Cost of Living Comparison Between Novi Sad and Ubud, Bali Cost of Living Comparison Between Novi Sad and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Novi Sad versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $2,091 in Novi Sad versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,786 in Novi Sad versus $3,732 in Ubud, Bali.

Living in Novi Sad costs roughly 3% less than in Ubud, Bali, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Novi Sad 4% above, Ubud, Bali 7% above.

Meal at Budget Restaurant

$9.71 RSD 974

$3.57 Rp 61.6K

171.99%

Three-Course Dinner for Two, Mid-Range

$49.38 RSD 4,951

$32.58 Rp 562.6K

51.57%

Fast Food Meal (McDonalds, etc)

$10.71 RSD 1,074

$5.07 Rp 87.5K

111.24%

Cappuccino

$2.35 RSD 236

$2.83 Rp 48.8K

-16.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 RSD 214

$1.34 Rp 23.1K

58.96%

Water (0.33 liter bottle)

$1.63 RSD 164

$0.69 Rp 12.0K

136.23%

Local Beer (0.5 liter draught)

$2.92 RSD 293

$2.99 Rp 51.6K

-2.34%

Imported Beer (0.33 liter bottle)

$3.69 RSD 370

$3.85 Rp 66.4K

-4.16%

Milk (1 liter)

$1.53 RSD 154

$1.74 Rp 30.1K

-12.07%

White Bread (500g)

$1.03 RSD 103

$2.54 Rp 43.8K

-59.45%

Rice (white) (1kg)

$2.80 RSD 280

$1.19 Rp 20.6K

135.29%

Eggs

$2.57 RSD 257

$2.43 Rp 41.9K

5.76%

Local Cheese (1kg)

$11.80 RSD 1,183

$14.66 Rp 253.2K

-19.51%

Chicken Fillets (1kg)

$7.13 RSD 715

$4.18 Rp 72.1K

70.57%

Beef Round Steak (1kg)

$12.69 RSD 1,272

$11.94 Rp 206.1K

6.28%

Apples (1kg)

$1.26 RSD 126

$3.69 Rp 63.6K

-65.85%

Banana (1kg)

$1.83 RSD 183

$1.61 Rp 27.7K

13.66%

Oranges (1kg)

$1.63 RSD 164

$2.69 Rp 46.4K

-39.41%

Tomato (1kg)

$2.45 RSD 245

$2.33 Rp 40.2K

5.15%

Potato (1kg)

$0.99 RSD 99.7

$1.91 Rp 32.9K

-48.17%

Onion (1kg)

$0.93 RSD 93.3

$2.19 Rp 37.7K

-57.53%

Lettuce (1 head)

$0.79 RSD 79.3

$1.06 Rp 18.3K

-25.47%

Water (1.5 liter bottle)

$0.65 RSD 65.1

$0.72 Rp 12.5K

-9.72%

Cigarettes 20 Pack (Marlboro, Camel)

$4.54 RSD 456

$3.13 Rp 54.1K

45.05%

Wine (Bottle)

$8.22 RSD 824

$23.49 Rp 405.6K

-65.01%

Local Beer (0.5 liter bottle)

$0.87 RSD 87.2

$2.74 Rp 47.3K

-68.25%

Imported Beer (0.33 liter bottle)

$2.18 RSD 218

$2.88 Rp 49.7K

-24.31%

One-way Ticket (Public Transport)

$1.03 RSD 103

$0.29 Rp 5,010

255.17%

Public Transport Monthly Pass (Regular Price)

$24.69 RSD 2,475

$8.17 Rp 141.0K

202.20%

Taxi Start (Normal Tariff)

$1.96 RSD 196

$0.45 Rp 7,834

335.56%

Taxi (Normal Tariff) (1km)

$0.69 RSD 69.1

$0.42 Rp 7,278

64.29%

Taxi 1hour Waiting (Normal Tariff)

$9.27 RSD 930

$6.16 Rp 106.3K

50.49%

Gasoline (1 liter)

$1.83 RSD 183

$0.84 Rp 14.5K

117.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K RSD 3.0M

$26.2K Rp 453.1M

14.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K RSD 2.9M

$32.5K Rp 560.8M

-11.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 RSD 20.5K

$78.4 Rp 1.4M

161.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.68 RSD 1,973

$3.95 Rp 68.2K

398.23%

Internet (50+ Mbps, Unlimited Data)

$35.95 RSD 3,604

$24.40 Rp 421.4K

47.34%

Gym Membership (Monthly)

$36.63 RSD 3,672

$96.5 Rp 1.7M

-62.06%

Tennis Court (1 Hour on Weekend)

$14.21 RSD 1,424

$6.35 Rp 109.6K

123.78%

Cinema Ticket

$6.29 RSD 630

$4.04 Rp 69.7K

55.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$346 RSD 34.7K

$303 Rp 5.2M

14.47%

International Primary School, 1 Child (Yearly)

$7,317 RSD 733.6K

$6,523 Rp 112.6M

12.18%

Jeans (Levis 501 Or Similar)

$108 RSD 10.8K

$53.8 Rp 929.5K

100.63%

Summer Dress (H&M, Zara, etc)

$45.66 RSD 4,578

$37.98 Rp 655.8K

20.22%

Sport Shoes (Adidas, Nike)

$122 RSD 12.3K

$86.8 Rp 1.5M

41.00%

Men's Leather Business Shoes

$139 RSD 13.9K

$78.9 Rp 1.4M

76.43%

1-bedroom Apartment, City Center (Monthly)

$557 RSD 55.9K

$1,012 Rp 17.5M

-44.96%

1-bedroom Apartment, Outside City Center (Monthly)

$459 RSD 46.0K

$674 Rp 11.6M

-31.92%

3-bedroom Apartment, City Center (Monthly)

$1,084 RSD 108.7K

$3,390 Rp 58.5M

-68.03%

3-bedroom Apartment, Outside City Center (Monthly)

$776 RSD 77.8K

$2,098 Rp 36.2M

-63.00%

Buy Apartment in City Center (m2)

$3,670 RSD 367.9K

$2,985 Rp 51.5M

22.96%

Buy Apartment Outside City Center (m2)

$2,614 RSD 262.1K

$2,339 Rp 40.4M

11.77%

Average Monthly Net Salary (After Tax)

$1,083 RSD 108.5K

$173 Rp 3.0M

525.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.31

13.28

-44.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novi Sad: April 27, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $557 in Novi Sad and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Novi Sad pays 525% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $49.00 in Novi Sad vs $33.00 in Ubud, Bali. Groceries flip the comparison at $233 vs $298, with Novi Sad cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Novi Sad vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Novi Sad is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 3% gap adds up to real monthly savings that compound significantly over time.

Novi Sad pays 525% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $557 in Novi Sad versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Novi Sad – a meal for two runs $49.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,396 per month in Novi Sad versus $1,438 in Ubud, Bali – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,396 in Novi Sad versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Novi Sad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Novi Sad the clear choice for anyone on this budget.

For families, Novi Sad is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Novi Sad and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Novi Sad gentler on the wallet – expenses run 3% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.