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Ocho Rios: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Ocho Rios

$188 17.3% 72.1% $487

Groceries & Markets

Ubud, Bali

$290 21.2%

Ocho Rios

$353 32.4% 21.7% $63

Eating Out

Ubud, Bali

$109 8%

Ocho Rios

$156 14.3% 43.6% $47

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Ocho Rios

$242 22.2% 124% $134

Clothing & Footwear

Ubud, Bali

$108 7.9%

Ocho Rios

$105 9.7% 2% $2.2

Sport & Entertainment

Ubud, Bali

$65 4.7%

Ocho Rios

$23 * 2.1% 64.5% $42

Getting Around

Ubud, Bali

$13 0.9%

Ocho Rios

$21 * 1.9% 68.4% $8.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $378 in Ocho Rios. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $63.0 in Ocho Rios for a mid-range dinner for two. Groceries echo the gap at $290 vs $353 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇯🇲 Ocho Rios

🕒 Local time

09:01 9:01 AM

20:01 8:01 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

26,503

💱 Currency

Indonesian Rupiah IDR Rp

Jamaican Dollar JMD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 JMD = 6.33 USD

1,000 JMD = 5.63 EUR

Exchange rates and currency converter

JMD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Jamaican Dollar exchange rates as of October 18, 2026: 1 USD = 158 JMD (1,000 JMD = 6.33 USD). 1 EUR = 178 JMD (1,000 JMD = 5.63 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Ocho Rios 18,280 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Ocho Rios

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ocho Rios: Cost of Living - Frequently Asked Questions

Ocho Rios is cheaper overall, especially in clothing and leisure. The 26% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,051 in Ubud, Bali and $1,634 in Ocho Rios to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,142 in Ubud, Bali versus $378 in Ocho Rios. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $358 in Ocho Rios. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ocho Rios – a meal for two runs $63.0 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,089 in Ocho Rios versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Ocho Rios but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ocho Rios the clear choice for anyone on this budget.

For families, Ocho Rios is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Ocho Rios are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ocho Rios gentler on the wallet – expenses run 26% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.