Cost of Living Comparison Between Ubud, Bali and Novi Sad Cost of Living Comparison Between Ubud, Bali and Novi Sad

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,396 in Novi Sad.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,091 in Novi Sad.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $2,786 in Novi Sad.

Living in Ubud, Bali is roughly 3% more expensive than Novi Sad, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Ubud, Bali 7% above, Novi Sad 4% above.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$9.71 RSD 975

-63.23%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$49.38 RSD 4,955

-34.02%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$10.71 RSD 1,075

-52.66%

Cappuccino

$2.83 Rp 49.0K

$2.35 RSD 236

20.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$2.13 RSD 214

-37.09%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$1.63 RSD 164

-57.67%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$2.92 RSD 293

2.40%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$3.69 RSD 371

4.34%

Milk (1 liter)

$1.74 Rp 30.2K

$1.53 RSD 154

13.73%

White Bread (500g)

$2.54 Rp 44.0K

$1.03 RSD 103

146.60%

Rice (white) (1kg)

$1.19 Rp 20.6K

$2.80 RSD 281

-57.50%

Eggs

$2.43 Rp 42.0K

$2.57 RSD 257

-5.45%

Local Cheese (1kg)

$14.66 Rp 254.1K

$11.80 RSD 1,184

24.24%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$7.13 RSD 715

-41.37%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$12.69 RSD 1,273

-5.91%

Apples (1kg)

$3.69 Rp 63.9K

$1.26 RSD 126

192.86%

Banana (1kg)

$1.61 Rp 27.8K

$1.83 RSD 183

-12.02%

Oranges (1kg)

$2.69 Rp 46.5K

$1.63 RSD 164

65.03%

Tomato (1kg)

$2.33 Rp 40.4K

$2.45 RSD 245

-4.90%

Potato (1kg)

$1.91 Rp 33.0K

$0.99 RSD 99.8

92.93%

Onion (1kg)

$2.19 Rp 37.9K

$0.93 RSD 93.4

135.48%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.79 RSD 79.3

34.18%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.65 RSD 65.1

10.77%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$4.54 RSD 456

-31.06%

Wine (Bottle)

$23.49 Rp 407.1K

$8.22 RSD 825

185.77%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$0.87 RSD 87.2

214.94%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.18 RSD 218

32.11%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$1.03 RSD 103

-71.84%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$24.69 RSD 2,477

-66.91%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.96 RSD 197

-77.04%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.69 RSD 69.2

-39.13%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$9.27 RSD 930

-33.55%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.83 RSD 183

-54.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$30.2K RSD 3.0M

-13.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$28.7K RSD 2.9M

13.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$205 RSD 20.5K

-61.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$19.68 RSD 1,974

-79.93%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$35.95 RSD 3,607

-32.13%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$36.63 RSD 3,675

163.55%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$14.21 RSD 1,425

-55.31%

Cinema Ticket

$4.04 Rp 70.0K

$6.29 RSD 631

-35.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$346 RSD 34.8K

-12.64%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$7,317 RSD 734.1K

-10.86%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$108 RSD 10.8K

-50.16%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$45.66 RSD 4,581

-16.82%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$122 RSD 12.3K

-29.08%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$139 RSD 14.0K

-43.32%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$557 RSD 55.9K

81.67%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$459 RSD 46.1K

46.89%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$1,084 RSD 108.7K

212.76%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$776 RSD 77.9K

170.25%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$3,670 RSD 368.2K

-18.67%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$2,614 RSD 262.3K

-10.53%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$1,083 RSD 108.6K

-84.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.31

81.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Novi Sad: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $557 in Novi Sad. Housing cost is often the main lever when comparing two cities.

Novi Sad pays 525% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $49.00 in Novi Sad. Groceries flip the comparison at $298 vs $233, with Novi Sad cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Novi Sad: Cost of Living - Frequently Asked Questions

Novi Sad is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 3% gap adds up to real monthly savings that compound significantly over time.

On paper, Novi Sad earns 525% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $557 in Novi Sad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Novi Sad – a meal for two runs $49.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,438 per month in Ubud, Bali versus $1,396 in Novi Sad – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,396 in Novi Sad versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Novi Sad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Novi Sad the clear choice for anyone on this budget.

For families, Novi Sad is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Novi Sad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Novi Sad gentler on the wallet – expenses run 3% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.