Last update: Oct 2026

Cost of Living Comparison Between Nove Zamky and Ubud, Bali

For one person, living costs are similar in Nove Zamky and in Ubud, Bali: $1,343 and $1,349 a month, rent and utilities included.

65

Cost of Living Index in Nove Zamky
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Nove Zamky Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Nove Zamky

🇸🇰 Slovakia

$1,343

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Nove Zamky and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nove Zamky and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,343 in Nove Zamky versus $1,349 in Ubud, Bali.

Nove Zamky $1,343
Ubud, Bali $1,349

Estimated couple costs with rent: $1,940 in Nove Zamky versus $2,305 in Ubud, Bali.

Nove Zamky $1,940
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,538 in Nove Zamky versus $3,261 in Ubud, Bali.

Nove Zamky $2,538
Ubud, Bali $3,261

Monthly costs are close between Nove Zamky and Ubud, Bali; which city is cheaper depends on the spending category.

Meal at Budget Restaurant

$7.21 €6.46

$3.32 Rp 60.3K

117.17%

Three-Course Dinner for Two, Mid-Range

$44.72 €40.07

$35.64 Rp 646.5K

25.48%

Fast Food Meal (McDonalds, etc)

$8.71 €7.80

$5.53 Rp 100.4K

57.50%

Cappuccino

$3.22 €2.89

$2.72 Rp 49.3K

18.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 €1.74

$1.70 Rp 30.9K

14.12%

Water (0.33 liter bottle)

$1.30 €1.17

$0.76 Rp 13.8K

71.05%

Local Beer (0.5 liter draught)

$2.27 €2.03

$2.65 Rp 48.1K

-14.34%

Imported Beer (0.33 liter bottle)

$2.27 €2.03

$4.38 Rp 79.5K

-48.17%

Milk (1 liter)

$1.08 €0.97

$1.49 Rp 27.0K

-27.52%

White Bread (500g)

$1.05 €0.95

$2.28 Rp 41.3K

-53.95%

Rice (white) (1kg)

$1.93 €1.73

$1.19 Rp 21.6K

62.18%

Eggs

$3.67 €3.29

$2.04 Rp 36.9K

79.90%

Local Cheese (1kg)

$12.68 €11.36

$17.70 Rp 321.1K

-28.36%

Chicken Fillets (1kg)

$7.44 €6.67

$3.96 Rp 71.9K

87.88%

Beef Round Steak (1kg)

$13.05 €11.70

$12.19 Rp 221.1K

7.05%

Apples (1kg)

$1.67 €1.50

$3.66 Rp 66.3K

-54.37%

Banana (1kg)

$1.52 €1.36

$1.52 Rp 27.5K

Oranges (1kg)

$1.15 €1.03

$2.23 Rp 40.4K

-48.43%

Tomato (1kg)

$4.56 €4.08

$1.97 Rp 35.8K

131.47%

Potato (1kg)

$1.25 €1.12

$1.85 Rp 33.5K

-32.43%

Onion (1kg)

$1.11 €0.99

$2.42 Rp 44.0K

-54.13%

Lettuce (1 head)

$1.14 €1.02

$0.99 Rp 18.0K

15.15%

Water (1.5 liter bottle)

$0.84 €0.76

$0.51 Rp 9,313

64.71%

Cigarettes 20 Pack (Marlboro, Camel)

$6.28 €5.63

$2.22 Rp 40.3K

182.88%

Wine (Bottle)

$5.71 €5.12

$22.24 Rp 403.4K

-74.33%

Local Beer (0.5 liter bottle)

$0.94 €0.84

$2.26 Rp 41.0K

-58.41%

Imported Beer (0.33 liter bottle)

$1.84 €1.65

$2.97 Rp 53.9K

-38.05%

One-way Ticket (Public Transport)

$1.09 €0.98

$0.25 Rp 4,553

336.00%

Public Transport Monthly Pass (Regular Price)

$28.35 €25.40

$7.82 Rp 141.9K

262.53%

Taxi Start (Normal Tariff)

$1.10 €0.99

$0.44 Rp 7,972

150.00%

Taxi (Normal Tariff) (1km)

