Cost of Living Comparison Between Ubud, Bali and Nove Zamky Cost of Living Comparison Between Ubud, Bali and Nove Zamky

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,420 in Nove Zamky.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $2,050 in Nove Zamky.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,680 in Nove Zamky.

Living in Ubud, Bali costs roughly 4% less than in Nove Zamky, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Nove Zamky 4% above.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$7.41 €6.46

-53.58%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$47.04 €41.00

-22.81%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$9.33 €8.13

-38.80%

Cappuccino

$2.67 Rp 47.3K

$3.26 €2.85

-18.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$2.04 €1.78

-14.22%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$1.37 €1.20

-36.50%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$2.35 €2.05

25.53%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$2.28 €1.99

98.25%

Milk (1 liter)

$1.62 Rp 28.7K

$1.07 €0.93

51.40%

White Bread (500g)

$2.33 Rp 41.3K

$1.08 €0.94

115.74%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.98 €1.73

-43.94%

Eggs

$2.20 Rp 39.0K

$3.93 €3.42

-44.02%

Local Cheese (1kg)

$17.69 Rp 313.3K

$12.90 €11.25

37.13%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$8.05 €7.01

-49.07%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$13.48 €11.75

-9.64%

Apples (1kg)

$3.71 Rp 65.6K

$1.74 €1.52

113.22%

Banana (1kg)

$1.59 Rp 28.1K

$1.52 €1.32

4.61%

Oranges (1kg)

$2.28 Rp 40.4K

$1.18 €1.03

93.22%

Tomato (1kg)

$1.95 Rp 34.6K

$4.55 €3.96

-57.14%

Potato (1kg)

$1.91 Rp 33.7K

$1.28 €1.12

49.22%

Onion (1kg)

$2.33 Rp 41.3K

$1.15 €1.00

102.61%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.18 €1.03

-14.41%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.89 €0.77

-38.20%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$6.21 €5.41

-64.09%

Wine (Bottle)

$23.07 Rp 408.6K

$5.88 €5.12

292.35%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.05 €0.92

130.48%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.03 €1.77

47.78%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$1.19 €1.03

-77.31%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$34.60 €30.16

-74.05%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$1.19 €1.04

-59.66%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$1.19 €1.04

-63.87%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$22.96 €20.02

-75.44%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.78 €1.55

-55.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$27.4K €23.9K

-9.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$25.4K €22.1K

24.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$286 €249

-71.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$19.89 €17.34

-67.37%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$11.76 €10.25

59.61%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$35.23 €30.71

61.42%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$19.53 €17.02

-4.10%

Cinema Ticket

$4.54 Rp 80.4K

$10.33 €9.00

-56.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$378 €330

27.09%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$10.9K €9,465

-47.40%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$57.3 €49.95

-20.57%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$23.43 €20.42

53.14%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$58.1 €50.6

38.48%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$92.9 €81.0

-15.34%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$562 €490

98.41%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$465 €406

49.88%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$925 €807

293.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$705 €615

146.27%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$3,510 €3,060

-20.68%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$2,704 €2,357

-15.31%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$1,075 €937

-84.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.79

263.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Nove Zamky: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $562 in Nove Zamky. Housing cost is often the main lever when comparing two cities.

Nove Zamky pays 540% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $47.00 in Nove Zamky. Groceries flip the comparison at $295 vs $252, with Nove Zamky cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nove Zamky: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Eating Out, Monthly Utilities & Internet, Getting Around. The 4% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 540% lower in Nove Zamky. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $562 in Nove Zamky. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 285% less than in Nove Zamky. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $481 in Ubud, Bali versus $378 in Nove Zamky. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,368 in Ubud, Bali versus $1,420 in Nove Zamky, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Nove Zamky. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Nove Zamky, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Nove Zamky are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 4% less than in Nove Zamky. Beyond cost, consider language, visa policies, and how big the international community is in each city.