Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Novelda

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,617 in Novelda, rent and utilities included – about $3,400 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
77

Cost of Living Index in Novelda
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Novelda Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Novelda

🇪🇸 Spain

$1,617

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Novelda

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Novelda actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,617 in Novelda.

Ubud, Bali $1,331
Novelda $1,617

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $2,423 in Novelda.

Ubud, Bali $2,255
Novelda $2,423

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $3,228 in Novelda.

Ubud, Bali $3,180
Novelda $3,228

Living in Ubud, Bali costs roughly 18% less than in Novelda, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Novelda is 20% above.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$16.85 €14.97

-79.94%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$56.6 €50.2

-38.73%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$11.23 €9.98

-50.40%

Cappuccino

$2.62 Rp 47.6K

$2.25 €2.00

16.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.05 €1.82

-24.88%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.39 €1.23

-53.96%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$3.03 €2.69

-11.88%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$3.40 €3.02

25.29%

Milk (1 liter)

$1.46 Rp 26.5K

$1.15 €1.02

26.96%

White Bread (500g)

$2.29 Rp 41.6K

$1.39 €1.24

64.75%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.54 €1.37

-27.92%

Eggs

$2.10 Rp 38.1K

$3.34 €2.97

-37.13%

Local Cheese (1kg)

$15.94 Rp 289.4K

$15.40 €13.68

3.51%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$9.38 €8.33

-58.64%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$16.83 €14.95

-32.26%

Apples (1kg)

$3.55 Rp 64.5K

$2.77 €2.46

28.16%

Banana (1kg)

$1.54 Rp 27.9K

$1.81 €1.60

-14.92%

Oranges (1kg)

$2.23 Rp 40.5K

$1.60 €1.42

39.37%

Tomato (1kg)

$1.97 Rp 35.8K

$2.76 €2.45

-28.62%

Potato (1kg)

$1.86 Rp 33.7K

$1.92 €1.71

-3.12%

Onion (1kg)

$2.42 Rp 43.9K

$1.88 €1.67

28.72%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.18 €1.05

-13.56%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.66 €0.59

-21.21%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$6.52 €5.79

-66.26%

Wine (Bottle)

$21.79 Rp 395.6K

$5.72 €5.08

280.94%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.16 €1.03

100.86%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.70 €1.51

74.71%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$1.51 €1.34

-83.44%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$29.81 €26.48

-72.59%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$2.39 €2.12

-81.59%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$1.31 €1.16

-64.12%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$25.34 €22.51

-77.90%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.83 €1.63

-54.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$31.7K €28.2K

-22.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$31.4K €27.9K

0.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$130 €115

-40.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$15.83 €14.06

-61.21%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$29.50 €26.21

-35.86%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$45.45 €40.37

12.19%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$16.79 €14.92

8.70%

Cinema Ticket

$4.38 Rp 79.6K

$8.20 €7.28

-46.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$396 €352

24.37%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$11.0K €9,741

11.45%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$71.6 €63.6

-36.93%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$35.19 €31.26

-0.85%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$103 €91.1

-23.66%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$106 €93.8

-26.22%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$921 €818

16.98%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$686 €609

-3.09%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,324 €1,176

165.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,076 €956

55.34%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$3,364 €2,989

-30.45%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,266 €2,013

-1.31%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.99

360.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Novelda: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Novelda

$686 42.4% 3.2% $21

Groceries & Markets

Ubud, Bali

$279 21%

Novelda

$276 17.1% 1.2% $3.3

Clothing & Footwear

Ubud, Bali

$106 8%

Novelda

$142 8.8% 33.3% $35

Eating Out

Ubud, Bali

$106 8%

Novelda

$231 14.3% 119% $125

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Novelda

$175 10.8% 70.6% $72

Sport & Entertainment

Ubud, Bali

$60 4.5%

Novelda

$62 3.8% 3.5% $2.1

Getting Around

Ubud, Bali

$12 0.9%

Novelda

$45 2.8% 275% $33

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $921 in Novelda. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $57 in Novelda. Groceries flip the comparison at $279 vs $276, with Novelda cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇪🇸 Novelda

🕒 Local time

12:44 12:44 PM

05:44 5:44 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

25,771

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

1 EUR = 1.13 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

Euro exchange rates as of November 5, 2026: 1 USD = 0.888 EUR (1 EUR = 1.13 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Novelda 12,850 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Novelda

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Novelda: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $1,617 in Novelda, so Ubud, Bali is about 18% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,996 in Ubud, Bali and $2,425 in Novelda to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $921 in Novelda. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 73% less than in Novelda. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $1,617 in Novelda – Ubud, Bali is about 18% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Novelda are both considered safe, so it’s unlikely to be the deciding factor between them.