Cost of Living Comparison Between Ocho Rios and Ubud, Bali Cost of Living Comparison Between Ocho Rios and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,090 in Ocho Rios versus $1,379 in Ubud, Bali.

Estimated couple costs with rent: $1,561 in Ocho Rios versus $2,363 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,033 in Ocho Rios versus $3,347 in Ubud, Bali.

Living in Ocho Rios costs roughly 21% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ocho Rios is 20% below, Ubud, Bali is 1% above.

Currency
🍽 Eating Out
Ocho Rios
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.43 JMD 1,487
$3.31 Rp 58.9K
184.89%
Three-Course Dinner for Two, Mid-Range
$63.1 JMD 9,950
$39.08 Rp 694.5K
61.36%
Fast Food Meal (McDonalds, etc)
$6.98 JMD 1,101
$5.62 Rp 99.8K
24.20%
Cappuccino
$3.22 JMD 509
$2.64 Rp 46.9K
21.97%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.23 JMD 194
$1.58 Rp 28.2K
-22.15%
Water (0.33 liter bottle)
$0.72 JMD 113
$0.71 Rp 12.6K
1.41%
Local Beer (0.5 liter draught)
$2.27 JMD 358
$2.73 Rp 48.5K
-16.85%
Imported Beer (0.33 liter bottle)
$2.98 JMD 471
$4.32 Rp 76.8K
-31.02%
🛒 Groceries & Markets
Ocho Rios
Ubud, Bali
Difference
Milk (1 liter)
$3.86 JMD 609
$1.54 Rp 27.4K
150.65%
White Bread (500g)
$2.75 JMD 435
$2.30 Rp 40.8K
19.57%
Rice (white) (1kg)
$1.57 JMD 248
$1.03 Rp 18.3K
52.43%
Eggs
$3.64 JMD 574
$2.12 Rp 37.7K
71.70%
Local Cheese (1kg)
$11.61 JMD 1,831
$17.30 Rp 307.5K
-32.89%
Chicken Fillets (1kg)
$6.40 JMD 1,010
$4.03 Rp 71.6K
58.81%
Beef Round Steak (1kg)
$10.33 JMD 1,631
$12.42 Rp 220.8K
-16.83%
Apples (1kg)
$5.94 JMD 937
$3.70 Rp 65.7K
60.54%
Banana (1kg)
$3.18 JMD 502
$1.62 Rp 28.7K
96.30%
Oranges (1kg)
$6.29 JMD 993
$2.27 Rp 40.3K
177.09%
Tomato (1kg)
$2.56 JMD 403
$1.99 Rp 35.4K
28.64%
Potato (1kg)
$3.35 JMD 528
$1.83 Rp 32.5K
83.06%
Onion (1kg)
$2.55 JMD 402
$2.25 Rp 40.1K
13.33%
Lettuce (1 head)
$2.81 JMD 443
$1.04 Rp 18.6K
170.19%
Water (1.5 liter bottle)
$1.39 JMD 219
$0.56 Rp 10.0K
148.21%
Cigarettes 20 Pack (Marlboro, Camel)
$8.77 JMD 1,384
$2.22 Rp 39.5K
295.05%
Wine (Bottle)
$9.43 JMD 1,487
$23.22 Rp 412.7K
-59.39%
Local Beer (0.5 liter bottle)
$2.89 JMD 457
$2.39 Rp 42.5K
20.92%
Imported Beer (0.33 liter bottle)
$4.06 JMD 641
$2.87 Rp 51.1K
41.46%
🚌 Getting Around
Ocho Rios
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.92 JMD 144
$0.25 Rp 4,416
268.00%
Public Transport Monthly Pass (Regular Price)
-
$7.17 Rp 127.4K
-
Taxi Start (Normal Tariff)
$1.17 JMD 185
$0.46 Rp 8,163
154.35%
Taxi (Normal Tariff) (1km)
$3.24 JMD 511
$0.46 Rp 8,235
604.35%
Taxi 1hour Waiting (Normal Tariff)
$6.24 JMD 985
$5.70 Rp 101.2K
9.47%
Gasoline (1 liter)
$1.39 JMD 219
$0.76 Rp 13.6K
82.89%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.4K JMD 6.7M
$24.6K Rp 436.7M
72.75%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.3K JMD 5.1M
$31.0K Rp 551.5M
4.13%
🧾 Monthly Utilities & Internet
Ocho Rios
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$173 JMD 27.2K
$82.2 Rp 1.5M
109.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.86 JMD 3,134
$6.33 Rp 112.5K
213.74%
Internet (50+ Mbps, Unlimited Data)
$53.2 JMD 8,397
$18.54 Rp 329.6K
187.00%
🎉 Sport & Entertainment
Ocho Rios
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$56.1 Rp 996.2K
-
Tennis Court (1 Hour on Weekend)
-
$18.41 Rp 327.2K
-
Cinema Ticket
$11.35 JMD 1,791
$4.26 Rp 75.8K
166.43%
🧸 Childcare & Education
Ocho Rios
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$355 JMD 56.0K
$489 Rp 8.7M
-27.46%
International Primary School, 1 Child (Yearly)
$8,244 JMD 1.3M
$5,793 Rp 103.0M
42.31%
👕👟 Clothing & Footwear
Ocho Rios
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$23.95 JMD 3,780
$45.98 Rp 817.3K
-47.91%
Summer Dress (H&M, Zara, etc)
$30.99 JMD 4,889
$35.86 Rp 637.4K
-13.58%
Sport Shoes (Adidas, Nike)
$77.2 JMD 12.2K
$79.5 Rp 1.4M
-2.89%
Men's Leather Business Shoes
$103 JMD 16.2K
$80.9 Rp 1.4M
27.25%
🏠 Accommodation & Living
Ocho Rios
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$379 JMD 59.8K
$1,144 Rp 20.3M
-66.87%
1-bedroom Apartment, Outside City Center (Monthly)
$192 JMD 30.3K
$692 Rp 12.3M
-72.22%
3-bedroom Apartment, City Center (Monthly)
-
$3,532 Rp 62.8M
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$1,709 Rp 30.4M
-
Buy Apartment in City Center (m2)
-
$2,785 Rp 49.5M
-
Buy Apartment Outside City Center (m2)
-
$2,261 Rp 40.2M
-
💵 Salaries & Financials
Ocho Rios
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$169 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
9.45
13.78
-31.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ocho Rios: August 16, 2026

Last update for Ubud, Bali: August 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $379 in Ocho Rios and $1,144 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $63.0 in Ocho Rios vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $356 vs $293 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ocho Rios vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Ocho Rios?
Ocho Rios is cheaper overall, especially in Clothing & Footwear, Sport & Entertainment. The 27% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,635 in Ocho Rios and $2,069 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Ocho Rios and Ubud, Bali?
Rent for a central apartment: $379 in Ocho Rios versus $1,144 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $355 in Ocho Rios versus $489 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Ocho Rios or in Ubud, Bali?
Dining out is cheaper in Ocho Rios – a meal for two runs $63.0 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Ocho Rios or in Ubud, Bali?
At $1,090 in Ocho Rios versus $1,379 in Ubud, Bali, a $1,500 budget is realistic in Ocho Rios but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ocho Rios the clear choice for anyone on this budget.
Is Ocho Rios or Ubud, Bali more family-friendly?
For families, Ocho Rios is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ocho Rios or Ubud, Bali?
Safety-wise, Ocho Rios and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ocho Rios gentler on the wallet – expenses run 27% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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