Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Novara

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,483 in Novara, rent and utilities included – about $1,600 less a year. The total is higher in Novara despite lower rent and utilities.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
72

Cost of Living Index in Novara
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Novara Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Novara

🇮🇹 Italy

$1,483

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Novara

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Novara actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,483 in Novara.

Ubud, Bali $1,353
Novara $1,483

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $2,293 in Novara.

Ubud, Bali $2,297
Novara $2,293

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $3,103 in Novara.

Ubud, Bali $3,241
Novara $3,103

Living in Ubud, Bali costs roughly 9% less than in Novara, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Novara 9% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$16.78 €14.92

-80.75%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$56.6 €50.3

-38.32%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$10.25 €9.12

-44.39%

Cappuccino

$2.62 Rp 47.1K

$1.74 €1.55

50.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$3.46 €3.08

-50.29%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.72 €1.53

-52.91%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$5.57 €4.96

-52.42%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$5.09 €4.52

-14.15%

Milk (1 liter)

$1.57 Rp 28.3K

$1.39 €1.24

12.95%

White Bread (500g)

$2.19 Rp 39.5K

$1.95 €1.74

12.31%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.88 €2.56

-59.03%

Eggs

$2.16 Rp 38.8K

$3.33 €2.96

-35.14%

Local Cheese (1kg)

$17.65 Rp 317.7K

$11.40 €10.14

54.82%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$8.76 €7.79

-56.85%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$13.22 €11.76

-9.61%

Apples (1kg)

$3.60 Rp 64.8K

$2.53 €2.25

42.29%

Banana (1kg)

$1.59 Rp 28.6K

$1.65 €1.46

-3.64%

Oranges (1kg)

$2.31 Rp 41.6K

$3.41 €3.04

-32.26%

Tomato (1kg)

$1.91 Rp 34.3K

$2.16 €1.92

-11.57%

Potato (1kg)

$1.78 Rp 32.1K

$1.94 €1.73

-8.25%

Onion (1kg)

$2.33 Rp 41.9K

$1.14 €1.02

104.39%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.03 €0.91

-2.91%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.75 €0.67

-29.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$6.23 €5.55

-63.24%

Wine (Bottle)

$22.07 Rp 397.3K

$5.58 €4.96

295.52%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.84 €1.63

27.72%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.28 €2.03

30.70%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.69 €1.51

-86.39%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$38.24 €34.01

-76.73%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$4.36 €3.87

-89.22%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.20 €1.06

-64.17%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$34.82 €30.97

-84.29%

Gasoline (1 liter)

$0.83 Rp 14.9K

$2.05 €1.82

-59.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$26.9K €23.9K

-11.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$33.4K €29.7K

-1.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$176 €157

-54.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$10.41 €9.26

-36.98%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$30.24 €26.90

-38.49%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$78.3 €69.6

-30.86%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$18.96 €16.86

-3.59%

Cinema Ticket

$4.25 Rp 76.5K

$11.39 €10.13

-62.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$517 €460

-4.73%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$9,907 €8,813

-43.51%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$124 €110

-63.19%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$34.03 €30.27

2.73%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$55.5 €49.40

39.96%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$139 €123

-43.33%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$644 €573

75.66%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$438 €389

53.73%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,048 €932

244.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$784 €698

116.97%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,850 €2,535

-4.64%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,873 €1,666

19.69%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,082 €1,852

-92.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.62

280.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Novara: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Novara

$438 29.5% 35% $235

Groceries & Markets

Ubud, Bali

$287 21.2%

Novara

$269 18.1% 6.3% $18

Clothing & Footwear

Ubud, Bali

$107 7.9%

Novara

$158 10.7% 48.6% $52

Eating Out

Ubud, Bali

$106 7.9%

Novara

$245 16.5% 130% $138

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Novara

$217 14.6% 106% $112

Sport & Entertainment

Ubud, Bali

$63 4.6%

Novara

$101 6.8% 61.4% $38

Getting Around

Ubud, Bali

$12 0.9%

Novara

$55 3.7% 345% $43

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $644 in Novara. Housing cost is often the main lever when comparing two cities.

Novara pays 1151% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $57.0 in Novara. Groceries flip the comparison at $287 vs $269, with Novara cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇮🇹 Novara

🕒 Local time

14:08 2:08 PM

08:08 8:08 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

100,910

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 23, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 23, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Novara 11,980 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Novara

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Novara: Cost of Living - Frequently Asked Questions

Ubud, Bali and Novara differ by about 10% in total monthly costs ($1,353 vs $1,483 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1151% lower in Novara. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $644 in Novara. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $517 in Novara. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Novara pay roughly 7% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,353 in Ubud, Bali versus $1,483 in Novara, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Novara. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Novara are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 10% less than in Novara. Beyond cost, consider language, visa policies, and how big the international community is in each city.