Cost of Living Comparison Between Novi Sad and Ubud, Bali Cost of Living Comparison Between Novi Sad and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Novi Sad versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $2,077 in Novi Sad versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,763 in Novi Sad versus $3,723 in Ubud, Bali.

Monthly costs are close between Novi Sad and Ubud, Bali; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Novi Sad 5% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$9.58 RSD 984

$3.57 Rp 64.6K

168.35%

Three-Course Dinner for Two, Mid-Range

$48.59 RSD 4,988

$32.32 Rp 584.4K

50.34%

Fast Food Meal (McDonalds, etc)

$11.04 RSD 1,133

$5.01 Rp 90.5K

120.36%

Cappuccino

$2.38 RSD 244

$2.82 Rp 51.1K

-15.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 RSD 224

$1.35 Rp 24.4K

61.48%

Water (0.33 liter bottle)

$1.69 RSD 174

$0.73 Rp 13.2K

131.51%

Local Beer (0.5 liter draught)

$2.90 RSD 298

$2.93 Rp 53.0K

-1.02%

Imported Beer (0.33 liter bottle)

$3.64 RSD 374

$3.94 Rp 71.2K

-7.61%

Milk (1 liter)

$1.54 RSD 158

$1.78 Rp 32.2K

-13.48%

White Bread (500g)

$1.03 RSD 106

$2.45 Rp 44.3K

-57.96%

Rice (white) (1kg)

$2.69 RSD 277

$1.15 Rp 20.8K

133.91%

Eggs

$2.58 RSD 265

$2.41 Rp 43.7K

7.05%

Local Cheese (1kg)

$11.94 RSD 1,225

$14.33 Rp 259.1K

-16.68%

Chicken Fillets (1kg)

$7.05 RSD 724

$4.19 Rp 75.7K

68.26%

Beef Round Steak (1kg)

$12.77 RSD 1,311

$12.06 Rp 218.1K

5.89%

Apples (1kg)

$1.24 RSD 127

$3.64 Rp 65.8K

-65.93%

Banana (1kg)

$1.90 RSD 195

$1.57 Rp 28.3K

21.02%

Oranges (1kg)

$1.64 RSD 169

$2.79 Rp 50.4K

-41.22%

Tomato (1kg)

$2.54 RSD 261

$2.24 Rp 40.5K

13.39%

Potato (1kg)

$0.93 RSD 95.0

$1.98 Rp 35.8K

-53.03%

Onion (1kg)

$0.88 RSD 90.1

$2.28 Rp 41.2K

-61.40%

Lettuce (1 head)

$0.80 RSD 82.3

$1.05 Rp 19.1K

-23.81%

Water (1.5 liter bottle)

$0.69 RSD 70.5

$0.79 Rp 14.2K

-12.66%

Cigarettes 20 Pack (Marlboro, Camel)

$4.33 RSD 444

$3.19 Rp 57.7K

35.74%

Wine (Bottle)

$7.57 RSD 777

$23.49 Rp 424.8K

-67.77%

Local Beer (0.5 liter bottle)

$0.86 RSD 88.3

$2.90 Rp 52.4K

-70.34%

Imported Beer (0.33 liter bottle)

$2.22 RSD 227

$2.76 Rp 49.8K

-19.57%

One-way Ticket (Public Transport)

$1.04 RSD 106

$0.27 Rp 4,821

285.19%

Public Transport Monthly Pass (Regular Price)

$25.11 RSD 2,577

$8.37 Rp 151.3K

200.00%

Taxi Start (Normal Tariff)

$1.98 RSD 203

$0.45 Rp 8,180

340.00%

Taxi (Normal Tariff) (1km)

$0.67 RSD 69.0

$0.46 Rp 8,311

45.65%

Taxi 1hour Waiting (Normal Tariff)

$9.30 RSD 955

$6.07 Rp 109.7K

53.21%

Gasoline (1 liter)

$1.82 RSD 187

$0.86 Rp 15.6K

111.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K RSD 3.2M

$26.6K Rp 480.7M

16.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.9K RSD 3.0M

$32.5K Rp 588.6M

-11.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$208 RSD 21.3K

$79.0 Rp 1.4M

162.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.88 RSD 2,041

$4.09 Rp 74.0K

386.06%

Internet (50+ Mbps, Unlimited Data)

$36.00 RSD 3,695

$23.85 Rp 431.2K

50.94%

Gym Membership (Monthly)

$35.49 RSD 3,643

$98.8 Rp 1.8M

-64.07%

Tennis Court (1 Hour on Weekend)

$14.00 RSD 1,437

$6.35 Rp 114.9K

120.47%

Cinema Ticket

$6.24 RSD 640

$4.01 Rp 72.5K

55.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$339 RSD 34.8K

$297 Rp 5.4M

14.00%

International Primary School, 1 Child (Yearly)

$7,130 RSD 731.8K

$6,602 Rp 119.4M

7.99%

Jeans (Levis 501 Or Similar)

$107 RSD 11.0K

$53.4 Rp 966.0K

100.99%

Summer Dress (H&M, Zara, etc)

$45.86 RSD 4,707

$38.11 Rp 689.2K

20.34%

Sport Shoes (Adidas, Nike)

$123 RSD 12.6K

$88.7 Rp 1.6M

38.45%

Men's Leather Business Shoes

$135 RSD 13.9K

$76.6 Rp 1.4M

76.73%

1-bedroom Apartment, City Center (Monthly)

$567 RSD 58.2K

$1,020 Rp 18.4M

-44.43%

1-bedroom Apartment, Outside City Center (Monthly)

$457 RSD 46.9K

$680 Rp 12.3M

-32.84%

3-bedroom Apartment, City Center (Monthly)

$1,096 RSD 112.5K

$3,469 Rp 62.7M

-68.41%

3-bedroom Apartment, Outside City Center (Monthly)

$790 RSD 81.1K

$2,090 Rp 37.8M

-62.18%

Buy Apartment in City Center (m2)

$3,667 RSD 376.4K

$2,729 Rp 49.3M

34.36%

Buy Apartment Outside City Center (m2)

$2,713 RSD 278.5K

$2,295 Rp 41.5M

18.21%

Average Monthly Net Salary (After Tax)

$1,063 RSD 109.1K

$164 Rp 3.0M

549.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.31

13.28

-44.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novi Sad: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $567 in Novi Sad and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Novi Sad pays 549% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $49.00 in Novi Sad vs $32.00 in Ubud, Bali. Groceries flip the comparison at $233 vs $298, with Novi Sad cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Novi Sad vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Average pay runs 549% higher in Novi Sad, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $567 in Novi Sad versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Novi Sad runs roughly 200% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Supermarket bills run roughly 28% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,392 in Novi Sad versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Novi Sad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Novi Sad the clear choice for anyone on this budget.

For families, Novi Sad is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Novi Sad and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Novi Sad wins on affordability, Ubud, Bali on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.