Cost of Living Comparison Between Nove Zamky and Ubud, Bali Cost of Living Comparison Between Nove Zamky and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,402 in Nove Zamky versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $2,052 in Nove Zamky versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,702 in Nove Zamky versus $3,694 in Ubud, Bali.

Monthly costs are close between Nove Zamky and Ubud, Bali; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Nove Zamky 4% above, Ubud, Bali 4% above.

Meal at Budget Restaurant

$7.40 €6.38

$3.57 Rp 64.0K

107.28%

Three-Course Dinner for Two, Mid-Range

$46.96 €40.46

$32.50 Rp 582.3K

44.49%

Fast Food Meal (McDonalds, etc)

$9.44 €8.13

$4.86 Rp 87.1K

94.24%

Cappuccino

$3.17 €2.73

$2.75 Rp 49.2K

15.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.78 €1.53

$1.32 Rp 23.7K

34.85%

Water (0.33 liter bottle)

$1.31 €1.13

$0.70 Rp 12.6K

87.14%

Local Beer (0.5 liter draught)

$2.25 €1.94

$2.91 Rp 52.2K

-22.68%

Imported Beer (0.33 liter bottle)

$2.27 €1.96

$3.79 Rp 68.0K

-40.11%

Milk (1 liter)

$1.12 €0.96

$1.71 Rp 30.6K

-34.50%

White Bread (500g)

$1.10 €0.95

$2.47 Rp 44.3K

-55.47%

Rice (white) (1kg)

$2.06 €1.77

$1.20 Rp 21.5K

71.67%

Eggs

$3.72 €3.20

$2.44 Rp 43.8K

52.46%

Local Cheese (1kg)

$16.31 €14.05

$14.38 Rp 257.7K

13.42%

Chicken Fillets (1kg)

$7.84 €6.76

$4.31 Rp 77.1K

81.90%

Beef Round Steak (1kg)

$13.34 €11.49

$12.21 Rp 218.7K

9.25%

Apples (1kg)

$1.79 €1.55

$3.68 Rp 66.0K

-51.36%

Banana (1kg)

$1.54 €1.33

$1.55 Rp 27.8K

-0.65%

Oranges (1kg)

$1.18 €1.01

$2.79 Rp 49.9K

-57.71%

Tomato (1kg)

$5.06 €4.36

$2.33 Rp 41.8K

117.17%

Potato (1kg)

$1.31 €1.13

$1.97 Rp 35.3K

-33.50%

Onion (1kg)

$1.14 €0.98

$2.31 Rp 41.4K

-50.65%

Lettuce (1 head)

$1.19 €1.02

$1.06 Rp 19.1K

12.26%

Water (1.5 liter bottle)

$0.77 €0.67

$0.73 Rp 13.1K

5.48%

Cigarettes 20 Pack (Marlboro, Camel)

$6.06 €5.23

$3.28 Rp 58.8K

84.76%

Wine (Bottle)

$5.79 €4.99

$22.79 Rp 408.4K

-74.59%

Local Beer (0.5 liter bottle)

$1.05 €0.91

$2.81 Rp 50.3K

-62.63%

Imported Beer (0.33 liter bottle)

$2.37 €2.04

$2.78 Rp 49.9K

-14.75%

One-way Ticket (Public Transport)

$1.19 €1.03

$0.29 Rp 5,217

310.34%

Public Transport Monthly Pass (Regular Price)

$29.49 €25.41

$8.06 Rp 144.4K

265.88%

Taxi Start (Normal Tariff)

$1.15 €0.99

$0.45 Rp 8,047

155.56%

Taxi (Normal Tariff) (1km)

$1.05 €0.91

$0.45 Rp 8,094

133.33%

Taxi 1hour Waiting (Normal Tariff)

$22.74 €19.59

$6.24 Rp 111.7K

264.42%

Gasoline (1 liter)

$1.73 €1.49

$0.85 Rp 15.2K

103.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K €21.7K

$26.0K Rp 465.4M

-2.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K €22.2K

$31.7K Rp 567.2M

-18.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$287 €247

$80.8 Rp 1.4M

254.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.89 €26.61

$4.06 Rp 72.7K

660.84%

Internet (50+ Mbps, Unlimited Data)

$11.60 €9.99

$24.42 Rp 437.6K

-52.50%

Gym Membership (Monthly)

$34.54 €29.76

$97.7 Rp 1.7M

-64.64%

Tennis Court (1 Hour on Weekend)

$14.64 €12.61

$6.45 Rp 115.5K

126.98%

Cinema Ticket

$10.09 €8.69

$4.04 Rp 72.4K

149.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$371 €320

$304 Rp 5.4M

22.11%

International Primary School, 1 Child (Yearly)

$7,358 €6,340

$6,621 Rp 118.6M

11.14%

Jeans (Levis 501 Or Similar)

$58.8 €50.7

$54.2 Rp 971.7K

8.43%

Summer Dress (H&M, Zara, etc)

$23.34 €20.11

$38.78 Rp 694.7K

-39.81%

Sport Shoes (Adidas, Nike)

$59.0 €50.9

$86.1 Rp 1.5M

-31.48%

Men's Leather Business Shoes

$91.2 €78.6

$76.7 Rp 1.4M

18.98%

1-bedroom Apartment, City Center (Monthly)

$544 €468

$986 Rp 17.7M

-44.85%

1-bedroom Apartment, Outside City Center (Monthly)

$459 €395

$658 Rp 11.8M

-30.24%

3-bedroom Apartment, City Center (Monthly)

$922 €794

$3,369 Rp 60.4M

-72.65%

3-bedroom Apartment, Outside City Center (Monthly)

$707 €609

$2,066 Rp 37.0M

-65.77%

Buy Apartment in City Center (m2)

$3,489 €3,006

$2,741 Rp 49.1M

27.27%

Buy Apartment Outside City Center (m2)

$2,534 €2,183

$2,228 Rp 39.9M

13.75%

Average Monthly Net Salary (After Tax)

$1,050 €905

$163 Rp 2.9M

542.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

13.28

-71.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nove Zamky: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $544 in Nove Zamky and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Nove Zamky pays 543% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $47.00 in Nove Zamky vs $33.00 in Ubud, Bali. Groceries flip the comparison at $263 vs $297, with Nove Zamky cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nove Zamky vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Nove Zamky pays 543% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $544 in Nove Zamky versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $371 in Nove Zamky versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Nove Zamky – a meal for two runs $47.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,402 in Nove Zamky versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Nove Zamky but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nove Zamky the clear choice for anyone on this budget.

For families, Nove Zamky is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nove Zamky and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Nove Zamky wins on affordability, Ubud, Bali on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.