🙂Monthly costs for one person with rent: $1,090 in Ocho Rios versus $1,379 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,561 in Ocho Rios versus $2,363 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,033 in Ocho Rios versus $3,347 in Ubud, Bali.
🌍Living in Ocho Rios costs roughly 21% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ocho Rios is 20% below, Ubud, Bali is 1% above.
Currency
🍽 Eating Out
Ocho Rios
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.43JMD 1,487
$3.31Rp 58.9K
184.89%
Three-Course Dinner for Two, Mid-Range
$63.1JMD 9,950
$39.08Rp 694.5K
61.36%
Fast Food Meal(McDonalds, etc)
$6.98JMD 1,101
$5.62Rp 99.8K
24.20%
Cappuccino
$3.22JMD 509
$2.64Rp 46.9K
21.97%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.23JMD 194
$1.58Rp 28.2K
-22.15%
Water(0.33 liter bottle)
$0.72JMD 113
$0.71Rp 12.6K
1.41%
Local Beer(0.5 liter draught)
$2.27JMD 358
$2.73Rp 48.5K
-16.85%
Imported Beer(0.33 liter bottle)
$2.98JMD 471
$4.32Rp 76.8K
-31.02%
🛒 Groceries & Markets
Ocho Rios
Ubud, Bali
Difference
Milk(1 liter)
$3.86JMD 609
$1.54Rp 27.4K
150.65%
White Bread(500g)
$2.75JMD 435
$2.30Rp 40.8K
19.57%
Rice(white)(1kg)
$1.57JMD 248
$1.03Rp 18.3K
52.43%
Eggs
$3.64JMD 574
$2.12Rp 37.7K
71.70%
Local Cheese(1kg)
$11.61JMD 1,831
$17.30Rp 307.5K
-32.89%
Chicken Fillets(1kg)
$6.40JMD 1,010
$4.03Rp 71.6K
58.81%
Beef Round Steak(1kg)
$10.33JMD 1,631
$12.42Rp 220.8K
-16.83%
Apples(1kg)
$5.94JMD 937
$3.70Rp 65.7K
60.54%
Banana(1kg)
$3.18JMD 502
$1.62Rp 28.7K
96.30%
Oranges(1kg)
$6.29JMD 993
$2.27Rp 40.3K
177.09%
Tomato(1kg)
$2.56JMD 403
$1.99Rp 35.4K
28.64%
Potato(1kg)
$3.35JMD 528
$1.83Rp 32.5K
83.06%
Onion(1kg)
$2.55JMD 402
$2.25Rp 40.1K
13.33%
Lettuce(1 head)
$2.81JMD 443
$1.04Rp 18.6K
170.19%
Water(1.5 liter bottle)
$1.39JMD 219
$0.56Rp 10.0K
148.21%
Cigarettes 20 Pack(Marlboro, Camel)
$8.77JMD 1,384
$2.22Rp 39.5K
295.05%
Wine(Bottle)
$9.43JMD 1,487
$23.22Rp 412.7K
-59.39%
Local Beer(0.5 liter bottle)
$2.89JMD 457
$2.39Rp 42.5K
20.92%
Imported Beer(0.33 liter bottle)
$4.06JMD 641
$2.87Rp 51.1K
41.46%
🚌 Getting Around
Ocho Rios
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.92JMD 144
$0.25Rp 4,416
268.00%
Public Transport Monthly Pass(Regular Price)
-
$7.17Rp 127.4K
-
Taxi Start(Normal Tariff)
$1.17JMD 185
$0.46Rp 8,163
154.35%
Taxi(Normal Tariff)(1km)
$3.24JMD 511
$0.46Rp 8,235
604.35%
Taxi 1hour Waiting(Normal Tariff)
$6.24JMD 985
$5.70Rp 101.2K
9.47%
Gasoline(1 liter)
$1.39JMD 219
$0.76Rp 13.6K
82.89%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.4KJMD 6.7M
$24.6KRp 436.7M
72.75%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.3KJMD 5.1M
$31.0KRp 551.5M
4.13%
🧾 Monthly Utilities & Internet
Ocho Rios
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$173JMD 27.2K
$82.2Rp 1.5M
109.93%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$19.86JMD 3,134
$6.33Rp 112.5K
213.74%
Internet(50+ Mbps, Unlimited Data)
$53.2JMD 8,397
$18.54Rp 329.6K
187.00%
🎉 Sport & Entertainment
Ocho Rios
Ubud, Bali
Difference
Gym Membership(Monthly)
-
$56.1Rp 996.2K
-
Tennis Court(1 Hour on Weekend)
-
$18.41Rp 327.2K
-
Cinema Ticket
$11.35JMD 1,791
$4.26Rp 75.8K
166.43%
🧸 Childcare & Education
Ocho Rios
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$355JMD 56.0K
$489Rp 8.7M
-27.46%
International Primary School, 1 Child(Yearly)
$8,244JMD 1.3M
$5,793Rp 103.0M
42.31%
👕👟 Clothing & Footwear
Ocho Rios
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$23.95JMD 3,780
$45.98Rp 817.3K
-47.91%
Summer Dress(H&M, Zara, etc)
$30.99JMD 4,889
$35.86Rp 637.4K
-13.58%
Sport Shoes(Adidas, Nike)
$77.2JMD 12.2K
$79.5Rp 1.4M
-2.89%
Men's Leather Business Shoes
$103JMD 16.2K
$80.9Rp 1.4M
27.25%
🏠 Accommodation & Living
Ocho Rios
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$379JMD 59.8K
$1,144Rp 20.3M
-66.87%
1-bedroom Apartment, Outside City Center(Monthly)
$192JMD 30.3K
$692Rp 12.3M
-72.22%
3-bedroom Apartment, City Center(Monthly)
-
$3,532Rp 62.8M
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$1,709Rp 30.4M
-
Buy Apartment in City Center(m2)
-
$2,785Rp 49.5M
-
Buy Apartment Outside City Center(m2)
-
$2,261Rp 40.2M
-
💵 Salaries & Financials
Ocho Rios
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$169Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
9.45
13.78
-31.42%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ocho Rios: August 16, 2026
Last update for Ubud, Bali: August 15, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $379 in Ocho Rios and $1,144 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $63.0 in Ocho Rios vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $356 vs $293 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ocho Rios vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Ocho Rios?
Ocho Rios is cheaper overall, especially in Clothing & Footwear, Sport & Entertainment. The 27% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,635 in Ocho Rios and $2,069 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Ocho Rios and Ubud, Bali?
Rent for a central apartment: $379 in Ocho Rios versus $1,144 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $355 in Ocho Rios versus $489 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Ocho Rios or in Ubud, Bali?
Dining out is cheaper in Ocho Rios – a meal for two runs $63.0 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Ocho Rios or in Ubud, Bali?
At $1,090 in Ocho Rios versus $1,379 in Ubud, Bali, a $1,500 budget is realistic in Ocho Rios but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ocho Rios the clear choice for anyone on this budget.
Is Ocho Rios or Ubud, Bali more family-friendly?
For families, Ocho Rios is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ocho Rios or Ubud, Bali?
Safety-wise, Ocho Rios and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ocho Rios gentler on the wallet – expenses run 27% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.