Cost of Living Comparison Between Ubud, Bali and Novi Sad Cost of Living Comparison Between Ubud, Bali and Novi Sad

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $1,409 in Novi Sad.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $2,118 in Novi Sad.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $2,827 in Novi Sad.

Living in Ubud, Bali costs roughly 1% less than in Novi Sad, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Ubud, Bali 5% above, Novi Sad 6% above.

Meal at Budget Restaurant

$3.40 Rp 60.6K

$9.92 RSD 1,008

-65.73%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 577.1K

$49.72 RSD 5,049

-34.88%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 89.1K

$11.06 RSD 1,123

-54.79%

Cappuccino

$2.82 Rp 50.3K

$2.29 RSD 232

23.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.5K

$2.11 RSD 214

-34.60%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$1.65 RSD 168

-55.76%

Local Beer (0.5 liter draught)

$2.98 Rp 53.2K

$2.92 RSD 296

2.05%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.8K

$3.82 RSD 388

3.93%

Milk (1 liter)

$1.79 Rp 32.0K

$1.63 RSD 165

9.82%

White Bread (500g)

$2.46 Rp 43.9K

$1.00 RSD 102

146.00%

Rice (white) (1kg)

$1.20 Rp 21.4K

$2.80 RSD 285

-57.14%

Eggs

$2.39 Rp 42.6K

$2.61 RSD 265

-8.43%

Local Cheese (1kg)

$14.40 Rp 256.6K

$12.09 RSD 1,228

19.11%

Chicken Fillets (1kg)

$4.28 Rp 76.4K

$7.04 RSD 715

-39.20%

Beef Round Steak (1kg)

$11.82 Rp 210.6K

$12.75 RSD 1,295

-7.29%

Apples (1kg)

$3.78 Rp 67.4K

$1.29 RSD 131

193.02%

Banana (1kg)

$1.63 Rp 29.1K

$1.86 RSD 189

-12.37%

Oranges (1kg)

$2.80 Rp 49.9K

$1.62 RSD 164

72.84%

Tomato (1kg)

$2.26 Rp 40.3K

$2.42 RSD 246

-6.61%

Potato (1kg)

$2.00 Rp 35.6K

$0.99 RSD 100

102.02%

Onion (1kg)

$2.21 Rp 39.4K

$0.90 RSD 91.4

145.56%

Lettuce (1 head)

$1.07 Rp 19.1K

$0.76 RSD 76.8

40.79%

Water (1.5 liter bottle)

$0.76 Rp 13.6K

$0.68 RSD 69.5

11.76%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.7K

$4.53 RSD 460

-30.91%

Wine (Bottle)

$23.81 Rp 424.4K

$7.77 RSD 789

206.44%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.6K

$0.91 RSD 92.4

212.09%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.5K

$2.16 RSD 220

28.70%

One-way Ticket (Public Transport)

$0.27 Rp 4,755

$1.02 RSD 104

-73.53%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 149.1K

$24.76 RSD 2,515

-66.20%

Taxi Start (Normal Tariff)

$0.45 Rp 8,082

$1.89 RSD 192

-76.19%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,624

$0.63 RSD 64.1

-31.75%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 106.5K

$9.37 RSD 951

-36.18%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.89 RSD 192

-57.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 459.9M

$31.0K RSD 3.2M

-16.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 566.8M

$28.7K RSD 2.9M

10.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$204 RSD 20.7K

-60.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.7K

$20.16 RSD 2,048

-79.46%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 429.8K

$35.14 RSD 3,569

-31.36%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$36.63 RSD 3,720

166.86%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 118.4K

$13.91 RSD 1,413

-52.26%

Cinema Ticket

$4.04 Rp 71.9K

$6.18 RSD 628

-34.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$343 RSD 34.8K

-13.38%

International Primary School, 1 Child (Yearly)

$6,590 Rp 117.4M

$7,290 RSD 740.3K

-9.60%

Jeans (Levis 501 Or Similar)

$55.1 Rp 982.6K

$109 RSD 11.1K

-49.42%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 686.2K

$46.11 RSD 4,682

-16.48%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$122 RSD 12.4K

-29.56%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$137 RSD 13.9K

-42.95%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.6M

$555 RSD 56.4K

77.42%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$453 RSD 46.1K

46.59%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.4M

$1,067 RSD 108.3K

223.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.4M

$767 RSD 77.9K

166.22%

Buy Apartment in City Center (m2)

$2,829 Rp 50.4M

$3,770 RSD 382.9K

-24.97%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.7M

$2,671 RSD 271.2K

-14.56%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$1,056 RSD 107.2K

-83.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.31

81.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Novi Sad: June 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $555 in Novi Sad. Housing cost is often the main lever when comparing two cities.

Novi Sad pays 524% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $50.0 in Novi Sad. Groceries flip the comparison at $299 vs $234, with Novi Sad cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Novi Sad: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 1% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 524% lower in Novi Sad. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $985 in Ubud, Bali versus $555 in Novi Sad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $50.0 in Novi Sad. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,394 per month in Ubud, Bali versus $1,409 in Novi Sad – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,394 in Ubud, Bali versus $1,409 in Novi Sad, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Novi Sad. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Novi Sad, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Novi Sad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 1% less than in Novi Sad. Beyond cost, consider language, visa policies, and how big the international community is in each city.