Last update: Oct 2026

Cost of Living Comparison Between Ocho Rios and Ubud, Bali

For one person, living is cheaper in Ocho Rios: $1,089 a month against $1,368 in Ubud, Bali, rent and utilities included – about $3,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

53

Cost of Living Index in Ocho Rios
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Ocho Rios Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ocho Rios

🇯🇲 Jamaica

$1,089

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Ocho Rios and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ocho Rios and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,089 in Ocho Rios versus $1,368 in Ubud, Bali.

Ocho Rios $1,089
Ubud, Bali $1,368

Estimated couple costs with rent: $1,565 in Ocho Rios versus $2,314 in Ubud, Bali.

Ocho Rios $1,565
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $2,040 in Ocho Rios versus $3,260 in Ubud, Bali.

Ocho Rios $2,040
Ubud, Bali $3,260

Living in Ocho Rios costs roughly 20% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ocho Rios is 19% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$9.32 JMD 1,473

$3.33 Rp 59.9K

179.88%

Three-Course Dinner for Two, Mid-Range

$63.4 JMD 10.0K

$35.18 Rp 633.2K

80.10%

Fast Food Meal (McDonalds, etc)

$6.73 JMD 1,063

$5.80 Rp 104.5K

16.03%

Cappuccino

$3.07 JMD 486

$2.73 Rp 49.1K

12.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.16 JMD 183

$1.64 Rp 29.5K

-29.27%

Water (0.33 liter bottle)

$0.67 JMD 107

$0.83 Rp 15.0K

-19.28%

Local Beer (0.5 liter draught)

$2.22 JMD 350

$2.70 Rp 48.6K

-17.78%

Imported Beer (0.33 liter bottle)

$3.08 JMD 486

$4.30 Rp 77.4K

-28.37%

Milk (1 liter)

$3.94 JMD 623

$1.50 Rp 27.1K

162.67%

White Bread (500g)

$2.78 JMD 439

$2.30 Rp 41.4K

20.87%

Rice (white) (1kg)

$1.61 JMD 255

$1.18 Rp 21.2K

36.44%

Eggs

$3.58 JMD 566

$2.14 Rp 38.6K

67.29%

Local Cheese (1kg)

$11.47 JMD 1,813

$17.48 Rp 314.6K

-34.38%

Chicken Fillets (1kg)

$6.19 JMD 978

$4.03 Rp 72.5K

53.60%

Beef Round Steak (1kg)

$10.14 JMD 1,602

$12.23 Rp 220.1K

-17.09%

Apples (1kg)

$5.86 JMD 926

$3.55 Rp 63.9K

65.07%

Banana (1kg)

$3.12 JMD 493

$1.57 Rp 28.3K

98.73%

Oranges (1kg)

$6.42 JMD 1,015

$2.24 Rp 40.2K

186.61%

Tomato (1kg)

$2.44 JMD 385

$1.93 Rp 34.7K

26.42%

Potato (1kg)

$3.28 JMD 518

$1.88 Rp 33.9K

74.47%

Onion (1kg)

$2.54 JMD 401

$2.29 Rp 41.3K

10.92%

Lettuce (1 head)

$2.85 JMD 451

$0.99 Rp 17.9K

187.88%

Water (1.5 liter bottle)

$1.40 JMD 221

$0.53 Rp 9,475

164.15%

Cigarettes 20 Pack (Marlboro, Camel)

$8.54 JMD 1,349

$2.28 Rp 41.1K

274.56%

Wine (Bottle)

$9.25 JMD 1,462

$23.01 Rp 414.2K

-59.80%

Local Beer (0.5 liter bottle)

$2.88 JMD 454

$2.34 Rp 42.2K

23.08%

Imported Beer (0.33 liter bottle)

$3.86 JMD 609

$2.91 Rp 52.4K

32.65%

One-way Ticket (Public Transport)

$0.95 JMD 151

$0.24 Rp 4,315

295.83%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$1.22 JMD 193

$0.48 Rp 8,684

154.17%

Taxi (Normal Tariff) (1km)

