Cost of Living Comparison Between Novi Sad and Ubud, Bali Cost of Living Comparison Between Novi Sad and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,405 in Novi Sad versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $2,094 in Novi Sad versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,782 in Novi Sad versus $3,694 in Ubud, Bali.

Monthly costs are close between Novi Sad and Ubud, Bali; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Novi Sad 5% above, Ubud, Bali 4% above.

Meal at Budget Restaurant

$9.59 RSD 970

$3.57 Rp 64.0K

168.63%

Three-Course Dinner for Two, Mid-Range

$48.50 RSD 4,905

$32.50 Rp 582.3K

49.23%

Fast Food Meal (McDonalds, etc)

$10.97 RSD 1,109

$4.86 Rp 87.1K

125.72%

Cappuccino

$2.26 RSD 229

$2.75 Rp 49.2K

-17.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 RSD 215

$1.32 Rp 23.7K

61.36%

Water (0.33 liter bottle)

$1.71 RSD 173

$0.70 Rp 12.6K

144.29%

Local Beer (0.5 liter draught)

$2.88 RSD 291

$2.91 Rp 52.2K

-1.03%

Imported Beer (0.33 liter bottle)

$3.64 RSD 368

$3.79 Rp 68.0K

-3.96%

Milk (1 liter)

$1.56 RSD 158

$1.71 Rp 30.6K

-8.77%

White Bread (500g)

$0.99 RSD 100

$2.47 Rp 44.3K

-59.92%

Rice (white) (1kg)

$2.81 RSD 284

$1.20 Rp 21.5K

134.17%

Eggs

$2.56 RSD 259

$2.44 Rp 43.8K

4.92%

Local Cheese (1kg)

$11.92 RSD 1,205

$14.38 Rp 257.7K

-17.11%

Chicken Fillets (1kg)

$6.79 RSD 687

$4.31 Rp 77.1K

57.54%

Beef Round Steak (1kg)

$12.37 RSD 1,251

$12.21 Rp 218.7K

1.31%

Apples (1kg)

$1.24 RSD 126

$3.68 Rp 66.0K

-66.30%

Banana (1kg)

$1.92 RSD 194

$1.55 Rp 27.8K

23.87%

Oranges (1kg)

$1.63 RSD 165

$2.79 Rp 49.9K

-41.58%

Tomato (1kg)

$2.47 RSD 250

$2.33 Rp 41.8K

6.01%

Potato (1kg)

$0.99 RSD 101

$1.97 Rp 35.3K

-49.75%

Onion (1kg)

$0.92 RSD 93.3

$2.31 Rp 41.4K

-60.17%

Lettuce (1 head)

$0.76 RSD 77.2

$1.06 Rp 19.1K

-28.30%

Water (1.5 liter bottle)

$0.68 RSD 69.0

$0.73 Rp 13.1K

-6.85%

Cigarettes 20 Pack (Marlboro, Camel)

$4.46 RSD 451

$3.28 Rp 58.8K

35.98%

Wine (Bottle)

$7.79 RSD 788

$22.79 Rp 408.4K

-65.82%

Local Beer (0.5 liter bottle)

$0.84 RSD 84.9

$2.81 Rp 50.3K

-70.11%

Imported Beer (0.33 liter bottle)

$2.15 RSD 218

$2.78 Rp 49.9K

-22.66%

One-way Ticket (Public Transport)

$1.01 RSD 102

$0.29 Rp 5,217

248.28%

Public Transport Monthly Pass (Regular Price)

$24.83 RSD 2,511

$8.06 Rp 144.4K

208.06%

Taxi Start (Normal Tariff)

$1.92 RSD 194

$0.45 Rp 8,047

326.67%

Taxi (Normal Tariff) (1km)

$0.65 RSD 65.7

$0.45 Rp 8,094

44.44%

Taxi 1hour Waiting (Normal Tariff)

$9.76 RSD 987

$6.24 Rp 111.7K

56.41%

Gasoline (1 liter)

$1.82 RSD 184

$0.85 Rp 15.2K

114.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K RSD 3.1M

$26.0K Rp 465.4M

19.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.6K RSD 2.9M

$31.7K Rp 567.2M

-9.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$207 RSD 20.9K

$80.8 Rp 1.4M

156.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.65 RSD 1,987

$4.06 Rp 72.7K

383.99%

Internet (50+ Mbps, Unlimited Data)

$35.46 RSD 3,586

$24.42 Rp 437.6K

45.21%

Gym Membership (Monthly)

$36.41 RSD 3,683

$97.7 Rp 1.7M

-62.72%

Tennis Court (1 Hour on Weekend)

$13.99 RSD 1,415

$6.45 Rp 115.5K

116.90%

Cinema Ticket

$5.99 RSD 606

$4.04 Rp 72.4K

48.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$346 RSD 35.0K

$304 Rp 5.4M

13.92%

International Primary School, 1 Child (Yearly)

$7,231 RSD 731.2K

$6,621 Rp 118.6M

9.21%

Jeans (Levis 501 Or Similar)

$107 RSD 10.9K

$54.2 Rp 971.7K

97.92%

Summer Dress (H&M, Zara, etc)

$46.50 RSD 4,702

$38.78 Rp 694.7K

19.91%

Sport Shoes (Adidas, Nike)

$122 RSD 12.3K

$86.1 Rp 1.5M

41.69%

Men's Leather Business Shoes

$137 RSD 13.9K

$76.7 Rp 1.4M

78.67%

1-bedroom Apartment, City Center (Monthly)

$562 RSD 56.8K

$986 Rp 17.7M

-42.98%

1-bedroom Apartment, Outside City Center (Monthly)

$460 RSD 46.6K

$658 Rp 11.8M

-30.03%

3-bedroom Apartment, City Center (Monthly)

$1,085 RSD 109.7K

$3,369 Rp 60.4M

-67.81%

3-bedroom Apartment, Outside City Center (Monthly)

$788 RSD 79.7K

$2,066 Rp 37.0M

-61.84%

Buy Apartment in City Center (m2)

$3,691 RSD 373.2K

$2,741 Rp 49.1M

34.62%

Buy Apartment Outside City Center (m2)

$2,697 RSD 272.7K

$2,228 Rp 39.9M

21.05%

Average Monthly Net Salary (After Tax)

$1,046 RSD 105.8K

$163 Rp 2.9M

539.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.31

13.28

-44.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novi Sad: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $562 in Novi Sad and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Novi Sad pays 540% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $49.00 in Novi Sad vs $33.00 in Ubud, Bali. Groceries flip the comparison at $231 vs $297, with Novi Sad cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Novi Sad vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Novi Sad pays 540% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $562 in Novi Sad versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 208% less than in Novi Sad. Both cities have functional networks, but the price difference matters if you're watching your budget.

Shoppers in Novi Sad pay roughly 29% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,404 in Ubud, Bali versus $1,405 in Novi Sad, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Novi Sad. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Novi Sad, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Novi Sad and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Novi Sad on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.