$1.10 €0.99

$0.43 Rp 7,801

155.81%

Taxi 1hour Waiting (Normal Tariff)

$22.61 €20.26

$5.41 Rp 98.1K

317.93%

Gasoline (1 liter)

$1.70 €1.52

$0.82 Rp 15.0K

107.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.1K €22.5K

$23.8K Rp 432.4M

5.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K €23.7K

$31.7K Rp 575.9M

-16.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$284 €255

$79.1 Rp 1.4M

259.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.18 €17.19

$6.45 Rp 116.9K

197.36%

Internet (50+ Mbps, Unlimited Data)

$11.10 €9.94

$18.58 Rp 337.0K

-40.26%

Gym Membership (Monthly)

$33.06 €29.63

$49.48 Rp 897.5K

-33.19%

Tennis Court (1 Hour on Weekend)

$17.02 €15.25

$17.65 Rp 320.1K

-3.57%

Cinema Ticket

$9.74 €8.73

$4.27 Rp 77.5K

128.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$359 €322

$491 Rp 8.9M

-26.79%

International Primary School, 1 Child (Yearly)

$10.7K €9,575

$5,674 Rp 102.9M

88.32%

Jeans (Levis 501 Or Similar)

$56.6 €50.7

$44.64 Rp 809.7K

26.79%

Summer Dress (H&M, Zara, etc)

$22.24 €19.93

$34.95 Rp 634.0K

-36.37%

Sport Shoes (Adidas, Nike)

$56.7 €50.8

$79.9 Rp 1.4M

-29.01%

Men's Leather Business Shoes

$88.8 €79.6

$79.4 Rp 1.4M

11.85%

1-bedroom Apartment, City Center (Monthly)

$540 €484

$1,125 Rp 20.4M

-51.99%

1-bedroom Apartment, Outside City Center (Monthly)

$441 €395

$671 Rp 12.2M

-34.34%

3-bedroom Apartment, City Center (Monthly)

$912 €817

$3,565 Rp 64.7M

-74.42%

3-bedroom Apartment, Outside City Center (Monthly)

$680 €610

$1,723 Rp 31.3M

-60.52%

Buy Apartment in City Center (m2)

$3,419 €3,063

$2,732 Rp 49.5M

25.15%

Buy Apartment Outside City Center (m2)

$2,547 €2,282

$2,284 Rp 41.4M

11.51%

Average Monthly Net Salary (After Tax)

$1,019 €913

$164 Rp 3.0M

521.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

13.78

-72.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nove Zamky: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nove Zamky

$441 32.8%

Ubud, Bali

$672 49.8% 52.3% $231

Monthly Utilities & Internet

Nove Zamky

$314 23.4%

Ubud, Bali

$104 7.7% 66.9% $210

Groceries & Markets

Nove Zamky

$243 18.1%

Ubud, Bali

$288 21.4% 18.5% $45

Eating Out

Nove Zamky

$151 11.3%

Ubud, Bali

$108 8% 28.8% $44

Clothing & Footwear

Nove Zamky

$101 7.5%

Ubud, Bali

$108 8% 6.5% $6.5

Sport & Entertainment

Nove Zamky

$53 3.9%

Ubud, Bali

$58 4.3% 10.4% $5.5

Getting Around

Nove Zamky

$39 2.9%

Ubud, Bali

$11 0.9% 71% $28

Cost Breakdown

A one-bedroom apartment in the center runs $540 in Nove Zamky and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Nove Zamky pays about 6.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $45 in Nove Zamky vs $36 in Ubud, Bali. Groceries flip the comparison at $243 vs $288, with Nove Zamky cheaper for home cooking.

Good to know

🇸🇰 Nove Zamky

🇮🇩 Ubud, Bali

🕒 Local time

08:10 8:10 AM

15:10 3:10 PM

7 h ahead of Nove Zamky

🌤 Weather

👥 Population

40,840

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Between locations

Nove Zamky Ubud, Bali 11,240 km ≈ 15 h nonstop flight

From you

Nove Zamky
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nove Zamky vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Average pay in Nove Zamky is about 6.2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $540 in Nove Zamky versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $359 in Nove Zamky versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $45 in Nove Zamky. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,500 a month, though Nove Zamky gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Nove Zamky and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.