Cost of Living Comparison Between Ocho Rios and Ubud, Bali Cost of Living Comparison Between Ocho Rios and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $922 in Ocho Rios versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $1,938 in Ocho Rios versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,954 in Ocho Rios versus $3,694 in Ubud, Bali.

Living in Ocho Rios costs roughly 34% less than in Ubud, Bali, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ocho Rios is 31% below, Ubud, Bali is 4% above.

Currency
🍽 Eating Out
Ocho Rios
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.65 JMD 1,203
$3.57 Rp 64.0K
114.29%
Three-Course Dinner for Two, Mid-Range
$62.6 JMD 9,851
$32.50 Rp 582.3K
92.74%
Fast Food Meal (McDonalds, etc)
$6.09 JMD 958
$4.86 Rp 87.1K
25.31%
Cappuccino
$2.68 JMD 421
$2.75 Rp 49.2K
-2.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 JMD 208
$1.32 Rp 23.7K
-
Water (0.33 liter bottle)
$0.71 JMD 112
$0.70 Rp 12.6K
1.43%
Local Beer (0.5 liter draught)
$2.15 JMD 337
$2.91 Rp 52.2K
-26.12%
Imported Beer (0.33 liter bottle)
$3.21 JMD 505
$3.79 Rp 68.0K
-15.30%
🛒 Groceries & Markets
Ocho Rios
Ubud, Bali
Difference
Milk (1 liter)
$3.91 JMD 615
$1.71 Rp 30.6K
128.65%
White Bread (500g)
$2.74 JMD 431
$2.47 Rp 44.3K
10.93%
Rice (white) (1kg)
$1.57 JMD 247
$1.20 Rp 21.5K
30.83%
Eggs
$3.55 JMD 559
$2.44 Rp 43.8K
45.49%
Local Cheese (1kg)
$6.64 JMD 1,045
$14.38 Rp 257.7K
-53.82%
Chicken Fillets (1kg)
$6.38 JMD 1,004
$4.31 Rp 77.1K
48.03%
Beef Round Steak (1kg)
$7.60 JMD 1,196
$12.21 Rp 218.7K
-37.76%
Apples (1kg)
$5.85 JMD 920
$3.68 Rp 66.0K
58.97%
Banana (1kg)
$3.05 JMD 480
$1.55 Rp 27.8K
96.77%
Oranges (1kg)
$4.14 JMD 652
$2.79 Rp 49.9K
48.39%
Tomato (1kg)
$2.25 JMD 354
$2.33 Rp 41.8K
-3.43%
Potato (1kg)
$2.10 JMD 331
$1.97 Rp 35.3K
6.60%
Onion (1kg)
$1.96 JMD 308
$2.31 Rp 41.4K
-15.15%
Lettuce (1 head)
$2.01 JMD 317
$1.06 Rp 19.1K
89.62%
Water (1.5 liter bottle)
$1.09 JMD 172
$0.73 Rp 13.1K
49.32%
Cigarettes 20 Pack (Marlboro, Camel)
$8.68 JMD 1,364
$3.28 Rp 58.8K
164.63%
Wine (Bottle)
$9.23 JMD 1,451
$22.79 Rp 408.4K
-59.50%
Local Beer (0.5 liter bottle)
$2.33 JMD 366
$2.81 Rp 50.3K
-17.08%
Imported Beer (0.33 liter bottle)
$3.02 JMD 475
$2.78 Rp 49.9K
8.63%
🚌 Getting Around
Ocho Rios
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.61 JMD 253
$0.29 Rp 5,217
455.17%
Public Transport Monthly Pass (Regular Price)
-
$8.06 Rp 144.4K
-
Taxi Start (Normal Tariff)
$0.64 JMD 101
$0.45 Rp 8,047
42.22%
Taxi (Normal Tariff) (1km)
$0.94 JMD 148
$0.45 Rp 8,094
108.89%
Taxi 1hour Waiting (Normal Tariff)
$6.18 JMD 972
$6.24 Rp 111.7K
-0.96%
Gasoline (1 liter)
$1.28 JMD 201
$0.85 Rp 15.2K
50.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43.0K JMD 6.8M
$26.0K Rp 465.4M
65.60%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.2K JMD 5.4M
$31.7K Rp 567.2M
8.05%
🧾 Monthly Utilities & Internet
Ocho Rios
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$106 JMD 16.7K
$80.8 Rp 1.4M
31.43%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$21.86 JMD 3,438
$4.06 Rp 72.7K
438.42%
Internet (50+ Mbps, Unlimited Data)
$39.28 JMD 6,177
$24.42 Rp 437.6K
60.85%
🎉 Sport & Entertainment
Ocho Rios
Ubud, Bali
Difference
Gym Membership (Monthly)
$15.78 JMD 2,482
$97.7 Rp 1.7M
-83.84%
Tennis Court (1 Hour on Weekend)
$5.75 JMD 904
$6.45 Rp 115.5K
-10.85%
Cinema Ticket
$11.33 JMD 1,781
$4.04 Rp 72.4K
180.45%
🧸 Childcare & Education
Ocho Rios
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$229 JMD 36.0K
$304 Rp 5.4M
-24.63%
International Primary School, 1 Child (Yearly)
$2,477 JMD 389.5K
$6,621 Rp 118.6M
-62.59%
👕👟 Clothing & Footwear
Ocho Rios
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$15.92 JMD 2,504
$54.2 Rp 971.7K
-70.64%
Summer Dress (H&M, Zara, etc)
$12.27 JMD 1,930
$38.78 Rp 694.7K
-68.36%
Sport Shoes (Adidas, Nike)
$49.98 JMD 7,860
$86.1 Rp 1.5M
-41.98%
Men's Leather Business Shoes
$62.4 JMD 9,805
$76.7 Rp 1.4M
-18.68%
🏠 Accommodation & Living
Ocho Rios
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$373 JMD 58.7K
$986 Rp 17.7M
-62.11%
1-bedroom Apartment, Outside City Center (Monthly)
$190 JMD 29.9K
$658 Rp 11.8M
-71.11%
3-bedroom Apartment, City Center (Monthly)
$1,220 JMD 191.8K
$3,369 Rp 60.4M
-63.80%
3-bedroom Apartment, Outside City Center (Monthly)
$1,224 JMD 192.4K
$2,066 Rp 37.0M
-40.77%
Buy Apartment in City Center (m2)
-
$2,741 Rp 49.1M
-
Buy Apartment Outside City Center (m2)
-
$2,228 Rp 39.9M
-
💵 Salaries & Financials
Ocho Rios
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$163 Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5
13.28
-62.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ocho Rios: June 6, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $373 in Ocho Rios and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $63.0 in Ocho Rios vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $305 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ocho Rios vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Ocho Rios?
Ocho Rios is cheaper overall, especially in Clothing & Footwear, Sport & Entertainment, Getting Around. The 52% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,382 in Ocho Rios and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Ocho Rios and Ubud, Bali?
Rent for a central apartment: $373 in Ocho Rios versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $229 in Ocho Rios versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Ocho Rios or Ubud, Bali?
Dining out is cheaper in Ocho Rios – a meal for two runs $63.0 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for Ocho Rios or Ubud, Bali?
At $922 in Ocho Rios versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Ocho Rios but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ocho Rios the clear choice for anyone on this budget.
Is Ocho Rios or Ubud, Bali more family-friendly?
For families, Ocho Rios is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ocho Rios or Ubud, Bali?
Safety-wise, Ocho Rios and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ocho Rios gentler on the wallet – expenses run 52% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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