Cost of Living Comparison Between Ubud, Bali and Nove Zamky Cost of Living Comparison Between Ubud, Bali and Nove Zamky

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,382 in Nove Zamky.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,024 in Nove Zamky.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $2,666 in Nove Zamky.

Living in Ubud, Bali is roughly 4% more expensive than Nove Zamky, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: Ubud, Bali 7% above, Nove Zamky 3% above.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$7.66 €6.56

-53.39%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$46.67 €39.95

-30.19%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$9.14 €7.82

-44.53%

Cappuccino

$2.83 Rp 49.0K

$3.16 €2.71

-10.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$1.86 €1.59

-27.96%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$1.29 €1.11

-46.51%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$2.33 €1.99

28.33%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.30 €1.97

67.39%

Milk (1 liter)

$1.74 Rp 30.2K

$1.12 €0.96

55.36%

White Bread (500g)

$2.54 Rp 44.0K

$1.10 €0.94

130.91%

Rice (white) (1kg)

$1.19 Rp 20.6K

$2.08 €1.78

-42.79%

Eggs

$2.43 Rp 42.0K

$3.71 €3.18

-34.50%

Local Cheese (1kg)

$14.66 Rp 254.1K

$16.25 €13.91

-9.78%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$7.73 €6.62

-45.92%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$13.32 €11.40

-10.36%

Apples (1kg)

$3.69 Rp 63.9K

$1.77 €1.51

108.47%

Banana (1kg)

$1.61 Rp 27.8K

$1.60 €1.37

0.63%

Oranges (1kg)

$2.69 Rp 46.5K

$1.19 €1.02

126.05%

Tomato (1kg)

$2.33 Rp 40.4K

$5.08 €4.35

-54.13%

Potato (1kg)

$1.91 Rp 33.0K

$1.31 €1.12

45.80%

Onion (1kg)

$2.19 Rp 37.9K

$1.13 €0.97

93.81%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.18 €1.01

-10.17%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.77 €0.66

-6.49%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$5.92 €5.06

-47.13%

Wine (Bottle)

$23.49 Rp 407.1K

$5.71 €4.89

311.38%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.06 €0.91

158.49%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.34 €2.01

23.08%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$1.15 €0.98

-74.78%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$29.40 €25.17

-72.21%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.13 €0.97

-60.18%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$1.06 €0.91

-60.38%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$23.05 €19.73

-73.28%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.79 €1.53

-53.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$25.2K €21.6K

3.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$25.4K €21.7K

28.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$294 €251

-73.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$31.20 €26.71

-87.34%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$11.50 €9.84

112.17%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$34.59 €29.61

179.10%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$14.69 €12.57

-56.77%

Cinema Ticket

$4.04 Rp 70.0K

$10.42 €8.92

-61.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$374 €320

-19.16%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$7,406 €6,339

-11.93%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$57.4 €49.17

-6.27%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$23.49 €20.11

61.69%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$58.3 €49.90

48.82%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$91.9 €78.6

-14.14%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$557 €477

81.58%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$450 €385

49.95%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$941 €805

260.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$705 €604

197.55%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$3,475 €2,974

-14.10%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$2,427 €2,077

-3.61%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$1,075 €920

-83.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.85

244.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Nove Zamky: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $557 in Nove Zamky. Housing cost is often the main lever when comparing two cities.

Nove Zamky pays 521% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $47.00 in Nove Zamky. Groceries flip the comparison at $298 vs $263, with Nove Zamky cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nove Zamky: Cost of Living - Frequently Asked Questions

Nove Zamky is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 4% gap adds up to real monthly savings that compound significantly over time.

On paper, Nove Zamky earns 521% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $557 in Nove Zamky. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Nove Zamky runs roughly 260% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $303 in Ubud, Bali versus $374 in Nove Zamky. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,382 in Nove Zamky versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Nove Zamky but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nove Zamky the clear choice for anyone on this budget.

For families, Nove Zamky is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Nove Zamky are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nove Zamky gentler on the wallet – expenses run 4% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.