Cost of Living Comparison Between Ubud, Bali and Nove Zamky Cost of Living Comparison Between Ubud, Bali and Nove Zamky

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,402 in Nove Zamky.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $2,052 in Nove Zamky.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,702 in Nove Zamky.

Monthly costs are close between Ubud, Bali and Nove Zamky; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Ubud, Bali 4% above, Nove Zamky 4% above.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$7.40 €6.38

-51.76%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$46.96 €40.46

-30.79%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$9.44 €8.13

-48.52%

Cappuccino

$2.75 Rp 49.2K

$3.17 €2.73

-13.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.78 €1.53

-25.84%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.31 €1.13

-46.56%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.25 €1.94

29.33%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.27 €1.96

66.96%

Milk (1 liter)

$1.71 Rp 30.6K

$1.12 €0.96

52.68%

White Bread (500g)

$2.47 Rp 44.3K

$1.10 €0.95

124.55%

Rice (white) (1kg)

$1.20 Rp 21.5K

$2.06 €1.77

-41.75%

Eggs

$2.44 Rp 43.8K

$3.72 €3.20

-34.41%

Local Cheese (1kg)

$14.38 Rp 257.7K

$16.31 €14.05

-11.83%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$7.84 €6.76

-45.03%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$13.34 €11.49

-8.47%

Apples (1kg)

$3.68 Rp 66.0K

$1.79 €1.55

105.59%

Banana (1kg)

$1.55 Rp 27.8K

$1.54 €1.33

0.65%

Oranges (1kg)

$2.79 Rp 49.9K

$1.18 €1.01

136.44%

Tomato (1kg)

$2.33 Rp 41.8K

$5.06 €4.36

-53.95%

Potato (1kg)

$1.97 Rp 35.3K

$1.31 €1.13

50.38%

Onion (1kg)

$2.31 Rp 41.4K

$1.14 €0.98

102.63%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.19 €1.02

-10.92%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.77 €0.67

-5.19%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$6.06 €5.23

-45.87%

Wine (Bottle)

$22.79 Rp 408.4K

$5.79 €4.99

293.61%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.05 €0.91

167.62%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.37 €2.04

17.30%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$1.19 €1.03

-75.63%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$29.49 €25.41

-72.67%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.15 €0.99

-60.87%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.05 €0.91

-57.14%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$22.74 €19.59

-72.56%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.73 €1.49

-50.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$25.2K €21.7K

3.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$25.7K €22.2K

22.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$287 €247

-71.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$30.89 €26.61

-86.86%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$11.60 €9.99

110.52%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$34.54 €29.76

182.77%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$14.64 €12.61

-55.94%

Cinema Ticket

$4.04 Rp 72.4K

$10.09 €8.69

-59.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$371 €320

-18.11%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$7,358 €6,340

-10.02%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$58.8 €50.7

-7.77%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$23.34 €20.11

66.15%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$59.0 €50.9

45.95%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$91.2 €78.6

-15.95%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$544 €468

81.31%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$459 €395

43.34%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$922 €794

265.61%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$707 €609

192.13%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$3,489 €3,006

-21.43%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$2,534 €2,183

-12.09%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$1,050 €905

-84.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.85

244.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Nove Zamky: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $544 in Nove Zamky. Housing cost is often the main lever when comparing two cities.

Nove Zamky pays 543% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $33.00 in Ubud, Bali vs $47.00 in Nove Zamky. Groceries flip the comparison at $297 vs $263, with Nove Zamky cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nove Zamky: Cost of Living - Frequently Asked Questions

On paper, Nove Zamky earns 543% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $544 in Nove Zamky. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $371 in Nove Zamky. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Nove Zamky – a meal for two runs $47.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,402 in Nove Zamky versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Nove Zamky but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nove Zamky the clear choice for anyone on this budget.

For families, Nove Zamky is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Nove Zamky are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Nove Zamky wins on affordability, Ubud, Bali on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.