🙂Monthly costs for one person with rent: $922 in Ocho Rios versus $1,404 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,938 in Ocho Rios versus $2,549 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,954 in Ocho Rios versus $3,694 in Ubud, Bali.
🙂Living in Ocho Rios costs roughly 34% less than in Ubud, Bali, driven mainly by Sport & Entertainment.
📊The two cities straddle the global median: Ocho Rios is 31% below, Ubud, Bali is 4% above.
Currency
🍽 Eating Out
Ocho Rios
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.65JMD 1,203
$3.57Rp 64.0K
114.29%
Three-Course Dinner for Two, Mid-Range
$62.6JMD 9,851
$32.50Rp 582.3K
92.74%
Fast Food Meal(McDonalds, etc)
$6.09JMD 958
$4.86Rp 87.1K
25.31%
Cappuccino
$2.68JMD 421
$2.75Rp 49.2K
-2.55%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.32JMD 208
$1.32Rp 23.7K
-
Water(0.33 liter bottle)
$0.71JMD 112
$0.70Rp 12.6K
1.43%
Local Beer(0.5 liter draught)
$2.15JMD 337
$2.91Rp 52.2K
-26.12%
Imported Beer(0.33 liter bottle)
$3.21JMD 505
$3.79Rp 68.0K
-15.30%
🛒 Groceries & Markets
Ocho Rios
Ubud, Bali
Difference
Milk(1 liter)
$3.91JMD 615
$1.71Rp 30.6K
128.65%
White Bread(500g)
$2.74JMD 431
$2.47Rp 44.3K
10.93%
Rice(white)(1kg)
$1.57JMD 247
$1.20Rp 21.5K
30.83%
Eggs
$3.55JMD 559
$2.44Rp 43.8K
45.49%
Local Cheese(1kg)
$6.64JMD 1,045
$14.38Rp 257.7K
-53.82%
Chicken Fillets(1kg)
$6.38JMD 1,004
$4.31Rp 77.1K
48.03%
Beef Round Steak(1kg)
$7.60JMD 1,196
$12.21Rp 218.7K
-37.76%
Apples(1kg)
$5.85JMD 920
$3.68Rp 66.0K
58.97%
Banana(1kg)
$3.05JMD 480
$1.55Rp 27.8K
96.77%
Oranges(1kg)
$4.14JMD 652
$2.79Rp 49.9K
48.39%
Tomato(1kg)
$2.25JMD 354
$2.33Rp 41.8K
-3.43%
Potato(1kg)
$2.10JMD 331
$1.97Rp 35.3K
6.60%
Onion(1kg)
$1.96JMD 308
$2.31Rp 41.4K
-15.15%
Lettuce(1 head)
$2.01JMD 317
$1.06Rp 19.1K
89.62%
Water(1.5 liter bottle)
$1.09JMD 172
$0.73Rp 13.1K
49.32%
Cigarettes 20 Pack(Marlboro, Camel)
$8.68JMD 1,364
$3.28Rp 58.8K
164.63%
Wine(Bottle)
$9.23JMD 1,451
$22.79Rp 408.4K
-59.50%
Local Beer(0.5 liter bottle)
$2.33JMD 366
$2.81Rp 50.3K
-17.08%
Imported Beer(0.33 liter bottle)
$3.02JMD 475
$2.78Rp 49.9K
8.63%
🚌 Getting Around
Ocho Rios
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.61JMD 253
$0.29Rp 5,217
455.17%
Public Transport Monthly Pass(Regular Price)
-
$8.06Rp 144.4K
-
Taxi Start(Normal Tariff)
$0.64JMD 101
$0.45Rp 8,047
42.22%
Taxi(Normal Tariff)(1km)
$0.94JMD 148
$0.45Rp 8,094
108.89%
Taxi 1hour Waiting(Normal Tariff)
$6.18JMD 972
$6.24Rp 111.7K
-0.96%
Gasoline(1 liter)
$1.28JMD 201
$0.85Rp 15.2K
50.59%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43.0KJMD 6.8M
$26.0KRp 465.4M
65.60%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.2KJMD 5.4M
$31.7KRp 567.2M
8.05%
🧾 Monthly Utilities & Internet
Ocho Rios
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$106JMD 16.7K
$80.8Rp 1.4M
31.43%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$21.86JMD 3,438
$4.06Rp 72.7K
438.42%
Internet(50+ Mbps, Unlimited Data)
$39.28JMD 6,177
$24.42Rp 437.6K
60.85%
🎉 Sport & Entertainment
Ocho Rios
Ubud, Bali
Difference
Gym Membership(Monthly)
$15.78JMD 2,482
$97.7Rp 1.7M
-83.84%
Tennis Court(1 Hour on Weekend)
$5.75JMD 904
$6.45Rp 115.5K
-10.85%
Cinema Ticket
$11.33JMD 1,781
$4.04Rp 72.4K
180.45%
🧸 Childcare & Education
Ocho Rios
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$229JMD 36.0K
$304Rp 5.4M
-24.63%
International Primary School, 1 Child(Yearly)
$2,477JMD 389.5K
$6,621Rp 118.6M
-62.59%
👕👟 Clothing & Footwear
Ocho Rios
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$15.92JMD 2,504
$54.2Rp 971.7K
-70.64%
Summer Dress(H&M, Zara, etc)
$12.27JMD 1,930
$38.78Rp 694.7K
-68.36%
Sport Shoes(Adidas, Nike)
$49.98JMD 7,860
$86.1Rp 1.5M
-41.98%
Men's Leather Business Shoes
$62.4JMD 9,805
$76.7Rp 1.4M
-18.68%
🏠 Accommodation & Living
Ocho Rios
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$373JMD 58.7K
$986Rp 17.7M
-62.11%
1-bedroom Apartment, Outside City Center(Monthly)
$190JMD 29.9K
$658Rp 11.8M
-71.11%
3-bedroom Apartment, City Center(Monthly)
$1,220JMD 191.8K
$3,369Rp 60.4M
-63.80%
3-bedroom Apartment, Outside City Center(Monthly)
$1,224JMD 192.4K
$2,066Rp 37.0M
-40.77%
Buy Apartment in City Center(m2)
-
$2,741Rp 49.1M
-
Buy Apartment Outside City Center(m2)
-
$2,228Rp 39.9M
-
💵 Salaries & Financials
Ocho Rios
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$163Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5
13.28
-62.35%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ocho Rios: June 6, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $373 in Ocho Rios and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $63.0 in Ocho Rios vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $305 vs $297 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ocho Rios vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Ocho Rios?
Ocho Rios is cheaper overall, especially in Clothing & Footwear, Sport & Entertainment, Getting Around. The 52% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,382 in Ocho Rios and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Ocho Rios and Ubud, Bali?
Rent for a central apartment: $373 in Ocho Rios versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $229 in Ocho Rios versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Ocho Rios or Ubud, Bali?
Dining out is cheaper in Ocho Rios – a meal for two runs $63.0 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for Ocho Rios or Ubud, Bali?
At $922 in Ocho Rios versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Ocho Rios but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ocho Rios the clear choice for anyone on this budget.
Is Ocho Rios or Ubud, Bali more family-friendly?
For families, Ocho Rios is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ocho Rios or Ubud, Bali?
Safety-wise, Ocho Rios and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ocho Rios gentler on the wallet – expenses run 52% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.