$3.22 JMD 509

$0.46 Rp 8,233

600.00%

Taxi 1hour Waiting (Normal Tariff)

$6.33 JMD 1,000

$5.45 Rp 98.2K

16.15%

Gasoline (1 liter)

$1.43 JMD 227

$0.88 Rp 15.9K

62.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.7K JMD 6.9M

$24.6K Rp 442.2M

77.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.1K JMD 5.2M

$31.2K Rp 561.4M

6.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 JMD 26.7K

$83.0 Rp 1.5M

103.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.74 JMD 3,118

$6.45 Rp 116.0K

206.05%

Internet (50+ Mbps, Unlimited Data)

$53.6 JMD 8,471

$18.57 Rp 334.2K

188.69%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$11.47 JMD 1,812

$4.38 Rp 78.9K

161.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$358 JMD 56.6K

$493 Rp 8.9M

-27.34%

International Primary School, 1 Child (Yearly)

$8,091 JMD 1.3M

$5,754 Rp 103.6M

40.62%

Jeans (Levis 501 Or Similar)

$23.39 JMD 3,696

$46.19 Rp 831.4K

-49.36%

Summer Dress (H&M, Zara, etc)

$31.00 JMD 4,897

$35.33 Rp 636.0K

-12.26%

Sport Shoes (Adidas, Nike)

$76.2 JMD 12.0K

$79.1 Rp 1.4M

-3.68%

Men's Leather Business Shoes

$104 JMD 16.4K

$78.4 Rp 1.4M

32.12%

1-bedroom Apartment, City Center (Monthly)

$378 JMD 59.7K

$1,142 Rp 20.6M

-66.92%

1-bedroom Apartment, Outside City Center (Monthly)

$188 JMD 29.7K

$676 Rp 12.2M

-72.15%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

9.45

13.78

-31.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ocho Rios: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Ocho Rios

$353 32.4%

Ubud, Bali

$290 21.2% 17.8% $63

Monthly Utilities & Internet

Ocho Rios

$242 22.2%

Ubud, Bali

$108 7.9% 55.4% $134

Accommodation & Living

Ocho Rios

$188 17.3%

Ubud, Bali

$676 49.4% 259% $487

Eating Out

Ocho Rios

$156 14.3%

Ubud, Bali

$109 8% 30.4% $47

Clothing & Footwear

Ocho Rios

$105 9.7%

Ubud, Bali

$108 7.9% 2.1% $2.2

Sport & Entertainment

Ocho Rios

$23 * 2.1%

Ubud, Bali

$65 4.7% 182% $42

Getting Around

Ocho Rios

$21 * 1.9%

Ubud, Bali

$13 0.9% 40.6% $8.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $378 in Ocho Rios and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $63.0 in Ocho Rios vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $353 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇯🇲 Ocho Rios

🇮🇩 Ubud, Bali

🕒 Local time

19:18 7:18 PM

08:18 8:18 AM

13 h ahead of Ocho Rios

🌤 Weather

👥 Population

26,503

74,800

💱 Currency

Jamaican Dollar JMD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JMD = 6.33 USD

1,000 JMD = 5.63 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to JMD – Jamaican Dollar Converter

🇺🇸 United States Dollar ($)

🇯🇲 Jamaican Dollar ($)

Jamaican Dollar exchange rates as of October 18, 2026: 1 USD = 158 JMD (1,000 JMD = 6.33 USD). 1 EUR = 178 JMD (1,000 JMD = 5.63 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to JMD in detail →

On the map

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Between locations

Ocho Rios Ubud, Bali 18,280 km ≈ 23 h nonstop flight

From you

Ocho Rios
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ocho Rios vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ocho Rios is cheaper overall, especially in clothing and leisure. The 26% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,634 in Ocho Rios and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $378 in Ocho Rios versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $358 in Ocho Rios versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ocho Rios – a meal for two runs $63.0 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,089 in Ocho Rios versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Ocho Rios but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ocho Rios the clear choice for anyone on this budget.

For families, Ocho Rios is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ocho Rios and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ocho Rios gentler on the wallet – expenses run 26% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.