Cost of Living Comparison Between Nove Zamky and Ubud, Bali Cost of Living Comparison Between Nove Zamky and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,420 in Nove Zamky versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $2,050 in Nove Zamky versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,680 in Nove Zamky versus $3,327 in Ubud, Bali.

Living in Nove Zamky is roughly 4% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Nove Zamky 4% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$7.41 €6.46

$3.44 Rp 60.9K

115.41%

Three-Course Dinner for Two, Mid-Range

$47.04 €41.00

$36.31 Rp 643.0K

29.55%

Fast Food Meal (McDonalds, etc)

$9.33 €8.13

$5.71 Rp 101.0K

63.40%

Cappuccino

$3.26 €2.85

$2.67 Rp 47.3K

22.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 €1.78

$1.75 Rp 31.0K

16.57%

Water (0.33 liter bottle)

$1.37 €1.20

$0.87 Rp 15.4K

57.47%

Local Beer (0.5 liter draught)

$2.35 €2.05

$2.95 Rp 52.3K

-20.34%

Imported Beer (0.33 liter bottle)

$2.28 €1.99

$4.52 Rp 80.0K

-49.56%

Milk (1 liter)

$1.07 €0.93

$1.62 Rp 28.7K

-33.95%

White Bread (500g)

$1.08 €0.94

$2.33 Rp 41.3K

-53.65%

Rice (white) (1kg)

$1.98 €1.73

$1.11 Rp 19.6K

78.38%

Eggs

$3.93 €3.42

$2.20 Rp 39.0K

78.64%

Local Cheese (1kg)

$12.90 €11.25

$17.69 Rp 313.3K

-27.08%

Chicken Fillets (1kg)

$8.05 €7.01

$4.10 Rp 72.5K

96.34%

Beef Round Steak (1kg)

$13.48 €11.75

$12.18 Rp 215.6K

10.67%

Apples (1kg)

$1.74 €1.52

$3.71 Rp 65.6K

-53.10%

Banana (1kg)

$1.52 €1.32

$1.59 Rp 28.1K

-4.40%

Oranges (1kg)

$1.18 €1.03

$2.28 Rp 40.4K

-48.25%

Tomato (1kg)

$4.55 €3.96

$1.95 Rp 34.6K

133.33%

Potato (1kg)

$1.28 €1.12

$1.91 Rp 33.7K

-32.98%

Onion (1kg)

$1.15 €1.00

$2.33 Rp 41.3K

-50.64%

Lettuce (1 head)

$1.18 €1.03

$1.01 Rp 17.8K

16.83%

Water (1.5 liter bottle)

$0.89 €0.77

$0.55 Rp 9,773

61.82%

Cigarettes 20 Pack (Marlboro, Camel)

$6.21 €5.41

$2.23 Rp 39.5K

178.48%

Wine (Bottle)

$5.88 €5.12

$23.07 Rp 408.6K

-74.51%

Local Beer (0.5 liter bottle)

$1.05 €0.92

$2.42 Rp 42.8K

-56.61%

Imported Beer (0.33 liter bottle)

$2.03 €1.77

$3.00 Rp 53.1K

-32.33%

One-way Ticket (Public Transport)

$1.19 €1.03

$0.27 Rp 4,814

340.74%

Public Transport Monthly Pass (Regular Price)

$34.60 €30.16

$8.98 Rp 159.1K

285.30%

Taxi Start (Normal Tariff)

$1.19 €1.04

$0.48 Rp 8,566

147.92%

Taxi (Normal Tariff) (1km)

$1.19 €1.04

$0.43 Rp 7,679

176.74%

Taxi 1hour Waiting (Normal Tariff)

$22.96 €20.02

$5.64 Rp 99.9K

307.09%

Gasoline (1 liter)

$1.78 €1.55

$0.80 Rp 14.2K

122.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K €23.9K

$24.9K Rp 441.7M

9.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K €22.1K

$31.7K Rp 561.5M

-19.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$286 €249

$81.5 Rp 1.4M

250.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.89 €17.34

$6.49 Rp 115.0K

206.47%

Internet (50+ Mbps, Unlimited Data)

$11.76 €10.25

$18.77 Rp 332.4K

-37.35%

Gym Membership (Monthly)

$35.23 €30.71

$56.9 Rp 1.0M

-38.05%

Tennis Court (1 Hour on Weekend)

$19.53 €17.02

$18.73 Rp 331.7K

4.27%

Cinema Ticket

$10.33 €9.00

$4.54 Rp 80.4K

127.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$378 €330

$481 Rp 8.5M

-21.32%

International Primary School, 1 Child (Yearly)

$10.9K €9,465

$5,711 Rp 101.1M

90.11%

Jeans (Levis 501 Or Similar)

$57.3 €49.95

$45.52 Rp 806.0K

25.90%

Summer Dress (H&M, Zara, etc)

$23.43 €20.42

$35.88 Rp 635.4K

-34.70%

Sport Shoes (Adidas, Nike)

$58.1 €50.6

$80.4 Rp 1.4M

-27.79%

Men's Leather Business Shoes

$92.9 €81.0

$78.7 Rp 1.4M

18.13%

1-bedroom Apartment, City Center (Monthly)

$562 €490

$1,115 Rp 19.7M

-49.60%

1-bedroom Apartment, Outside City Center (Monthly)

$465 €406

$698 Rp 12.4M

-33.28%

3-bedroom Apartment, City Center (Monthly)

$925 €807

$3,637 Rp 64.4M

-74.56%

3-bedroom Apartment, Outside City Center (Monthly)

$705 €615

$1,737 Rp 30.8M

-59.39%

Buy Apartment in City Center (m2)

$3,510 €3,060

$2,784 Rp 49.3M

26.07%

Buy Apartment Outside City Center (m2)

$2,704 €2,357

$2,290 Rp 40.5M

18.08%

Average Monthly Net Salary (After Tax)

$1,075 €937

$168 Rp 3.0M

539.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

13.78

-72.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nove Zamky: September 14, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $562 in Nove Zamky and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Nove Zamky pays 540% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $47.00 in Nove Zamky vs $36.00 in Ubud, Bali. Groceries flip the comparison at $252 vs $295, with Nove Zamky cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nove Zamky vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Eating Out, Getting Around, Monthly Utilities & Internet. The 4% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 540% higher in Nove Zamky, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $562 in Nove Zamky versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 285% less than in Nove Zamky. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $378 in Nove Zamky versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,368 in Ubud, Bali versus $1,420 in Nove Zamky, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Nove Zamky. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Nove Zamky, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nove Zamky and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 4% less than in Nove Zamky. Beyond cost, consider language, visa policies, and how big the international community is in each city.