Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Nove Zamky

For one person, living costs are similar in Ubud, Bali and in Nove Zamky: $1,349 and $1,343 a month, rent and utilities included.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
65

Cost of Living Index in Nove Zamky
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Nove Zamky Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Nove Zamky

🇸🇰 Slovakia

$1,343

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Nove Zamky

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Nove Zamky actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,343 in Nove Zamky.

Ubud, Bali $1,349
Nove Zamky $1,343

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,940 in Nove Zamky.

Ubud, Bali $2,305
Nove Zamky $1,940

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,538 in Nove Zamky.

Ubud, Bali $3,261
Nove Zamky $2,538

Monthly costs are close between Ubud, Bali and Nove Zamky; which city is cheaper depends on the spending category.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$7.21 €6.45

-53.95%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$44.72 €40.05

-20.30%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$8.71 €7.80

-36.51%

Cappuccino

$2.72 Rp 49.3K

$3.22 €2.89

-15.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$1.94 €1.74

-12.37%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.30 €1.17

-41.54%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.27 €2.03

16.74%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$2.27 €2.03

92.95%

Milk (1 liter)

$1.49 Rp 27.0K

$1.08 €0.97

37.96%

White Bread (500g)

$2.28 Rp 41.2K

$1.05 €0.94

117.14%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.93 €1.73

-38.34%

Eggs

$2.04 Rp 36.9K

$3.67 €3.28

-44.41%

Local Cheese (1kg)

$17.70 Rp 320.8K

$12.68 €11.35

39.59%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$7.44 €6.66

-46.77%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$13.05 €11.69

-6.59%

Apples (1kg)

$3.66 Rp 66.2K

$1.67 €1.50

119.16%

Banana (1kg)

$1.52 Rp 27.5K

$1.52 €1.36

Oranges (1kg)

$2.23 Rp 40.4K

$1.15 €1.03

93.91%

Tomato (1kg)

$1.97 Rp 35.7K

$4.56 €4.08

-56.80%

Potato (1kg)

$1.85 Rp 33.5K

$1.25 €1.12

48.00%

Onion (1kg)

$2.42 Rp 43.9K

$1.11 €0.99

118.02%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.14 €1.02

-13.16%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.84 €0.76

-39.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$6.28 €5.63

-64.65%

Wine (Bottle)

$22.24 Rp 403.0K

$5.71 €5.11

289.49%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.94 €0.84

140.43%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$1.84 €1.65

61.41%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$1.09 €0.98

-77.06%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$28.35 €25.39

-72.42%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$1.10 €0.99

-60.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$1.10 €0.99

-60.91%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$22.61 €20.25

-76.07%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.70 €1.52

-51.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$25.1K €22.5K

-5.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$26.5K €23.7K

19.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$284 €254

-72.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$19.18 €17.18

-66.37%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$11.10 €9.94

67.39%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$33.06 €29.61

49.67%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$17.02 €15.24

3.70%

Cinema Ticket

$4.27 Rp 77.4K

$9.74 €8.72

-56.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$359 €322

36.60%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$10.7K €9,570

-46.90%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$56.6 €50.7

-21.13%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$22.24 €19.92

57.15%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$56.7 €50.8

40.87%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$88.8 €79.6

-10.59%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$540 €484

108.30%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$441 €395

52.30%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$912 €817

290.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$680 €609

153.28%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$3,419 €3,062

-20.09%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,547 €2,281

-10.32%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,019 €912

-83.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.79

263.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Nove Zamky: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Nove Zamky

$441 32.8% 34.3% $231

Groceries & Markets

Ubud, Bali

$288 21.4%

Nove Zamky

$243 18.1% 15.6% $45

Eating Out

Ubud, Bali

$108 8%

Nove Zamky

$151 11.3% 40.5% $44

Clothing & Footwear

Ubud, Bali

$108 8%

Nove Zamky

$101 7.5% 6.1% $6.5

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Nove Zamky

$314 23.4% 202% $210

Sport & Entertainment

Ubud, Bali

$58 4.3%

Nove Zamky

$53 3.9% 9.5% $5.5

Getting Around

Ubud, Bali

$11 0.9%

Nove Zamky

$39 2.9% 245% $28

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $540 in Nove Zamky. Housing cost is often the main lever when comparing two cities.

Nove Zamky pays about 6.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $45 in Nove Zamky. Groceries flip the comparison at $288 vs $243, with Nove Zamky cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇸🇰 Nove Zamky

🕒 Local time

16:27 4:27 PM

09:27 9:27 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

40,840

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 1, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Nove Zamky 11,240 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Nove Zamky

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nove Zamky: Cost of Living - Frequently Asked Questions

On paper, salaries run 84% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $540 in Nove Zamky. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $359 in Nove Zamky. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $45 in Nove Zamky. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,500 a month, though Nove Zamky gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Nove Zamky are both considered safe, so it’s unlikely to be the deciding factor between them.